Help! 21-Year-Old with Gallstones: Should I Take Medication?

Ans: IIT Kharagpur's Bachelor of Science in Economics is a four-year programme under the Department of Humanities and Social Sciences with 59 seats annually, offering comprehensive training in micro-macroeconomics, econometrics, development economics, and quantitative methods through NBA-accredited curriculum. The programme features courses in Mathematical Economics, Operations Research, Statistics for Economics, and Public Finance, preparing students for careers in banking, finance, consulting, and government sectors with top recruiters including KPMG, World Bank, IMF, CRISIL, and Deloitte. IIIT Delhi's BTech Computer Science & Engineering is a specialized four-year programme ranked 85th in NIRF Engineering category 2024, featuring modern AI/ML labs, outcome-based curriculum focused on software development, and strong industry partnerships with companies like Microsoft, Amazon, and Google. The CSE programme recorded 95.59% placement rate in 2024 with an average BTech package of ?22.04 LPA, supported by cutting-edge research facilities and specialized tracks in machine learning, cybersecurity, and data science.

Recommendation: Choose IIIT Delhi BTech CSE for its superior placement consistency, specialized technical infrastructure, and 95.59% placement rate with strong industry connections in emerging technology sectors; opt for IIT Kharagpur BSc Economics if you prefer interdisciplinary economics training, IIT brand value, and career paths in finance, consulting, and policy-making sectors. All the BEST for Admission & a Prosperous Future!

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Ans: Dear Friend,
At age 50, with ?3.5 crore in equity mutual funds, ?50 lakh in debt funds, and ?50 lakh in savings (total ?4.5 crore), and monthly expenses of ?50,000, you are well-positioned to retire in a year. Your retirement plan should aim to protect capital while ensuring growth and stable income. Start by allocating your corpus into 60% equity (?2.5–2.7 crore) for long-term growth and 40% debt/liquid (?1.8–2 crore) for short- to medium-term income stability. Park two years’ expenses (\~?12 lakh) in liquid/ultra-short-term funds. Initiate a Systematic Withdrawal Plan (SWP) from debt funds to draw ?60,000 monthly. Keep ?50–75 lakh in safer options like FDs or short-duration debt funds for children’s education. Ensure comprehensive health insurance for both spouses. Review and rebalance asset allocation every 3–5 years. Prepare a will and maintain a 6-month emergency fund. This approach will provide a sustainable, inflation-adjusted income and peace of mind throughout retirement.
Regards, Nitin Narkhede -Founder, Prosperity Lifestyle Hub,
Free webinar https://bit.ly/PLH-Webinar

Ans: Hello Subham
It is not possible to compare these two branches with pros and cons because they are separate fields in medicine. Your interest is more important. Most students dislike BVSc due to its working nature. But if you are from a village and want to stay there after graduation, then BVSc can be a strong option. Compared to BVSc, BDS can be considered a white-collar profession.

Good luck.
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Radheshyam

Ans: Hello Vedansh
Please go forward and fill out the form.

Good luck.
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Radheshyam

Ans: I have already addressed your question. If there are any new updates or changes in admissions, please feel free to share a fresh or revised query.

Ans: Hello Pankaj
The preference order may be like this: (1) UID (2) MITID (3) Shristi Manipal (4) BITS Pilani (4) VIT. The final decision will be yours.

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Radheshyam

Ans: Roopa Madam, I have already addressed your question. If there are any new updates or changes in admissions, please feel free to share a fresh or revised query.

Ans: Hello dear.
Request the NIOS administration to send you a letter confirming that the required documents will be available by the end of August 2025. Then, forward this letter/email to the SRM administration. If they still do not accept your request, inform them that you are willing to provide the bond paper, stating that the documents will be submitted by the end of August as soon as received from the NIOS board. Otherwise, ask them for the correct procedure to retain your admission. Only the SRM administration can help you.

Good luck.
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Radheshyam

Ans: Dear Karnati,
For higher returns and flexibility, Equity Mutual Funds are better.
For low-cost passive investing with some discipline, NPS Tier 2 is okay.
If your goal is wealth creation with flexibility, go with Equity MFs. If you are looking for long-term and Higher net worth investment products managed by the professional fund managers.
Regards, Nitin Narkhede -Founder, Prosperity Lifestyle Hub,
Free webinar https://bit.ly/PLH-Webinar