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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jul 11, 2022

Mutual Fund Expert... more

Question by Ajay on Jul 11, 2022Hindi

Money

Hi Sir, I am 36, below mentioned are some MFs. I recently joined 10 MF SIPs for 5000 each. Look forward to invest for next 15 years max. So I will be investing 90 lakh into the market. What could be my worst and best returns percentage based on these funds? Thanks for your time and advice in advance.

Parag Parikh Flexi Cap Fund Direct Growth

PGIM India Flexi Cap Fund Direct Growth

L&T Emerging Buisness Fund Direct Growth

Quant Infrastructure Fund Direct Growth

ICICI Prudential Technology Direct Plan Growth

Quant Tax Plan Direct Growth

Quant Small Cap Fund Direct Growth

Tata Digital India Fund Direct Growth

Nippon India Small Cap Direct Growth

Mirae Asset Tax Saver Fund Direct Growth

Ans: These funds are good.

With increase in time horizon the chances of poor returns decreases provided the quality of the scheme portfolio is high and also the margin of safety is higher.

Mutual funds are subject to market risk and therefore it is difficult to ascertain the worst and best returns or timing the markets.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jul 21, 2022

Question by Rijuta - Jul 21, 2022Hindi

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I am 34 years old, a beginner in mutual fund & have recently started to invest in MF through SIP mode @2000/- each in below 04 funds: 2. Also I want to increase SIP amount, please suggest me best fund (s) for high returnNippon India Growth Fund-Growth Plan -- Growth Option Mahindra Manulife Multi Cap Badhat Yojana -- Regular Growth Kotak India EQ Contra Fund –Growth (Regular Plan) Invesco India Large Cap Fund- Growth It is requested that: 1. Kindly review my portfolio and suggest if these funds are OK or I should go for other funds. If so, please suggest me best funds.

Ans: This is OK

The schemes that you may consider are as under

- Samco Flexi Cap Fund - Growth

- Hdfc Index Fund - Sensex Plan - Growth

- Parag Parikh Flexi Cap Fund- Growth

- Uti Mnc Fund - Growth Plan

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jan 07, 2022

Question by Navtej - Jan 07, 2022Hindi

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I am 39. I have been reading your replies on Rediff.com and getting a lot of information from them for investment in mutual funds. I need your precious opinion on the following mutual funds in my MF portfolio. Recently, I have started SIPs of Rs 5,000 per month in each. Mutual Funds Plan type Axis Banking & PSU Debt Direct Growth Axis Bluechip Direct Growth Axis Small Cap Direct Growth Mirae Asset Banking And PSU Debt Direct Growth Mirae Asset Emerging Bluechip Direct Growth Mirae Asset Large Cap Direct Growth Parag Parikh Conservative Hybrid Direct Growth Parag Parikh Flexi Cap Direct Growth SBI Blue Chip Direct Growth SBI Nifty Next 50 Index Direct Growth Nippon Liquid Direct Growth

Ans: These are decent funds, please continue.

Kindly try to consolidate your portfolio into 4 to 6 funds.

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Mar 17, 2020

Question by Ravindra - Mar 17, 2020Hindi

Money

I HAVE BEEN INVESTING IN MUTUAL FUNDS FOR THE LAST SEVERAL YEARS BUT THE RETURNS HAVE NOT BEEN ENCOURAGING. I WOULD LIKE TO KNOW IF I AM INVESTING IN THE RIGHT FUNDS OR SHOULD I SHIFT TO OTHER MFs TO MAXIMISE MY RETURNS. GIVE BELOW IS MY CURRENT HOLDING OF MFs. Fund name Catgory Star Rating Ravindra Kumar ·Aditya Birla Sun Life Pure Value Fund -Growth -Direct Plan Equity - Value Funds: 1 ·Aditya Birla Sun Life Pure Value Fund -Growth -Regular Plan Equity - Value Funds: 1 ·Canara Rebeco Emerging Equities - Regular Growth Equity - Large & Mid Cap Fund 4 ·Franklin India Smaller Companies Fund - Growth Equity - Small cap Fund 2 ·HDFC Equity Fund - Regular Plan - Growth Equity - Multi Cap Funds: 2 ·HDFC Mid-Cap Opportunities Fund -Regular Plan Growth Equity - Mid Cap Funds: 2 ·ICICI Prudendial Banking and Financial Services Fund - Growth Equity - Sectoral Fund - Banks & Financial Services 2 ·Mirae Asset Focused Fund - Direct Plan - Growth Equity - Multi Cap Funds: 2 ·Mirae Asset Large Cap Fund - Direct Plan - Growth Equity - Large Cap Funds: 4 ·NIPPON INDIA MULTI CAP FUND- DIRECT GROWTH PLAN GROWTH OPTION Equity - Multi Cap Funds: 2

Ans: You may continue with the 4 rated funds; however for others better alternatives are available

Equity - Multi Cap Funds:

- Motilal Oswal Multicap 35 Fund (MOF35)-Regular Plan-Growth Option

- JM Multicap Fund - Growth option

- UTI - Equity Fund-Growth Option

Equity - Mid Cap Funds:

- Motilal Oswal Midcap 30 Fund (MOF30)-Regular Plan-Growth Option

- DSP Midcap Fund - Regular Plan - Growth

Equity - Sectoral Fund - Banks & Financial Services:

- LIC MF BANKING AND FINANCIAL SERVICES FUND-REGULAR PLAN-GROWTH

- Tata Banking And Financial Services Fund-Regular Plan-Growth

- SBI BANKING & FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH

Equity - Small Cap Fund:Axis Small Cap Fund - Regular Plan - Growth

Equity - Large & Mid Cap Funds:

- BOI AXA Large & Mid Cap Equity Fund Regular Plan- Growth

- Canara Robeco Emerging Equities - Regular Plan - GROWTH

- Tata Large & Mid Cap Fund- Regular Plan - Growth

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jan 30, 2020

Question by Snehasis - Jan 30, 2020Hindi

Money

I have following MFs: HDFC SMALL CAP FUND-REGULAR GROWTH PLAN L&T MID CAP FUND-REGULAR PLAN GROWTH NIPPON INDIA LARGE CAP FUND GROWTH PLAN GROWTH OPTION MIRAE ASSET LARGE CAP FUND-GROWTH OPTION Please advise if it will give benefits after investment of 5-10 years period. What will be return approx? Whether to switch to other fund or not? Name of the Fund Category RankMF Star Rating Snehasis Sengupta HDFC SMALL CAP FUND-REGULAR GROWTH PLAN Equity - Small cap Fund 2 L&T MID CAP FUND-REGULAR PLAN GROWTH Equity - Mid Cap Fund 3 NIPPON INDIA LARGE CAP FUND GROWTH PLAN Equity - Large Cap Fund 4 MIRAE ASSET LARGE CAP FUND-GROWTH OPTION Equity - Large Cap Fund 4

Ans: You may please continue with 4 star schemes and for rest These MFs can be considered:

Equity - Small Cap Fund:

Kotak Small Cap Fund – Growth
Axis Small Cap Fund – Growth

Equity - Mid Cap Fund:

DSP Mid Cap Fund – Growth
SBI Magnum MID CAP FUND – GROWTH
Motilal Oswal Mid Cap 30 Fund (MOF30)-Growth Option

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Asked by Anonymous - Apr 11, 2024Hindi

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Hi just now I started to invest in mutual fund. I want to know mf which i selected are good to get good returns or not. If not please advice me to switch for the better one after a year 1. Parag flexi cap 2500 pm 2.hdfc large and mid cap2500 pm 3. Nippon multicap 2500 pm 4.Icici prudential bharat 22 fof 1000 pm 5. mirea asset mid cap2500 pm 6.Axis small cap pm And how long will take a good return

Ans: Hello,
Assuming you are a long term investor, you can change FOF to a mid cap fund. Other categories of funds looks okay

Please note that these suggestions are based on your stated goals and the information you provided. It is always a good idea to consult with a financial advisor in person to better understand your risk tolerance, time horizon, and specific financial goals.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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