Sir, I am a final year student of BA programme as well as i am preparing for all india civil services.My first attempt will be in 2024.After graduation , my family wants me to do LLB as another career option but i am thinking to pursue MA along with BEd as i want to focus completely on my Civil services exam.As LLB is a professional degree course do it demands my time which i am not able to give.So pls guide what should I opt after BA programme.

Ans: Hello;

You may shortlist health insurers based on following factors:

1. Incurred claims settlement ratio for 3 years atleast, preferable if available for 5 years.

2. List of network hospitals across the country and around the places that you generally operate. The more the better.

3. List of black listed hospitals so as to avoid them.

4. Low waiting period for pre-existing illnesses.

5. Claim settlement through TPA or directly the insurer(better). Also cashless claim settlement feature is desirable.

6. Reputation in the market.(Capital adequacy)

7. List of permanent exclusions

8. No sub limit on daily room rent.

9. Alternative therapies covered(Ayurveda, homeopathy etc).

10. Psychiatric treatments coverage.

Key is to disclose all existing conditions and conduct medical tests as requested by the insurer.

This way the chances of claim rejection are reduced.

You may also consult an insurance advisor if required, for further clarity.

Best wishes

Ans: Hello;

It is entirely your mistake therefore no point in your Mother bearing brunt for the same by suffering with the disease till health cover is back.

Pay it from your pocket. If she is above 70 then Ayushman Bharat Yojana is applicable. If she is above 60 some state govt schemes are there but you need to check with state of her domicile.

Many charitable hospitals may offer treatment/surgery discount to senior citizens above 60 age.

And please do take adequate health care cover for you parents at the earliest.

Best wishes;

Ans: In low ranked institutes you may get.

Ans: Dear Saanvi,
I would suggest not to read too much into mixed signals- one thing, you might be reading them wrong. Second, it’s possible that they are confused and hence the mixed signals. Third, without verbal confirmation, it’s best not to get your hopes high. If you need further help understanding what the signals mean, please provide a little more details.
Hope this helps

Ans: Dear Shan,
That’s a really good question. Before going to her place, try to build a mindset of understanding her, without any preconceived notion or pressure to get married. In terms of discussion, to understand emotional compatibility you can observe her behaviour- how she deals with stress, or how she might deal with conflict. Discuss daily life expectations, like what you like to do on weekends, do you enjoy occasional drinking or partying, do you enjoy spending time with friends, family gatherings, disciplined lifestyle, etc. Discuss about each other’s work life balance, expectations from in-laws and any non-negotiables. You should also discuss kids- if they want them, if you want them, and also when. Get clarity on expected living arrangements to avoid any future conflicts. These should be more than enough for a first-time meeting.
Hope these help

Ans: Hi Chetan
Few Top Culinary Institutes in India
Culinary Academy of India (Hyderabad)
Entrance: Written test + Group Discussion + Personal Interview (conducted by the academy).

Welcomgroup Graduate School of Hotel Administration (WGSHA), Manipal
Entrance: Through Manipal Entrance Test (MET).

Institute of Hotel Management (IHM) – Various Campuses (especially IHM Mumbai, Delhi, Bangalore)
Entrance: NCHM JEE (National Council for Hotel Management Joint Entrance Exam)

Symbiosis School of Culinary Arts, Pune
Entrance: Through Symbiosis Entrance Test (SET) + PI-WAT (Personal Interview & Written Ability Test).

Ans: Hi Bhavya
Go for IIIT Nagpur (ECE) if:
You are inclined towards private sector jobs.
You want flexibility to switch to software/tech domains.
You want better placement and salary potential immediately after B.Tech.

Choose MANIT Bhopal (Civil) if:
You are strongly interested in Civil Engineering.
Your goal is a government job (e.g., IES, SSC-JE, state AE).
You value the NIT tag and older campus/alumni network.

Ans: Hi
to be honest you won't get admissions at this percentile in NITs, IIITs, GFTIs if your are from open, ews or obc category even if you have 75% in boards.

You have look for private universities or state colleges.

Ans: Talk to the seniors of your organization and let us see what do they say.