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Geeta

Geeta Ratra  |138 Answers  |Ask -

Visas, Study Abroad Expert - Answered on May 21, 2024

Geeta Ratra has been an immigration expert for more than two decades and has strong knowledge of international immigration policies and procedures. She is vice president, operations, at Abhinav Immigration Services. Besides visa and immigration services, they also provide study abroad advice that includes application assistance, counselling and university shortlisting.... more
Ramesh Question by Ramesh on Apr 25, 2024Hindi
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Which countries provide good higher education for AI and ML related areas?

Ans: Countries like the USA, Canada, the UK, Germany, and Australia offer excellent higher education opportunities in AI and ML-related areas. Their universities provide cutting-edge research, top-notch faculty, and industry collaborations, making them ideal destinations for pursuing advanced studies in artificial intelligence and machine learning.
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Aashish

Aashish Sood  |114 Answers  |Ask -

CAT, Management Expert - Answered on Sep 23, 2023

Asked by Anonymous - Sep 23, 2023Hindi
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My Son is in final year of engineering. We are planning his MS in USA and his main domain is into AI & ML, can you please suggest me which are top 10 Universities in USA for AI & ML
Ans: 1. Massachusetts Institute of Technology (MIT) - MIT has a strong reputation for computer science and AI research, with the MIT Computer Science and Artificial Intelligence Laboratory (CSAIL) leading the way.

2. Stanford University - Stanford is known for its contributions to AI and ML, and it offers a variety of research and educational opportunities in these fields.

3. University of California, Berkeley - UC Berkeley is renowned for its AI and ML research, with strong connections to industry in the Silicon Valley area.

4. Carnegie Mellon University - Carnegie Mellon's School of Computer Science is highly regarded for its AI and ML programs, and it has close ties to industry and robotics.

5. California Institute of Technology (Caltech) - Caltech is known for its cutting-edge research in AI and ML, with a focus on both theoretical and practical applications.

6. University of Washington - The Paul G. Allen School of Computer Science & Engineering at the University of Washington is known for its AI and ML research and strong industry connections.

7. University of Illinois at Urbana-Champaign - This university has a strong AI and ML program, with a focus on research and innovation.

8. University of Texas at Austin - UT Austin is known for its research in AI and ML, particularly in natural language processing and computer vision.

9. Harvard University - Harvard has a growing presence in AI and ML research and offers various courses and opportunities in these fields.

10. University of Michigan - The University of Michigan's School of Information and College of Engineering offer programs in AI and ML, with a focus on interdisciplinary collaboration.

..Read more

Sushil

Sushil Sukhwani  |422 Answers  |Ask -

Study Abroad Expert - Answered on Sep 26, 2023

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My son is planning his MS in AI and ML in USA, can you please suggest me which are the best Public and Private Universities in USA for AI and ML domain.
Ans: Hello Sandeep,

Thank you for contacting me. I am certainly happy to learn about your son’s plans on pursuing his Master’s in Artificial Intelligence and Machine Learning in the USA. A few of the USA’s leading public and private universities that I believe are renowned for their robust AI and ML Master’s program and that you should consider have been listed below by me. Each university’s standing and the courses offered by them may have changed, so I recommend that you visit the official website of each university for the most recent information. You could also get in touch with your son’s educational counselors.

State-run or Community Colleges/Universities:
Your son could possibly consider these universities for his Master’s degree:

1. Stanford University
2. University of Michigan, Ann Arbor
3. University of California, Berkeley
4. University of Illinois at Urbana-Champaign, and
5. University of Washington

Universities in USA that are privately-run:
Your son could decide to pursue his Master’s in AI and ML at any of these below mentioned universities:

1. California Institute of Technology (Caltech)
2. Columbia University
3. Stanford University
4. Princeton University
5. Carnegie Mellon University
6. Massachusetts Institute of Technology popularly known as MIT, and
7. Harvard University

Applying to these universities can be cut-throat, and in order to enhance his chances of securing admission to any of these institutions, I recommend that your son should possess an exceptional educational history, along with a compelling personal statement, and recommendation letters. He should also look into the university’s location, and cost of studying at that university when deciding to study there.

To acquire latest knowledge about the programs in Artificial Intelligence and Machine Learning, as well as the university’s faculty members, and prerequisites for applying, I suggest that you browse each university’s official website where you will also get information about the recent rankings. To gain a better understanding of the courses offered, do not forget to contact students who are presently studying at these universities or get in touch with the university’s faculty.

For more information, you can visit our website.

..Read more

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Moneywize

Moneywize   |122 Answers  |Ask -

Financial Planner - Answered on Jun 25, 2024

Asked by Anonymous - Jun 13, 2024Hindi
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Ours is a family of 3 people -- My wife, I and my daughter who is 15. I am 39, my wife is 37 and our monthly expenses are Rs 90K. I own my house and expect to have no fixed income after 65 years, and expect to live till 75. Considering the ever increasing price rise what should be my corpus at 65 for me to continue living the life style I am living today?
Ans: Calculating your retirement corpus:

Here's how to estimate the corpus you'll need to maintain your current lifestyle after retirement:

1. Retirement period:

You plan to retire at 65 and expect to live till 75. So, your retirement period is 75 - 65 = 10 years.

2. Inflation adjustment:

You've rightly considered inflation. To estimate future expenses, we need to factor in inflation. A safe assumption for India is 5-7% inflation. Let's take an average of 6%.

3. Current monthly expenses:

You spend Rs 90,000 per month currently.

4. Future monthly expenses:

To find the monthly expense at retirement (at 65), we need to consider inflation for 26 years (39 years till retirement + 10 years retirement).

You can use an inflation calculator online or a simple formula:

Future monthly expense = Current monthly expense * (1 + Inflation rate)^number of years

In your case, Future monthly expense = Rs 90,000 * (1 + 0.06)^26 ≈ Rs 3,28,550 (approximately Rs 3.29 lakh)

5. Total corpus calculation:

Now you can calculate the total corpus needed. Here's a common approach:

Total corpus = Monthly expense * Number of years in retirement * 12 (months)

However, this method doesn't consider the fact that you'll be withdrawing money every month, reducing the corpus. A more accurate method is using the Time Value of Money (TVM) concept. There are online TVM calculators or Excel functions you can use.

Here's an alternative approach that provides a reasonable estimate:

Multiply the future monthly expense (Rs 3.29 lakh) by a factor considering inflation over the period. This factor can vary depending on your risk tolerance and investment strategy. A factor of 200 is often used as a conservative estimate.
Total corpus = Rs 3.29 lakh/month * 200 (factor) = Rs 6.58 crore (approximately Rs 658 million)

Additional factors to consider:

• Daughter's future expenses: Your daughter will be an adult by the time you retire. While she won't be financially dependent, consider any potential future support you might want to provide for her education or marriage.
• Healthcare costs: Healthcare expenses tend to increase with age. Factor in potential medical needs during retirement.
• Debt: If you have any outstanding debt by the time you retire, you'll need to account for its repayment in your corpus calculation.
• Investment returns: The corpus amount assumes a certain rate of return on your investments. Research different investment options and their potential returns to refine your calculations.

Recommendation:

Consult a financial advisor for a personalised retirement plan considering your specific financial situation, risk tolerance, and investment goals. They can help you create a more comprehensive plan and suggest suitable investment strategies to achieve your corpus target.

Remember, this is an estimate. Regularly review your plan and adjust it based on changing circumstances.

...Read more

Mayank

Mayank Chandel  |1003 Answers  |Ask -

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jun 24, 2024

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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