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Ramalingam Kalirajan |8118 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Apr 15, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Asked by Anonymous - Apr 15, 2024Hindi

Money

Hi Sir, I am 40 years old and have been doing a SIP of 2,00,000 for the last year, equally split in below four mutual funds, and I am planning to invest for the next 20 years to build 20cr for my retirement corpus 1) HDFC Index S&P BSE Sensex Fund 2) Kotak Equity Opportunities Fund 3) Parag Parikh Flexi Cap Fund 4) Axis Small Cap Fund

Ans: Given your investment horizon of 20 years and a substantial SIP amount, your selection of funds across different market caps and strategies is a good start. To achieve a 20cr corpus, ensure regular review of fund performance and market conditions. Consider increasing SIP amounts periodically to align with inflation and potential market growth.

Asked on - Apr 15, 2024 | Answered on Apr 15, 2024

Thank you Sir, for your valuable advice.

Ans: Welcome :)

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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I am 60 years old retired and investing Rs 21000 in SIP in following Mutual Funds: Axis Blue Chip Fund: 1000 ICICI Prudential Blue Chip: 2000 IDFC Large Cap Fund: 1000 Nippon India Small Cap: 2000 Axis Long Term Equity: 6000 Aditya Birla Sunlife TaxRelief96: 3000 Franklin India Tax Shield: 1000 ICICI Prudential Long Term Tax saving: 1000 Sundaram Large Cap Fund: 1000 Canara Robeco Blue Chip Fund: 1000 Parag Parikh Flexicap Fund: 1000 Adity Birla Sunlife Spl opportunities: 1000 I am looking forward to corpus of Rs 50 Lakh in next ten years. Please review and advice.

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Question by Raghu - Nov 19, 2024Hindi

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Hello sir. Currently I have sip in billow mutual funds. 5000 in ICICI prudential equity and debt fund direct growth, 5000 in axis growth opportunity fund direct growth, 5000 in Nippon India small cap fund direct growth. I am 37.i am investing for child's education and retired life. I have plan to stay invested for 20 years with monthly sip of 20000. Please suggest me on this.

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5 K each into Nippon India Small cap, Axis growth opportunity fund and icici debt & equity fund.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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