Hello Mam, I am 69 . Like to have some advice on the daily food intake to control blood sugar without medication. The routine food intake Morning at 6 am 1 glass ajwan seeds water with palm jaggery drink + 1 glass black light coffee. At 9.30 beak fast 2 chappti of mixed flour wheat, flax seeds, little millet with veg curry + 1 or 2 elaichi banana 2 p.m. lunck 2 chappati same combination with veg curry + some non veg fish or small portion of meat + cut mix seasonal fruits such as apple, pappaya, peer, mango etc. 5.30 pm green tea with snaks such as diet chivda/brown bead with butter + half of madras banana. 9.30 p.m. dinner 1 bowl salad (cucumber/tomotto/onion/ dressing olive oil/apple cider venegar filtered + small portion of scrambled egg white + cut mix seasonal fruits such as apple, pappaya, peer, mango etc. Sleep time 11 -11.30 Pls. adv. if any changes required in the food intake and or life style.

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Ans: Hello;

If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
1. Continue the scheme with a new name and management.

2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
The fund house will:
1. Pay out investors based on the fund's last recorded Net Asset Value (NAV) and the number of units the investor holds, after deducting expenses.

2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

The stocks and bonds purchased by the AMC for the fund are held by a custodian, appointed by the trust that administers the fund.

The trust engages into a investment management agreement with the AMC for managing the fund as per their mandate and within regulatory guidelines.

Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
X: @mars_invest

Ans: OMG Mr Manoj...please take external help, take him to a doctor and get your beautiful son back into the family fold. He needs help and a father/family needs to stand with him like a rock to get him back to living a good life. See where he goes, what he does and then talk to him!! Don't blame, don't criticize...your son needs you... Just be there for him, he is yours ...nobody can do what you can do. Love him , cherish him... get him back!!Pls take action in the best interest of your son. All the best..

Ans: Hello;

Depends on the terms and conditions of the policy but generally if you don't pay the premium for the policy then it may be converted into paid up policy by the insurance company.

You may get coverage for a reduced sum assured for the balance term of the policy and maturity payment inline with the terms of paid up policy.

But if you surrender your policy then the surrender value, as applicable, is the refund you will get in this case but the life insurance cover will come to an end.

Best wishes;