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Mayank Kumar |193 Answers |Ask -Follow

Education Expert - Answered on Apr 14, 2023

Mayank Kumar is the co-founder and managing director of upGrad, a higher EdTech company. With over 10 years of experience in the education sector, Kumar can offer guidance about degree courses, campus, job-linked and executive programmes and studying abroad.An MBA graduate from ISB Hyderabad, he holds a BTech in mechanical engineering from IIT Delhi.... more

Question by Megha on Apr 13, 2023Hindi

Career

Sir, I am a final year student of BA programme as well as i am preparing for all india civil services.My first attempt will be in 2024.After graduation , my family wants me to do LLB as another career option but i am thinking to pursue MA along with BEd as i want to focus completely on my Civil services exam.As LLB is a professional degree course do it demands my time which i am not able to give.So pls guide what should I opt after BA programme.

Ans: Hello Megha! If you are looking at going into civil services and would like to focus your energies on preparing for the exam - solely focus on doing that. Post the exam you can take up the MA/LLB basis your interest areas

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Shekhar Kumar |154 Answers |Ask -Follow

Leadership, HR Expert - Answered on Apr 13, 2024

Question by J - Jul 11, 2023Hindi

Career

Hii, I am BCA passout student in year 2021, and currently I am pursuing LLB degree so at that time I am still confused to choose a career, so plz tell me what are the pros and cons of both degree and which degree makes money earlier and great future provide to me

Ans: Thank you for getting in touch with me. Choosing between a Bachelor of Computer Applications (BCA) and a Bachelor of Laws (LLB) degree can be a significant decision that depends on various factors including your interests, skills, career goals, and personal preferences. Here are some pros and cons of both degrees to help you make an informed decision:

Pros of BCA: Lucrative Job Opportunities, High Demand and Competitive Salaries,
Cons of BCA: Rapid Technological Changes, Job Competition and Work-Life Balance
Pros of LLB: Prestigious Career, Diverse Practice Areas, Stable Income, Advocacy and Social Impact
Cons of LLB: Lengthy Education and Training, High Competition, Work-Life Balance

When considering which degree may provide better financial prospects and a great future, it's essential to weigh your interests, strengths, career goals, and personal preferences. Both BCA and LLB offer promising career paths with opportunities for growth, success, and fulfillment, but the right choice ultimately depends on your individual aspirations and aspirations. Additionally, exploring potential career paths, networking with professionals in each field, and mentors can help you make an informed decision that aligns with your long-term goals and aspirations. Good luck! Feel free to contact me on Rediff Gurus if you need further help or assistance.

Pradeep Pramanik | Answer |Ask -Follow

Career And Placement Consultant - Answered on Aug 03, 2024

Asked by Anonymous - Apr 18, 2024Hindi

Career

Hii, I am B.com passout student in year 2022, and currently I am pursuing LLB degree so at that time I am still confused to choose a career, so plz tell me what are the pros and cons of both degree and which degree makes money earlier and great future provide to me

Ans: Dear , Pl. remember B,Com is a qualification with many options to choose from likem CA /CS/CMA , Accounting/ Management / Banking/ Business etc but you are pursuing LLB , then thereis no harm in completing it to make your career in Legal profession. Where is the confision.?

Chocko Valliappa |475 Answers |Ask -Follow

Tech Entrepreneur, Educationist - Answered on Jul 31, 2024

Asked by Anonymous - Jul 30, 2024Hindi

Career

Ba llb future in india

Ans: Law is a good discipline to follow with opportunitites in litigation, legal, corprorate law among others. On how to pick a course and institute I encourage you to read my article in the Rediff at https://bit.ly/4cZ1pA7. All the best!

Latest Questions

Vipul Bhavsar |15 Answers |Ask -Follow

Tax Expert - Answered on Feb 16, 2025

Asked by Anonymous - Feb 07, 2025Hindi

Money

I am a senior citizen. I am selling my flat at 54 lakh. I bought it 13 years back for 19 lakh 80 thousand 600. My son is the co applicant. He is working in IT and he has a family of wife and a son. Me and My husband are unemployed, no pension, not earning. What would be my capital gain and what would be the tax we have to pay.

Ans: Assuming that the property was purchased during FY 2010-11, the indexed cost of acquisition works out to Rs.4305136. So Long Term Capital Gain shall be 1094863. This can be divided between you and son equally and after adding to other income, tax shall be calculated at 20% for your son. For you if no other income then amount remaining after basic exemption limit shall be taxable at 20%

Milind Vadjikar |1023 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 16, 2025

Asked by Anonymous - Feb 14, 2025Hindi

Money

My question is regarding purchasing 1 bhk flat as investment. I am living in good society in Wagholi in terms of amenities and basic facilities. I am planning to buy 1 bhk flat for 34 lacs. Which bit lesser than what actual price in our society. I am thinking of paying emi through the rent which I am going to receive. Please advise

Ans: Hello;

Think about the following points before making the investment:

1. If the flat remains unlet for 6 months or more, worst case scenario, will you be able to service the loan through your own income during that phase.

2. Why is the flat available at a price lesser than its fair market value? Is their any flipside?

3. In case you need funds urgently, can you liquidate the flat in 3-4 weeks time?

You can plan your purchase after satisfying yourself on the above points.

Best wishes;

Milind Vadjikar |1023 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 16, 2025

Question by Vishal - Feb 15, 2025Hindi

Money

I have debt of 80k and i dont have any source of Income as because my just a student.Also my parents are not capable to pay that much amount.How can i fundraise?

Ans: Hello;

You may take-up part time job somewhere so as to atleast pay the loan EMIs.

You may let the loan company impound asset acquired under the loan(bike, cell phone) and close the loan sighting inability to repay. This will impact your cibil score but it can be improved later on.

Seek help from a friend or relative to close the loan. You may repay them later when you get employed.

Avoid credit cards, BNPL, MTF and other borrowings as much as possible.

Best wishes;

Milind Vadjikar |1023 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 16, 2025

Asked by Anonymous - Feb 12, 2025Hindi

Money

I closed my EPFO account when I left my job in 2020 after which I rejoined the same school after 3 years, my contract stated that I would get the EPF but no money was deducted nor did i get the employers contribution. I rejoined when I was 64 and I am still working at the same school, Please advise as to what I should do?

Ans: Hello;

Please discuss your revised terms of employment, after retirement, with the administration of your organization.

If there is any error then may be you both can find an amicable solution.

Escalation at this stage may harm your employment hence is neither advisable nor warranted.

Best wishes;

Vipul Bhavsar |15 Answers |Ask -Follow

Tax Expert - Answered on Feb 16, 2025

Asked by Anonymous - Feb 01, 2025Hindi

Money

What will be tax for salary of 3200000

Ans: Around Rs.562000 for FY 2025-26 New Regime

Vipul Bhavsar |15 Answers |Ask -Follow

Tax Expert - Answered on Feb 16, 2025

Asked by Anonymous - Feb 01, 2025Hindi

Money

How much will a person have to pay tax if his annual salary income is ₹20 lakhs

Ans: Around Rs.208000 for FY 2025-26 New Regime

Vipul Bhavsar |15 Answers |Ask -Follow

Tax Expert - Answered on Feb 16, 2025

Question by Sunny - Feb 01, 2025Hindi

Money

why one will have to pay tax at all if there is no income tax for those earning up to Rs 12 lakh per annum?

Ans: Right, It holds true for FY 2025-26

Vipul Bhavsar |15 Answers |Ask -Follow

Tax Expert - Answered on Feb 16, 2025

Question by Lone - Feb 01, 2025Hindi

Money

As of now I have opt for Old tax regime.. With my income of 11.89 LPA , can you please suggest which regime is good ,, Old or the new .. Also guide on tax saving components for the respective option

Ans: If you are going for Old Tax Regime then following options for reduction in Tax outgo
1. Standard Deduction on salary
2. HRA
3. NPS contribution from Salary
4. Investments under 80 C i.e. Life Insurance, Tax saving MF, 5 yr FD
5. Mediclaim 80D
6. Voluntary Payment of NPS upto Rs.50000
7. If you have home loan then Home loan Principal can be claimed under 80C and Interest under House Property
8. Interest on Savings Account upto Rs.10000
Based on these deduction, you need to calculate total deduction and tax liability. If the Income after deduction goes below Rs.5 Lakhs, No tax liability for you

Vipul Bhavsar |15 Answers |Ask -Follow

Tax Expert - Answered on Feb 16, 2025

Question by Rajan - Feb 01, 2025Hindi

Money

Hello.sir, FM says no tax upto 12 laks but she has also said tax Slabs where there are slabs varying from 0 to 30percent , not clear what to infer. Is this for those whose income is overand above the 12laks per amnum

Ans: No tax upto 12 Lakhs is for those who opt New Regime. For Old regime and Income above 12 Lakhs, the tax slabs and rate are applicable

Vipul Bhavsar |15 Answers |Ask -Follow

Tax Expert - Answered on Feb 16, 2025

Question by koteeswaran - Feb 10, 2025Hindi

Money

My mother in law sold her house property in Chennai to two parties for 49.5 lakhs each through registration of sale deed during may 2024 and the proceeds were equally transferred to four daughters who are the legal heirs. My wife received Rs 25.0 lakhs as her share. Is my wife need to pay capital gains tax for her share of receipt.

Ans: Capital Gain Liability needs to be calculated for your mother in law. The amount received to your wife is gift and a gift deed needs to be executed

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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