Home > Money > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Samraat Jadhav |2216 Answers |Ask -Follow

Stock Market Expert - Answered on May 15, 2023

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more

Asked by Anonymous - May 13, 2023Hindi

Money

I HAVE 150 SHARES OF CRESEDNA SOLUTION @ 24.52 & 100 SHARE OF IDFC FIRST BANK @66.23 WHAT SHOULD I DO

Ans: Cresenda - 99.79 with Pubic - STAY CAUTIONS
IDFC First bank - Hold for long term 5yrs

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

You may like to see similar questions and answers below

Advait Arora |1264 Answers |Ask -Follow

Financial Planner - Answered on May 18, 2023

Asked by Anonymous - Mar 19, 2023Hindi

Money

I have 100 shares of Yes Bank @ 14.17/-, 80 shares of CESC @ 76/-, 100 shares of IDFCFIRST Bank @ 55.66/-, and 12 shares of Tata Motors @ 451/- ... Now what to do?

Ans: sell yes bank. hold the other three.

Disclaimer: Views expressed here are for your understanding and analysis. pl speak to your financial advisor before taking any decision.

Jigar Patel | Answer |Ask -Follow

Stock Market Expert - Answered on Jul 28, 2023

Question by ranjan - Jul 25, 2023Hindi

Money

i have following shares: (a) Marksans pharma 500@56 , (b) Dreamfolks 100@425, (c) Univastu india 1000@91 & (d) IOLCP 275@ 371. Please suggest , what to do?

Ans: Marksans Pharma : book partial profit Dreamfolks: book partial profit Univastu india exit IOLCP 450 target

Samraat Jadhav |2216 Answers |Ask -Follow

Stock Market Expert - Answered on Jan 30, 2024

Question by Raziuddin - Sep 09, 2023Hindi

Money

I have 1,800,000 Shares of Siti Network @ Rs,1.70/- & 15,000 Future Consumer Enterprises Shares @ Rs.1.35/- ,,,,what should I do

Ans: exit

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Samraat Jadhav |2216 Answers |Ask -Follow

Stock Market Expert - Answered on Mar 14, 2024

Question by Amitava - Mar 11, 2024Hindi

Money

I have 800 shares of IDFCFIRST Bank @88. What should i do?

Ans: Hold it for long term.

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Latest Questions

Milind Vadjikar |1056 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 26, 2025

Asked by Anonymous - Feb 25, 2025Hindi

Money

i have 120 shares of industrial Credit and Investment Corporation of India on ipo in 1995.tody how many shares will it be today?

Ans: Hello;

During merger of icici with its bank swap ratio was 2:1. So 60 shares of ICICI Bank in 2001.

Later face value of its share was split from ?10 to ?2 so 60x5=300 shares in 2014.

In 2017 icici bank issued bonus shares at 1:10 therefore 30 more shares so total 330 shares of ICICI Bank as on today.

Best wishes;

Milind Vadjikar |1056 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 26, 2025

Question by Pankaj - Feb 26, 2025Hindi

Money

Hello sir, currently I am 30, please suggest me few term insurance policies for cover of Rs.1.5 cr upto 70 years, Also let me know polices where we get good returns over the amount paid by us.

Ans: Hello;

You may check zero cost term insurance plans offered by some life insurance companies such as HDFC life.

This allows you to preclose your term policy before maturity if your financial responsibilities are taken care of, and get the refund of premiums paid except taxes and some charges.

Almost all life insurance companies offer Term Plan with Return of Premium(TROP). In this the insurer refunds all the premiums, except taxes, if you survive till maturity and policy is in force.

In a plain vanilla term plan you do not get anything back if you survive till maturity.

Life insurance is pure protection for policyholder's dependants in the
unfortunate event of his death.

Do not mix investment and insurance.

LIC, HDFC life, Kotak life insurance, ICICI Pru life insurance, SBI Life all offer good term plans.

You may buy plans by any of these or even other better offerings.

Please do your due diligence or seek help from an insurance advisor.

Best wishes;

Radheshyam Zanwar |1278 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Feb 26, 2025

Asked by Anonymous - Feb 26, 2025Hindi

Career

My Son got 97.4 percentile in JEE mains from Karnataka and Belongs to OBC NCL category. Did he have any chance to get NIT- Surathcal or NIT - Trichy? Please suggest me

Ans: Hello dear.
With 97.4 %tile, under OBC-NCL, category, he may get admission to one of the NITs but not surely in Trichy.
Please keep a close watch on the admission process and go through the previous year's cut-off by visiting the official website of particular institutes.
If you are satisfied with the reply, pl follow me or else ask again without hesitation.
Thanks
Radheshyam

Milind Vadjikar |1056 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 26, 2025

Asked by Anonymous - Feb 25, 2025Hindi

Money

Heyy one my friend is telling me to create a current account and give access to him in return he will paying me some money each day.What could be the possible reason any?Any clues?

Ans: Hello;

Your friend may have been blacklisted by the banks or some way to convert illegal money into legal money.

Don't agree for such things ever.

If some illicit transactions are routed through your account, all probe agencies will nag you.

Best wishes;

Dr Dipankar Dutta |864 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Feb 26, 2025

Question by Jee - Feb 26, 2025Hindi

Career

I got 86 percentile in jee mains, i am SC. Can I get any iiit or Nit Cs branch

Ans: You may get CSE in lower NITs such as:
NIT Agartala
NIT Mizoram
NIT Arunachal Pradesh
NIT Sikkim
NIT Nagaland
NIT Meghalaya (Possible in later rounds)

T S Khurana |382 Answers |Ask -Follow

Tax Expert - Answered on Feb 26, 2025

Question by Verky - Oct 23, 2024Hindi

Money

Greetings, Received Income tax Intimation u/s 143(1) with respect to the return of income filed by for the Assessment year 2022-23 regarding demand notice of payment for sec 234b There was no Advance tax paid for the mentioned period FY 2021-22, And the ITR was filed on 31-12-2023. As such for calculation of 234B, the number of months from Apr 1st 2022 was calculated as 21 and the amount to be paid on the Assessed tax 103600 was calculated as (103600*1%)*21 which was filed as 21,756/- But the demand notice mentions the amount as 32,116 (which seems to be calculated as 31 months) Was my calculation of 234B considering 21 months (01-04-2022 -> 31-12-2023) correct, in which case should I ask for a rectification for reprocessing ? Pls Advice. Thanks Verky

Ans: Advance Tax payments are made in four installments. In your case it was payable in July-2021 (15%), September-2021 (30%), December-2021 (30%) & March-2022 (25%).
Since you have not paid any installments, so interest would be calculated from the above mentioned dates.
You may check interest due on above basis for your satisfaction. Hope calculations of ITD are correct, you may pay the demand.
Most welcome for any further clarifications. Thanks

Rajesh Kumar Singh |124 Answers |Ask -Follow

IIT-JEE, GATE Expert - Answered on Feb 26, 2025

Asked by Anonymous - Feb 26, 2025Hindi

Career

My daughter has secured 92.4 percentile in JEE paper for architecture under obc ncl category. Is there any possibility of getting a seat in any NIT or SPA?

Ans: Slim chance

Rajesh Kumar Singh |124 Answers |Ask -Follow

IIT-JEE, GATE Expert - Answered on Feb 26, 2025

Question by Bikash - Feb 26, 2025Hindi

Career

I am Bikash Das sc candidate securing 94.56percentile in jee main2025.can I get NIT?

Ans: Good chance

Rajesh Kumar Singh |124 Answers |Ask -Follow

IIT-JEE, GATE Expert - Answered on Feb 26, 2025

Question by Manoharan - Feb 26, 2025Hindi

Career

My son is studying 10th CBSE in Turicorin tamilnadu. He is average student. But his dream is becoming scientist in Aero Space (ISRO). Please advise what steps we have to take

Ans: +2 with good rank, BE from good coolege

T S Khurana |382 Answers |Ask -Follow

Tax Expert - Answered on Feb 26, 2025

Asked by Anonymous - Dec 25, 2024Hindi

Money

Hi I am 52 Chief Manager in PSU bank and .Planning to take VRS next year 1.Savings in FD 1.2 crores 2.Investments in shares 15 lacs Investment in PLI and NSC 25 lacs 3.Retirement benefits 80 lacs 4.Pension 60000 PM 5.Rental income 8000 My monthly commitment post retirement 1. Rs 40000 for my aged mother and handicapped brother (47 years) for their medical and stay at facility 2.Rs. 30000 towards proposed EMI for rebuilding our dilapidated house 3.Rs.15000 towards my daughter's college fee and hostel she is in her 3rd year and one more year to go and after that 2 years PG 4.Rs 50000 towards our other expenses 5.Rs.25000/reserve for saving for my daughter future education and marriage Please advise how to comfortably manage as per above commitments

Ans: 01. Your total monthly expenses on monthly basis are about Rs.1,35,000.00 (40,000+30,000+15,000+50,000).
02. Your total monthly Income post Retirement is about Rs.68,000.00 (60,000+8,000).
03. Additionally, you Interest Income from your Investments & Savings post Retirement would be around Rs.1,40,000 p.m.; (7% on Rs.240.00 lakhs (120+15+25+80).
04. Post Retirement, your expected Income exceeds expected Expenses, so nothing to bother. Please feel comfortable & enjoy your life.
Most welcome for any further clarifications. Thanks

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x