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Can I balance my ICSE 10th and entrance exam coaching?

Prof Suvasish

Prof Suvasish Mukhopadhyay  |868 Answers  |Ask -

Career Counsellor - Answered on Feb 24, 2025

Professor Suvasish Mukhopadhyay, fondly known as ‘happiness guru’, is a mentor and author with 33 years of teaching experience.
He has guided and motivated graduate and postgraduate students in science and technology to choose the right course and excel in their careers.
Professor Suvasish has authored 47 books and counselled thousands of students and individuals about tackling challenges in their careers and relationships in his three-decade-long professional journey.... more
CJ Question by CJ on Feb 12, 2025Hindi
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what are the options to balance ICSE 10th school studies and entrance coaching

Ans: Reserve three hours time for entrance coaching everyday. You have to extract 3 hours from 24 hours. Professor...............:)
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Radheshyam

Radheshyam Zanwar  |2087 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Feb 18, 2025

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My daughter is currently doing ICSE 10th and is performing very well in the class in Kochi. I would like to know what are the options of preparing for entrance exams such as KEAM and NEET without putting a strain or off-balance of her regular class work. What are options of attending online and offline coaching? What would be effective ? What are some good study materials ?..etc
Ans: Hello CJ
Here is the point-wise reply to your question: (1) To appear for KEAM or NEET, you have to take PCMB subjects in the 11th and 12th and appear for the respective entrance tests (2) If you are not interested in giving her stress then either she can prepare it via self-study or by joining any coaching classes (3) It is recommended to join offline classes and if your financial situation permits, then you can join any online classes only for "revision purpose". You should not remain dependent on online classes as they have huge drawbacks. (4) Related to the material, the concerned subject teacher will guide her. Yet it would be highly recommended to contact the recently passed students who cracked KEAM/NEET with high scores. Everybody referees different authors' books. But some of them are common for which your daughter can take the help. (5) Please keep in touch with the NTA website which offers free test series for NEET/JEE. (6) Ask her to focus on the interested subject either Bio or Maths. (7) Joining any coaching either offline or online mode does not carry a guarantee of success. One has to try himself. I hope, your daughter will also follow the same path of hard work to get success in either KEAM or NEET.
Best of luck to your daughter for her upcoming bright future.

If satisfied with the reply, pl like and follow me, else ask again.
Thanks
Radheshyam

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Prof Suvasish

Prof Suvasish Mukhopadhyay  |868 Answers  |Ask -

Career Counsellor - Answered on May 15, 2025

Career
Hi,my son has got 96% in his icse class 10 exams this year.he is not inclined towards a career in sciences (b.tech/med).he has thus opted for commerce and maths.with an initial inclination towards finance and mathematics we have shortlisted ipm and law and enrolled him for a coaching for ipm.would he be able to prepare for clat as well along with ipm.and with 96 % how are his chances to clear both ?
Ans: Yes, your son can prepare for both CLAT and IPM exams simultaneously, especially given his ICSE score. With a 96% score, he has a strong chance of success in both exams. CLAT and IPM share some common ground, which could make preparation more manageable.
Preparation for both CLAT and IPM:
CLAT:
CLAT requires a strong foundation in English comprehension, logical reasoning, quantitative reasoning, and legal reasoning. IPM exams also test similar skills.
IPM:
IPM exams focus on quantitative ability, analytical reasoning, and verbal reasoning. CLAT also assesses these skills.
Overlap:
The core skills tested in both exams, such as quantitative reasoning, verbal reasoning, and logical reasoning, provide common ground for preparation. Your son's coaching for IPM can help him develop a solid foundation in these areas.
Legal Reasoning:
CLAT specifically requires legal reasoning, which is not part of IPM. Your son can focus on preparing for this section separately.
Scheduling:
Balancing preparation for both exams requires careful planning. He can allocate specific time slots for each exam's preparation.
Chances of Clearing Both:
IPM:
With a 96% ICSE score, your son has a strong chance of clearing IPM exams. His high marks indicate a strong aptitude for quantitative reasoning and problem-solving.
CLAT:
CLAT is a highly competitive exam, but with his current scores, your son has a very good chance of clearing CLAT.
Factors affecting success:
Preparation efforts, effective time management, and consistency in studying will play a crucial role in determining success in both exams.
Tips for Preparation:
Structured Approach:
A structured study plan that includes regular practice, mock tests, and detailed analysis of mistakes will be beneficial.
Mock Tests:
Regular mock tests for both CLAT and IPM will help him assess his progress and identify areas for improvement.
Time Management:
Developing effective time management skills is crucial for balancing preparation for both exams.
Focus on Fundamentals:
Ensure he has a strong foundation in the core subjects of both exams.
Practice:
He should solve a variety of questions and practice problems to build confidence and improve his speed and accuracy.
Best of luck. Professor

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Asked by Anonymous - May 23, 2025
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I am 42 years and My husband is 45, We both are running a Sofa manufacturing factory.We have 2 kids 1 is in grade 6 and another is 3.5 years old. We don't have any EMI,I have saved money to both of my children 6 lakhs each in FD. Myself and my husband have saved around 30 lakhs which we have kept in FD, we have health insurance and 5 lakhs I have invested in ICICI mutual funds. We have our own house, car which are EMI free. Since too much competition in Sofa industry gradually business has gone down . If we decide to close our factory how much money should I have in my account to lead happy and tension free retirement life or what should we do know to have a good life.
Ans: Dear Friend,
You're in a strong financial position—no EMIs, own home, and decent savings. At 42 and 45, with two young children, you still have 10–15 years to earn and build wealth for a peaceful retirement actively.
You're financially stable with ?30L in FDs, ?12L saved for kids, and ?5L in mutual funds. But if you plan to close your factory, assess alternate income sources or part-time work. To retire comfortably, aim to build a corpus of ?3–4 crore over the next 15 years through a mix of equity mutual funds (SIP ?50–70k/month), PPF, and targeted investments for your kids' higher education. Keep 1–2 years of expenses in liquid funds. Since you’re debt-free, focus on maximising savings and generating passive income to ensure a tension-free retired life.
Regards, Nitin Narkhede -Founder, Prosperity Lifestyle Hub,
Free webinar https://bit.ly/PLH-Webinar

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Nitin

Nitin Narkhede  |77 Answers  |Ask -

MF, PF Expert - Answered on May 25, 2025

Asked by Anonymous - May 23, 2025
Money
Hi Financial Guru's I am 32 and my wife 30 years old (no kids) earning 4L/mnth and also we have 1.3L/mnth of rental income , total 5.3L/mnth post taxation We have a home loan of 2.2 cr currently for 29 years old at 7.5% intrest Our goal is to close the home loan and create enough savings to retire at the age of 45 without worrying about the study of a kid. We are expecting to spend 1L/mnth once we reach age of 45, Based on our current spends trend ( also adding the inflation and educational expenses of a kid) Please Advise us the mode and the amount required to save to achieve this target of ours before we reach 45. Currently we don't have any savings of our own in any form.
Ans: Dear Friend,
You have a strong foundation with a combined monthly income of ? 5.3 L and a clear goal to retire by 45. Prioritise building an emergency fund of ?10–15 L first. Then, the monthly surplus (after expenses and EMIs) will be split between aggressive investments (70% in equity mutual funds/SIPs) and moderate options like PPF or NPS (30%). Target building a retirement corpus of ?6–7 crore by 45, which can support ?1L/month inflation-adjusted expenses. Simultaneously, prepay your home loan aggressively—aim to close it in 10–12 years by channeling bonuses/rent. Use term/life insurance and plan for your child’s education via dedicated SIPs. Disciplined investing is key to achieving your goals. Advice is to meet a Financial Advisor and create your life and goal plan.
Regards, Nitin Narkhede -Founder, Prosperity Lifestyle Hub,
Free webinar https://bit.ly/PLH-Webinar

...Read more

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