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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Nov 02, 2022

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Question by Ajay on Nov 02, 2022Hindi

Money

I had started SIPs in Tata Digital Fund MF about 6 months back with long-term perspective but incurring losses@14%. Should I continue or exit?

Ans: Please continue

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Sep 04, 2020

Question by Sukanta - Sep 04, 2020Hindi

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I am having following 6 regular SIPs in mutual funds 1. Aditya Birla Sunlife Tax Relief'96 Rs 2,000/-2. HDFC Top 100 Fund Rs 3,000/-3. Franklin India Prima Fund Rs 2,000/-4. Franklin India Smaller Companies Fund Rs 3,000/-5. Nippon India Small Cap Fund Rs 3,000/-6. Nippon India Large Cap Fund Rs 2,000/- 7. In addition to above, I also hold some units in SBNPP SMILE Fund since 2012, Please advise whether I should continue with the above mutual funds or exit.

Name of the Fund	Category	Recommendations
Sukanta Kumar Mohanty
1. Aditya Birla Sunlife Tax Relief'96	Equity - ELSS	Continue
2. HDFC Top 100 Fund	Equity - Large Cap Fund	SmartSwitch to Axis Bluechip fund -Growth
3. Franklin India Prima Fund	Equity - Mid Cap Fund	SmartSwitch to DSP Mid Cap
4. Franklin India Smaller Companies Fund	Equity - Small cap Fund	SmartSwitch to Axis Small Cap Growth
5. Nippon India Small Cap Fund	Equity - Small cap Fund	SmartSwitch to Axis Small Cap Growth
6. Nippon India Large Cap Fund	Equity - Large Cap Fund	SmartSwitch to Axis Bluechip fund -Growth

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Nov 06, 2020

Question by naseem - Nov 06, 2020Hindi

Money

Hi, I have SIPs in the below MF, pls suggest if I can continue or exit, not seeing much returns.

ICICI Prudential Equity & Debt Fund - Growth- Monthly 5K: Canara Robeco Equity Hybrid Fund Regular Growth is better option in the same category.

HDFC SL ProGrowth Plus- Yearly 50 K – is a ULIP and it is advisable that for life a medical protection Insurance is better option; however when it comes to investments than Mutual funds should be considered.

Term Plan + Investments through Mutual Funds is better combination.

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Aug 11, 2021

Question by UDAY - Aug 11, 2021Hindi

Money

I have following SIP in the mutual fund and advice whether to continue or not? 1. Axis Bluechip Fund Growth - Rs 2000 2. HDFC Balanced Advantage Fund Growth - Rs 3000 3. HDFC Top 100 Fund Dividend - Rs 3000 4. Nippon Growth Fund - Rs 5000 5. ICICI Bluechip Fund - Rs 3000 6. ICICI Equity & Debt Fund - Rs 3000 I invested in Sundaram Rural India fund regular growth for a lump sum amount of Rs 2,00,000 & L&T Emerging Business Fund Growth for an amount of Rs 2,00,000 each and holding it currently since January 2018. Please advice whether I sell or Hold? Also, I want to Start SIP in Nippon Small Cap Fund of Rs 5000 per month.

Ans: Please continue with the portfolio and review it after 6 months.

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Financial Planner - Answered on Jan 18, 2024

Question by Saroj - Nov 30, 2023Hindi

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Hi , I am doing a SIP of 2k In " Icici Prudential Technology Fund Direct Plan Growth" from the last 2.6 Years and still i am in loss(-1.5% currently). So need your suggestion whether i will continue invest on it or not. If not please suggest which SIP is good for long term .

Ans: Continue the SIP, good fund.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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