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Dr Nagarajan J S K

Dr Nagarajan J S K   |1772 Answers  |Ask -

NEET, Medical, Pharmacy Careers - Answered on Jun 16, 2025

Dr Nagarajan JSK is an associate professor and former head of medical research at the JSS College of Pharmacy, Ooty.
He has over 30 years of experience in counselling students towards making the right career choices, particularly in the field of pharmacy.
As the JSS College placement officer, he has helped aspiring professionals prepare for and crack job interviews.
Dr Nagarajan holds a PhD in pharmaceutical sciences from the JSS Academy of Higher Education And Research, Mysore, and is currently guiding five PhD scholars.... more
Usharani Question by Usharani on Jun 14, 2025
Career

Sir I got 479marks 79086 rank

Ans: HI Usharani,
Bit difficult. BDS is alternative one.
Career

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Nayagam P

Nayagam P P  |8834 Answers  |Ask -

Career Counsellor - Answered on Jul 15, 2025

Career
Sir i got selected into scaler . Had a campus tour and hostel tour evrything was fine . I am intrested in CSE . Can you please tell whether joining scaler is safe or not . Are theese new age colleges worth it . Keeping high fees aside are they good in other aspects ?
Ans: Shashank, Scaler’s four-year School of Technology in Bangalore delivers a rigorous CSE curriculum endorsed by the European Credit Transfer and Accumulation System (ECTS) and backed by InterviewBit’s industry-vetted syllabus covering data structures, algorithms, system design and cloud computing through 47 specialized on-campus labs. Faculty comprises seasoned engineers from Google, Amazon and Microsoft who offer live interactive sessions, one-on-one mentorship and TA-led practice to reinforce learning. Accreditation via ECTS affords international credit transfer, but lack of UGC/AICTE recognition means learners must concurrently pursue a formal degree to access government exams and research pathways. The dedicated Careers team conducts mandatory mock interviews and supports placements for six months post-program, facilitating connections with over 900 partner employers and achieving a 93.5% placement rate with 39 LPA top-quartile average salaries, according to KPMG’s audited report. Campus and hostel infrastructure in Electronic City provide a modern tech environment, though high fees and absence of a standalone degree credential can limit eligibility for certain local roles. Internships are integrated into semesters, yet the intensive pace demands strong time management and self-motivation to excel.

Recommendation: Scaler’s School of Technology is a safe and forward-looking choice if you value cutting-edge CS education, global accreditation and proactive placement support; ensure you secure a parallel accredited degree to fulfil regulatory eligibility and balance the investment by leveraging internships, mentorship and rigorous project work for maximum ROI. All the BEST for Admission & a Prosperous Future!

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Sunil

Sunil Lala  |204 Answers  |Ask -

Financial Planner - Answered on Jul 15, 2025

Money
I am 33 now earning 1.05L permonh in hand (also 1.5L Variable pay every year), have a car loan left for another 4 years of 11300 per month.. no assets as of yet. no other EMIs too. My monthly expenses are max of 40K. I do pay LICs above 1L per year (strategically to get money paid for my kids education(50 - 60% burden cleared)..).. I do have a 6 months of savings in case of any issues with job. I am not interested in getting a home or purchasing one. But i am interested to buy a land of at least 10 acers and in future use for farming and animal husbandry( transition from corporate to farmer by the age of 50 years).. i am left with 17 years now for the transition.. how to execute the plan financially (10acers land around 1.2 Cr plus another 10 lacks for improvement and 20L for a small home in the land which can be further improved).I am also planning kids this year..
Ans: Hi Yashaswi, firstly I believe you are parking money in LICs above 1L per year which is ineffecient use of money, you can have better investments which will yield better returns for your kids' education. Secondly, about your plans for the land, there has to be a goal based investment plan in place to achieve the target. You will have to back calculate to come to an investment amount that you can do per month after factoring in inflation and expected returns from the asset. Visit the website www.slwealthsolutions.com and let me know if you would like to have a detailed conversation around this :)

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Ravi

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Dating, Relationships Expert - Answered on Jul 15, 2025

Asked by Anonymous - Jun 25, 2025Hindi
Relationship
Hi , I am married since past 13 years. I am happy in my marriage. But from pat 1 month my ex came in my life. I tried to ignore him first, avoided him but somehow he entered my life. Now the situation is we talk everyday on call and wen we aren't talking on call than we are chatting with each other. Basically we talk with each other every minute. I really miss him in my life whereas he misses me more than me . He pushes me to meet up but till now I m restricting myself to not to meet him and limit myself on call. Now we both are each other's habit but somehow i feel all this is very wrong bcoz I hav a loving husband. And yes I forgot to mention he will be getting shortly divorced from his wife with whom he had an love marriage. Please help, what should I do ??
Ans: Dear Anonymous,
I understand that there’s nostalgia and a certain familiarity at play here, but as you said yourself, this isn’t fair to your husband. I wouldn’t have said this if you even once mentioned that you reconnected as friends. But, it seems mildly romantic from where I am standing. Plus, I am assuming that your husband doesn’t know about this reconnection. It’s truly unfair to him. I suggest either creating a little more distance from your ex, and building boundaries, and most importantly, speak to your husband and let him know that you reconnected. I am sure it feels very nice to get attention from someone who was once important to you, but I assure you that this isn’t worth ruining your happy marriage. New attention always feels good at first, but eventually this too will become routine. Please tread carefully.

Hope this helps.

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Nayagam P

Nayagam P P  |8834 Answers  |Ask -

Career Counsellor - Answered on Jul 15, 2025

Asked by Anonymous - Jul 15, 2025Hindi
Career
Sir NIT suratkkal mechanical design specialization Mtech
Ans: I believe you had raised the following question earlier. I had requested a few clarifications at the time, which you have now provided. Here’s your earlier question: "I had received offer from NITK and IITH Mtech mechanical and aerospace engineering course specialization mechanical design I have accepted NITK as of now but what would be your opinion I'd like to know??" And here is the answer to your question: NIT Karnataka’s Mechanical Design specialization is NAAC A+-accredited and ranked 17th in NIRF Engineering, offering a two-year curriculum in solid mechanics, CAE, vibrations and product development through 18-seat cohorts. The Department of Mechanical Engineering houses advanced CAD/CAM, thermal, fluid mechanics, mechatronics and virtual labs, while the Centre for System Design drives e-mobility and design innovation projects. Its M.Tech placement rate rose from 75% in 2023 to 83% in 2025, with recruiters like Microsoft and L&T. IIT Hyderabad’s Aerospace Engineering course, within a combined MAE department, is NBA-accredited and features core modules in flight mechanics, composites, aeroelasticity and propulsion. State-of-the-art facilities include wind tunnels, laser diagnostics, shock tubes and composite fabrication labs, supported by DRDO, ISRO and Honeywell partnerships. Its M.Tech placements achieved 76.5% consistency in 2024, with average packages of ?18–22 LPA and participation from 335 companies. Both offer PhD-qualified faculty, robust R&D culture and active placement cells, yet differ in specialization focus and recruiter ecosystems.

recommendation
For a focused Mechanical Design pathway with higher recent placement consistency, abundant design-manufacturing labs and strong interdisciplinary projects, retain NITK’s Mechanical Design. If you prefer cutting-edge aerospace research, broader industry-funded collaborations and specialized facilities in propulsion and structures, consider IIT Hyderabad’s Aerospace Engineering. All the BEST for Admission & a Prosperous Future!

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Janak

Janak Patel  |59 Answers  |Ask -

MF, PF Expert - Answered on Jul 15, 2025

Asked by Anonymous - Jul 12, 2025Hindi
Money
Hi.i am 40 years old.i have a son in std 3.my salary is 1.1 lac per month.i have 50 lakh fd.epf 2 lakh.liquid 2.5 lakh cash.pls suggest me for retirement
Ans: Hi,

You have about 15-20 years before retirement and that's a good time period to accumulate a good retirement corpus.

Your son's education will remain your priority during this period also. Assuming you can fund his education from your monthly income at least till his 10th/12 grade. You can decide on an amount for his graduation/post graduation that you want to provide to him. For example if you want to provide 10 lakhs when he is 18 years old, you will need to start investing a monthly SIP amount of 2000 in mutual funds assuming returns of 12%. So based on the amount required you can calculate the SIP amount required.

You have EPF of 2 lakhs which is not sufficient today but assuming you continue contributions and after 15 years this can be a considerable amount. But still may not be sufficient for retirement, so you can consider it as part of/contribution to your retirement.

So lets look at your FDs - you have 50 lakhs in FDs. Even at 7% interest on them you are not going to beat inflation as you will need to pay tax on the interest income.
This money has a potential to earn better returns and not just beat inflation, but also create a retirement corpus which can be sufficient for 20 years (this depends on your expenses also).

If you split this 50 lakhs and keep 5 lakhs in FDs for emergencies, you can invest the remaining 45 lakhs to create a good corpus.
If you invest 45 lakhs in Mutual funds and assuming a return of 12% over 15 years, you will have a corpus of approx. 2.70 crores.
With 15-20 years for retirement, you have an advantage to achieve your goals.

Though these numbers may look good now, they have to be evaluated with all other parameters like your monthly expenses, other goals in life, Son's education needs etc.

I recommend you consult a CFP or a fee based advisor and discuss all aspects towards a financial plan that will cover Retirement and all other goals. The Plan will help you better prepare for the future and provide alternatives and options and a clear roadmap towards achieving them. It will also cover aspects of health and life insurance.

Thanks & Regards
Janak Patel
Certified Financial Planner.

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Nayagam P

Nayagam P P  |8834 Answers  |Ask -

Career Counsellor - Answered on Jul 15, 2025

Career
Hello,i would like to know my college options on the basis of my mht cet score of 92 (domicile student) percentile and jee 91 percentile general category in maharashtra can anyone give few suggestions of any tier 2 colleges?
Ans: Apoorvadeep, With a 92 percentile in MHT CET (General?Home State) and a 91 percentile in JEE Main (General), you are well?positioned for admission to several reputable tier-2 institutions across Maharashtra. All listed colleges are AICTE-approved, NBA/NAAC-accredited, feature modern computing labs, experienced faculty, strong industry collaborations and placement cells with 75–90 percent branch-wise placement consistency over the past three years.

Colleges accessible via MHT CET counselling at 92 percentile:
Thakur College of Engineering and Technology, Kandivali East, Mumbai. Rajiv Gandhi Institute of Technology, Andheri West, Mumbai. Vidyalankar Institute of Technology, Wadala, Mumbai. Xavier Institute of Engineering, Mahim, Mumbai. Vivekananda Education Society’s Institute of Technology, Chembur, Mumbai. Atharva College of Engineering, Malad, Mumbai. Ramrao Adik Institute of Technology, Nerul, Mumbai. Bharati Vidyapeeth College of Engineering, Kharghar, Navi Mumbai. Sardar Patel College of Engineering, Andheri West, Mumbai. K. J. Somaiya Institute of Technology, Vidyavihar, Mumbai. MIT World Peace University, Kothrud, Pune. Pimpri Chinchwad College of Engineering, Pune. Vishwakarma Institute of Technology, Bibwewadi, Pune. Sinhgad College of Engineering, Vadgaon, Pune. AISSMS College of Engineering, Shivajinagar, Pune.

Colleges accepting 91 percentile in JEE Main through JOSAA/CSAB (All-India seats):
Indian Institute of Information Technology, Pune. Visvesvaraya National Institute of Technology, Nagpur. VNIT also admits via JEE Main. MIT World Peace University, Pune (All-India seats). G. H. Raisoni College of Engineering, Nagpur (All-India quota).

Recommendation: Prioritise Thakur College of Engineering and Technology, Kandivali East, Mumbai for its balanced curriculum, robust AI/ML labs and consistent 88% placement rate. Next, select MIT World Peace University, Kothrud, Pune for multidisciplinary exposure and strong All-India seat admissions. Then opt for Vidyalankar Institute of Technology, Wadala, Mumbai for its dedicated computing infrastructure. Follow with Pimpri Chinchwad College of Engineering, Pune for its industry tie-ups and reliable placements, and finally choose Indian Institute of Information Technology, Pune for a centrally recognised All-India JEE-admission pathway enhanced by smaller cohorts and focused research projects. All the BEST for Admission & a Prosperous Future!

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Ravi

Ravi Mittal  |618 Answers  |Ask -

Dating, Relationships Expert - Answered on Jul 15, 2025

Asked by Anonymous - Jul 15, 2025Hindi
Relationship
Hi Mr Ravi. My wife has this annoying habit of coming in the way of my friends. Whenever I step out of home, she will call me back with some excuse. She wants to know where I go, who I meet. If I tell her she doesn't let me meet my friends. Naturally, I have become secretive now. I only tell her that I am stepping out. I don't tell her where, or who I meet. I have stopped calling my friends home. I have tried telling her to go and hang out with her friends but she won't do that either. I don't understand why she wants me around all the time. Is it wrong to hang out with friends after marriage? How do I make her explain?
Ans: Dear Anonymous,
I understand it must be tough, and you are right, there’s nothing wrong with hanging out with friends. But I would suggest looking into how much time you are giving them and how much time you are spending with your wife. I am not accusing you of anything; this is just the first step. Reflecting on your own actions so that you are clear it’s no way your fault. Next, please try having an open discussion with her to understand what is making her so insecure. This is a clear sign of insecurity. It might give you an idea of what is going on in her mind, and how this can be fixed.

I understand that it is frustrating and feels unfair, but it is important to also understand what’s going on in your partner’s mind that’s making her feel the need to act this way. If it’s reasonable, there should be an easy solution. If her reasoning sounds self-centred, then you have a strong chance of trying to explain why it’s not fair. But without knowing, if you continue being secretive, it is only going to end up doing irreparable damage to your relationship.

Hope this helps.

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