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Patrick Dsouza |917 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Jul 10, 2024

Patrick Dsouza is the founder of Patrick100.
Along with his wife, Rochelle, he trains students for competitive management entrance exams such as the Common Admission Test, the Xavier Aptitude Test, Common Management Admission Test and the Common Entrance Test.
They also train students for group discussions and interviews.
Patrick has scored in the 100 percentile six times in CAT. He achieved the first rank in XAT twice, in CET thrice and once in the Narsee Monjee Management Aptitude Test.
Apart from coaching students for MBA exams, Patrick and Rochelle have trained aspirants from the IIMs, the Jamnalal Bajaj Institute of Management Studies and the S P Jain Institute of Management Studies and Research for campus placements.
Patrick has been a panellist on the group discussion and panel interview rounds for some of the top management colleges in Mumbai.
He has graduated in mechanical engineering from the Motilal Nehru National Institute of Technology, Allahabad. He has completed his masters in management from the Jamnalal Bajaj Institute of Management Studies, Mumbai.... more

Question by SUJAL on Jul 09, 2024Hindi

Career

By doing these courses how can I open my own office ? Which type of business is this?

Ans: Wealth Management is managing peoples finances which is done on an individual basis. You can open your own firm and hire people to market and analyse the various investment options.

You may like to see similar questions and answers below

Amit Grover | Answer |Ask -Follow

Answered on Feb 08, 2012

Question by ANURAG - Feb 08, 2012Hindi

Career

Gud after noon sir, after completing CA, I m into practice but I want to be an enterprenuer, which type of business should I start?

Ans: Any business that does justice to your passion. Technology, education, healthcare etc. are all having opportunities for you.

R P Yadav | Answer |Ask -Follow

HR, Workspace Expert - Answered on Jan 31, 2024

Asked by Anonymous - Jan 26, 2024Hindi

Career

Tell me about the free courses which are available and that too with the certification but I want to complete it free of cost so please suggest me the related courses regarding financial field and also I want to do MS Office related course like MS word MS PowerPoint MS Excel so I just want to complete all the courses related to above mention details so please suggest me where should I purse you for the courses which I mention in the above field

Ans: There are many free courses available online that offer certifications upon completion. Here are some free courses related to the financial field that you may find useful:

Introduction to Corporate Finance: This course is offered by Great Learning and covers the basics of corporate finance. It is designed for beginners and takes approximately 3 hours to complete.

Business Finance Foundations: This course is also offered by Great Learning and covers the fundamentals of business finance. It is designed for beginners and takes approximately 3 hours to complete.

Analytics in Finance: This course is offered by Great Learning and covers the analytics concepts of finance along with financial risk analytics. It is designed for beginners and takes approximately 1 hour to complete.

Application of Machine Learning in Finance: This course is offered by Great Learning and covers the application of machine learning in finance. It is designed for beginners and takes approximately 1 hour to complete.

Behavioural Finance: This course is offered by Great Learning and covers the basics of behavioural finance. It is designed for beginners and takes approximately 2 hours to complete.

You can enroll in these courses and earn free certificates of course completion from Great Learning. To learn more about these courses and enroll, please visit.

As for MS Office related courses, you can check out the following resources:

Microsoft Office Courses on Coursera: Coursera offers a variety of Microsoft Office courses, including courses on MS Word, MS PowerPoint, and MS Excel. Some of these courses are free, while others require payment. You can browse the available courses and enroll in the ones that interest you.

Microsoft Learn: Microsoft Learn offers free online courses on a variety of topics, including MS Office. You can browse the available courses and enroll in the ones that interest you.

Microsoft 365 Fundamentals Specialization on Coursera: This specialization covers the fundamentals of Microsoft 365, including MS Word, MS PowerPoint, and MS Excel. The courses are free to audit, or you can pay to earn a certificate.

I hope this information helps you find the courses you’re looking for. Best of luck to you!

Dr Dipankar Dutta |736 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Aug 25, 2024

Question by SUJAL - Aug 25, 2024Hindi

Career

If I do any degree related to IT sector..Will I be able to start my own office ? Or I should go for professional degree like cs,ca in order to start offices? Please guide me

Ans: Yes, you can definitely start your own office or business in the IT sector with any IT-related degree. You don't necessarily need a professional degree like CS (Company Secretary) or CA (Chartered Accountant) to start your own IT business.

Latest Questions

Sushil Sukhwani |566 Answers |Ask -Follow

Study Abroad Expert - Answered on Jan 08, 2025

Question by Varsha - Jan 04, 2025Hindi

Career

So currently I'm pursuing M.Tech in Robotics and AI from MS Ramaiah University. After this I would like to go to abroad and study further or get a job. So anyone suggest me regarding my thought on this?

Ans: Hello Varsha,

To begin with, thank you for contacting us. I am glad to see that you wish to further your career by going to study and work abroad. To answer your question, as an M.Tech student in Robotics and AI, you are well-positioned to either pursue further studies or seek employment abroad. If you’re considering continuing your education, many top universities in countries like the US, UK, Canada, and Germany offer specialized programs in AI, Robotics, and related fields at the PhD or post-Master’s level. To move forward, focus on building a strong academic profile, with research experience, relevant projects, and possibly even publications if possible.

You may also look into research scholarships or assistantships that can help with funding. After completing your advanced degree, you'll be well-equipped for a career in academia or industry abroad.

For more information, you can visit our website: edwiseinternational.com
You can also follow us on Instagram: @edwiseint

T S Khurana |280 Answers |Ask -Follow

Tax Expert - Answered on Jan 08, 2025

Question by Sanjay - Jan 02, 2025Hindi

Money

I have short term capital gains from shares of 4.92 lakhs and interest from savings account of 0.12 lakhs in my HUF account for FY 2023-2024. What will be my tax liability.

Ans: Based on the data mentioned above, your Tax liability shall be less in Old Tax Regime (about Rs.25,000.00 without Interest etc.) as compared to new tax regime. You should file your ITR accordingly.
Most welcome for any further clarifications. Thanks.

Sushil Sukhwani |566 Answers |Ask -Follow

Study Abroad Expert - Answered on Jan 08, 2025

Question by Aaryan - Jan 05, 2025Hindi

Career

I've completed my graduation (B.Sc) from Delhi University, however I've come to realise that my interest lies someplace else, I hold a passion and wish to persue masters in Psychology and be a clinical psychologist down the line, what should be my next steps? Am I eligible for a master's program in Psychology even though my undergrad is in Science? I'm really troubled and cannot find a definitive answer, Willing to put in the work to crack any exam to get into a master's program, but cannot afford private colleges, Ideally, I would like to put in the work, clear and entrance examination, get into a master's programmes, maintain a great score throughout my masters and be eligible to move to some western nation to do my PhD or psy.D, whatever is applicable, It so happens that I do not see a way forward, any guidance is very much appreciated and needed. I would like to hear your thoughts on this, thank you.

Ans: Hello Aaryan,

First of all, thank you for reaching out to us. To answer your question, I can tell you that as an aspiring clinical psychologist, your B.Sc. background does not disqualify you from pursuing a Master's in Psychology, but you may need to meet specific prerequisites, such as having some foundational coursework in psychology.

Many Western universities, such as those in the US, UK, or Europe, offer postgraduate programs in Psychology with a clinical focus. You will likely need to prepare for exams like the GRE (for the US) or other relevant entrance tests depending on the country. Focus on excelling in the required exams, and explore scholarships or government-funded options to make your education more affordable. After completing your Master's, you'll be well-positioned to pursue a PhD or Psy.D. in clinical psychology if you wish to continue your studies abroad.

For more information, you can visit our website: edwiseinternational.com
You can also follow us on Instagram: @edwiseint

T S Khurana |280 Answers |Ask -Follow

Tax Expert - Answered on Jan 08, 2025

Question by Ajay - Dec 31, 2024Hindi

Money

I got advance payment of 14L in march 2022 for the sale of land but registration of land happens in April 2022 . In e campaign 14L was marked as feedback required how should i file itr for it

Ans: 01. You should have filed your ITR for F/Y 2021-22, without declaring Rs.14.00 lakhs (received as advance), as Income for the year. Please ensure, that you don't claim TDS (if any deducted on this amount). Declare your total Income in F/Y 2022-23 ITR, working out Capital Gains clearly.
Most welcome for any further clarifications. Thanks.

Rajesh Kumar Singh |30 Answers |Ask -Follow

IIT-JEE, GATE Expert - Answered on Jan 08, 2025

Asked by Anonymous - Jan 08, 2025Hindi

Career

I’ve given SNAP along with a few other MBA entrance exams like CAT and XAT. With the SNAP 2024 results around the corner, I’m wondering if I should prioritize Symbiosis institutes or wait for results from the other exams. What would be a smart way to approach this?

Ans: Wait for other results, MBA From Top 20 institute is better

T S Khurana |280 Answers |Ask -Follow

Tax Expert - Answered on Jan 08, 2025

Asked by Anonymous - Jan 06, 2025Hindi

Money

Hi, currently in Bangalore with a rental income of 75k and a salary of 25k. Living myself in a rented house of 15k, all expenses combined take away my total income. Have a loan of 10 lakh, on the rental income house and 5 lakh of loan from relatives. which I am finding it difficult to pay off. Hence, I am thinking of shifting to Mysore after selling the rental income house clear the loans and buy a rental income property in Mysore. Is it worth, please advise..

Ans: Your thinking needs re-consideration, due to following factors :
01. You have a monthly income of Rs.1,00,000.00. You should first pay your loan taken from the relatives, may be in installments, over a period of 1-2 years. Then, besides paying EMI on Bank Loan of Rs.10.00 lakhs, you should pay some extra amount to clear your loan as early as possible. You would be quite comfortable after payment of your loans.
02. You already have a rental income property, it won't be advisable to sell it & then find a rental income property in another city.
Most welcome for any further clarifications. Thanks.

T S Khurana |280 Answers |Ask -Follow

Tax Expert - Answered on Jan 08, 2025

Question by Malay - Jan 07, 2025Hindi

Money

Bought a flat for Rs 15L in 2010 and sold for Rs 31L in 2024. Will it attract LTCG tax while filing the ITR for assessment year 2024-25? Thanks in anticipation

Ans: 01. Yes, you would be subject to LTCGs while filing the ITR.
Most welcome for any further clarifications. Thanks.

T S Khurana |280 Answers |Ask -Follow

Tax Expert - Answered on Jan 08, 2025

Question by Rajesh - Jan 07, 2025Hindi

Money

How to get accounting done to reduce tax . In scenario as noted below:- I purchased a residential flat in 1.75 CR. BY home loan Hav LTCG 5.5 LAC STCG 3.5 LAC AND HANGING SHARE PORTFOLIO APPROX 1.65 CURRENTLY PAYING LOAN EMI 1.10 LAC PM

Ans: 01. Details provided in your quarry are not sufficient for a proper reply.
Kindly mention dates of Purchase of Flat, Details of LTCG (Sale & Purchase dates with amount). Please also mention, LTCG if from which item (House Property, Agricultural Land, Industrial/ Commercial Property or from Securities. Bifurcation of Your EMI also needs to be done in Interest & Principal Repayment etc.
Most welcome for any further clarifications. Thanks.

Prof Suvasish Mukhopadhyay |279 Answers |Ask -Follow

Career Counsellor - Answered on Jan 08, 2025

Asked by Anonymous - Jan 08, 2025Hindi

Career

My son appeared for SNAP 2024, and we are eagerly waiting for the results. As a parent, I’m not very familiar with the MBA admission process. Once the results are out, how do we know if he’s qualified for the next round, and what are the key timelines we should keep in mind to avoid missing deadlines?

Ans: The first mistake the Indian guardians/parents commit is that too much caring for the child and too much protectiveness. Your son is an adult. Let him explore all the future steps and let him talk to his friends. Now a days children are even busy with mobile in the washroom and parents will look after their future admission steps, this is not acceptable. Now the bird is able to fly, so let him fly. In USA boys and girls become totally independent by 18. But in India even at 28 guardians try to protect them. These words of mine seem to be very bitter, but consider it as a proper vaccine, which will work in future. Just follow me. Regards. Professor.........................................:)

Pushpa R |40 Answers |Ask -Follow

Yoga, Mindfulness Expert - Answered on Jan 08, 2025

Question by Akshay - Jan 03, 2025Hindi

Health

Mam I am having insomania an anxious problem from last 3 years I am taking medicine for anxiety and insomnia but when I stop them the cycle starts again what to do mam

Ans: Dealing with insomnia and anxiety can feel overwhelming, especially when it seems to return after stopping medicines. Yoga and meditation can help you naturally calm your mind and improve your sleep over time.

Here’s what you can try:

Breathing Practices (Pranayama): Start with deep, slow breathing exercises like “Anulom Vilom” (alternate nostril breathing) for 5-10 minutes daily. This balances your nervous system and reduces anxiety.

Gentle Yoga Poses: Practice simple poses like Child’s Pose, Legs-Up-The-Wall Pose, and Butterfly Pose in the evening. These poses relax the body and prepare it for sleep.

Bedtime Meditation: Try a guided meditation or mindfulness practice before sleeping. It helps shift your focus away from anxious thoughts.

Consistent Routine: Go to bed and wake up at the same time daily. Avoid screens an hour before sleep and try reading or listening to calming music instead.

It’s important to learn these techniques with proper guidance. A yoga or meditation coach can design a practice that supports your specific needs. Over time, this consistent practice can help you reduce reliance on medication.

R. Pushpa, M.Sc (Yoga)
Online Yoga & Meditation Coach
Radiant YogaVibes
https://www.instagram.com/pushpa_radiantyogavibes/

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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