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Mayank Chandel | Answer |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Mar 15, 2023

Mayank Chandel has over 18 years of experience coaching and training students for various exams like IIT-JEE, NEET-UG, SAT, CLAT, CA and CS.
Besides coaching students for entrance exams, he also guides Class 10 and 12 students about career options in engineering, medicine and the vocational sciences.
His interest in coaching students led him to launch the firm, CareerStreets.
Chandel holds an engineering degree in electronics from Nagpur University.... more

Asked by Anonymous - Mar 15, 2023Hindi

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Career

Hello Mayank Sir, My son is in 11th Commerce, along with his boards he is also preparing for IPMAT entrance, my question is doing BBA and MBA through this route , will it be good choice or he should prepare for CAT instead please advise? I heard that degree valuation of students completing MBA through IPMAT and CAT is different when it comes to recruitment ?is it true?

Ans: Hello,
Through IPMAT your son will get into 5 years integrated program at IIM. And yes there will be different companies for placements for both categories. The degrees are from IIM only and if you are valuing the degree from CTC then yes there will be a difference. Getting into IIM through CAT is a bit tough.

You may like to see similar questions and answers below

Mayank Chandel | Answer |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jul 11, 2024

Asked by Anonymous - Jul 09, 2024Hindi

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Career

Hello sir, my son has got into integrated IPM at Tapmi and is likely to.get into Nalsar and Nirma IPM as well. He has also got into BBA honours at TAPMI and symbiosis Bangalore. Between tapmi and nalsar what would be a better option Is it true that for going abroad for MS will be difficult with IPMsince it is 3+2 And that it is better to do a BBA then MBA than an integrated programme?

Ans: Hi
it is better to do a BBA then MBA. Nalasar is good option.

Radheshyam Zanwar |6653 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Feb 23, 2025

Question by Munish - Feb 23, 2025Hindi

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Hi Sir, My son studied IGCSE and completed 10th standard. He is pursuing commerce stream. After 12th standard, we are looking for BBA or integrated MBA through IPMAT. My question is should i continue Cambridge A&AS Level or shift him to ICE or it fo not matter much. He is good in studies. Kindly advise.

Ans: Hello dear.
Stay with Cambridge A & AS Level, but ensure he takes Mathematics. Focus on IPMAT entrance preparation alongside board studies. If needed, he can take additional practice from NCERT books for better alignment with IPMAT.

If you like the reply, pl follow me else ask again without any hesitation.
Thanks, Radheshyam.

Latest Questions

Radheshyam Zanwar |6653 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Oct 10, 2025

Question by kartik - Oct 10, 2025Hindi

Career

can i give jee mains and advanced exam in 2026 if i wrote my class 12th exams firstly in 2024 but failed in them and again give class12th exam from nios board and scored 80% in between i had given jee mains in both the year 2024 and 2025 but didnt qualified for jee advanced in any year so can i write jee mains and advanced in 2026 and finally go to iit?

Ans: No, you can’t. You’ve already used your two allowed JEE Advanced attempts (2024 and 2025), so you can write JEE Main in 2026 but not JEE Advanced.

Suggestion: Focus on JEE (Mains) or state-level entrance tests for better prospects and a higher chance of securing a seat in a good engineering college. Getting admission in one of the top NITs is also equivalent to IIT.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |6653 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Oct 10, 2025

Question by ramprasad - Oct 09, 2025Hindi

Career

IIIT bangalore , material science kanpur

Ans: Unable to suggest as you did not mention the branch @ IIIT Bangalore. Pl ask again. Thanks

Good luck.
Follow me if you receive this reply.
Radheshyam

Reetika Sharma |268 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Oct 10, 2025

Asked by Anonymous - Sep 29, 2025Hindi

Money

Hi Sir, I am an NRI (Indian Citizen) for the past 4 years. My questions are as follows - 1. What is the process to reactivate the PF account since the last contribution was in 2021? 2. Is it prudent to keep the PF account since I am planning to comeback to India after few years? Or should I withdraw and apply for another PF once I return and get a job in India?

Ans: Hi Joy,

Being an NRI, you cannot keep your EPF account active. Hence it is advisable for you to withdraw the entire balance immediately without waiting.
If the account is a PPF account, it can remain activated till its tenure of 15 years is completed. You can contribute in the same till that time. Also inform bank about the change in your residency status. And PPF account must be closed upon maturity.

And yes, you can open a new PPF when you return to India.

Let me know if there is anything else I can help you with.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |268 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Oct 10, 2025

Asked by Anonymous - Sep 30, 2025Hindi

Money

We sold property in 2023 and paid taxes to repatriate funds abroad..and did not invest in CGAS as never planned to buy a house..but now our plans have changed..please.advise if we can claim back the capital gains paid in financial year 2023 so we can utilise to invest in a Residential property now..please

Ans: Hi,

No, you generally cannot claim back the capital gains tax you have already paid for a property sale in 2023, even if you now plan to buy a new house. The time-bound conditions for claiming capital gains exemption under Section 54 must be met before you file your income tax return for the year of the sale.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |268 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Oct 10, 2025

Asked by Anonymous - Oct 03, 2025Hindi

Money

Sir, I am 60 years old and currently working. My PF account started in April 2015 and runs until May 2025. Now, no money is deposited into the PF account. Am I eligible for a pension?

Ans: Yes, you are eligible as you meet the basic criteria of 10 years of service and 60 years age.
Kindly submit form 10D on the EPFO Portal using your UAN number. Or you can visit the EPFO nearest to you to submit the form.

Hope this helps.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |268 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Oct 10, 2025

Question by joy - Oct 01, 2025Hindi

Money

Hi Reetika, I am an NRI (Indian Citizen) for the past 4.5 years. My questions are as follows - 1. What is the process to reactivate the PF account since the last contribution was in 2021? 2. Is it prudent to keep the PF account since I am planning to comeback to India after few years? Or should I withdraw and apply for another PF once I return and get a job in India?

Ans: Hi Joy,

Being an NRI, you cannot keep your EPF account active. Hence it is advisable for you to withdraw the entire balance immediately without waiting.
If the account is a PPF account, it can remain activated till its tenure of 15 years is completed. You can contribute in the same till that time. Also inform bank about the change in your residency status. And PPF account must be closed upon maturity.

And yes, you can open a new PPF when you return to India.

Let me know if there is anything else I can help you with.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |268 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Oct 10, 2025

Asked by Anonymous - Aug 21, 2025Hindi

Money

Sir my age is 30 I am earning 28k monthly unfortunately I am loss huge amount in share market around 26 Lakhs currently I am paying 72k per month emi please suggest me how I handle this situation and how to debt free.

Ans: Hi,

It is very common for today's gen to make quick money using stocks anf F&O but instead losing such amount.

I'm sorry to hear about your situation but still wondering how you got into into 26 lakhs loss with such salary.
Well, try and talk about it at your home and take their financial help in closing this loan otherwise it will only become bigger for you.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |268 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Oct 10, 2025

Asked by Anonymous - Aug 31, 2025Hindi

Money

I have a sip in pgim lndia global equity opportunity fund regular plan growth monthly of rs.2500/m.But somehow it was stopped.Present value is (nav) 44.99 . Fund value is 8,000 near about. Will it be beneficial for me if I start it again for rs.1000/m .pl.give the details.

Ans: Hi,

The mentioned fund is not a good one. If you want to start, start with a largecap fund.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |268 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Oct 10, 2025

Question by Rahul - Sep 21, 2025Hindi

Money

Hi I m 46 working in PSU. I am investing Rs. 10 K in SBI Small Cap, 5500 in SBI Midcap and 5250 in SBI Multicap for long term. It's been 1.5 years now. Please advise decision of my investments. I can invest 10 K more per month, kindly suggest.

Ans: Hi Rahul,

Good to see your dedication towards investments. Although the overall amount and potential to increase investments in good. But the funds selection is average.
Invest 8k in a largecap fund,7k in midcap, 5k in small cap, 5k in multicap and 5k in Baf. Avoid investing in current funds.

You can choose to consult an advisor to get exact fund names. Or can consult a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |268 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Oct 10, 2025

Asked by Anonymous - Sep 17, 2025Hindi

Money

My parents want to gift me their inherited properties like house, site & commercial building. Should i pay capital gain tax if i sell the site if my parents have purchased in 1980 & 2015.If to be paid on what basis capital gain tax to be paid bybme.

Ans: Yes. You will have to pay tax on the sale of properties. Taxation would be wrt their prices in the year 2001 and indexation benefit based on your sale date.
LTCG of 12.5% on profit will be there (1.25 lakhs exempt).

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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