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Dr Shyam

Dr Shyam Jamalabad  |89 Answers  |Ask -

Dentist - Answered on Feb 17, 2023

Dr Shyam Jamalabad holds a bachelor’s degree in dental surgery from Government Dental College and Hospital, St George Hospital, Mumbai. He has been practising independently at his clinic in Mumbai since 1983.His patients range from celebrities to slum dwellers.... more
Jayanth Question by Jayanth on Feb 17, 2023Hindi
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Sir, My Name is Jayanth Ten days before my lower left side from half of last second grinding teeth suddenly broke and fell, I did before or after have severe pain but last week I had mild sensation and while laying down for sleep a little more sensation and slight pain for two three days and so I got appointment from near by Dentist and after checking Doctor told that seeing X Ray is roots nerves are started damaging so as soon as possible Root canal if done means we can save teeth or if delayed means than only option will be to remove teeth. Any other option is there

Ans: Hello Jayanth
It appears from your description that part of your tooth has broken exposing the inner pulp (nerves & blood vessels, mainly)
It is possible that the tooth broke because it had already started decaying some time back. In any case, once the pulp is exposed the only way to save the tooth is by Root canal treatment. So your dentist has advised you correctly. There is no other option.
DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.
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Hi Sir, I am retired and 63 years old. Having 50 lacs in equity.1.5 cr MF, 25 lacs in SCSS.expected landproperty sale of 4.5 cr also having own house and no education or marriage expenses of children. Medical insurance of 10 lack for me and wife. However intended to buy a residential property of 3 cr to get relax from capital gain post selling the land. And same will be given to daughter later. Need monthly expenses of 1.25 lack. Since market is too volatile. Kindly suggest way forward.
Ans: Dear Pralhad,
To manage your finances post-retirement and handle market volatility, allocate the ?4.5 crore from your land sale strategically. Use ?3 crore to purchase a residential property to save on capital gains tax and gift it to your daughter later. Allocate the remaining ?1.5 crore into ?50 lakh in SCSS for secure returns (~?16,000/month), ?50 lakh in RBI Floating Rate Bonds or POMIS (~?30,000/month), and ?50 lakh in balanced mutual funds for moderate growth. For your existing assets, keep ?25 lakh in SCSS and divide the ?1.5 crore mutual funds portfolio into 60% balanced advantage or hybrid funds for stability and 40% debt funds for steady income. Maintain 20-25% equity exposure (?50 lakh) in large-cap or dividend-yield funds for growth. Combined with a ?20-30 lakh emergency fund, this ensures a stable monthly income of ?1.25 lakh while safeguarding against market risks and providing for your family's future. Consult a certified financial advisor for personalized tax-efficient strategy
Regards, Nitin Narkhede -Founder Prosperity Lifestyle Hub,
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