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Krishna

Krishna Kumar  | Answer  |Ask -

Workplace Expert - Answered on Feb 08, 2024

Krishna Kumar is the founder and CEO of GoMoTech, a company that provides strategic consulting in B2B sales, performance management and digital transformation.
Before branching out on his own, he worked with companies like Microsoft, Rediff, Flipkart and InMobi.
With over 25 years of experience under his belt, KK is a regular speaker at industry events and academic intuitions, both in India as well as abroad.
KK completed his MBA in marketing from the Sri Sathya Sai Institute of Higher Learning in Andhra Pradesh and his management development programme from XLRI, Jamshedpur.
He has also completed his LLB from Nagpur University and diploma in PR from Bhavan’s College of Management, Nagpur, where he was awarded a gold medal.... more
Asked by Anonymous - Sep 14, 2023Hindi
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Career

Hi i have a strong command over written & spoken english & hindi both. I would like to write some stories. Where can i get them published & earn some extra income.

Ans: Hi

You can publish on your own blog site or you can explore platforms like Pratilipi, please do online search to explore more such platforms.

All the best.
Career

You may like to see similar questions and answers below

R P

R P Yadav  | Answer  |Ask -

HR, Workspace Expert - Answered on Mar 12, 2024

Asked by Anonymous - Mar 11, 2024Hindi
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Career
I am interested in doing content writing. I am in my middle age but want to pursue something on my own. Please suggest and help
Ans: Certainly! Content writing is a rewarding field, and it’s never too late to start. Here are some steps and tips to help you embark on your content writing journey:

Read, Read, Read:
Immerse yourself in various types of content. Read articles, blogs, and books across different genres and styles. Pay attention to writing techniques, tone, and structure. Reading helps you learn and stay inspired.
Know What You Want to Write:
Define your interests and niche. What topics resonate with you? Are you passionate about travel, health, technology, or lifestyle? Knowing your focus will guide your content creation.
Write, Write, Write:
Practice is key! Start writing regularly. It’s okay if your initial drafts aren’t perfect. The more you write, the better you’ll become. Experiment with different formats like blog posts, social media content, or product descriptions.
Keep Tone, Voice, and Perspective Consistent:
Develop a consistent writing style. Consider whether you want to sound formal, conversational, or authoritative. Your tone and voice should align with your target audience.
Care About Keywords:
If you’re writing for the web, understanding basic SEO (search engine optimization) is crucial. Research relevant keywords and incorporate them naturally into your content.
Don’t Care Too Much About Keywords:
While keywords matter, don’t sacrifice readability for SEO. Focus on creating valuable content that engages readers. Quality always trumps keyword stuffing.
When In Doubt, Add More Formatting:
Break up long paragraphs, use subheadings, bullet points, and images. Formatting makes your content visually appealing and easier to digest.
Strive to One-Up the Competition:
Research what others are writing about in your niche. Find gaps or areas where you can provide unique insights or a fresh perspective.
Don’t Be Afraid of Tools:
Use tools like grammar checkers, plagiarism detectors, and content management systems. They enhance your writing process and improve quality.
Finish With a Proofread:
Before publishing, proofread your content meticulously. Correct grammar, spelling, and punctuation errors. A polished piece reflects professionalism.
Develop a Style:
Over time, you’ll develop your own writing style. Be authentic, and let your personality shine through your words.
Remember, experience is your best teacher. Start writing, explore different topics, and enjoy the creative process. Best of luck on your content writing journey

..Read more

Archana

Archana Deshpande  |103 Answers  |Ask -

Image Coach, Soft Skills Trainer - Answered on Apr 18, 2024

Asked by Anonymous - Apr 05, 2024Hindi
Career
Hi , I wish to “Write in English” as a Profession , as that happens to be one of my core competency . It gives me a lot of soulful satisfaction & propels me to continue writing further . My Drafting & command over English Writing has been my primary strength right from my schooling days but I committed the mistake of not choosing it as a career . Hence , Post doing my B.E. & M.B.A. , I worked in decent Corporates for 16 Years but went on to quit the last Job in 2021 as I felt stagnant & monotonous doing what I was into . I was immensely appreciated for my e-mail drafts & Write-ups in all the Organisations I worked in but that had no weightage in my KRA . I did pretty well in my professional career with the exception of the last couple of months wherein I felt a bit lost & as a result , was not enjoying my work . I am into my 44th Year & now convinced to follow my dream professionally ( i.e Writing & penning down what comes my way) but am somewhat clueless how to move ahead . I am not there for the in-vogue content writing stuffs , online blogs etc. but want to write on something substantial or small interesting / soothing write-ups that interests a major chunk of the readers . Kindly help me with all the specific / possible options wherein I can directly target , that would probably yield me results ASAP . Please give detailed info with the probable sources to explore-in , as generic one-liners may not help , as I am blank on whom to approach . Looking forward to your much value added counselling & the probable avenues that may break the ice for me . Thanks & Regards !!! Pls. Keep up with the Good-Work you guys are doing with this Q&A Consultancy Guided Section .
Ans: HI!!
The way you have stated your needs so clearly shows that you have good writing skills, so no doubts about your writing skills.

In the message you mentioned that you quit your job in 2021 and yet you say you are not enjoying work since the last couple of months. A little confusion there for me, I am assuming you are still working. You also mention that you did pretty well professionally, this shows a mind that can work well even when it not totally into the work heart and soul. Try to find positive reasons around your work.
You are 44 you said, at this age we all are at loggerheads with what we studied, what we are doing for a living and what we are passionate about! I have been there..

I need to say a little about myself in order to answer your question. I am an Engineer too, today I am Image Consultant and a Soft Skills Trainer. I used to work with one of the top telecom companies, my Mentor there used to say an Engineer can do anything and me and you are proving that. You are a BE, MBA and you have exceptional writing skills.

As a public speaking skills coach I used to write speeches for clients and help them deliver with panache. One of my long standing clients said no to the classes after I increased the fees. Where did she get her strength from to say no?....AI and Chatgpt, even though she always said it doesn't have the AD (Archana Deshpande) effect!! Why I am mentioning such a personal incident is to help you understand the scenario today.
You want to write good stuff and earn money too, rt? You don't want that typical content writer kind of jobs... so what I suggest is that since a BE MBA is a deadly combo and you are an intelligent man, pls continue to use these to earn money. I want you to google, "platforms for writers to make money" and check all your options, for sometime write and publish on various platforms, send it to various newspapers, see how people respond to you. I know your joy comes from writing so go for it on a day to day basis, schedule it everyday. When you continue to do tasks that bring you joy, your doing all the things that are compulsory becomes easy( like going to office). Test the waters before you quit your well paying job( and yourself mentioned you are doing pretty well). Plan to write a book on a subject that comes easily to you or a book of short stories around your experiences. Today Mrs Sudha Murthy is a celebrated writer, look at her journey as writer, it didn't happen overnight. There is no ASAP here. You want to become a writer professionally, take it slow, start writing, start publishing you work, gauge the readers reaction, keep writing, keep reinventing, it's a creative process, let it flow through you without the stress of earning money through it.... it's joy for you to write, let it remain so!! Create a beautiful space at home to allow the creative juices to flow, continue to write everyday. Apart form writing, check what else brings you joy, on a day to day basis consciously spend time doing things that bring you joy. Enthusiasm/energy for life comes from your joy list. I am listing so many things because you mentioned you are not enjoying your job. I want you to arrive at a place where you enjoy your job( it pays your bills and takes care of your family) and continue to work on stuff you are passionate about. It can be done by living a little consciously and joyously, a little shift in the mindset can do wonders!!
All the very best!!

..Read more

Archana

Archana Deshpande  |103 Answers  |Ask -

Image Coach, Soft Skills Trainer - Answered on Jul 17, 2024

Asked by Anonymous - Apr 13, 2024Hindi
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Career
Hi Maam , I wish to “Write my heart-out in English” as a Profession , as that happens to be one of my core competency . It gives me a lot of soulful satisfaction & propels me to continue writing further . My Drafting & command over English Writing has been my primary strength right from my schooling days but I committed the mistake of not choosing it as a career . Hence , Post doing my B.Tech. & M.B.A. , I worked in decent Corporates for 16 Years but went on to quit my last Job in 2021 as I felt stagnant & monotonous doing what I was into . That was the most risk-laden call I made in my life , but I had to as I was no more enjoying it . I was immensely appreciated for my e-mail drafts & Write-ups in all the past Organisations I worked in but that had no weightage in my KRA . I did pretty well in my professional career with the exception of the last couple of months wherein I felt a bit lost & as a result , decided to move out of it . I am into my 44th Year & now convinced to follow my dream professionally ( i.e Writing & penning down what comes my way) but am somewhat clueless how to move ahead . I am not there for the in-vogue content writing stuffs , online blogs etc. but want to write on something substantial or small interesting / soothing write-ups that wins the heart of the readers . Kindly help me with all the specific / possible options wherein I can directly target , that would probably fetch me results ASAP . Please give all the detailed info of the sources which can be explored . Generic one-liners may not help , as I am too blank & am in a fix on whom to approach . Trying my best to persevere & being resilient but probably lacking pro-activeness which is the key requisite in the current times . Looking forward to your much value added counselling & the probable avenues that may break the ice for me ... Thanks & Regards !!! Pls. Keep up with the Good-Work that is being done with all your expert advices in this Q&A Guided Consultancy Section .
Ans: Hi!!

This question was answered long long..
Here's the link - https://gurus.rediff.com/question/qdtl/career/wish-ldquo-write-english-rdquo-profession-happens-core-competency-gives/5151512

All the best!

..Read more

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Milind

Milind Vadjikar  |1136 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Mar 25, 2025

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Money
Hello! Advait ji, My Mom is 82 and gets family pension. She has 70 lakhs FD maturing in March 25. I would like to invest 10 lakhs in FD as emergency fund. Kindly advice how to invest the remaining 60 lakhs, which is risk free and gives good returns (better than FD) She has the following investment - 1. 10 lakhs in Edelweiss Multicap Fund - Gr 2. 2 lakhs 40 thousand in HDFC Flexicap Fund -Gr 3. 2 lakhs 40 thousand in HDFC Midcap Opportunities Fund 4. 2 lakhs 50 thousand in Invesco India Focused Fund 5. 2 lakhs 50 thousand in LIC MF Infrastructure Fund 6. 2 lakhs 50 thousand in Motilal Oswal Large and Mid-Cap 7. 2 lakhs 40 thousand in Nippon India Large Cap Fund 8. 2 lakhs 40 thousand in Nippon India Multicap Fund 9. 2 lakhs 40 thousand in Nippon India Small Cap Fund 10. 2 lakhs 40 thousand in Quant Small Cap Fund. Total Mutual fund investment of 32 lakhs. Apart from MF she has invested in Bajaj Allianz Life insurance plan, where she will investRs 2 Lakhs per year for 10 years. This is a guaranteed plan. She is comfortable running the house with her pension. However, please suggest shorter duration investments (5 yrs) Regards Namrata
Ans: Hello;

She may opt for any of these investment avenues:

1. Post office time deposit scheme(FDs offered by post office for 1,2,3 & 5 year tenure); Joint holding allowed; Premature withdrawal allowed after 6M. (Current ROI 6.9-7.5%)

2. NSC with a fixed tenure of 5 years; No premature withdrawal allowed. Can be held jointly(Current ROI 7.7%)

3. KVP: Although tenure is 9 yrs and 5 months, you may do premature encashment after 2.5 years; joint holding allowed;(Current ROI 7.5%)

You may approach a reliable postal agent to process these investments to avoid hassle of frequent post visits and associated hardships.

These are backed by GOI so no risk of default.

Hope this meets your requirements.

Best wishes;

...Read more

Dr Dipankar

Dr Dipankar Dutta  |1061 Answers  |Ask -

Tech Careers and Skill Development Expert - Answered on Mar 25, 2025

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Career
I am a first year student at MIT Manipal,currently pursuing Electrical and Electronics engineering(EEE),and I am have been given a choice to apply for branch change in my institute either to CSE,Mathematics and Computing(MnC) or ECE in my second year. I did not study Computer Science in 11th and 12th, and I coding in C for the first time as part of my 1st year syllabus.I am not very much interested to coding,but I am learning it since it is there in the course syllabus. My parents suggest switching to CSE, but they are not engineers and do not have insights into the current job market. Since my batch will be passing out in 2028, I want to understand the job scenario for CSE, MnC, ECE, and EEE graduates by then. Among these,which branch provides better opportunities for core engineering jobs with good or decent salary and stability? I have heard that many ECE graduates end up in IT jobs due to lack of core industries-is that true?Would ECE be a better alternative to CSE for core jobs or is it better to stay in EEE? Also between CSE, ECE, and EEE, which has less competition in the job market while still offering good career prospects? Additionally, I want to know which branch is broader, with ample opportunities in both the government and private sectors, especially for core jobs with good pay and stability. base on futuret rends, would it be a wise decision to change my branch, or should I continue with EEE?
Ans: Happy to see that you have asked very logical questions. I can say that, since you are already in Electrical and Electronics Engineering (EEE) at MIT Manipal and have the opportunity to change to CSE, Mathematics and Computing (MnC), or ECE, your decision should be based on:


Your Interests (Core Engineering vs Coding)
Job Market Trends for 2028 and Beyond
Competition & Industry Demand

Future Job Market (2028 & Beyond) for Each Branch
Branch Core Job Scope IT/Software Jobs Govt Jobs Competition Salary Stability
CSE Low (Software Focused) High Limited Very High High but Unstable
MnC Medium (AI/ML, Finance) High Limited High High but Research-Oriented
ECE Medium (VLSI, Chip Design, Telecom, IoT) High Moderate (ISRO, DRDO, PSU) High Medium-High
EEE High (Power, EVs, Automation, Energy, PSU) Moderate High (Railways, NTPC, BHEL, Govt) Low-Medium High & Stable

Should You Switch to CSE, MnC, or ECE?
If You Want Core Engineering Jobs with Stability
Best Option: Stay in EEE

If You Want a Balance Between Core & Software Jobs
Best Option: ECE

If You Want a High-Paying Private Sector Career (But Not Core Engineering)
Best Option: MnC or CSE

Hope this will help you in decision making.

...Read more

Milind

Milind Vadjikar  |1136 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Mar 25, 2025

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Hi sir I am investing when ever i have money not like in SIP. my most of investments are around 6 L invested in Quant different mutual funds. No a days i can see my all the Quant funds are going down. Im 34 years old female. My plan is 10 years. Can i exit from quant and invest in any some MF rather than getting more loss? Can you please review my portfolian. Do i need to exit from any MF. Since i'm maintaining too many MF. Thanks in advance. Mutual Funds List No' Scheme Name AMC Category Sub-category ISIN 1 DSP Small Cap Direct Plan Growth DSP Mutual Fund Equity Small Cap INF740K01QD1 2 Quant Focused Fund Direct Growth Quant Mutual Fund Equity Focused INF966L01853 3 Parag Parikh Flexi Cap Fund Direct Growth PPFAS Mutual Fund Equity Flexi Cap INF879O01027 4 Mirae Asset ELSS Tax Saver Fund Direct Growth Mirae Asset Mutual Fund Equity ELSS INF769K01DM9 5 JM Flexicap Fund Direct Plan Growth JM Financial Mutual Fund Equity Flexi Cap INF192K01CC7 6 Axis Growth Opportunities Fund Direct Growth Axis Mutual Fund Equity Large & MidCap INF846K01J46 7 Parag Parikh ELSS Tax Saver Fund Direct Growth PPFAS Mutual Fund Equity ELSS INF879O01100 8 Quant Small Cap Fund Direct Plan Growth Quant Mutual Fund Equity Small Cap INF966L01689 9 Canara Robeco Small Cap Fund Direct Growth Canara Robeco Mutual Fund Equity Small Cap INF760K01JC6 10 Motilal Oswal Midcap Fund Direct Growth Motilal Oswal Mutual Fund Equity Mid Cap INF247L01445 11 Nippon India Multi Cap Fund Direct Growth Nippon India Mutual Fund Equity Multi Cap INF204K01XF9 12 Nippon India Small Cap Fund Direct Growth Nippon India Mutual Fund Equity Small Cap INF204K01K15 13 ICICI Prudential Value Discovery Direct Growth ICICI Prudential Mutual Fund Equity Value INF109K012K1 14 Quant Flexi Cap Fund Direct Growth Quant Mutual Fund Equity Flexi Cap INF966L01911 15 Nippon India Small Cap Fund Direct Growth Nippon India Mutual Fund Equity Small Cap INF204K01K15 16 Quant ELSS Tax Saver Fund Direct Growth Quant Mutual Fund Equity ELSS INF966L01986 17 Aditya Birla Sun Life PSU Equity Fund Direct Growth Aditya Birla Sun Life Mutual Fund Equity Sectoral / Thematic INF209KB1O82 18 Quant Mid Cap Fund Direct Growth Quant Mutual Fund Equity Mid Cap INF966L01887 STOCKS LIST 1 APOLLO TYRES-EQ RE 1 2 ASIAN PAINTS EQ 1/ 3 BRITANNIA IND-EQ1/- 4 CG POWER-EQ2/ 5 IRCTCL-EQ2 6 NHPC LIMITED - EQ 7 TATA STEEL-EQ1/ 8 Deepak nitrate 9 LT 10 Narayana Hrudayalaya
Ans: Hello;

6 L worth investment in 18 different funds is spreading it too thin.

You have a time horizon of 10 years but how much corpus you want to accumulate after 10 years kindly clarify?

Also if you can specify the goal for which this investment is aimed at then it will help us to suggest suitably.

I will recommend you strategy to rationalize you MF holdings once you revert on the above points.

Thanks;

...Read more

Milind

Milind Vadjikar  |1136 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Mar 25, 2025

Asked by Anonymous - Jan 26, 2025
Money
Sir, I am Mudassar, 40 years old, i have 3 childrens, 2 daughter and son. Sir, i need your suggestions/guidance becaz i am in very crtical situation. My take home salary is 40K and my father (retired age 74 ) salary is 35K , we both have personal laons to build house. I have two running LIC's , on which i have taken loan also. Recenlty we build own house , if i sell now, i will get around 42 to 45 Lakhs . My lloan detailsbelow ; 1. HDFC 7,20,000 emi 14K 2. Company emi 1,50,000 emi 4K 3. LIC loan 2 laks emi 2K 4. Father loan 4 lacks , two year remaining, emi 14K Total emi : 34K Apart from we are paying 15K monthy to chit fund , still 15 months remaining. Summary: Total sal 75 K , after laon and chit fund deducting , will get 26K to run home , including grocery, children fees , health etc... its very difficult to manage, and keep thinking to take extra loan .. as i said earlier , have two LIC's , i am.paying 56K every year . What i am thinking is, i will sell my house And clear all my laons .. and approximate i will have 25 Lakhs remeaing , so i will inest in mutual fund , SIP , SWP, index fund for long time investment .. So i.am in very confusing mode , whether i have to sell my house .. and start my investment journey... pls help sir .. My finacial conditions are very similar to all middle class family.. Request you to please reply and give your sugestion for investment joury. Awaiting your kind reply .. Thanks in advance ...
Ans: Hello;

Suppose you sell your house and clear your loans and other liabilities but where will you & your family stay?

How much rental per month would be required to get an adequate house on rent?

Please clarify. Based on your input we can advise you suitably.

Thanks;

...Read more

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