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Patrick Dsouza  |659 Answers  |Ask -

CAT, XAT, CMAT, CET Expert - Answered on Jun 17, 2024

Patrick Dsouza is the founder of Patrick100.
Along with his wife, Rochelle, he trains students for competitive management entrance exams such as the Common Admission Test, the Xavier Aptitude Test, Common Management Admission Test and the Common Entrance Test.
They also train students for group discussions and interviews.
Patrick has scored in the 100 percentile six times in CAT. He achieved the first rank in XAT twice, in CET thrice and once in the Narsee Monjee Management Aptitude Test.
Apart from coaching students for MBA exams, Patrick and Rochelle have trained aspirants from the IIMs, the Jamnalal Bajaj Institute of Management Studies and the S P Jain Institute of Management Studies and Research for campus placements.
Patrick has been a panellist on the group discussion and panel interview rounds for some of the top management colleges in Mumbai.
He has graduated in mechanical engineering from the Motilal Nehru National Institute of Technology, Allahabad. He has completed his masters in management from the Jamnalal Bajaj Institute of Management Studies, Mumbai.... more
Asked by Anonymous - Jun 17, 2024Hindi

Hi My son is pursuing his B Com from Sauder Business school , UBC ... What would be the scope and should he pursue a Master's

Ans: Masters in Commerce does not have much scope unless he plans to get into teaching line. If he wants to do Masters in Management then he will have to write entrance test and try to get into a good college so there he can get a good job.

You may like to see similar questions and answers below


Sushil Sukhwani  |438 Answers  |Ask -

Study Abroad Expert - Answered on Jun 17, 2024

Hello Sir, My son is currently pursuing his under graduation in ( Economics, Maths and Stastistics) from Christ. University . Want to know the future prospects or what further can be pursued going ahead . An MS in which areas would you suggest. Thanks and Regards. VMG
Ans: Hello Vinod,

To begin with, thank you for contacting us. I am happy to hear that your son is currently pursuing his Bachelors from Christ University. As an answer to your query, I would like to let you know that your son’s undergraduate studies in Economics, Mathematics, and Statistics offer a solid basis for a wide range of job pathways and postgraduate studies. Concerning your query regarding the future prospects, I would like to tell you that your son can take up jobs viz., that of a Data Analyst, Quantitative Analyst, Data Scientist, or Business Analyst, in sectors viz., Finance, Consulting, Technology, Retail, and Healthcare. He may also choose to work as an Investment Banker, Actuary, Financial Analyst, or Economist in sectors such as Insurance, Consultancy, Government, Corporate Finance, or Banking. In the research and academia domain, your son can take up jobs viz., that of an Academic Researcher, Research Analyst, or Professor wherein he can work at Research Institutes, Think Tanks, or Universities. In addition to the ones mentioned above, your son can also choose to work as an Operations Research Analyst, Software Developer, or Algorithm Engineer at Engineering Firms, Startups, or Tech Companies. Concerning your question regarding the areas for further study, I would like to tell you that your son can think about pursuing an MS in Economics, MS in Financial Engineering/Quantitative Finance, MS in Computational Finance. He can also choose to pursue an MS in Operations Research, MS in Data Science/Analytics, MS in Actuarial Science, or an MS in Statistics/Applied Statistics.

While selecting an MS program, I would recommend that your son takes into account the location and program’s standing. He should investigate programs with solid linkages to the industry as well as a track record of successful placements. He should make sure he fulfills the requirements for the programs he is considering. He should take into account his professional objectives, factoring in the positions and sectors he is drawn to. All in all, your son should select a field that best resonates with his passion and strengths.

Given your son’s solid background in mathematics, I would like to tell you that he has numerous exciting possibilities for future education and employment. Jobs in data science, operations research, and finance could possibly suit him well. When determining which path to choose, your son should take into account his interests and professional objectives. An MS in any of these fields will lead to a wealth of possibilities in business, academia, and other areas.

For more information, you can visit our website: www.edwiseinternational.com

You can also follow us on our Instagram page: edwiseint

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Latest Questions

Ramalingam Kalirajan  |5011 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jul 19, 2024

Sir i want invest Rs 6 lacs in these funds HDFC Div yield fund SBI contra Motilal midcap HDFC LArge and mid cap. Pl advise
Ans: Investment Overview
Investing Rs. 6 lakhs in a diversified portfolio is a great decision. You mentioned a few funds you are considering. Let's discuss each type.

Dividend Yield Funds
Dividend yield funds focus on companies that pay high dividends. They offer regular income and capital appreciation. These funds are less volatile than growth-oriented funds.


Regular income from dividends.

Potential for capital appreciation.


Limited growth potential compared to growth funds.

Dividend payments are not guaranteed.

Contra Funds
Contra funds invest in undervalued stocks that are out of favour. They have the potential for high returns.


Potential for high returns from undervalued stocks.

Diversification in the portfolio.


Higher risk due to investment in out-of-favour stocks.

Requires patience as it might take time to realize gains.

Midcap Funds
Midcap funds invest in medium-sized companies. They have a balance of risk and return.


Good growth potential.

Diversification between large and small-cap stocks.


Higher risk compared to large-cap funds.

Volatility can be higher.

Large and Midcap Funds
These funds invest in both large and mid-sized companies. They offer a balanced approach.


Balanced risk and return profile.

Diversification in the portfolio.


Moderate returns compared to purely large-cap or midcap funds.

May not outperform in either large-cap or midcap segments.

Evaluating Your Choices
Considering your choice of funds, a diversified portfolio is being created. Here's a breakdown of what you might expect:

Dividend Yield Fund: Provides regular income and stability.

Contra Fund: Adds potential high returns and diversification.

Midcap Fund: Offers growth potential.

Large and Midcap Fund: Balances risk and return.

Assess Your Risk Tolerance:

Understand your risk tolerance.

Ensure your portfolio matches your comfort with risk.

Diversify Your Portfolio:

Diversify across different types of funds.

Avoid over-concentration in one type.

Regular Monitoring:

Review your portfolio regularly.

Adjust as per market conditions.

Seek Professional Advice:

Consult a Certified Financial Planner for personalized advice.

Ensure your investments align with your financial goals.

Final Insights
Investing Rs. 6 lakhs in a diversified mix of funds can be rewarding. Your choice covers different segments of the market. This diversification can help manage risk and optimize returns. Regular monitoring and professional guidance will further enhance your investment journey.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,


...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.


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