I have CTC of 23.10 L home loan principal of 3.50 lacs home loan interest of 2.50 lacs , 80 c investment of 1.50 lac, NPS investment of 50000, NPS deduction from employer 88200, claiming Petrol allowance 21600, medical allowance 15000 , books and periodicals allowance 36000 , Mediclaim of family and mother 60000 what will be my tax under old regime and new regime for financial year 2023-24

Ans: Satvik, before I answer your question, I suggest you ask your sister which branch she is interested in or passionate about, and what types of problems she wants to solve in the future to make the best choice. However, she should also remain adaptable and open to changing her focus if her interests evolve during her undergraduate program by upgrading her skills and staying informed about job market trends. Answering your question, please note, for placement security, VIT Vellore ECE is the best choice, offering a strong balance of brand reputation, alumni network, recruiters, and access to tech placements, with VIT reporting top recruiters and a high CTC of ?1 crore across all campuses. VIT Vellore EEE is a good option only if she is committed to developing strong coding and electronics skills. The AI-ML branch at VIT AP or Bhopal is attractive, though the campus brand is not as established as Vellore; notably, VIT Bhopal reported a highest package of 51 LPA and over 1,100 placements for 2025. Mahindra University’s CSE/AI program is a promising emerging option, with an average salary of 9.1 LPA and a highest package of 40 LPA in 2024. SRM Ramapuram’s CSE/AI offers a reasonable backup, while Alliance’s CSE/AI should be considered last. Overall, the final recommendation is to prioritize VIT Vellore ECE over AI/ML at the newer campuses. All the Best for Your Sister's Prosperous Future!

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Ans: With an AEEE rank of 15,000, admission to Amrita is definitely possible, but securing a CSE Core seat at Coimbatore or Bengaluru is challenging. More realistic options include ECE, EEE, or ELC at Amritapuri, Chennai, or Bengaluru, as well as mechanical, civil, automation/robotics, or other lower-demand branches at Coimbatore or Chennai, depending on the fee category. CSE specializations may be available primarily at newer or lower-demand campuses like Amaravati, Nagercoil, Faridabad, or Haridwar. It is advisable to fill your choices broadly in this order: CSE specialization → ECE → EEE/ELC → mechanical, across all campuses. All the Best for Your Son's Prosperous Future!

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Ans: You have not provided your son's 12th-grade marks (either declared or expected), which are needed to assess his chances of admission to MIT. With a VITEEE rank of 29,121, admission to ECE is possible, but it depends significantly on the campus and category. ECE at VIT Vellore is challenging to secure except perhaps in higher categories or last-moment movements. At VIT Chennai, ECE admission is feasible around Category 4 or 5. VIT-AP and VIT Bhopal offer safer chances, often with better fee categories. VIT’s official counseling is conducted based on rank, campus, branch, and fee category. Current trends suggest that ECE seats at Vellore and Chennai close earlier, whereas AP and Bhopal campuses tend to have more availability. All the Best for Your Son's Prosperous Future!

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Ans: Priya, I already answered your question here: https://gurus.rediff.com/question/qdtl/career/hii-priya-jee-main-crl-rank-8-7-lakh-ews/5253113

Ans: Karthik Sir, based on your son's score, his chances for CSE Core/ECE at Coimbatore, Bengaluru, Chennai, and Amritapuri are very low, because recent rank estimates show CSE/ECE generally closing much earlier, especially in top campuses. Final chance depends on seat matrix, slab, quota, and counselling choices. Possible Amrita options may be mechanical, EEE, civil, robotics/automation, or electrical & computer/electronics-related lower-demand branches, mainly in Amaravati, Nagercoil, Faridabad, or Haridwar, subject to availability. For tech interest, fill in choices such as CSE specialization/CCE/ECE in all campuses as a dream, then Electrical & Computer, EEE, and Mechanical, and then newer campuses. All the Best for Your Son's Prosperous Future!

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Ans: Based on your score, NIT Trichy CSE/ECE and IIITDM Kancheepuram CSE/ECE are not realistic, as JoSAA OBC ranks close much earlier. Try CSAB special rounds for lower branches in NITs/GFTIs, but for CSE/ECE, focus on Tamil Nadu and nearby private/state options: SASTRA, SRM KTR, VIT Chennai/AP (if eligible), SSN, Amrita, Karunya, Rajalakshmi, Saveetha, Sathyabhama, Hindustan, KCG, Panimalar, Velammal, Sri Krishna Coimbatore. Also register for TNEA, because Tamil Nadu counselling is through the official TNEA portal. Other options you can try are KL University, GITAM, PES/COMEDK colleges, Manipal Jaipur, and good Andhra/Telangana private colleges. Prioritise CSE/IT/AI-DS/ECE over college name if placement and coding ecosystem are decent. All the Best for Your Prosperous Future!

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Ans: You have a chance at Mechanical Engineering, but ECE at Amrita (Coimbatore) seems challenging. If you are keenly interested in CSE/ECE, then try a decent private college as a strong backup plan.

Good luck.
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Radheshyam

Ans: Priya, chances in NIT Uttarakhand, IIITs and JoSAA GFTIs are almost nil. For Uttarakhand government engineering, try state counselling by Veer Madho Singh Bhandari Uttarakhand Technical University, where B.Tech admission is JEE Main-based. Realistic branches may be civil, mechanical, electrical, production/industrial, or agriculture/biotech-type branches in later/spot rounds, not CSE/ECE. Have the following backup options: THDC-IHET Tehri, GBPIET Pauri, BTKIT Dwarahat, plus affordable private colleges through state counselling. Also keep UPES/Graphic Era/DIT only if budget permits. All the Best for Your Prosperous Future!

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Ans: Nikhil, prefer VIT over MIT. All the Best for Your Prosperous Future!

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