Sir,I want to generate a corpus of 2Cr + over a period of 10 years through Mutual fund,my currently holding is in Mirae asset bluechip fund (2L) with 10k SIP every month,along with PPAFS mutual fund(12K)with 3K SIP every month,suggest for any change/updation of allocation.

Ans: Let's review and optimize your investment portfolio:

Current Portfolio Review: Your current holdings in Mirae Asset Bluechip Fund and PPAFS Mutual Fund reflect a balanced approach towards achieving your financial goal. Both funds have a track record of delivering consistent returns and are suitable for long-term wealth creation.
SIP Contributions: Your SIP contributions of 10k per month in Mirae Asset Bluechip Fund and 3k per month in PPAFS Mutual Fund demonstrate a disciplined savings approach. These regular investments help in rupee cost averaging and can potentially maximize returns over time.
Diversification: While your current portfolio provides exposure to large-cap and diversified equity funds, you may consider diversifying further to spread risk and capture growth opportunities across different market segments.
Exploring Additional Funds: To enhance diversification, you can consider adding funds from other categories such as mid-cap or multi-cap funds. These funds offer exposure to companies with different market capitalizations and investment styles, further strengthening your portfolio.
Risk Appetite and Investment Horizon: Assess your risk tolerance and investment horizon to determine the suitability of additional funds. Since your goal is to accumulate a corpus of 2 Cr+ over a period of 10 years, you can afford to take a moderate-to-aggressive risk approach, considering the long-term investment horizon.
Consultation with a Certified Financial Planner: It's advisable to consult with a Certified Financial Planner (CFP) who can provide personalized advice based on your financial goals, risk profile, and current market conditions. A CFP can help optimize your portfolio, align it with your objectives, and ensure that you're on track to achieve your desired financial outcome.
Regular Portfolio Review: Keep monitoring your portfolio's performance periodically and make adjustments as needed based on changes in market dynamics, fund performance, and your financial goals.
Stay Committed: Continue with your systematic investment approach and stay committed to your long-term financial goals. Remember that wealth creation is a journey that requires patience, discipline, and periodic review.
By optimizing your portfolio and staying disciplined with your investments, you can work towards building a substantial corpus to fulfill your financial aspirations over the next decade.