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Aspiring Bank PO or Pursuing Software Testing?

Nayagam P P |4489 Answers |Ask -Follow

Career Counsellor - Answered on Apr 19, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Question by Arun on Apr 13, 2025Hindi

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Career

Sir I am in dilemma having option to join IT as a software test engineer and I am thinking to aspire bank po so I m confused

Ans: Arun, You have stated that you are already 30. It is advisable to maintain your current IT position while consistently enhancing your skills to remain competitive in the job market. You did not specify your category, as the maximum age for Bank PO Exams is 30 years, though it is relaxable by 3-5 years for SC/ST/OBC and other category candidates. If you are considering applying under the age relaxation category, it would be wise to conduct thorough research on the Bank PO Exam, if you haven't already, and prepare for it while maintaining your current job. All the best for your Prosperous Future.

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Asked on - Apr 19, 2025 | Answered on Apr 19, 2025

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I belong to OBC

Ans: There is a provision for a 3-year age relaxation if you belong to the OBC-NCL (Non-Creamy Layer). As previously mentioned, please refrain from leaving your current job. Unsafe. Wishing you all the best.

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Sir, I am getting Information technology (IT) branch at MAIT and CSE 2nd shift at MSIT Delhi what would I choose bw these two

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MSIT then MAIT

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Question by Uday - Jul 06, 2024Hindi

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Hello sir/ma'am I've got Accenture in campus placements but they've not mentioned joining seems like it take 6/more months,I'm a graduate from JNTUH in ECE department,I've got mtech vlsi at svnit Surat as of now I've even applied for some bank jobs.provided the heavy competition in society and pressure I'm confused what to choose please help me!

Ans: Tell Accenture.. Don't dangle carrots, because in Social media, we know they don't have their offices intact,let alone job Offer's.

Go ahead with plan.. other than Accenture.. for sure,!?

I suggest tell them, if I am employed with you.. Deliverable's are with in a time frame.. Not perennial!?

If you do need further professional advice happy to assist
https://m.me/maxim.emmanuel.2024

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Question by Arun - Apr 11, 2025Hindi

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I am 30 yrs old now I m bit confused about my career to which field I should go IT or bank po

Ans: Without knowing your background, I cannot suggest

Nayagam P P |4489 Answers |Ask -Follow

Career Counsellor - Answered on Apr 19, 2025

Question by Arun - Apr 18, 2025Hindi

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Sir I am confused about career,m 30yrs old now I hv a job in IT 60k per month nd I am aspirant of bank po Please suggest which one one would be better for future

Ans: Arun, You have stated that you are already 30. It is advisable to maintain your current IT position while consistently enhancing your skills to remain competitive in the job market. You did not specify your category, as the maximum age for Bank PO Exams is 30 years, though it is relaxable by 3-5 years for SC/ST/OBC and other category candidates. If you are considering applying under the age relaxation category, it would be wise to conduct thorough research on the Bank PO Exam, if you haven't already, and prepare for it while maintaining your current job. All the best for your Prosperous Future.

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Question by Badrinath - May 06, 2025

Money

HOW TO CHOOSE HEALTH INSURANCE

Ans: Hello;

You may shortlist health insurers based on following factors:

1. Incurred claims settlement ratio for 3 years atleast, preferable if available for 5 years.

2. List of network hospitals across the country and around the places that you generally operate. The more the better.

3. List of black listed hospitals so as to avoid them.

4. Low waiting period for pre-existing illnesses.

5. Claim settlement through TPA or directly the insurer(better). Also cashless claim settlement feature is desirable.

6. Reputation in the market.(Capital adequacy)

7. List of permanent exclusions

8. No sub limit on daily room rent.

9. Alternative therapies covered(Ayurveda, homeopathy etc).

10. Psychiatric treatments coverage.

Key is to disclose all existing conditions and conduct medical tests as requested by the insurer.

This way the chances of claim rejection are reduced.

You may also consult an insurance advisor if required, for further clarity.

Best wishes

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Asked by Anonymous - May 08, 2025

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Dear Guru's, I didn't renew my co-operate health insurance for my mom this year, thinking I'll get a private health insurance and my research kept on dragging till now to find one private health insurance..I did find...but suddenly now we have a situation for varicose vein treatment for my mom..now I'm without insurance in the hand....is there anything I can do...my co-operate insurance covers with no waiting period (can only purchase next year apr-2026)..but if I take a private health insurance now after 3 yr the treatment will be covered. I'm stuck now.. wether i should pay out of my own pocket or wait until next year...?

Ans: Hello;

It is entirely your mistake therefore no point in your Mother bearing brunt for the same by suffering with the disease till health cover is back.

Pay it from your pocket. If she is above 70 then Ayushman Bharat Yojana is applicable. If she is above 60 some state govt schemes are there but you need to check with state of her domicile.

Many charitable hospitals may offer treatment/surgery discount to senior citizens above 60 age.

And please do take adequate health care cover for you parents at the earliest.

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Question by Sujatha - May 08, 2025

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I have scored 82 percentile in jee mains 2025 and 96.9 percentage in IPE in which NIT'S,IIIT's and GFTI's Can I get ECE seat

Ans: In low ranked institutes you may get.

Asked on - May 08, 2025 | Answered on May 08, 2025

Can I know the names of the institutes please?

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Question by SAANVI - May 08, 2025

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My crush give me mixed signals till school time so what it means

Ans: Dear Saanvi,
I would suggest not to read too much into mixed signals- one thing, you might be reading them wrong. Second, it’s possible that they are confused and hence the mixed signals. Third, without verbal confirmation, it’s best not to get your hopes high. If you need further help understanding what the signals mean, please provide a little more details.
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Question by Shan - May 06, 2025

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Hello Gurus, i am M 30 I called a girl in an AM setup. Parents are involved and they talk to each other as well. After 2-3 months of continuous talking to her over phn i am convince their family is good and even she is a very good person. So we decided to meet her in person and also parents are meeting. Even though everything seems to be positive i want to check with you since its my first meeting in person is there any advice or suggestion that can help me navigate myself ? What things are imp to discuss even though we have discuss things over phn like emotional intelligence, kids, where to live etc. Your advice would be helpful for sure.

Ans: Dear Shan,
That’s a really good question. Before going to her place, try to build a mindset of understanding her, without any preconceived notion or pressure to get married. In terms of discussion, to understand emotional compatibility you can observe her behaviour- how she deals with stress, or how she might deal with conflict. Discuss daily life expectations, like what you like to do on weekends, do you enjoy occasional drinking or partying, do you enjoy spending time with friends, family gatherings, disciplined lifestyle, etc. Discuss about each other’s work life balance, expectations from in-laws and any non-negotiables. You should also discuss kids- if they want them, if you want them, and also when. Get clarity on expected living arrangements to avoid any future conflicts. These should be more than enough for a first-time meeting.
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Question by Chetan - May 08, 2025

Career

My son wants to pursue culinary school which are the best 5 institute in the country and which is the entrance exam for it?

Ans: Hi Chetan
Few Top Culinary Institutes in India
Culinary Academy of India (Hyderabad)
Entrance: Written test + Group Discussion + Personal Interview (conducted by the academy).

Welcomgroup Graduate School of Hotel Administration (WGSHA), Manipal
Entrance: Through Manipal Entrance Test (MET).

Institute of Hotel Management (IHM) – Various Campuses (especially IHM Mumbai, Delhi, Bangalore)
Entrance: NCHM JEE (National Council for Hotel Management Joint Entrance Exam)

Symbiosis School of Culinary Arts, Pune
Entrance: Through Symbiosis Entrance Test (SET) + PI-WAT (Personal Interview & Written Ability Test).

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Question by BHAVYA - Apr 26, 2025

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IIIT NAGPUR ECE OR MANIT BHOPAL CIVIL Which is best for both private and government sector jobs

Ans: Hi Bhavya
Go for IIIT Nagpur (ECE) if:
You are inclined towards private sector jobs.
You want flexibility to switch to software/tech domains.
You want better placement and salary potential immediately after B.Tech.

Choose MANIT Bhopal (Civil) if:
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You value the NIT tag and older campus/alumni network.

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Asked by Anonymous - May 08, 2025

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Sir maine 2 barr jee mains diya hai phele me 68 percentile thi aur dusre me 87 but sir 12th board me 72 percent hi ha kya karu please sir bataea

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You have look for private universities or state colleges.

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Asked by Anonymous - Apr 25, 2025

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For years, I've worked in a traditional role with little exposure to technology, and I've always taken pride in the knowledge and experience I've built over time. But now, with companies like JPMorgan Chase laying off employees to automate tasks, I'm starting to feel like my skills might become obsolete. I know I need to adapt, but the world of digital banking, AI, and automation feels unfamiliar. I'm not sure where to start or what skills are worth learning. How can someone like me, with no prior tech experience, begin preparing for the future of work?

Ans: Talk to the seniors of your organization and let us see what do they say.

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Question by Vishal - May 06, 2025

Career

Kindly guide for the preferred sequential order of NMIMS mumbai, KIIT, JIIT sector 128 noida, and MIT-bengaluru for b-tech in computer science. Kindly help, as I am getting these colleges, and I am not able decide. Thanks

Ans: Vishal, please note the preferred sequential order, - KIIT-NMIMS-JIIT-MIT. All the best for your admissions!

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