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Krishna Kumar |397 Answers |Ask -Follow

Workplace Expert - Answered on Jun 05, 2024

Krishna Kumar is the founder and CEO of GoMoTech, a company that provides strategic consulting in B2B sales, performance management and digital transformation.
Before branching out on his own, he worked with companies like Microsoft, Rediff, Flipkart and InMobi.
With over 25 years of experience under his belt, KK is a regular speaker at industry events and academic intuitions, both in India as well as abroad.
KK completed his MBA in marketing from the Sri Sathya Sai Institute of Higher Learning in Andhra Pradesh and his management development programme from XLRI, Jamshedpur.
He has also completed his LLB from Nagpur University and diploma in PR from Bhavan’s College of Management, Nagpur, where he was awarded a gold medal.... more

Question by Rashika on Mar 12, 2024Hindi

Career

My daughter has done Btech in CS and is interested and completed in UI/UX she had a placement through college in MNC company But company didinot give thwm joining letter. Now she is struggling with jobs what should she do next

Ans: Hello

I can understand your predicament...many are facing this situation.

Suggest she starts applying to other companies through online job portals and also through professional networking sites like linkedin.

All the best.

Career1Reply

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Shekhar Kumar |154 Answers |Ask -Follow

Leadership, HR Expert - Answered on Apr 17, 2024

Question by Atul - Mar 21, 2024Hindi

Career

My daughter has done MBA in finance, also done CMA group one, done, python, Sap, etc, She worked for 6 months in Factset, left due to night shife, past 1.5 years she is searching for job, but unable get job, pls advise

Ans: Thank you for getting in touch with me on Rediff Gurus. Your daughter has a strong educational background in finance, management & technology, and she should now expand her job search beyond online job portals by exploring company websites, industry-specific job boards, and professional associations. Encourage her to target specific companies or industries where her skills and experience are in demand and ask her to follow up on job applications with personalized messages expressing her interest and enthusiasm. While searching for a permanent position, she may also consider temporary or freelance work in her field. It will provide valuable experience, expand her network, and potentially lead to full-time opportunities. She can get work on websites like LinkedIn, Upwork, Freelancer, and Flex Jobs which offers freelance opportunities in finance, consulting, and technology. By leveraging her skills, network, and resources better, your daughter can increase her chances of finding a rewarding job opportunity that aligns with her career aspirations and goals. Please motivate her to stay focused on her core expertise, and keep moving forward in her job search journey. If you have any specific questions or need further advice, feel free to ask me on Rediff Gurus

Nayagam P P |4228 Answers |Ask -Follow

Career Counsellor - Answered on Aug 23, 2024

Question by Mani - Aug 07, 2024Hindi

Career

My daughter done BSC degree,she got a job in Wipro,but joining is pending ,after 1 year she joined MCA ,one year completed after that 2 years she got a joining in Wipro ,what will she do ?

Ans: Better to join WIPRO and gain experience. All the BEST for Your Daughter's Bright Future.

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Patrick Dsouza |995 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Sep 09, 2024

Asked by Anonymous - Sep 09, 2024Hindi

Career

Sir, my regards, my daughter has completed her MBA in HR specialisation this year 2024 , she is not getting appropriate jobs for HR , what do we do , please advise.

Ans: Let her take up whatever job she gets and she can then look for better jobs. In the meantime she can gain some experience. I had couple of HR MBA graduates working for me as counsellors in an educational Institute (they were not getting better jobs). Over a period of time they moved to proper HR roles as Asst Mgr HR in an MNC.

Nayagam P P |4228 Answers |Ask -Follow

Career Counsellor - Answered on Sep 16, 2024

Question by Rajesh - Sep 15, 2024Hindi

Career

Hello Sir I want guidance for my daughter Age 18 years .She has completed 3 yeras diploma in electronics from indo swiss training center CSIO Chandigarh 3 years and got placement at campus for 30000 in hand salary in some automotive parts manufacturing company at Gurgoen. She has also appeared for btech entrence examination lateral entry at pu chandigarh where she secur d a seat in BE ECE at a college Chandigarh college of engineering and technology CCET sector 26 Chandigarh. What is adviceable to continue with company for go for BE

Ans: Rajesh Sir, 18-years is slightly early to start going to work. According to my opinion, let her enjoy her college life with CCET-BE-ECE. Also depends upon your family's economic condition & affordability to pay fees for her BE-ECE. Give authority to your daughter to take her own decision out of the two options. All the BEST for Your Daughter's Bright Future.

To know more on ‘ Careers | Education | Jobs’, ask / Follow Us here in RediffGURUS.

Latest Questions

Milind Vadjikar |1056 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 26, 2025

Asked by Anonymous - Feb 25, 2025Hindi

Money

i have 120 shares of industrial Credit and Investment Corporation of India on ipo in 1995.tody how many shares will it be today?

Ans: Hello;

During merger of icici with its bank swap ratio was 2:1. So 60 shares of ICICI Bank in 2001.

Later face value of its share was split from ?10 to ?2 so 60x5=300 shares in 2014.

In 2017 icici bank issued bonus shares at 1:10 therefore 30 more shares so total 330 shares of ICICI Bank as on today.

Best wishes;

Milind Vadjikar |1056 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 26, 2025

Question by Pankaj - Feb 26, 2025Hindi

Money

Hello sir, currently I am 30, please suggest me few term insurance policies for cover of Rs.1.5 cr upto 70 years, Also let me know polices where we get good returns over the amount paid by us.

Ans: Hello;

You may check zero cost term insurance plans offered by some life insurance companies such as HDFC life.

This allows you to preclose your term policy before maturity if your financial responsibilities are taken care of, and get the refund of premiums paid except taxes and some charges.

Almost all life insurance companies offer Term Plan with Return of Premium(TROP). In this the insurer refunds all the premiums, except taxes, if you survive till maturity and policy is in force.

In a plain vanilla term plan you do not get anything back if you survive till maturity.

Life insurance is pure protection for policyholder's dependants in the
unfortunate event of his death.

Do not mix investment and insurance.

LIC, HDFC life, Kotak life insurance, ICICI Pru life insurance, SBI Life all offer good term plans.

You may buy plans by any of these or even other better offerings.

Please do your due diligence or seek help from an insurance advisor.

Best wishes;

Radheshyam Zanwar |1278 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Feb 26, 2025

Asked by Anonymous - Feb 26, 2025Hindi

Career

My Son got 97.4 percentile in JEE mains from Karnataka and Belongs to OBC NCL category. Did he have any chance to get NIT- Surathcal or NIT - Trichy? Please suggest me

Ans: Hello dear.
With 97.4 %tile, under OBC-NCL, category, he may get admission to one of the NITs but not surely in Trichy.
Please keep a close watch on the admission process and go through the previous year's cut-off by visiting the official website of particular institutes.
If you are satisfied with the reply, pl follow me or else ask again without hesitation.
Thanks
Radheshyam

Milind Vadjikar |1056 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 26, 2025

Asked by Anonymous - Feb 25, 2025Hindi

Money

Heyy one my friend is telling me to create a current account and give access to him in return he will paying me some money each day.What could be the possible reason any?Any clues?

Ans: Hello;

Your friend may have been blacklisted by the banks or some way to convert illegal money into legal money.

Don't agree for such things ever.

If some illicit transactions are routed through your account, all probe agencies will nag you.

Best wishes;

Dr Dipankar Dutta |864 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Feb 26, 2025

Question by Jee - Feb 26, 2025Hindi

Career

I got 86 percentile in jee mains, i am SC. Can I get any iiit or Nit Cs branch

Ans: You may get CSE in lower NITs such as:
NIT Agartala
NIT Mizoram
NIT Arunachal Pradesh
NIT Sikkim
NIT Nagaland
NIT Meghalaya (Possible in later rounds)

T S Khurana |382 Answers |Ask -Follow

Tax Expert - Answered on Feb 26, 2025

Question by Verky - Oct 23, 2024Hindi

Money

Greetings, Received Income tax Intimation u/s 143(1) with respect to the return of income filed by for the Assessment year 2022-23 regarding demand notice of payment for sec 234b There was no Advance tax paid for the mentioned period FY 2021-22, And the ITR was filed on 31-12-2023. As such for calculation of 234B, the number of months from Apr 1st 2022 was calculated as 21 and the amount to be paid on the Assessed tax 103600 was calculated as (103600*1%)*21 which was filed as 21,756/- But the demand notice mentions the amount as 32,116 (which seems to be calculated as 31 months) Was my calculation of 234B considering 21 months (01-04-2022 -> 31-12-2023) correct, in which case should I ask for a rectification for reprocessing ? Pls Advice. Thanks Verky

Ans: Advance Tax payments are made in four installments. In your case it was payable in July-2021 (15%), September-2021 (30%), December-2021 (30%) & March-2022 (25%).
Since you have not paid any installments, so interest would be calculated from the above mentioned dates.
You may check interest due on above basis for your satisfaction. Hope calculations of ITD are correct, you may pay the demand.
Most welcome for any further clarifications. Thanks

Rajesh Kumar Singh |124 Answers |Ask -Follow

IIT-JEE, GATE Expert - Answered on Feb 26, 2025

Asked by Anonymous - Feb 26, 2025Hindi

Career

My daughter has secured 92.4 percentile in JEE paper for architecture under obc ncl category. Is there any possibility of getting a seat in any NIT or SPA?

Ans: Slim chance

Rajesh Kumar Singh |124 Answers |Ask -Follow

IIT-JEE, GATE Expert - Answered on Feb 26, 2025

Question by Bikash - Feb 26, 2025Hindi

Career

I am Bikash Das sc candidate securing 94.56percentile in jee main2025.can I get NIT?

Ans: Good chance

Rajesh Kumar Singh |124 Answers |Ask -Follow

IIT-JEE, GATE Expert - Answered on Feb 26, 2025

Question by Manoharan - Feb 26, 2025Hindi

Career

My son is studying 10th CBSE in Turicorin tamilnadu. He is average student. But his dream is becoming scientist in Aero Space (ISRO). Please advise what steps we have to take

Ans: +2 with good rank, BE from good coolege

T S Khurana |382 Answers |Ask -Follow

Tax Expert - Answered on Feb 26, 2025

Asked by Anonymous - Dec 25, 2024Hindi

Money

Hi I am 52 Chief Manager in PSU bank and .Planning to take VRS next year 1.Savings in FD 1.2 crores 2.Investments in shares 15 lacs Investment in PLI and NSC 25 lacs 3.Retirement benefits 80 lacs 4.Pension 60000 PM 5.Rental income 8000 My monthly commitment post retirement 1. Rs 40000 for my aged mother and handicapped brother (47 years) for their medical and stay at facility 2.Rs. 30000 towards proposed EMI for rebuilding our dilapidated house 3.Rs.15000 towards my daughter's college fee and hostel she is in her 3rd year and one more year to go and after that 2 years PG 4.Rs 50000 towards our other expenses 5.Rs.25000/reserve for saving for my daughter future education and marriage Please advise how to comfortably manage as per above commitments

Ans: 01. Your total monthly expenses on monthly basis are about Rs.1,35,000.00 (40,000+30,000+15,000+50,000).
02. Your total monthly Income post Retirement is about Rs.68,000.00 (60,000+8,000).
03. Additionally, you Interest Income from your Investments & Savings post Retirement would be around Rs.1,40,000 p.m.; (7% on Rs.240.00 lakhs (120+15+25+80).
04. Post Retirement, your expected Income exceeds expected Expenses, so nothing to bother. Please feel comfortable & enjoy your life.
Most welcome for any further clarifications. Thanks

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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