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Omkeshwar

Omkeshwar Singh  | Answer  |Ask -

Head, Rank MF - Answered on Sep 16, 2021

Mutual Fund Expert... more
Selvam Question by Selvam on Sep 16, 2021Hindi
Money

I am holding the following mutual funds. Request your view on this and suggestions on alternate funds.

Fund Name Investment per month Total value as of today % Return
Axis Bluechip Fund Rs 2,000 Rs 17,686 10.54%
Axis Long Term Equity Fund Rs 5,500 Rs 1,63,783 35.92%
Mirae Asset Emerging Bluechip Fund Rs 7,500 Rs 2,49,768 49.36%
Tata Equity PE Fund Rs 3,000 Rs 1,86,708 32.53%
AB SL India GenNext Fund Rs 4,000 Rs 3,83,484 49.22%
SBI Blue Chip Fund Rs 3,000 Rs 1,29,790 39.56%
  Total: Rs 25,000    

Ans: These are decent funds, please continue.

 

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Hi, i am investing in following mutual funds for last few years. Pls suggest if I should continue with them or replace with other MF ? Aditya Birla SunLife MNC-G - 5000/- Canara Robecco Bluechip Equity Reg-G - 10,000/- Axis Small Cap Reg-G - 10,000/- HDFC Flexi Cap-G - 10,000/- ICICI Prudential Value Discovery (G) - 10,000/- Mirae Asset Emerging Bluechip Reg-G - 5,000.- Sundaram Midcap Reg-G (BLD) - 5,000/- Nippon India Growth (G) - 10,000/- Tata Digital India Reg-G - 5000/- PGM India Mid cap Opportunity Reg-G - 5000/- Mirae Asset BFS Fund Reg-G - 5000/-
Ans: I take it that you have these amounts as SIPs in various funds. My observations are:-

· You have about 18% of your amount in sectoral or thematic funds and these three funds are not performing. It is always better to be in diversified funds than go into narrow themes like this since they are typically cyclical and a common investor normally is not able to time entry and exit into such categories. My suggestion is to get out of them.
· Your highest allocation is to midcap funds. Except the Sundaram Midcap, other two are performing well. You may get out of Sundaram fund.
· All your other funds are performing decently.
· Your Large cap fund allocation is very low which makes your portfolio risky – you may like to have a relook at it, unless you are comfortable with high risks.
· Same way, it is also a good idea to have a good allocation to Flexicap funds. A portfolio should also be balanced for risk by having a Balanced Allocation or an Asset Allocator fund. Think about it.

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Nayagam P

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Career Counsellor - Answered on Jun 17, 2025

Asked by Anonymous - Jun 14, 2025
Career
Sir, My son got SRM KTR electronics and computer engineering and VIT AP CSE core category 3. Of the 2 which is better.. he is not particular about the branch. Pl guide. Which university is better and it's job opportunities?
Ans: Both SRM Kattankulathur (KTR) and VIT-AP are well-established private universities with strong placement records and national accreditations. SRM KTR’s Electronics and Computer Engineering program is NAAC A++ and ABET accredited, with 80–85% placement rates, over 980 recruiters in 2024, and 5,546+ offers, including top companies like Microsoft, Google, Amazon, and TCS; the program offers a blend of electronics and computing, opening core and IT job profiles. VIT-AP’s CSE (Category 3) is highly sought after, with 90%+ placements, 904+ recruiters, and average packages trending upward, especially in CSE, with roles at Google, Microsoft, Amazon, and Infosys; VIT-AP is recognized for its flexible curriculum, international collaborations, and rapid growth in rankings. Both universities offer modern infrastructure and global exposure, but VIT-AP’s CSE core provides broader tech sector opportunities and higher placement density, while SRM KTR’s ECE offers interdisciplinary flexibility. Recommendation: Prefer VIT-AP CSE (Category 3) for maximum job opportunities and tech-industry alignment, with SRM KTR ECE as a strong alternative for those interested in both electronics and computing. All the BEST for the Admission & a Prosperous Future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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