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Khevna Shah | Answer |Ask -Follow

HR Expert - Answered on Jul 11, 2023

Khevna Shah is the head of human resources at Coverfox Insurance. She has 14 years of experience in human resources across industries like manufacturing, banking & financial services and insurance. Her expertise includes talent acquisition, retention, employee engagement and developing a performance focussed culture.
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Asked by Anonymous - Jun 13, 2023Hindi

Career

HI khevna, Currently I am looking for job opportunities. My expertise is in Operations, Sales Coordination & Customer Service. I am observing that whenever I go for an interview, the HOD who interviews me suggests I take up a hardcore sales job. I am not adept at sales. One of my previous organizations forcefully put me into sales & I started feeling discomfort & pressure so much so that I had to even counter sleepless nights. Currently, I am 45 & there are almost no takers for me & the opportunities are far & few. I am fine to even start a business but I do not have any economically viable business ideas at this point in time. Request your recommendations.

Ans: Considering your expertise is not Sales, being pushed into Sales could obviously get uncomfortable for you.
However, literally every job today does have a flavour of Sales in it. Try and figure what part of a Sales job role is particularly uncomfortable and what are the aspects that you can work with...

Sales has different types as well from cold calling, tele sales to retail sales to B2B sales. You may want to introspect and find if there is a part of sales that works for you.

In case you are sure you don't want Sales at all.. identify companies that are strong in their operations and focussed on service orientation instead of hard core sales and target their career sites or apply to them specifically using LinkedIn, Job Portals, or their web sites.

Hope this helps.

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Dr Radhakrishnan Pillai | Answer |Ask -Follow

Leadership Coach, Corporate Trainer - Answered on Jun 07, 2023

Question by Parikshit - Jun 05, 2023Hindi

Career

I am unable to get job opportunities as I have no takers in the market due to my age. To add to it when I am going for interviews with potential employers, they force fit me into the sales as I am an operations & customer service specialist. I am open to doing business too but currently, I have no business ideas that are economically viable. Request your suggestions in this regard.

Ans: Hi Parikshit, Everyone with experience can get a job - but you need to go to the right companies. Also you can think of being a consultant in your area of expertise. That will fetch you good money and also respect you deserve. A few consulting assignments and you are ready for a second career in your life. Best wishes and prayers...

Shekhar Kumar |154 Answers |Ask -Follow

Leadership, HR Expert - Answered on Apr 29, 2024

Asked by Anonymous - Apr 28, 2024Hindi

Career

Hello Sir, I am 34 years old, doing job at CPP power plant of steel plant as Instrumentation Engineer. I can't find any fun doing maintenance job. So much pressure in this job.Shal I go for sales engineer or normal sales job. Will this suitable for me? I can't decide what to do? Please suggest.

Ans: It sounds like you're feeling disengaged and stressed in your current role as an instrumentation engineer at a CPP power plant. Transitioning to a sales engineer or sales role could offer a change of pace and environment, but it's important to consider whether it aligns with your interests, skills, and career goals. Deciding between a sales engineer role and a traditional sales job depends on your interests, skills, career goals, and personal preferences. Here's a comparison to help you make an informed decision. Sales engineers combine technical knowledge with sales skills to sell complex technical products or solutions. They often work closely with engineering and product teams to understand product specifications, features, and capabilities. In traditional sales roles, professionals focus on building relationships with clients, understanding their needs, and persuading them to purchase products or services. Sales engineers help customers identify their technical needs, address challenges, and find solutions that meet their requirements. They may conduct product demonstrations, provide technical support, and offer customized solutions based on client needs. Traditional sales roles may involve selling a wide range of products or services to clients across various industries. The client base may include individuals, businesses, or organizations. Sales engineers engage with clients who have a technical background, such as engineers, architects, or IT professionals. They communicate technical information effectively, answer technical questions, and build credibility by demonstrating expertise. Sales professionals typically have sales targets or quotas to meet, incentivizing performance and results-driven behavior.

Ultimately, the "better" option depends on your interests, strengths, and career objectives. If you enjoy blending technical expertise with sales skills, solving complex problems, and working closely with clients in technical fields, a sales engineer role may be a good fit. On the other hand, if you excel at building relationships, driving sales outcomes, and thrive in a fast-paced, results-oriented environment, a traditional sales job may be more suitable. A sales engineer job is more promising considering factors such as job responsibilities, earning potential, career advancement opportunities, and personal fulfillment.

Patrick Dsouza |937 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Aug 05, 2024

Asked by Anonymous - Aug 03, 2024Hindi

Career

Hello sir/ mam I completed my MBA from (BFSI + Marketing) and currently I am mba fresher now.I also do not have skill of ms office but I want to get job in operations or desk job.I got job opportunity in sales but I do not want sales please suggest me where I get job in different sectors where sales is not there only supervisor or operations role I get like automobile sector, production department, Logistics.kha pe mjhe operations work milega. Kuch samjh nhi aa rha .mai stress wali job nhi chahta . please Help I need guidance.????????

Ans: You have a MBA in Marketing and BFSI. Can look for jobs in Banks for operations role. Can look at any other sector as well but would recommend to simultaneously do short term course in the field you are interested.

Onkar Singh |26 Answers |Ask -Follow

Career Management, Skills Development Expert - Answered on Sep 10, 2024

Question by Bis - Sep 09, 2024Hindi

Career

Hii sir I have been working in a company for last 9 year as a quality control, now shall I switch to sales officer. Because I don't have any other option left near by my home town or I shall start my business.I am of 36 year age and iam married

Ans: Hi Bis,
If you are financially stable, have viable business ideas, and are driven to pursue your passion, then you should consider starting your own business. By doing so, you will not only support yourself but also others, which could be a great source of satisfaction and financial freedom. Of course, you should also assess the risks and rewards based on your area of business before deciding whether to pursue a business or continue growing in your job.

Latest Questions

Rajesh Kumar Singh |37 Answers |Ask -Follow

IIT-JEE, GATE Expert - Answered on Jan 20, 2025

Asked by Anonymous - Jan 19, 2025Hindi

Career

I am at 44 yr Engg graduate with 21 yrs of Telecom HR+MKT Experience with Govt as officer .Now doing Exe MBA from IIM joined 4 months ago . So what are the career options in the industry other sectors for me at age of 46 or i Should go for Phd from IIM or IIT .What should relevant topics for research then

Ans: Ph.D. will broaden your horizon and you will be eligible for Teaching.
Industry demand skill and performance not Highest Degree.

Anu Krishna |1442 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Jan 19, 2025

Asked by Anonymous - Jan 13, 2025Hindi

Relationship

My wife died in 2017 cause of death was unknown but I had doubt that she ingested something and it was because of me as I was always keeping distance between her. This thought never let me sleeps peacefully I always think if she ingested something what amount of trouble she was experienced.I feel so guilty that this thought gives me panic attack.I am an able to breath. Is this what we call karma which return it way of this deadliest thought. Kindly help me how I can surpass this thought and live healthy life.

Ans: Dear Anonymous,
I strongly suggest that you see an expert who can help you with this entire journey. It's not simple yet it can have a solution for you. Approach a professional and let them work with you guiding you step by step on not only releasing guilt BUT also work on your past relationship with your late wife which needs closure.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Anu Krishna |1442 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Jan 19, 2025

Asked by Anonymous - Jan 13, 2025Hindi

Relationship

Hello..I met him on Jan 4 th of 2024.. this year he is not with me. We were in a relationship for almost 8 months. Everything was fine and blissful. Last December he told me he needs some time to decide about our relationship. First of all it was a blow to my confidence..I thought he will stay by my side no matter what it is. After a few days he told me he wants to move on. I was in no contact for 10 days. After I went back and called him..he told me he is talking with another girl and he likes her and going to marry her. My world was broken. The reason for this? Our horoscopes doesn't match also he brings up caste differences even though there is not much difference. We were each other's best friends cared and loved each other so much. Stood by eachother's tough times..I begged him I cried d...I lost all my self respect..I somehow wanted to keep him with me...but he threw me away. It pains a lot. I haven't recovered yet..but he is going to marry her very soon...the toughest part here is I have to see him everyday atleast for the next 6 months. How will I handle if he gets engaged? How will I handle when he gives out his wedding cards? I have big goals in life I want to achieve them. But I am terrified what if it all crumbles because of my inability to handle this pain and suffering? What should I do? Your suggestion is very much needed.

Ans: Dear Anonymous,
You did invest too much of yourself in him; but who can stop the way feelings move, right?
As hard as it maybe to accept this reality, move on...initially, it will be painful, but it's not worth losing yourself to anyone. Protect your identity and know that it does not stem from anyone or anything BUT it's YOU who defines it.
Maybe the past year that you lost time and could not focus on your goals, this year can be your year. Let him do what he needs to; why focus on someone who did not have the decency or courage to tell you things on your face. What will you gain by actually being with a person like that? I am sure you deserve much more...
Your goals and aspirations need you; go for it!

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Anu Krishna |1442 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Jan 19, 2025

Asked by Anonymous - Jan 13, 2025Hindi

Relationship

My wife has started following Premanand ji maharaj and has stopped any intimacy between us since last one year. This has resulted v badly on me as my address level has increased, my blood pressure has increased and I have started feeling lonely. Have spoken to her several times, but no change.

Ans: Dear Anonymous,
At times, spiritual paths can temporarily derail people from what they are used to; it can just be a new way of living life...But since this is over a year and it has begun to bother you, don't you think you must talk to your wife and tell her how you feel. If you are quiet about it, obviously she's going to go with her changes and not think much about how things are getting affected back home; which she in fact should.
It is easy for people to get swayed by influential people and forget who they are and what they must be doing. I only hope this change is a temporary one and that your wife comes back to where she belongs and adopts the changes into her life positively,

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Anu Krishna |1442 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Jan 19, 2025

Question by arun - Jan 12, 2025Hindi

Relationship

How can I convince anyone for having trust over me ?

Ans: Dear Arun,
You cannot convince anyone of anything. Especially when it comes to TRUST, it's not a mere word. Display this in action where you do what you say/promise and be consistent with it. Trust then builds over time.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Anu Krishna |1442 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Jan 19, 2025

Question by Work - Jan 11, 2025Hindi

Relationship

The seconds of time during taking action..I get into the overthinking/over-analysing thoughts... 1. Imaginative: Where I becom's the character & live life(see images, speak..) in those..like being rich,powerfull,disciplined,wife,kids....things which I want/perceive from social media...+ memos of past also.. 2. Stuck: Where I becom's a "OBJECT" & voices + images of brain guides me to quit task's when doing things/challenging...by saying.. *What this thing(task/book..) gonna benefit you? *Don't do it, you will do worse/fail..people gonna judge/laugh to you...look yourself!!..no good face, no good dress, u don't hv courage/skill to do that thing. 3. Coping: "Quit it" & use Mobile(songs,reels,yt videos..) to stop/distract myself from those dark clouds. i) What/How [solution] to don't get stuck in those next time. ii) How to use that overthinking for my advantage.. with hving control. iii) I tried to fill the possible voids by dress/looks but things were same..so it's internal.. What to do for that?

Ans: Dear Work,
Overthinking and over processing never helped anyone. Focus on your self-talk and change that.
- Journaling
- Sports
- Art work
- Meditation
- Breathwork
These are a few ways in which you can attempt to slow down the mind from racing thoughts. Once that happens, work on your self-talk to make it more useful where you start to direct yourself towards what you want to do.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Mayank Chandel |1965 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jan 19, 2025

Question by SS - Jan 12, 2025Hindi

Career

Sir 1 have 6 year gap between class 10 and 12 and now I cleared jee exam so I am able to get any nit if I have 6 year gap between 10 and 12

Ans: Hi SS
For appearing in the JEE Main 2025, there is no age limit for the candidates. Candidates who have passed the class 12 or are in equivalent examination in 2023, 2024 or appearing in 2025 irrespective of their age can appear in the JEE Main - 2025

Mayank Chandel |1965 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jan 19, 2025

Question by Vaishnavi - Jan 16, 2025Hindi

Career

I had given improvement exam but scored less than original exam during form filling of neet what marksheet's roll no. Should i fill in neet form

Ans: Hi Vaishnavi
you should fill only the roll no of that marksheet with more marks.

Nayagam P P |4059 Answers |Ask -Follow

Career Counsellor - Answered on Jan 19, 2025

Asked by Anonymous - Jan 19, 2025Hindi

Career

Sir, my daughter has got 22nd morning shift for her jee mains, being first anything to be prepared or to be careful? Pls guide

Ans: All the BEST for your Daughter's JEE January Session. All instructions clearly explained just 1-week back in EduJob360 YouTube Channel. Please advise your daughter to watch the same when time permits. MOST IMPORTANT: Please take her to the Exam Centre (even if it is nearby) tomorrow morning to know the time taken to reach the centre, spend around 30 minutes there and come back (to remove her exam fear). SECOND IMPORTANT: To have very light food on 22nd morning and carry a transparent small water bottle (if allowed inside the hall). For the rest, please wath the video which is in detail. Once again, All The BEST for your Daughter's JEE & other Entrance Exams. Please follow RediffGURUS to know more on 'Careers | Jobs | Education'.

Ramalingam Kalirajan |7550 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jan 19, 2025

Question by Prajwal - Jan 19, 2025Hindi

Money

Hello Sir. I have Rs1,00,000 that I want to invest as a lump sum in SBI Mutual Funds for the long term (15+ years). Considering that SBI has one of the largest Asset Management Companies (AMCs), could you please recommend which SBI Mutual Funds would be suitable for such an investment and have the potential to deliver good returns over this period? I am doing this investment for my daughter's education.

Ans: Your decision to invest Rs 1,00,000 for your daughter's education is commendable. A long-term horizon of 15+ years offers significant growth potential through mutual funds. Below are insights and recommendations to guide your investment.

Why SBI Mutual Funds?

SBI is one of India’s largest and most trusted AMCs.

They offer a wide range of funds suitable for different goals and risk levels.

Their consistent performance track record reflects sound fund management.

Key Factors to Consider for Long-Term Investments

Investment Objective:

Education is a critical financial goal.

Focus on wealth accumulation through equity-oriented funds.

Risk Appetite:

Equity funds involve volatility but offer high growth.

Ensure alignment with your risk tolerance.

Fund Type Selection:

Choose funds based on asset allocation and diversification.

Evaluate the performance of large-cap, mid-cap, and hybrid funds.

Tax Implications:

LTCG over Rs 1.25 lakh is taxed at 12.5%.

Understand taxation for equity and debt funds.

Suggested Fund Categories for Your Investment

1. Large-Cap Funds

Invest in funds focusing on well-established companies.

They offer stability and moderate risk.

Suitable for conservative investors.

2. Mid-Cap Funds

These funds focus on medium-sized companies with high growth potential.

They are riskier than large-cap funds but offer higher returns.

Suitable for investors willing to take calculated risks.

3. Flexi-Cap Funds

Invest across large, mid, and small-cap companies.

They offer diversification and the flexibility to adapt to market conditions.

Ideal for investors seeking balanced growth.

4. Equity-Linked Savings Schemes (ELSS)

ELSS funds offer tax benefits under Section 80C.

They have a lock-in period of three years.

Suitable for investors aiming for tax-efficient long-term growth.

5. Hybrid Funds

Invest in a mix of equity and debt instruments.

They offer stability through debt and growth through equity.

Suitable for moderate-risk investors.

Benefits of Investing Through a Certified Financial Planner (CFP)

CFPs offer expert guidance tailored to your goals.

They help monitor fund performance regularly.

They ensure optimal fund selection and rebalancing.

Regular plans through CFPs provide dedicated service and support.

Why Choose Actively Managed Funds?

Active funds aim to outperform benchmarks through expert fund management.

They offer higher potential returns compared to index funds.

Fund managers actively adjust portfolios based on market trends.

Ideal for long-term investors seeking growth.

Key Steps to Start Your Investment

Define your financial goal clearly.

Consult with a CFP for fund selection.

Review the chosen fund’s historical performance and portfolio composition.

Use SIPs for additional investments to benefit from rupee cost averaging.

Monitor your portfolio periodically to ensure alignment with your goals.

Final Insights

Investing in SBI Mutual Funds is a smart choice for your daughter’s education. Selecting the right fund category ensures growth and stability over 15+ years. Partnering with a Certified Financial Planner ensures professional guidance and optimal returns. Stay committed to your goal, review your investments regularly, and focus on long-term growth.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.youtube.com/@HolisticInvestment

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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