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Can a PCM average student in 12th study BTech in Applied Sciences in CSC abroad?

Prof Suvasish

Prof Suvasish Mukhopadhyay  |358 Answers  |Ask -

Career Counsellor - Answered on Feb 09, 2025

Professor Suvasish Mukhopadhyay, fondly known as ‘happiness guru’, is a mentor and author with 33 years of teaching experience.
He has guided and motivated graduate and postgraduate students in science and technology to choose the right course and excel in their careers.
Professor Suvasish has authored 47 books and counselled thousands of students and individuals about tackling challenges in their careers and relationships in his three-decade-long professional journey.... more
Asked by Anonymous - Jan 25, 2025Hindi
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Seeking study abroad advice for doing btech ( applied sciences in csc ) from netherlands ?for an average pcm student in 12 th

Ans: I will never recommend for B.Tech from abroad.Do it from India.Go to abroad only for masters and Ph.D.Best of luck.Professor.........:)
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Sushil

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Study Abroad Expert - Answered on Nov 09, 2023

Asked by Anonymous - Nov 09, 2023Hindi
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Sir i am a B com graduate from Kerala university, passed in the year 1997 with 58% marks. I am planning to study abroad in any European country. Please suggests me a country as my final goal is to get a PR . Preferred course is an MB Ain finance or PGD.
Ans: Hello,

To begin with, thank you for contacting us. I am glad to hear that you have completed your Bachelor’s of Commerce (B.Com) degree and now wish to pursue an MBA in Finance or Postgraduate Diploma. To answer your question first, I would like to tell you that selecting a European country to pursue your higher studies with the final goal of attaining a PR i.e. Permanent Residency, is rather a major choice. You would be glad to know that exceptional academic possibilities as well as routes to obtaining a PR are offered to international students by a number of European nations. Nevertheless, bear in mind that the particular prerequisites as well as the possibilities of attaining Permanent Residency for each country may be different. As previously mentioned, your ultimate goal is to obtain a PR and for that reason, I would recommend that you take into account countries where the immigration laws for overseas students are conducive viz., Germany, the Netherlands, Canada (although not located in Europe), as well as Sweden. Choosing these countries to pursue an MBA in Finance or a Postgraduate Diploma (PGD) can be a wise decision. Bear in mind that each country may have varying steps that lead to one attaining Permanent Residency (PR), viz., job offerings in sectors that are highly sought-after, professional experience, and language competency. I would suggest that in order to determine the best possibilities for attaining Permanent Residency (PR), you conduct a thorough study on the specified prerequisites for PR, as well as the the immigration laws and regulations for the country of your choosing. Not just that, prior to making an informed choice, ensure that you factor in the living expenses, the standard of education in your area of study, as well as the language prerequisites.

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Study Abroad Expert - Answered on Apr 15, 2024

Asked by Anonymous - Nov 16, 2023Hindi
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my son is currently on class 12th and wants to pursue his under graduation from Netherlands. He is interested in computer science. We are currently exploring TU-Delfet CS , VU amsterdam AI , Leiden University AI and Radbound University AI. Pls suggest the best of these? Thanks
Ans: Hello,

To begin with, thank you for contacting us. I am happy to hear that your son wishes to pursue his Bachelor's in Computer Science from Netherlands. To answer your question first, I would like to tell you that all the universities that you have listed are renowned universities in Netherlands with distinct advantages in computer science and artificial intelligence (AI). Nevertheless, a number of variables viz., your son’s individual choices, particular interests, preferred method of instruction, and professional objectives, play a key role in deciding the best of these universities. In order to make an educated choice, you can go through each university’s unique characteristics mentioned below:

TU Delft (Delft University of Technology), with state-of-the-art infrastructure and possibilities for research, is well-regarded for the robust technology and engineering programs it offers. Emphasizing on both theoretical underpinnings as well as real-world applications, the university offers a program in the field of Computer Science. VU Amsterdam (Vrije Universiteit Amsterdam), is situated in the centre of Amsterdam and offers easy access to a wide variety of professional and cultural activities. The university focuses on real-world AI applications across a range of industries. It offers students a specialized AI program. Coming to Leiden University, with a rich academic legacy and a close-knit student population, Leiden is an ancient city. The university is renowned for its robust academic standing and research-focused atmosphere and offers a Bachelor of Artificial Intelligence (AI) program concentrating on both, technical expertise and ethical issues. Lastly, Radboud University, situated in Nijmegen, a vibrant city with a large student population and a high standard of living, offers an inclusive and friendly academic atmosphere. The university is well-known for its prowess in cognitive science and Artificial Intelligence (AI). A Bachelor's degree in Artificial Intelligence (AI), concentrating on research and innovation is provided by the university.

Lastly, I would recommend that your son conducts an all-round study on each university, taking into account each university’s course design, campus atmosphere, student support services, experience of the faculty members, as well as available resources. Not just that, he should also get in touch with each university’s alumni or students presently studying there in order to acquire firsthand knowledge of their experiences. To make an educated choice that best resonates with his educational and professional goals, your son should pay careful attention to these factors.

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Asked by Anonymous - Feb 10, 2025Hindi
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I am 51 single, divorced and have one little sister who is 32. Recently I lost my job, and I am not in the mood to search for a new one. I am in the process of making arrangement to fulfill my monthly needs. I am holding the NPS which has a small corpus of 5 lacs in tier 1 and 45k in tier 2. Now I want to completely exit from the NPS. Now I must compulsorily accept the 20% withdrawal and 80% annuity. I have a few queries below. 1. Should I consider buying 100% annuity. 20% withdrawal does not make sense 2. Should I consider putting 1.5 lacs more to enhance the annuity (The corpus will become 7 lacs approx.). 3. Should I consider taking out the annuity on a yearly basis (Please explain Its pros and cons), since it offers more benefit. 4. Should I consider the Shriram life insurance. 5. Will it be safe to consider Shriram life insurance for life long future annuity. It offers the highest annuity. 6. Should I consider Annuity for Life with ROP - Subscriber will get annuity for lifetime and on death of the Subscriber, payment of annuity ceases & 100% of the purchase price will be returned to the nominee(s). The annual offer is 49,063.00 (7.01%) 7. Should I consider Annuity for Life without ROP - Subscriber will get annuity for lifetime and on death of the Subscriber, payment of annuity ceases, and no further amount will be payable. The annual offer is 58,112.00 (8.30%)
Ans: Hello;

Point wise answers to your queries as given below:

1. Yes.
2. Yes.
3. If you do monthly annuity the rate will be lower but you get monthly payouts. In yearly the rate will higher but only one shot payment per year so it depends on your preference.

4. Cannot comment on suitability of xyz firm.

5. Consider an insurer which has good capital adequacy, growing profitable business, preferably listed, reputation of the owner/group apart from decent annuity rates on offer.

6 & 7. My suggestion would be to opt for annuity for life with ROP to your nominee. Ultimately it is your call.

Please have adequate healthcare insurance cover.

Best wishes;

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Milind

Milind Vadjikar  |996 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Feb 10, 2025

Inderpaul

Inderpaul Singh  |7 Answers  |Ask -

Leadership Coach - Answered on Feb 10, 2025

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I graduated with a BBA in 2022, and since then, I’ve been on a thrilling two-year adventure at an MNC. But guess what? I decided to resign in March 2024 because, you know, who doesn’t love a little drama at work? Now, I’ve managed to burn through all my hard-earned savings like a pro, and here I am, utterly confused about my future. Sometimes I think about leaving India—maybe for studies or just to escape and do some mindless job somewhere. Other times, I dream of retreating to the most remote corner of India and living off the grid. I’ve always been pretty good with technology, snagged a degree, and even racked up some work experience. But now? I’m completely lost on where to start over. I’ve scoured countless articles and advice columns, but they’ve been about as helpful as a chocolate teapot. I’m just looking for that life-changing advice that seems to be in short supply. Turning 24 this year!
Ans: Hello Manan,
My simple advice to you would be to get back to some job while you can continue to ponder over your long term goals/passion/pursuits.
Sitting idle (with no funds) at home won't help & it is not going to do any good to your career/life plans.
Simultaneously you can continue to do introspection & chalk out a proper plan as far your larger life goals are concerned.
Say you earnestly wish to pursue higher studies than you need to get yourself these answers 1) Why you need a higher degree in first place ? 2) Will it help you to get job/career of your choice? 3) If yes, then shortlist some relevant good courses & start exploring admit process etc. 4) Meanwhile do account for funds that will help you to time your break from the job (savings, loans etc.)
Likewise ask yourself questions for each option you have in mind & be honest in responses, that will help you to zero on your real aspiration & then do the proper detailing/planning. This may entail some compromises in short term but will certainly pave your way to achieve long term goals.

Best of Luck!

Major Inderpaul
HR Expert, Life & Relationship Coach

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Ravi

Ravi Mittal  |526 Answers  |Ask -

Dating, Relationships Expert - Answered on Feb 10, 2025

Asked by Anonymous - Feb 08, 2025
Relationship
Me and my girlfriend we both are in relationship from about last 2 years (almost). After such a long time I got to know that she had 2 relationships before me that too she didn't told I got to know it by third person she was sexually involved too (not intercourse but yes other things with one of them)... When I asked her that why you didn't told anything to me before she said she was scared that if she'll tell it to me so I'll leave her and she really did not wanted that... She was scared to loose me. And she was still in contact with that guy and when I asked her that why you were still in contact with him (it's been around 3 years they got separated) so she says that she is like that only... She can't deny anyone because of her soft hearted nature but she did not had any feelings for him. She also said that once she even went to meet him when he requested to meet and also on the same she claims that her soft hearted nature has done that she wasn't able to deny. I loved her too much but now all these things are hurting me like anything. (She is my first relationship before her i never had anyone)
Ans: Dear Anonymous,
I understand that you are hurt and the complexities of the hearts might be difficult sometimes to grasp. The first reason for your sorrow, her past relationship, and the fact that she was physically intimate with them is not completely justifiable. Though I understand that you feel hurt because she did not disclose it to you, still it should not matter so much as to ruin your present relationship. And whether she will open up about such sensitive details is actually up to her. It has nothing to do with how much she loves you or trusts you. Please understand that.

Now coming to the next thing, the fact that she is still in touch with them and has even met one of them, that is slightly concerning. It would have been okay if she did that openly- please understand that I am not saying she should have asked for your permission, but rather discuss the same with you. Moreover, in a relationship, it is also important to understand how much your partner is comfortable with- goes for both men and women. If you are uncomfortable with her relationship with her exes, she should consider that. I would have said the same if the table was turned. I suggest you have a clear conversation with her and express how you feel about this situation- depending on how she reacts and how the conversation goes, you both can think about the next step.

Hope this helps.

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