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Omkeshwar

Omkeshwar Singh  | Answer  |Ask -

Head, Rank MF - Answered on Nov 06, 2020

Mutual Fund Expert... more
Viren Question by Viren on Nov 06, 2020Hindi
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Below are my SIPs, kindly suggest

Ans:

1) Mirae Asset Emerging BlueChip Fund: Please continue

2) Kotak Multicap Fund: Uti Equity Fund-growth Plan-growth is better option

3) Motilal Oswal Multicap 35 Fund: Uti Equity Fund-growth Plan-growth is better option 

4) L&T Midcap Fund: Please continue

5) SBI Small.cap Fund: Please continue

6) DSP small.Cap.Fund: Merge it with SBI Small Cap

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Ramalingam

Ramalingam Kalirajan  |6991 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 06, 2024

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Hi sir I'm doing SIP in 1.) uti nifty fifty direct - 2k ..2.) axis small cap direct- 2k...3.) canara robeco blue chip - 2k....4.) quantity mid cap direct - 3k...5.) navi Nasdaq 100 - 1k... Need to change or alter if any ?
Ans: Your current SIP portfolio consists of a diverse mix of funds covering various market segments, which is a good strategy for long-term growth.

it's essential to periodically review your investments to ensure they align with your financial goals, risk tolerance, and market conditions.

Consider consulting with a Certified Financial Planner or a professional Mutual Fund Distributor to get personalized advice tailored to your needs and objectives.

With careful monitoring and adjustments as needed, you're on track to build a robust investment portfolio for long-term wealth creation.

Investing through Regular Plans via a Certified Financial Planner's guidance offers several benefits for your financial journey.

Your commitment to SIPs is commendable, showcasing a disciplined approach towards wealth creation for the future.

Regular Plans through a professional Mutual Fund Distributor (MFD) provide personalized guidance and advice tailored to your needs.

MFDs have extensive experience and expertise in navigating the complexities of mutual fund investing, ensuring sound decisions.

They offer valuable insights into fund selection, considering factors like performance, risk, and suitability for your goals.

Moreover, MFDs provide ongoing support and assistance, helping you stay informed and make necessary adjustments to your portfolio.

Investing in Regular Plans through MFDs ensures access to a broader range of funds and investment options.

This diversification can help spread risk and optimize returns over the long term, enhancing the stability of your portfolio.

Additionally, MFDs assist in managing paperwork and administrative tasks associated with investing, making the process smoother for you.

Their guidance empowers you to make informed decisions aligned with your financial objectives and risk tolerance.

Remember, investing is a journey, and having a Certified Financial Planner by your side can make a significant difference.

They offer valuable advice, support, and encouragement, helping you navigate market fluctuations and stay focused on your goals.

With diligence and guidance, you're on track to achieve financial success and build a secure future for yourself and your loved ones.

Keep up the good work, and trust in the expertise of your Certified Financial Planner to guide you towards your goals.

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Ramalingam

Ramalingam Kalirajan  |6991 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 09, 2024

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Which is the best SIP ? Can you please name some of them?
Ans: As a Certified Financial Planner, I understand the importance of selecting the right SIPs to achieve your financial goals. I can guide you on what to look for in a good SIP.

When choosing a SIP, it's essential to consider factors like the fund's track record, fund manager's expertise, expense ratio, and risk profile. Look for funds with consistent performance across market cycles and a proven track record of delivering returns.

Additionally, consider the fund house's reputation, financial stability, and adherence to regulatory guidelines. Opt for fund houses with a strong track record of investor-friendly practices and transparent operations.

While actively managed funds have the potential to outperform index funds over the long term, they also come with higher expense ratios and the risk of underperformance. However, skilled fund managers can capitalize on market opportunities and generate alpha, potentially enhancing returns.

Regular funds, accessed through a Certified Financial Planner, offer the benefit of professional advice and personalized portfolio management. Your CFP can help you navigate market volatility, rebalance your portfolio, and stay on track towards your financial goals.

Remember, the best SIP for you depends on your financial objectives, risk tolerance, and investment horizon. A diversified portfolio of SIPs across asset classes can help mitigate risk and optimize returns over time.

Consult with a Certified Financial Planner to tailor a SIP strategy that aligns with your goals and financial situation. With informed decision-making and disciplined investing, you can build wealth and achieve financial success.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in

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Anu

Anu Krishna  |1287 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 08, 2024

Asked by Anonymous - Nov 07, 2024Hindi
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Hi Anu Mam Im 27 yrs old ( married) and 10 yrs old daughter. Im seperated from my husband since 2 yrs due to several reasons like he is drinking and Totally addicted to it. And he is totally dependent and now today also roaming on the roads of some streets of hyd. I belongs to an orthdox family. Now the question is one backward caste man who is married age : 33 he is interested in me and proposed me to a marriage after knowing all my past and saying that he accepts my child too. And the thing is he said a lie to me at first that he is unmarried and even though i had a good impression on him about the way he behaves with me he even treat me in a very polite manner. He says he loves me even though i too had a good impression but the things are the castes and can we both settle down with a marriage can we be happy or he is only trying to convince me to get him a wife to care care of him or only for his parents, he always talks about his own sister and also the office colleagues calls them sister and get emotional about them those who left the office. And he cries a lot which i dont trust on him and the face i see him that was not an real cry that looks like an act which i dont like in him. May he is acting ? Or really loving me, ge cares alot i feel like he is over reacting
Ans: Dear Anonymous,
If you are in doubt, then it's highly likely that he is putting on an act. Go with your intuition and hey hey, you said that he is married and so are you...You do realize that you just can't go ahead and marry while you are already to other people, right?
Focus on what's happening in your life; you obviously have to do something about it...Other relationships can wait!

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Anu

Anu Krishna  |1287 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 08, 2024

Asked by Anonymous - Nov 06, 2024Hindi
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Hello Ms Anu, I am a 42yr female..married since 14 yrs and have 10yr old son . I am highly qualified and financially independent. My marriage was a arranged one.. but in these 14 yrs.. I never experienced love or and attachment from my husband's side. He is a family man.. there is no other woman involved..He loves his parents and his two sisters immensely... but always treats me as a option. I feel humiliated and lonely and he has short temper when i talk about this issue... so basically I don't discuss... but that is no solution... I am suffering and unhappy. What should I do?
Ans: Dear Anonymous,
A few married men can be more focused on the women on their side of the family; it becomes easy to express love, care and attention to them as he has grown with them.
A wife happens to be someone that he is yet to understand. It requires effort to make a marriage work; your husband finds it convenient to take the easy way out and 'hang out' with his family.
So, here you take the lead and start. Start not by bringing forth your complaints as this is going to push him further to them which is going to annoy you BUT by inviting him to be with you. A lot of work, I get it...but the bottom line: that's what you want, right?
Plan dates evenings, take short vacations together, work-out together...the key is to establish a connection which never had its chance in the first place...So, give your best shot! Most times actions speak louder than words ever can...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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