I had sold 3 BHK flat in Sept,2015 and invested the sale proceeds in purchasing a flat in March,2016. this year in March,2023 I sold an ancestral flat purchased by my father in August,2007 and acquired by me through family arrangement and purchased a plot out of entire sale proceeds with intention to construct a house thereon. Pl let me know " will I have to pay tax on capital gain amount".

Ans: For income tax purpose, gift deed and registration of property in the name of daughter would be sufficient.

When your daughter sell that flat she need to pay LTCG if gain amount (1.2cr minus 33 lacs) is not invested in the new property is not purchased within 2 years or not constructed new property within 3 years of sell of flat.

Property purchased outside India will not be considered for LTCG exemption purpose.

Ans: Hello Linyu
It won't affect & stop you from writing the exam. Don't worry.

Ans: Gaurav, Around 89–91 percentile, depending on shift difficulty and normalization. ALL the BEST for Your Prosperous Future!

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Ans: Please show your 10th marksheet at the exam centre for name verification. Since you have filled out the photo verification certificate, it usually won’t be a problem; carry your Aadhaar, marksheet, and the certificate together. But try to match the names' details officially as soon as the exam is over to avoid any problems in the future. (You can take the legal help)

Good luck.
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Radheshyam

Ans: Narasimhan Sir, according to today’s (13th April 2026) Times of India (Education Times) advertisement, Madras School of Economics offers multiple programmes such as a 5?year Integrated MA, MA programmes in five specialisations, MBA, MSc in Data Science, and even PhD. Now, regarding your son’s wish to pursue an MA and also keeping in mind that he is already pursuing the ICSI Executive Course, it is important to know whether he has decided which one of the five MA specialisations—Actuarial Economics, Applied Quantitative Finance, Environmental Economics, Financial Economics, or General Economics—he wants to choose and why. However, since he has already joined the ICSI Executive, it is advisable to go for the MA in Financial Economics, because its core courses and electives in financial markets, asset pricing, corporate finance, risk, and regulation directly complement the CS Executive papers on Corporate Accounting, Financial Management, Capital Markets, and Securities Laws. This combination is very helpful for careers in corporate finance, investment banking, and financial?compliance advisory, where both domain?specific economics knowledge and legal?compliance skills are highly valued. At the same time, your son must be sure and confident that he can comfortably manage the workload of both ICSI and the MA in Financial Economics. As far as placements are concerned, all five MA specialisations—General Economics, Financial Economics, Applied Quantitative Finance, Actuarial Economics, and Environmental Economics—have broadly similar placement outcomes, but Financial Economics and Applied Quantitative Finance usually lean more towards higher?paying jobs in finance and analytics, while Environmental Economics and General Economics often lead more towards policy, research, consulting, and data?heavy roles. It should also be noted that success in placements does not depend only on the specialisation, but also on the student’s skill upgradation, soft skills, a strong LinkedIn profile, and effective networking strategies. ALL the BEST for Your Son's Prosperous Future!

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Ans: In that case, you will be required to offer the entire capital gain and pay capital gains tax along with Interest.

Vipul J Bhavsar
Chartered Accountant
www.capitalca.in

Ans: I assume you are asking the tax situation for FY 2025-26 for which return of income to be filed on or before 31 July 2026.
Government valuation as on 1 Apr 2001 needs to be taken, which shall be her cost of acquisition for her share. She can purchase new property within 2 years from Aug 2025 however, till then she needs to deposit the funds in Capital Gain scheme and she will not be required to pay Capital gains tax.
You need to consult CA since there are other things to be considered to arrive at the decision and tax event in your case.

Vipul J Bhavsar
Chartered Accountant
www.capitalca.in

Ans: Dear Anonymous,
You have two paths n front of you; either you move on or make your marriage work.
Both paths are not easy but the latter can help you rebuild your marriage. But if you feel strongly about moving on, do find a good lawyer who can help you with the legal proceedings.
To maintain your dignity, make sure that you clearly state what you want as a part of your separation and NO, there is no shame or backing out in this; your lawyer should be able to take care of this.
Also, divorce can take a huge toil on your emotional health; make no mistake about it especially since you are the aggrieved one in this case. And if your husband chooses to contest, the battle can turn ugly. Be prepared for these turn of events; keep your family and friends close as you will need to fall back on someone.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Ans: Dear Satya,
Mind and Body are connected; so what happens to the body also affects the mind and vice-versa.
If stress is being allowed to take over, it simply means a person has allowed his/her mind to control them. Learning how to manage stress can help:
- do activities that keep one in the present moment
- doing at least 20 mins of what one loves everyday
- exercise and good sleep are a must
- check what people surround the person

A small tweak can go a long way in managing stress; one must just have the willingness to do that!

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/