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Should I pursue B.Tech CSE at VIPS(IPU) DELHI VIVEKANANDA INSTITUTE OF PROFESSIONAL STUDIES?

Pradeep Pramanik | Answer |Ask -Follow

Career And Placement Consultant - Answered on Sep 16, 2024

Pradeep Pramanik is a career coach, placement consultant and director at Fast Track Career Consultants, which provides career counselling, soft skills training and placement consultancy services.
Pradeep, who hails from Bhagalpur in Bihar, has worked in the pharmaceutical industry for 15 years in sales, marketing, training and product management roles in companies like Lupin Pharmaceuticals, Elder Pharmaceuticals and Ranbaxy Laboratories.
During his tenure in the pharma industry, he has worked in different states including Bihar, Jharkhand, Andhra Pradesh, Telangana, Karnataka, Maharashtra, Tamil Nadu and West Bengal.
In 1998, he launched Fast Track Career Consultants with the aim of helping youngsters find jobs through the right career counselling, training and placement services.
They also offer HR analysis and appraisal services.
Over the years, he has been invited by management and engineering institutions to discuss education and employment policies, entrepreneurship, soft skills and emerging careers in India.
He has published four books on career counselling and contributed articles to print publications.... more

Asked by Anonymous - Sep 15, 2024Hindi

Career

What are your views on doing B.tech CSE from VIPS(IPU) DELHI VIVEKANANDA INSTITUTE OF PROFESSIONAL STUDIES

Ans: Dear , CSE is a good stream where most of students having impressive track records get placed in top IT companies and many of them ,even jump to Top ranked IT companies like Google, Yahoo, Oracle , Microsoft etc at very high packages. It has great future and one shuold join CSE from any reputed college to get right placement support.

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Sir should one go for cse in vit bhopal?

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Asked by Anonymous - Sep 12, 2024Hindi

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Which would be Better B.tech CSE in G.L BAJAJ NOIDA VS B.TECH CSE IN VIPS(VIVEKANAND INSTITUTE OF PROFESSIONAL STUDIES)IPU

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Physiotherapist - Answered on Feb 04, 2025

Question by anil - Oct 28, 2024Hindi

Health

Swelling on feet .I have been walking bare feet in my new house which was having to much cement and dust.Could be that reason .or any thing else.kindly advise

Ans: Dear Mr. Anil. Thank you for your query. As a Physiotherapist, I would say walking barefoot on a rough, dusty surface with cement exposure can cause irritation, inflammation, or mild allergic reactions, leading to foot swelling. Prolonged standing or walking on hard surfaces without support may also contribute to strain and fluid retention. To reduce swelling, keep your feet elevated when sitting or lying down and apply a cold compress for 10-15 minutes, a few times a day. Gentle foot exercises like ankle rotations, toe flexion, and heel-toe raises can improve circulation and reduce stiffness. Wearing cushioned slippers or compression socks can provide support and prevent further irritation. Additionally, staying hydrated, reducing salt intake, and soaking your feet in warm water with Epsom salt may help alleviate discomfort. If swelling persists, worsens, or is accompanied by pain, redness, or warmth, consult a doctor to rule out infections or underlying conditions. I wish you quick recovery

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Insurance, Stocks, MF, PF Expert - Answered on Feb 04, 2025

Asked by Anonymous - Jan 24, 2025Hindi

Money

Sir, I work in a private organization in hyderabad and i am pf member also. I retired on attaining the superannuation age of 58 years in the year 2023. Im 60 years now but still working there. However, I'm still short of 4 months to complete my 10 years of mandatory service to be eligible for monthly pension. Given the above scenario, I would like to know if I'm still eligible for monthly pension once I complete 10 years of sevice after 4 months, if not will I have to withdraw my full pension now or I can withdraw any time in future, say after one or two years. Further, my sevice duration in my passbook is showing as 2007 years, 6 months and 0 days. Will this error cause any problem when applying for pension or withdrwaing pf amount. I shall be obliged if you would kindly reply my above query. With regards Ahmed M

Ans: Hello;

You are required to complete 10 years before 58.

But you may still withdraw your EPS contribution and now both employer employee contribution should go to epf only.

Please amend service record in case of any anomaly through your current employer.

Best wishes;

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Tax Expert - Answered on Feb 04, 2025

Asked by Anonymous - Feb 03, 2025Hindi

Money

I am a PSU employee goint to superannuate in next 6 yrs. I am having 35 lakhs in my company defined pension trust (present interest rate 8.02%) which I can transfer to NPS. For transferring the corpus there is exit load of 1.5%. Will you recommend to transfer this amount to NPS right now or wait till retirement when there won't be any exit load.

Ans: Whilst this is more of a financial question, you need to answer the below two questions before coming to any conclusion -

1. What is your risk taking ability. - NPS may provide higher returns than pension trust but comes with its risks since majority of NPS invest in equity markets.

2. Safety pool vs investment return pool?

Please take assistance of a financial advisor from the panel before moving ahead.

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Insurance, Stocks, MF, PF Expert - Answered on Feb 04, 2025

Question by Prabhat - Dec 31, 2024Hindi

Money

i am worked with one employer from 1999 to 2011 including 4 years overseas with same employer later i worked with another employer for 8 month and later joined first employer for march 2012 to sept 2014. i joined 2 employers between oct 14 to march 15. from April 15 to March 16 i worked overseas and later april 16 onwards i worked in india . while joining in india i was told i am joining as international worker as i was sourced while i was working abroad . i have withdrawn pf for my durations of 1999 to 2014 and invested for my house purchase , my concern is shall i get pension , how service shall be counted from 1999 to 2014 as current only EPFO Shows service post 2016.

Ans: Hello;

Do you have EPS scheme certificates from your employers?

This will serve as a valuable proof of your service period and EPS contribution during the same.

Else you may get these documents from your employers now so as to substantiate your pension claim.

Seek help from a lawyer specializing in labour and EPF laws, if needed.

Pension is your right if you have been a member of EPS for a stretch of 10 years without break.

Best wishes;

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Tax Expert - Answered on Feb 04, 2025

Question by SANDESH - Sep 03, 2024Hindi

Money

Sir , Recently I have sold one house registered in my name. I have got 1 cr from the transaction. Now i have got one running home loan of around 70 lakhs. Suppose if i repay the existing home loan from the amount obtained , whether i can save capital gain tax. or if i purchase one plot using some part of the amount (for eg: 30 lakhs) , how much capital gain tax i have to pay. The house which i have sild purchased for 7.5 lakhs in 2003. Kindly enlighten me regarding this

Ans: Please note that capital gains exemption is available only upon acquisition of a new residential house property (if the same is within the time limit).

Purchasing a plot will not help in saving capital gains tax.

When did you acquire the house where you have the home loan running needs to be considered? Please let me know that to answer this question appropriately.

In any case you have an option to reinvest the amount in 54EC bonds to the extent of INR 50 lacs and save the capital gains to such extent. The tax will need to still be paid.

Please consult your CA once before proceeding. Thanks!

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Insurance, Stocks, MF, PF Expert - Answered on Feb 04, 2025

Question by Monty - Feb 03, 2025Hindi

Money

I am currently working as software engineer having 3 YOE my current in hand salary is 70000. I am coming from lower middle class family. What should I do so that if wish to plan a retirement after 50 so that I don't have to look here and their for money ... I want a stable Income after 50. So how much I need to earn so that I can spend 50k per month without having any burden. We are having a house and 3 Acer land (farming). So what should my minimum package so that I can live without any problem

Ans: Hello;

You may start a monthly sip of 40 K into a combination of pure equity mutual funds.(50% flexicap & 50% multicap)

After 20 years you may have a corpus of around 4 Cr assuming modest return of 12%, which may be able to generate a monthly income of 1 L through SWP.

Happy Investing;
X: @mars_invest

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Tax Expert - Answered on Feb 04, 2025

Asked by Anonymous - Aug 09, 2024Hindi

Money

What is income tax new slab for salaried person.

Ans: As per the Budget announced on 01 February 2025, upto 12.75 lacs there is no tax payable under new tax regime for a salaried employee.

The slabs and slab rates under new tax regime have also been revised.

Milind Vadjikar |970 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 04, 2025

Question by KHUSHI - Jan 30, 2025Hindi

Money

My PF claim has been rejected with the following reasons: 1) ecr rejection in process.once it is uploaded then only sub f/19 2) PHOTOCOPY OF BANK PASSBOOK NOT ATTESTED BY THE AUTHORIZED SIGNATORY/BANK MANAGER i claimed again and the request is now pending for more than a month. what can i do to withdraw my PF amount? pls help.

Ans: Hello;

You may contact on EPFO helpline to get an update on your withdrawal request.

If they are unable to provide any satisfactory response then you may raise complaint in EPFiGMS portal.

They have to revert to you with any other query or honour your withdrawal request.

This lethargy and delay is unacceptable.

You may ping them on SM about your case without providing personal details.(May be shared through DM)

Best wishes;

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Tax Expert - Answered on Feb 04, 2025

Asked by Anonymous - Feb 01, 2025Hindi

Money

Hi, While I was doing calculation basis new tax slabs, I found out that a person earning 40lacs has still to pay more taxes in new regime than old regime. Pls let me know if am calculating it correctly considering the fact that the person has fully exhausted his 80C (1.5lacs) and 80D (Health Insurance) and also has home loan wherein he is claiming 2lac as interest rebate.

Ans: The new tax regime as announced in the Budget on 01 Feb 2025 lays down revised slabs and revised tax rates.

Incase you are salaried and earning 40 lacs then you will be better off in the new tax regime as compared to old tax regime. Please note that the slabs in the old tax regime have not changed. Even after claiming the deductions highlighted above, you will be benefitted under new tax regime.

Please consult your CA before proceeding.

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Insurance, Stocks, MF, PF Expert - Answered on Feb 04, 2025

Question by Eryoga - Jan 25, 2025Hindi

Money

Dear Sir, My employer deposited PF during my work time with them from Nov 1996 to Jan 2000. I was employed in Hyderabad. I let the PF money remain with the PF authority. I recently visited the PF office to know the status of my PF money. I am told my bio data is not fully updated in their system and I will not get any interest for all these years. I am told I will only get the money that was deposited. Is this even legal? What can I do to get them to give me the interest along with the principal amount.

Ans: Hello;

You may talk to the senior officials at the EPFO office in Hyderabad where PF account was held.

If the issue remains unresolved then, you may raise complaint through EPFiGMS portal, grievance management system of EPFO.

Best wishes;

See more questions »

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