Home > Career > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Mayank Kumar | Answer |Ask -Follow

Education Expert - Answered on Apr 14, 2023

Mayank Kumar is the co-founder and managing director of upGrad, a higher EdTech company. With over 10 years of experience in the education sector, Kumar can offer guidance about degree courses, campus, job-linked and executive programmes and studying abroad.An MBA graduate from ISB Hyderabad, he holds a BTech in mechanical engineering from IIT Delhi.... more

Question by Priya on Apr 02, 2023Hindi

Career

Ma'am, I've done my MA in journalism and mass communications. I've written fourteen e-books and four paperback books. I write blogs too. I've written and narrated two seasons of video podcasts too. I want to be a successful writer with good amount of monetary payment. Can you please suggest the next step that I should undertake ? -Priya Gopal

Ans: You should reach out to potential media-houses who have existing written content and give them a copy of things you can change in some of their pre-produced scripts free of cost. They will be able to understand and judge your writing hence being able to give you opportunities to write long-form content for them in the future post that

You may like to see similar questions and answers below

Krishna Kumar |383 Answers |Ask -Follow

Workplace Expert - Answered on Feb 08, 2024

Asked by Anonymous - Sep 14, 2023Hindi

Career

Hi i have a strong command over written & spoken english & hindi both. I would like to write some stories. Where can i get them published & earn some extra income.

Ans: Hi

You can publish on your own blog site or you can explore platforms like Pratilipi, please do online search to explore more such platforms.

All the best.

Archana Deshpande |95 Answers |Ask -Follow

Image Coach, Soft Skills Trainer - Answered on Apr 18, 2024

Asked by Anonymous - Apr 05, 2024Hindi

Career

Hi , I wish to “Write in English” as a Profession , as that happens to be one of my core competency . It gives me a lot of soulful satisfaction & propels me to continue writing further . My Drafting & command over English Writing has been my primary strength right from my schooling days but I committed the mistake of not choosing it as a career . Hence , Post doing my B.E. & M.B.A. , I worked in decent Corporates for 16 Years but went on to quit the last Job in 2021 as I felt stagnant & monotonous doing what I was into . I was immensely appreciated for my e-mail drafts & Write-ups in all the Organisations I worked in but that had no weightage in my KRA . I did pretty well in my professional career with the exception of the last couple of months wherein I felt a bit lost & as a result , was not enjoying my work . I am into my 44th Year & now convinced to follow my dream professionally ( i.e Writing & penning down what comes my way) but am somewhat clueless how to move ahead . I am not there for the in-vogue content writing stuffs , online blogs etc. but want to write on something substantial or small interesting / soothing write-ups that interests a major chunk of the readers . Kindly help me with all the specific / possible options wherein I can directly target , that would probably yield me results ASAP . Please give detailed info with the probable sources to explore-in , as generic one-liners may not help , as I am blank on whom to approach . Looking forward to your much value added counselling & the probable avenues that may break the ice for me . Thanks & Regards !!! Pls. Keep up with the Good-Work you guys are doing with this Q&A Consultancy Guided Section .

Ans: HI!!
The way you have stated your needs so clearly shows that you have good writing skills, so no doubts about your writing skills.

In the message you mentioned that you quit your job in 2021 and yet you say you are not enjoying work since the last couple of months. A little confusion there for me, I am assuming you are still working. You also mention that you did pretty well professionally, this shows a mind that can work well even when it not totally into the work heart and soul. Try to find positive reasons around your work.
You are 44 you said, at this age we all are at loggerheads with what we studied, what we are doing for a living and what we are passionate about! I have been there..

I need to say a little about myself in order to answer your question. I am an Engineer too, today I am Image Consultant and a Soft Skills Trainer. I used to work with one of the top telecom companies, my Mentor there used to say an Engineer can do anything and me and you are proving that. You are a BE, MBA and you have exceptional writing skills.

As a public speaking skills coach I used to write speeches for clients and help them deliver with panache. One of my long standing clients said no to the classes after I increased the fees. Where did she get her strength from to say no?....AI and Chatgpt, even though she always said it doesn't have the AD (Archana Deshpande) effect!! Why I am mentioning such a personal incident is to help you understand the scenario today.
You want to write good stuff and earn money too, rt? You don't want that typical content writer kind of jobs... so what I suggest is that since a BE MBA is a deadly combo and you are an intelligent man, pls continue to use these to earn money. I want you to google, "platforms for writers to make money" and check all your options, for sometime write and publish on various platforms, send it to various newspapers, see how people respond to you. I know your joy comes from writing so go for it on a day to day basis, schedule it everyday. When you continue to do tasks that bring you joy, your doing all the things that are compulsory becomes easy( like going to office). Test the waters before you quit your well paying job( and yourself mentioned you are doing pretty well). Plan to write a book on a subject that comes easily to you or a book of short stories around your experiences. Today Mrs Sudha Murthy is a celebrated writer, look at her journey as writer, it didn't happen overnight. There is no ASAP here. You want to become a writer professionally, take it slow, start writing, start publishing you work, gauge the readers reaction, keep writing, keep reinventing, it's a creative process, let it flow through you without the stress of earning money through it.... it's joy for you to write, let it remain so!! Create a beautiful space at home to allow the creative juices to flow, continue to write everyday. Apart form writing, check what else brings you joy, on a day to day basis consciously spend time doing things that bring you joy. Enthusiasm/energy for life comes from your joy list. I am listing so many things because you mentioned you are not enjoying your job. I want you to arrive at a place where you enjoy your job( it pays your bills and takes care of your family) and continue to work on stuff you are passionate about. It can be done by living a little consciously and joyously, a little shift in the mindset can do wonders!!
All the very best!!

Archana Deshpande |95 Answers |Ask -Follow

Image Coach, Soft Skills Trainer - Answered on Jul 17, 2024

Asked by Anonymous - Apr 13, 2024Hindi

Career

Hi Maam , I wish to “Write my heart-out in English” as a Profession , as that happens to be one of my core competency . It gives me a lot of soulful satisfaction & propels me to continue writing further . My Drafting & command over English Writing has been my primary strength right from my schooling days but I committed the mistake of not choosing it as a career . Hence , Post doing my B.Tech. & M.B.A. , I worked in decent Corporates for 16 Years but went on to quit my last Job in 2021 as I felt stagnant & monotonous doing what I was into . That was the most risk-laden call I made in my life , but I had to as I was no more enjoying it . I was immensely appreciated for my e-mail drafts & Write-ups in all the past Organisations I worked in but that had no weightage in my KRA . I did pretty well in my professional career with the exception of the last couple of months wherein I felt a bit lost & as a result , decided to move out of it . I am into my 44th Year & now convinced to follow my dream professionally ( i.e Writing & penning down what comes my way) but am somewhat clueless how to move ahead . I am not there for the in-vogue content writing stuffs , online blogs etc. but want to write on something substantial or small interesting / soothing write-ups that wins the heart of the readers . Kindly help me with all the specific / possible options wherein I can directly target , that would probably fetch me results ASAP . Please give all the detailed info of the sources which can be explored . Generic one-liners may not help , as I am too blank & am in a fix on whom to approach . Trying my best to persevere & being resilient but probably lacking pro-activeness which is the key requisite in the current times . Looking forward to your much value added counselling & the probable avenues that may break the ice for me ... Thanks & Regards !!! Pls. Keep up with the Good-Work that is being done with all your expert advices in this Q&A Guided Consultancy Section .

Ans: Hi!!

This question was answered long long..
Here's the link - https://gurus.rediff.com/question/qdtl/career/wish-ldquo-write-english-rdquo-profession-happens-core-competency-gives/5151512

All the best!

Latest Questions

Patrick Dsouza |937 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Jan 18, 2025

Question by Divesh - Jan 17, 2025Hindi

Career

I have completed B-Pharma and have experience of 2 years in life science domain, want to pursue MBA in data science. Is it a good decision?

Ans: If you are interested in that field then yes it is a good decision. To check your interest you can do some short course online.

Milind Vadjikar |868 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 17, 2025

Asked by Anonymous - Jan 17, 2025Hindi

Money

I'm 35 years old. I'm earning 1.3 lakh per month. I want to invest INR 65000 per month for retirement when I become 50 years old. My current expenses 65000 per month. Please guide me.

Ans: Hello;

Current expenses of 65 K will reach a level of around 1.35 L in 15 years from now when you reach 50 age.

Even if you put entire 65 K in pure equity mutual funds for 15 years it looks tough to generate fixed monthly income good enough to cover your expenses fully at that time.

Hence my suggestion is you get into semi-retirement after 50 and continue some vocation or profession of your choice to also keep you occupied and generate some income for the next 10 years.

However I propose that you start a monthly sip into a combination of pure equity mutual funds for 45 K for
the next 15 years. (10 K each in flexicap, multi cap and large & midcap fund and 5 K in small cap)

This may yield you a corpus of around 2.27 Cr assuming modest return of 12%. This may provide you a post tax monthly income of around 96 K. You need to suppliment this through your alternate vocation.

Also start a monthly investment of 20 K into NPS with the intent to continue it till 60 age. At 60 this may grow into a corpus of around 3.8 Cr considering modest return of 8%.

The combined corpus of 6.07 Cr may yield you a monthly income of around 2.2 L post tax which is in line with your inflation adjusted expenses for 25 years.

Happy Investing;
X: @mars_invest

Prof Suvasish Mukhopadhyay |301 Answers |Ask -Follow

Career Counsellor - Answered on Jan 17, 2025

Question by VIKAS - Jan 04, 2025Hindi

Career

I am working as finance head in Private sector in Delhi ,My Son is pursuing B Tech in P.E.(Engineering Physics)2021 batch from DTU Delhi , He is in final year and shall complete in June 2025, He is still unplaced as the hiring these days are very low due to prevailing conditions. Pl. suggest the best options for him whether to look for the job or should look for the higher education and if higher education what should he do and from where

Ans: Let him go for M.Tech through GATE and regarding institutes search in net, Regards. Professor...........................:)

Prof Suvasish Mukhopadhyay |301 Answers |Ask -Follow

Career Counsellor - Answered on Jan 17, 2025

Question by VIKAS - Jan 17, 2025Hindi

Career

Respected team Guru, you are not able to answer my question raised on 4 jan till now is very strange, Pl. suggest what i have to do

Nayagam P P |4056 Answers |Ask -Follow

Career Counsellor - Answered on Jan 17, 2025

Question by Sasmita - Jan 11, 2025Hindi

Career

what are the jk ob opportunities for commerce students with IP subject combination

Ans: Sasmita, Informatics Practices (IP) students in Commerce have diverse employment prospects due to their integration of financial acumen and technical expertise. They can pursue careers in Chartered Accountant, Company Secretary, Cost and Management Accountant, and other areas of expertise. Technical careers in IP include data analyst, financial analyst, business analyst, actuarial science, and e-commerce specialist. Vocational programs integrating commerce with IT include Bachelor of Commerce in Business Analytics, Bachelor of Business Administration in Business Intelligence and Analytics, Bachelor of Management Studies with Information Technology, and MBA in Business Analytics, Finance, or Marketing. Postsecondary educational paths include Bachelor of Commerce with a specialization in Information Technology, Computer Applications, or Financial Technology Diplomas. All The BEST for Your Prosperous Future.

Follow RediffGURUS to Know More on ‘Careers | Finance | Health | Relationships’.

Nayagam P P |4056 Answers |Ask -Follow

Career Counsellor - Answered on Jan 17, 2025

Question by RAUL - Jan 17, 2025Hindi

Career

I have colour blindness and hearing problem, I wants to apply for SSC CGL post, which post do not have the requirement of these defects.?

Ans: Raul, The Staff Selection Commission (SSC) Combined Graduate Level (SSC CGL) examination is designed also for candidates with color blindness and hearing impairment. The examination aims to select candidates for positions in the Indian Audit & Accounts Department, Central Secretariat Service, Railways, External Affairs, and Armed Forces Headquarters. Hearing-impaired candidates can apply for positions such as Assistant Audit Officer, Assistant Section Officer, Central Board of Direct Taxes Income Tax Inspectors, Inspector (Central Excise), Inspector (Preventive Officer), and Inspector (Examiner) at the Central Board of Indirect Taxes and Customs. They can also apply as Assistant Enforcement Officer at the Department of Revenue Directorate of Enforcement, Auditor in C&AG, Other Ministries/Departments, and CGDA offices, and Accountants/Junior Accountants in C&AG and other ministries/departments. To ensure a smooth application process, you should review official notifications, consult relevant departments, and obtain medical certificates demonstrating your disability severity. All The BEST for Your Prosperous Future.

Follow RediffGURUS to Know More on ‘Careers | Finance | Health | Relationships’.

Kanchan Rai |494 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Jan 17, 2025

Asked by Anonymous - Jan 17, 2025Hindi

Relationship

Then doctor asked her why she stopped and what I said, my wife said that he is asking for female staff and doctor said “I am a doctor and I am not having female staff and there is nothing male and female in doctor’s consultation” my wife got convinced and told me that we are continuing with this doctor and I also shaked my head as consent sign but not aware with the upcoming surprise and then she open her upper body part and doctor did the check up by pressing or whatever doctor does. And I was not ready for this So, I am still in trauma due to this, but I don’t want her to show her body to any male doctor. That picture comes again and again in my eyes. I don’t want to break my relation with wife, because we married 20 years before and we have 2 daughter and I love her too much. But she has disobeyed me and obeyed that doctor. I am in a trauma. What should I do to come out of this trauma. Please let me know.

Ans: To address your trauma, start by having an open and honest conversation with your wife about your feelings. Express your emotions calmly, without blame, so she can understand the depth of your discomfort and help you work through it. It's also crucial to recognize that trust and mutual respect are fundamental in any relationship. Your wife’s decision was likely driven by her need for medical care, not a desire to hurt or disobey you.

Consider seeking professional help for yourself. A therapist or counselor can provide a safe space for you to explore these feelings, work through the trauma, and develop strategies to cope with intrusive thoughts. They can also help you understand the importance of medical privacy and the necessity of certain procedures, which may ease your discomfort over time.

Additionally, you might want to explore couples counseling. This can help both of you navigate this situation together, rebuild trust, and strengthen your relationship. Remember, your goal is to maintain a loving and supportive partnership, and professional guidance can be instrumental in achieving that.

Your love for your wife and your desire to keep the relationship strong is evident. By addressing these feelings head-on and seeking support, you can move towards healing and maintaining the bond you cherish.

Ramalingam Kalirajan |7548 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jan 17, 2025

Asked by Anonymous - Jan 17, 2025Hindi

Money

I'm 35 years old. I want to invest INR 65000 for retirement at 50 years old. My current expenses 65000 per month. Please guide me.

Ans: Retiring at 50 with your current lifestyle requires a carefully crafted investment strategy. Here’s a detailed guide tailored to your goal.

Step 1: Define Retirement Corpus Requirement
Current Monthly Expenses: Rs. 65,000.
Inflation Adjustment: At 6% inflation, your expenses will increase significantly by 50.
Retirement Corpus: The corpus must sustain you for at least 30+ years post-retirement.
Lifestyle Goals: Include travel, medical emergencies, and aspirational expenses in calculations.
Step 2: Asset Allocation Strategy
A balanced mix of equity and debt instruments can help grow your wealth steadily while minimizing risks.

1. Equity Mutual Funds (70% Allocation)
Why Equity? High growth potential to beat inflation over the long term.
Recommended Categories: Flexi-cap, mid-cap, and large-cap funds.
SIP/Investable Amount: Invest Rs. 45,500 monthly in equity mutual funds.
2. Debt Instruments (30% Allocation)
Why Debt? Stability and regular income during volatile markets.
Recommended Options: PPF, short-term debt mutual funds, or NPS (Tier I).
SIP/Investable Amount: Allocate Rs. 19,500 monthly.
Step 3: Include Inflation Protection
Inflation reduces the value of money significantly over time.
Your retirement corpus should grow faster than the inflation rate.
Equity exposure helps overcome inflation impacts effectively.
Step 4: Ensure Tax Efficiency
1. Equity Mutual Funds
Tax Rules: Long-term capital gains (LTCG) above Rs. 1.25 lakh taxed at 12.5%.
Action Plan: Use annual redemption to manage gains below taxable limits.
2. PPF and NPS
Tax Benefits: Both offer tax-saving benefits under Section 80C.
Lock-in Period: Ensure alignment with your retirement timeline.
Step 5: Emergency Fund Creation
Build an emergency fund equivalent to 12 months’ expenses (Rs. 7.8 lakh).
Park it in liquid funds or a high-yield savings account for quick access.
Step 6: Health and Risk Coverage
Health Insurance: Ensure adequate coverage to avoid depleting investments during medical emergencies.
Life Insurance: Use a term plan to secure your dependents until you achieve your retirement goal.
Step 7: Regular Portfolio Reviews
Review your portfolio every six months.
Rebalance based on performance, changing goals, and market conditions.
Seek advice from a Certified Financial Planner for optimized asset allocation.
Step 8: Additional Recommendations
Avoid Real Estate: Illiquid and high transaction costs make it unsuitable for your timeline.
Avoid Direct Investments: Opt for regular plans via mutual fund distributors guided by a CFP.
Diversify Investments: Explore international mutual funds for added growth.
Step 9: Incremental Contributions
Increase your SIP amount annually by 10-15% to align with income growth.
This ensures your corpus grows significantly over time.
Finally
Achieving financial independence by 50 is ambitious but achievable. Consistency in investments, inflation-adjusted growth, and regular reviews are critical. Focus on disciplined execution of the outlined plan for a secure and fulfilling retirement.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Dr Dipankar Dutta |741 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Jan 17, 2025

Question by Vasantha - Jan 17, 2025Hindi

Career

Presently, I am working as Reporting Developer (Active IQ Analyst ) for the last 2.5 years having skills of MSSQL, ORACLE, POWER BI, ETL TABLEAU, PYTHON and C. But my salary package is very low in Bengaluru. Please guide me for upgrading and upskilling myself for better future. Vasanth

Ans: Do online courses on AI/ML/DS so that you can get developer role for better future.

Milind Vadjikar |868 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 17, 2025

Asked by Anonymous - Jan 17, 2025Hindi

Money

Woul like to invest a lump sum in mutual funds to get passive income monthly after one year. Please suggest the funds so that the principle amount is not eroded.

Ans: Hello;

Investment in mutual funds can lead to capital erosion, irrespective of the type of fund, since corpus of mutual funds are invested in the stock, bond or bullion markets which are fraught with risks.

You may invest your corpus in conservative hybrid debt type mutual funds which has higher exposure to debt and lesser exposure to equity.

Even in debt allocation choose fund that has higher allocation to Sovereign securities, PSU bonds and AAA rated corporate bonds.

Do an SWP at the rate of 3-4% pa and not more.

Best wishes;
@mars_invest

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x