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Dr Shyam Jamalabad |85 Answers |Ask -Follow

Dentist - Answered on Jun 08, 2023

Dr Shyam Jamalabad holds a bachelor’s degree in dental surgery from Government Dental College and Hospital, St George Hospital, Mumbai. He has been practising independently at his clinic in Mumbai since 1983.His patients range from celebrities to slum dwellers.... more

Question by Yatin_I on Jun 06, 2023Hindi

Health

Hi, i have dental issues , my upper left side of the jaw has teeth no 4&5 on which RCT is in progress since march 2023. it was very painful for tooth4 and mild for 5, so i changed dentist on 1 may and new dentist took full month of may to do RCT for 4 & 5 again. now pain has disappeared in 5 but remains in 4. the new dentist says that there is a pocket between 4 &3 and i have copy of xray that shows that. i m not sure this dentist is telling the right reasons, as some other dentist says that condition of 4 is so bad that filling inside it is visible from outside and extraction is last resort.. my question is what should i do? protecting a tooth at all costs is more important or shall i go for extraction.

Ans: Hi
Sorry to hear that even after two months your RCTs have not been completed to your satisfaction. There could be a variety of reasons why this is happening. Despite the impressive advances in Dental treatment procedures we still see some cases that are untreatable. And while we spare no effort to save natural teeth, in some cases extraction becomes unavoidable. What is important is that you get complete relief from pain/discomfort. Whether to extract it or continue with the treatment is a call you have to take in consultation with your dentist.

DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.

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Dr Shyam Jamalabad |85 Answers |Ask -Follow

Dentist - Answered on Feb 17, 2023

Question by Jayanth - Feb 17, 2023Hindi

Health

Sir, My Name is Jayanth Ten days before my lower left side from half of last second grinding teeth suddenly broke and fell, I did before or after have severe pain but last week I had mild sensation and while laying down for sleep a little more sensation and slight pain for two three days and so I got appointment from near by Dentist and after checking Doctor told that seeing X Ray is roots nerves are started damaging so as soon as possible Root canal if done means we can save teeth or if delayed means than only option will be to remove teeth. Any other option is there

Ans: Hello Jayanth
It appears from your description that part of your tooth has broken exposing the inner pulp (nerves & blood vessels, mainly)
It is possible that the tooth broke because it had already started decaying some time back. In any case, once the pulp is exposed the only way to save the tooth is by Root canal treatment. So your dentist has advised you correctly. There is no other option.

Dr Shyam Jamalabad |85 Answers |Ask -Follow

Dentist - Answered on Feb 27, 2023

Question by M - Feb 24, 2023Hindi

Health

Dear Dorctor, I did RCT for my (right upper) 6th around 3 years ago & 7th around 1 year ago my 8th tooth removed over 25 yrs ago & now I am 65. Though 6th is ok but 7th some times paining. Do I need to go for RCT again ? Kindly respond. Thank u

Ans: Hello
Your dentist will most likely take xrays to check if one of the mentioned teeth is reinfected. In which case retreatment may be necessary. However please note that upper molar teeth can sometimes show misleading signs of tooth infection if sinuses are inflamed. This happens because the roots of the upper molars are in close contact with the sinuses. So your dentist will try to rule out that angle, too.
The exact cause of your occasional pain can only be determined after careful clinical examination and correlating the findings with xrays and your history.

Dr Shyam Jamalabad |85 Answers |Ask -Follow

Dentist - Answered on Mar 23, 2023

Question by Steven - Mar 17, 2023Hindi

Health

Dr. Shyam, This is steven, I have a cavity in my last molar on the right side. the tooth has half eroded and has come out in bits and pieces. I have no issues with it other than that the food particles get stuck in it which I can feel and immediately i gargle and it comes out. No pain or whatsoever. What should be my next step kindly suggest

Ans: Hello
Any tooth which is decayed/broken should be treated as soon as possible. Regardless of whether it's hurting or not. Please remember that tooth decay if left untreated can spread to the neighbouring teeth.
Besides, even if the tooth is painless now it can trouble you later.
So please consult your dentist and seek his advice on what steps need to be taken

Dr Shyam Jamalabad |85 Answers |Ask -Follow

Dentist - Answered on Jul 18, 2023

Question by Rdy - Jul 18, 2023Hindi

Health

Sir, Recently I have underwent minor cardio issue and put two stunts. 2 teeth are shaking and little pain is there. shall i go for removal.

Ans: Hello
You can certainly get them extracted. A few precautions need to be taken.
You need to get prior approval from your treating Cardiac surgeon/physician. If your health parameters are all normal he will give you his approval. He would ask you to stop taking blood thinners (if you're taking any) a couple of days before the scheduled extractions. Also you need to take a course of antibiotics.
It’s very important that you keep both your Dentist and physician informed about your heart condition and your impending tooth extractions.

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Tech Careers and Skill Development Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 13, 2025Hindi

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Hi I am 2016 passed out. Currently i am working in BPO. I have 7 years of experience in BPO Non-voice. Health care field. I would like move IT field in software developer. It is possible to move IT jobs. Kindly assist

Ans: What are your qualifications?

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Insurance, Stocks, MF, PF Expert - Answered on Jan 13, 2025

Question by AVIJIT - Jan 12, 2025Hindi

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I HAVE CARE HEALTH INSURANCE BASE POLICY 1000000 FOR 2 A+ 1 K , AGED 60 YEARS, 45 YEAR AND 16 YEARS. AND FROM THE LAST 15 YEARS NO CLAIM. 2023 I PORTED MY MEDICLAIM POLICY FROM NATIONAL INSURANCE TO CARE HEALTH INSURANCE WITH 1000000 L BASE AND 50% NCB. I GOT A RENEWAL ON DEC/24 AND NCB 50% WAS ADDED WITH MY BASE INSURANCE. NOW I WANTED TO TAKE A SUPER TOP-UP OF NIVA BUPA HEALTH RECHARGE OF 90 LAKH . IS IT GOOD FOR MY FAMILY ? PL ADVISE ME .

Ans: Hello;

It is certainly a good proposition.

Just check on the deductible, sub-limits on some diseases if any, cap on room rent, if any. Any exclusions.

Best wishes;

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Question by AVIJIT - Jan 12, 2025Hindi

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I HAVE CARE HEALTH INSURANCE BASE POLICY 1000000 FOR 2 ADULTS 1 KID , AGED 60 YEARS, 45 YEARS AND 16 YEARS. AND FROM THE LAST 15 YEARS NO CLAIM. 2023 I PORTED MY MEDICLAIM POLICY FROM NATIONAL INSURANCE TO CARE HEALTH INSURANCE WITH 1000000 L BASE AND 50% NCB. I GOT A RENEWAL ON DEC/24 AND NCB 50% WAS ADDED WITH MY BASE INSURANCE. NOW I WANTED TO TAKE A SUPER TOP-UP OF NIVA BUPA HEALTH RECHARGE OF 90 LAKH. IS IT GOOD FOR MY FAMILY? PL ADVISE ME.

Ans: Hello;

It is certainly a good proposition.

Just check on the deductible, sub-limits on some diseases if any, cap on room rent, if any. Any exclusions.

Best wishes;

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Insurance, Stocks, MF, PF Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 13, 2025Hindi

Money

For salaried professionals investing in equity, does this market crash affect the benefits of Section 80C investments, such as ULIPs or ELSS, which are tied to market performance?

Ans: Hello;

Anything and everything connected with the market will get affected by market volatility. (ULIPs & ELSS too)

However for investors it is like a grand new year sale.

Continue your regular investments and also do lumpsum, if possible, at every sharp decline.

Only those whose target horizon is near should withdraw their gains from equity funds. They can begin fresh investments for some other financial goal.

Best wishes;

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Stock Market Expert - Answered on Jan 13, 2025

Question by Deepak - Jan 13, 2025Hindi

Money

Tks a lot for the clear answers to my queries regarding transmission of shares. However, I would like some more clarification on custodial account for shares entitled to C. Custodial account for C will mean a brokerage account in name of C under guardianship of B or an account in name of B but under some category called as Custodial accounts? Alternatively, can the shares entitled for C be sold by B as C's legal guardian and then the sale proceeds be brought in India directly in a bank account in name of C under B's guardianship? Thanks in advance for the support.

Ans: A custodial account for shares typically means a brokerage account held in the name of the minor (C) but managed by the guardian (B). This allows the guardian to oversee the account and make investment decisions on behalf of the minor.
Alternatively, the shares entitled to C can indeed be sold by B as C's legal guardian. The proceeds from the sale can then be brought into India and deposited into a bank account in C's name, under B's guardianship. However, it's important to ensure that all legal requirements and permissions are met, especially if the shares are part of a larger estate or property.
Hope this helps.

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IIT-JEE, GATE Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 03, 2025Hindi

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Hello sir,I'm bsc graduate from tier3 clg.i was planning masters but I'm confused whether I should go for MSc ds and ai from mithibai clg or should I go for MCA?Also recently I was going through UPSC Exam details and opportunities.So I wanna know which path is good?

Ans: I believe M.Sc. is better

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Career Counsellor - Answered on Jan 13, 2025

Asked by Anonymous - Nov 30, 2024Hindi

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Hi, I am a 29 year old married man stuck between the career what to do and what not I have good experience in sales of around 6 years but not the proper pay as I am living in a city where there is no big companies no growth in terms of salary and in sales same thing from last 6 years that is 'calling' now I am wish to change the profile to digital marketing as it is in demanding stage and can learn and grow my skills as I am from technical background so please suggest me is it the right to switch the profile or remain in same profile and I am not getting the proper pay in my city but living because my parents are here

Ans: Switching over to digital marketing is not recommended. For your parents you can't move out of the town. I appreciate your caring attitude for your parents, but at the same time unless you go to a big city you can't get a good break. Best of luck. Professor.................................:)

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Thanks sir for valuable feedback

Ans: Welcome Dear

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Tax Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 10, 2025Hindi

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I am in the process of buying raw materials from different states for my manufacturing unit. How does the GST structure affect inter-state purchases, and how can I reclaim the input tax credit (ITC) on these transactions?

Ans: 01. All purchases, may be from different states, should have your GST number on it, so that your GST paid is reflected in GSTR-2B.
02. While filing your GST Returns, you can off set your GST liability with the ITC, as reflected in GSTR-2B.
03. Most welcome for any further clarifications. Thanks

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Tax Expert - Answered on Jan 13, 2025

Asked by Anonymous - Jan 11, 2025Hindi

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Sir, I purchased a flat in 1999 for 3 Lakhs, now in 2025 I am going to sell it for 35 Lakhs. Will there be any Capital Gain Tax on it?

Ans: 01. Yes. This transaction would be subject to Capital Gain Tax.
02. Under present provisions of Income Tax Act, you may opt any of the options (in case of Long Term Capital Gains), as under :
(a). Tax Rate 12.50% without indexation or
(b). Tax Rate of 20% with Indexation.
03. You may calculate your tax liability under both options & may opt for the tax regime, where tax liability is minimum.
04. Most welcome for any further clarifications. Thanks

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Tax Expert - Answered on Jan 13, 2025

Question by Nilima - Jan 12, 2025Hindi

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If money is transferred to his mother (non earning Sr Ctz housewife) from Son's account, would the interest income on FD or SCSS investment made by his mother in her name be clubbed with husband's (retired Sr Ctz) income ?

Ans: No. Such income cannot be clubbed with the income of her husband, since the amount was not transferred by her husband to her account.
Most welcome for any further clarifications. Thanks.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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