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Dr Hemalata

Dr Hemalata Arora  | Answer  |Ask -

General Physician - Answered on Jul 09, 2023

Dr Hemalata Arora is a senior consultant who practises internal medicine at Mumbai’s Nanavati Max Super Speciality Hospital.
In a career spanning over 24 years, she has focused on managing infectious diseases, critical illnesses and lifestyle disorders.
Dr Arora completed her MBBS and MD from the King Edward Memorial Hospital and Seth Gordhandas Sunderdas Medical College in Mumbai.
She is ECFMG certified, accredited by the American Board of Internal Medicine, Diplomate of the National Board and a DNB faculty.
She was honoured with the Paul Bunn award for her promising performance in the field of infectious diseases at SUNY Upstate Medical University, New York.... more
B Question by B on Jun 20, 2023Hindi
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I am Suresh,70 years and a diabetic since almost 20 years. I am taking 30 units of Novomix in the morning along with Glycomet GP2 tablet, Istamet 50/500 all in the morning before food and Istamet 50/500 inthe night. I walk every day for 45-50 minutes. I am a pure vegetarian. I do not smoke nor do I drink. My food habits are good and I eat very little in the morning, afternoon and in the night. My sugar lever does not come down inspite of my good habits. What should I do to bring down the sugar level to 120 or some where near. It is 170 average as of now, Kindly suggest if I have to change the medicine and insulin

Ans: Hello. You may consider changing your diet to a more low carb higher fat and protein diet for a few weeks and see. Also you can consider talking with your doctor about switching to a long acting insulin instead of Novomix.
DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.
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My question about how to approach life and money, I am 53 male, Worked in early thirties after that nothing to do for earning.Actually I have sufficient property and monthly expenses without any problem.I have 3cr 2 houses each ,12 acre of land from where I am getting sufficient income.I am the only owner of properties no siblings.A have about 50 lakhs in shares and mutual funds now , earlier I bought one house from stocks and mutual fund redemption around 20 lakhs now it's value is now 3 cr.My wife is working in Govt earning 90 thousands per month.I am very fond of investing and mutual funds, I want to help people in their investment journey through mutual funds.Can you tell me how to start this because I wants to connect people for their investment requirement.How to tell people about myself because everyone is running for money in this world but I am not but still wants people to invests.Sometimes I feel depressed sometimes not.I have 2 children daughter 23 doing BDS and son is in class 12 PCM.For me their education is important.I already have proper funds for their educational needs and normal marriage.I don't want my land property become burden for my children, it may be possible I may liquidate some of it.I have no health issue like BP sugar heart, regularly invested in body also by exercising.I don't know whether you understand my query ,seems I am a confused lucky person.
Ans: Your query reflects a unique position: you are financially secure, have no immediate monetary pressure, and have a genuine desire to help others. Here’s a structured approach to navigate your thoughts, align your purpose, and utilize your resources effectively:

1. Self-Reflection and Emotional Well-Being
Acknowledge Your Position: Feeling "confused but lucky" is natural for someone in your shoes. You’ve done exceptionally well, but now it’s about finding meaning beyond wealth.
Define Your Purpose: Reflect on why you want to help others with investments. Is it to share your knowledge, build relationships, or leave a legacy? A clear purpose will guide your efforts.
Engage with Mentors or Communities: Join communities of like-minded individuals passionate about personal finance. This will give you clarity and help channel your energy positively.

Helping People with Investments
Become a Trainer for Investors
Share your wealth of knowledge and personal experience by training others. Conduct workshops, webinars, or small group sessions to educate individuals about investments, mutual funds, and wealth-building strategies.
Partner with local organizations, schools, or community centers to organize financial literacy programs, empowering others with practical knowledge.
Build Credibility as a Social Media Influencer
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Offer free introductory sessions on investment basics to build trust and reach a wider audience.
Position yourself as an advocate for financial literacy, helping people understand the importance of long-term financial planning.
By focusing on training and becoming a trusted voice in financial education, you can inspire and guide others to achieve their financial goals without the need to sell or distribute financial products.

3. Planning for Your Children
Liquidating Land Thoughtfully:
If you believe the land may become a burden, consider liquidating part of it gradually. Invest proceeds in diversified, low-maintenance assets (like index funds, balanced funds, or income-generating instruments) for your children’s future.
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With their education well-funded, encourage them to explore careers and passions aligned with their interests rather than burdening them with managing family assets.
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Engage in hobbies, volunteering, or activities outside finance. This will provide balance and joy.
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Simplify Your Estate:
Work with an estate planner to create a will or trust that outlines how your wealth should be distributed. If you wish to donate or help others, identify organizations or causes now.
Educate Your Children:
Teach them about financial independence and stewardship of wealth to ensure your legacy doesn’t become a source of stress.
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Stay Connected: Spend quality time with your family and engage socially. Helping others genuinely can alleviate feelings of emptiness.
Seek Professional Support: If occasional depression persists, consult a counselor or therapist to navigate your emotions effectively.
Your desire to help others while living a secure and fulfilling life is inspiring. You’re in an enviable position to create a meaningful legacy for yourself and others.

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Start researching about training topics.
Begin sharing your investment journey informally through social media or blogs.
Seek professional help to plan the estate and ensure your children’s financial and emotional well-being.
You have the resources, experience, and goodwill to make a difference. Channel these into meaningful action.

Best Regards,
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www.holisticinvestment.in
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First of all, it is great that you took her feedback so positively and are trying to make constructive changes. It is not easy to admit flaws and work on them. Now, I would suggest starting off by putting your attention a little more on yourself than your partner. Focus on being independent; just because two people are dating does not mean they have to be constantly co-dependent. Pursue new hobbies, connect with friends, explore new things alone and some time together, and in general, give more time to personal growth.

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