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My Friend Keeps Ignoring My Texts - What Should I Do?

Aruna Agarwal | Answer |Ask -Follow

Child and Parenting Counsellor - Answered on Jul 11, 2024

Aruna Agarwal is a qualified child psychologist and behaviour therapist with over 20 years of experience.
She has a master’s degree in psychology with a specialisation in behaviour analysis. She focuses on children between the ages of 2-10 years who face challenges related to behaviour, language development or attention issues and providing them with the right life skills.
Agarwal is the owner of Kidzee, a pre-primary school, and Mount Litera Zee School that caters to primary students.... more

Question by zhili on Jul 11, 2024Hindi

Health

Why so much delay in responding ?

Ans: What is your question?
Delay can be due to various reasons. Travel, less access to mails etc. Thank you for your patience.

DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.

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Question by Abdul - Jul 10, 2024Hindi

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Though asking my questions since from last month nobody has answered yet..others receive the answers at their earliest...why is it like that?

Ans: Dear Mr.Abdul

Please ask your question.

Warm Regards

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Radheshyam Zanwar |6755 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Dec 23, 2025

Question by Khushi - Dec 23, 2025Hindi

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College m kisi exam m lge ufm ka hmare future ke kisi bhi exam m chahe competative ho ya fr koi or university ki uska kya prabhav pdta h

Ans: If UFM (unfair means) is recorded in a college exam, it can negatively affect your future exams only if it appears on official records or transcripts; otherwise, most competitive exams and other universities do not consider it. It is better to stay cool, calm, and quiet and focus on the course for which a student is preparing.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |6755 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Dec 23, 2025

Question by Khushi - Dec 23, 2025Hindi

Career

Sir, I passed my Class 12th in the 2023–24 session with very low marks because at that time I did not know about JEE. After that, for two years I worked in the finance field with my uncle. Later, due to my interest in engineering, I wanted to get admission to a good engineering college. That is when I came to know about IIT JEE 2026. When I checked the JEE eligibility criteria, I saw the 75% requirement, but because my health was not good during my board exams, my marks were very low. So, I am reappearing for Class 12th in the 2025–26 session. My question is: will I be eligible to appear for JEE Advanced?

Ans: No. You are not eligible for JEE (Adv). You have already used two attempts (i.e., 2024 and 2025), whether or not you appeared does not matter. Only two successive attempts are allowed for a candidate who clears the 12th grade in a particular year. You cleared your 12th grade in 2024.

Suggestion- Instead of running behind JEE exams, take admission to any good engineering college via a state-level engineering entrance test, which is easier than JEE.

Good luck.
Follow me if you receive this reply.
Radheshyam

Purshotam Lal |70 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Dec 23, 2025

Asked by Anonymous - Dec 02, 2025Hindi

Money

I am a retired person 65 years. Sold a property . After paying LTCG tax , I will have 1.25 Cr to invest. Q1 - Should I pay LTCG tax and invest balance or avail 54c limit of 50 lakhs and invest balance. Q2- Pls suggest investment so that I get 1lakh per month.

Ans: For your question no. 1 please consult a tax consultant or a Chartered Accountant. Regarding earning Rs 1 L per month, you may need to contact a Certified Financial Planner and/or Certified Investment Adviser as at present it is not feasible to earn Rs 1 L per month on your proposed investment from the Fixed Income Instruments like Bank FDs. Therefore you need to plan and look for other investment options like Mutual Fund etc, however you should note that MF Investments are subject to market risks etc.
Best wishes.

Purshotam, CFP®, MBA, CAIIB, FIII
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Purshotam Lal |70 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Dec 23, 2025

Asked by Anonymous - Nov 30, 2025Hindi

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Sir, My age is 45 now. I want to shift my career into IT. what can be done. Also want to retire in 53 age. Salary gross 95500 INR . May I choose mutual fund sip but in whose sip? Sbi, ICICI ?

Ans: About your shifting the job, I am not the right person to guide you. However as you wish to retire after 8 years, it can be discussed with a certified financial planner after taking all the required input about your past investments, present status of such investments, your life goals and prospects of increase in your incomes going forward. Choosing a mutual fund will come after having completed that exercise. SBI & ICICI are definitely bigger mutual fund companies but there are around 45 MF companies at present in India.

Purshotam, CFP®, MBA, CAIIB, FIII
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Samraat Jadhav |2522 Answers |Ask -Follow

Stock Market Expert - Answered on Dec 23, 2025

Asked by Anonymous - Nov 12, 2025Hindi

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I have been allotted shares under QIB. But the allotment was more I could pay nearly 80 percent remaining 20 I am finding funds shortage and unable to pay now. Allotment through standard chartered securities india limited. They will refund the amount after deducting penalty? How to proceed,I am dealing with genuine firm?

Ans: no, its a scam. There is no such concept of partial payment in IPO

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Stock Market Expert - Answered on Dec 23, 2025

Asked by Anonymous - Dec 15, 2025Hindi

Money

Hi sir IPO shares are allotted and around 15% amount is blocked. Due to fund issues, I’m unable to pay the remaining amount. What will happen if I don’t pay? Will the blocked amount be released or any penalty applicable?

Ans: there is no such concept of minimum amount block for IPO, this is a Scam, please stay away from such applications and save your hard earned money.

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Stock Market Expert - Answered on Dec 23, 2025

Question by MAHESH - Dec 11, 2025Hindi

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why kaynes technology is not getting added to rediff portfolio

Ans: use symbol as "KAYNES" you can add it

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Stock Market Expert - Answered on Dec 23, 2025

Question by giriloganathan - Dec 10, 2025Hindi

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I am unable to add stocks in my protfolio ** error in adding stock ** is the message. Tried different stocks I traded today. No difference and thats the only error on screen. Happening only today

Ans: dear giri, can you plz confirm which broker app or website are you using, can you plz share some details so i provide you my inputs.

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Question by Pritesh - Dec 22, 2025Hindi

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Sir if some group or platform you have joined has allocated you IPO SHARES more than the funds you can have or you can manage than what will happen what are legal consequences

Ans: such group and platforms are scamsters, stay away from them. They themselves are illegal.

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Question by pradeep - Dec 23, 2025Hindi

Career

I belong to OBC, don't have OBC (caste certificate), lives in Maharashtra. I educated in MP/Chhattisgarh. My daughters study in Maharashtra. a . Can my daughters compete thru General Quota in JEE/NEET etc. b. What is the process for getting OBC certificate. My father has Caste certificate from MP.

Ans: Hi Pradeep,
Yes, it is possible. The process is very simple. Before my comments, I would like to know your domicile or nativity (maybe MP based on your father's details, I am predicting). Kindly share the same.

BEST WISHES.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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