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Maxim Emmanuel |391 Answers |Ask -Follow

Soft Skills Trainer - Answered on Apr 04, 2024

Maxim Emmanuel is the marketing director of Maxwill Zeus Expositions.
An alumnus of the Xavier Institute of Management and Research, Mumbai, Maxim has over 30 years of experience in training young professionals and corporate organisations on how to improve soft skills and build interpersonal relationships through effective communication.
He also works with students and job aspirants offering career guidance, preparing them for job interviews and group discussions and teaching them how to make effective presentations.... more

Asked by Anonymous - Mar 19, 2024Hindi

Career

Hi sir! Recently i had given my class 10 board exam now i am really confused about which stream should i take in class 11. My goals are also not cleared that what to do or what to become in future. Sir please help me in my problem

Ans: Hi,

When you are at the crossroads of life... Look with in and ask questions to yourself what do I like and enjoy doing.. PUC (Pre University Certificate) or HSC (HIGHER SECONDARY CERTIFICATE) Arts,Commerce,Science...ITI..2 Yr technical programs !?

What's that gets you going.. Now if you need assistance talk to your school career guidance counselor. Or..
Do an online aptitude test..

Yes..you will discover what's best!

You may like to see similar questions and answers below

Mayank Kumar | Answer |Ask -Follow

Education Expert - Answered on Apr 10, 2023

Question by Goutam - Mar 23, 2023Hindi

Career

I am concerned about my career.lam confused which stream I should take in 11th class?

Ans: Goutam, it's okay to be concerned but you need to be able to ask yourself a few questions on what interests you? What subject areas do you enjoy studying? There are a number of options available today and choosing a stream will help you with some clarity on what could be a potential job opportunity for you in the future.

Praseeja Nambiar | Answer |Ask -Follow

Career Counselling Expert - Answered on May 05, 2023

Question by Shailesh - May 02, 2023Hindi

Career

My Son had given 10th Exam and he is confused about what to do in future he is not able to select which stream he should pursue what all options he has after 10th Please guide

Ans: Hi Sailesh
In such cases, which is very normal for any child to face at this juncture, I suggest you take up a career aptitude test from a reliable source such as Mindler. Post that their team will help you choose a right fit subject combination. Do share the test result with me, I can then guide you better

Radheshyam Zanwar |1120 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 30, 2024

Asked by Anonymous - Nov 29, 2024Hindi

Career

Hello sir, I am a 11th grade student. Now iam very confused amd depressed that what should i study now. Let me tell my goals. 1st thing is i want to get top 3 rank in my school examination and 2nd is to prepare for JEE MAIN examination and 3rd is to complete 12th std portions before May month 2025 to score a very good mark in my 12th board examination at 2026. And i also need to complete my JEE MAINS portions before november month for my Jee mains examination which is at Jan month and i need to crack it with 99 percentile at my first attempt and get into any one of the prestigious colleges. But iam very confused that what engineering should i choose. According to me I love all the engineering fields but i need to choose a field which will give the highest salary.These are the things that are revolving in my mind. Can you please give me perfect solution for my 5 confusions..

Ans: Hello dear.
Without taking an examination, without any score in hand, without any college in hand, without any course in hand, you are thinking and thinking and thinking for no reason. The goals/targets set by you are appreciable. But to convert them into reality, you have to work hard and excel in all the examinations. The highest salary is not only based on your degree or only on the college name. There are a lot of other parameters. Your journey is very long. Please keep your eyes only on your studies. Crack JEE (Mains + Adv) with a high score, get admission to a top IIT college, and choose the best course of your liking. Excel in the engineering then test the flavour of success. Best of luck for your upcoming bright future.

If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

Latest Questions

Milind Vadjikar |826 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 03, 2025

Question by Cm - Jan 01, 2025Hindi

Money

What happens if UAN is not activated due to name mismatch?

Ans: Hello;

You will have to resolve the name mismatch by following the due process.

Else your UAN will remain inactive and you may not be able to use online services offered by EPFO.

Best wishes;

Milind Vadjikar |826 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 03, 2025

Asked by Anonymous - Dec 21, 2024Hindi

Money

I am having about 2 lakh in my PF out of which, ,I am allowed to borrow 1.5 lakh for housing purpose. After borrowing 1.5 lakh I am willing to pay the amount back to PF in small installments every month other than employee contribution. But my employer never entertain the voluntary contribution. Is there any other way to return back the amount borrowed from Provident Fund.

Ans: Hello;

You may consider it as partial withdrawal from EPF for house purchase.

No need to repay it. It's your own money which you are allowed to partially withdraw subject to certain conditions.

However your PF kitty will need to be replenished through regular contributions.

Best wishes;

Milind Vadjikar |826 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 03, 2025

Question by VEDANTAM - Jan 02, 2025Hindi

Money

Hdfc Std Life always lags it's peers, particularly not doing well at all of late. Returns have dwindled. Recommendation?

Ans: Hello;

It is fundamentally a good stock however my view is that in the short to medium term (2-5 yrs) it may test your patience with not much movement anticipated however for a long term horizon(5 yr+) outlook is quite positive.

You may consult a sebi registered research analyst for more appropriate feedback.

Best wishes;

Milind Vadjikar |826 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 03, 2025

Asked by Anonymous - Dec 30, 2024Hindi

Money

I am 57 years old, have 3 cr in stocks and mutual funds, and I intend to invest another 2 cr because I make 1 cr a year. After reiteration, my monthly expenses would be 2.0 lacs. Could you please tell me if this is enough money to retire?

Ans: Hello;

You will need a minimum corpus of 6 Cr to generate post-tax monthly income of 2.1 L+ through annuity.(6% annuity rate considered)

After fulfilling monthly expenses you may do a monthly sip of around 10-15 K in a relatively low risk hybrid fund.

This can grow into a corpus of 40-60 L in 15 years which may be used to enhance annuity income for inflation.(9% returns considered)

Best wishes;

Milind Vadjikar |826 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 03, 2025

Question by Rajesh - Dec 19, 2024

Money

Hi, My age is 42, salaried 1.5 lakhs per month in chennai, 2 school going kids. Own appartment worth 50 lakhs-- 8 yrs to complete the loan. also own Ancestor property 2 houses in same city. Wife working as teacher in small school. Regarding expenses, home loan 45k, house hold expense 50k, gold -7K, Mutual funds-- 15K, Shares--10K, NPS--- 5K. Till date my total savings is equity portfolio 21lakhs, Mutual fund-6 lakhs, EPF - around 23 lakhs i plan to retire in next 10-12 years, expecting my corpus atleast 3 to 5 crores, can you suggest best way to realign my portfolio Tnx in advance

Ans: Hello;

What is the current value of your share in the ancestral property?

Are you in a position to sell it whenever you want or it depends on concurrence of other people?

Please clarify.

Thanks;

Prof Suvasish Mukhopadhyay |271 Answers |Ask -Follow

Career Counsellor - Answered on Jan 03, 2025

Asked by Anonymous - Dec 28, 2024Hindi

Career

Hello sir,I am recent graduate from ECE and it's already been 6 months and I am not able to get a job and now I am confused what to do next please guide me

Ans: Go for an online MBA. At least there will be no gap in your Bio-Data. Parallelly search for job. Always keep your Bio-Data updated and there should not be time gap in your Bio-Data. Best of luck. Just follow me. May God Bless You. Professor..................................:)

Prof Suvasish Mukhopadhyay |271 Answers |Ask -Follow

Career Counsellor - Answered on Jan 03, 2025

Question by Ashu - Jan 02, 2025Hindi

Career

?? ??? Central institute of perto camical and technology CIPET lucknow ??? lateral entry ?? ????? (plastic) 2nd year 2022 ??? ?????? ???? ?? 3rd ?? 4th semester ?? ???? ???? ??? ??? 2023 ??? 5th ?? 6th semester ?? ???? ???? ?? ???? ???? ?? ???? ?? ??? B.tech final ???? ???

Ans: Follow the website of the exam authority. Professor

Prof Suvasish Mukhopadhyay |271 Answers |Ask -Follow

Career Counsellor - Answered on Jan 03, 2025

Asked by Anonymous - Jan 03, 2025Hindi

Career

Hello, planning to appear for the CUET PG exam this year. I am 24, working full time in Mumbai. I am not clear about the frequency of the exam. Is CUET PG conducted only once a year, or I can choose the date? Are there any changes in the exam that I should be aware of?

Ans: Please search in net. I am not the right person to guide you about exam date. Be in touch with the exam authority. Best of luck. Just follow me. May God Bless You. Professor..................................:)

Milind Vadjikar |826 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Jan 03, 2025

Question by LetsExplore - Dec 29, 2024

Money

Which bank should I invest for Fixed deposit with higher interest rates and lower risks?

Ans: Hello;

Higher interest rates are always associated with higher risks.

Return of Capital is more important than return on Capital.

Make your FDs with big Govt banks or large private banks of repute.

Best wishes;

Mihir Tanna |982 Answers |Ask -Follow

Tax Expert - Answered on Jan 03, 2025

Question by Chandravijay - Jan 03, 2025Hindi

Money

UAE nowadays does not issue TRC. Is it true?

Ans: Yes after introduction of corporate tax, for future period they will not provide TRC. In case of our client, we have received TRC in March 2024.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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