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Should I opt for abroad jobs or pursue an MS before seeking work opportunities?

Patrick Dsouza |854 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Aug 28, 2024

Patrick Dsouza is the founder of Patrick100.
Along with his wife, Rochelle, he trains students for competitive management entrance exams such as the Common Admission Test, the Xavier Aptitude Test, Common Management Admission Test and the Common Entrance Test.
They also train students for group discussions and interviews.
Patrick has scored in the 100 percentile six times in CAT. He achieved the first rank in XAT twice, in CET thrice and once in the Narsee Monjee Management Aptitude Test.
Apart from coaching students for MBA exams, Patrick and Rochelle have trained aspirants from the IIMs, the Jamnalal Bajaj Institute of Management Studies and the S P Jain Institute of Management Studies and Research for campus placements.
Patrick has been a panellist on the group discussion and panel interview rounds for some of the top management colleges in Mumbai.
He has graduated in mechanical engineering from the Motilal Nehru National Institute of Technology, Allahabad. He has completed his masters in management from the Jamnalal Bajaj Institute of Management Studies, Mumbai.... more

Question by Hayat on Aug 26, 2024Hindi

Career

I completed my BE in 2016 and now have 8 years of experience in India. I want to go abroad so would like to know if Opting for Abroad jobs is more favourable or doing MS and then searching for jobs is more favourable. I have experience in Customer Support. Right now I am head in customer support in my current company

Ans: It is easier to go abroad for studies. In that case can look at further education abroad. In the meantime also look out for jobs abroad, just in case you land up with some good job.

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Patrick Dsouza |854 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Sep 25, 2023

Question by Raj - Sep 25, 2023Hindi

Career

Hi Mam, My son is studying in BITS CSE final year. He is planning for MBA in 2024 or deferred. But many students are planning for M.S cs in abroad universities. Please advice whether to study MBA (India or abroad) or MS abroad with specialization considering his future.

Ans: Let him choose based on his interest. If he is interested in his technical field, let him do MS. Else MBA is a good option.

Ashwini Dasgupta |85 Answers |Ask -Follow

Personality Development Expert, Career Coach - Answered on Feb 06, 2024

Asked by Anonymous - Dec 22, 2023Hindi

Career

Dear Ashwini ji, I returned from Gulf after a decade, my work was partially data analysis using advanced excel. Now, I am 40, unemployed, almost about to complete online Msc in data science from an indian university (now I am almost well versed with different tools). Should I start looking for work in India now?, with a cut throat competition, if I am lucky I'll end up with a fresher salary! Or should I go for another masters in Germany (cost ain't issue), return to India and then look for job? Firstly, what if after 2 years (I'll be older!) market conditions are worse? Secondly, I had earlier career gaps, so even after masters from Germany, I am guessing major MNCs wont ever consider me? Waiting your answers.

Ans: Hi Sir/ Madam,

Sorry for the delay in the response.

Given the current situation it contains several factors hence you will have to consider your goal, market conditions and your own preferences. There is no direct solution and importantly it has to be your own decision.

As you have already completed MSC Data science (niche field) please check the current market situation.
Speak to experts in the similar industry and do your own assessment.
Before joining MSC course you would have thought of something why you want to pursue the same. What is the goal you have in mind.
Before pursuing the course in germany understand that it will involve cost and time. Again what is the goal of doing.
On the career gaps you mentioned- be prepared on the responses by having some rational around the same as to why you have those gaps. Responses should be compelling.

While they say age is just a number it does have its own cons during job hunt. Be realistic, practical and do pros and cons either ways. At the end the decision should be yours alone depending on your personal circumstances and career goals.

Hope this helps

Thanks
Ashwini Dasgupta
Author of Confidence Decoded. Is it a Skill or Attitude

Patrick Dsouza |854 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Jun 24, 2024

Question by ANIRBAN - Jun 23, 2024Hindi

Career

Hello sir , I recently graduated from IIT MADRAS in BS Data Science . Now Should i go to pursue masters from foreign universities in current situation , when few people are saying there is no job in foreign . I want pursue masters in AI /Data science domain.IIT madras has Joint msc in data science & ai with university of birmingham. I also have germany in my mind as it has lower tution fees. other coutries will be usa , ireland ( as most of the tech comapnies has their eu headquaters in ireland ), australia . Or should I study in india while doing job and up skilling myself . Please help me to choose a right carreer path for my future , also money is a probem . Should I gain some work experience then apply for the universities . I have 8.97 cgpa , 3 research internships , 2 industry internships .

Ans: One way to look at it is see where you see yourself in next 5 to 10 years. If you want to go abroad, then it makes sense to look for doing post graduation abroad, Europe could be cheaper than US if money is a constraint. If you want to settle in India in the future then can take up a job and upskill yourself.

Patrick Dsouza |854 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Sep 02, 2024

Asked by Anonymous - Aug 27, 2024Hindi

Career

Hello sir, I am a b.tech MBA with 6years of work experience in IT and banking and 2 gaps in employment and studies. Wanted to know if going abroad primarily USA or UK holds any value.

Ans: Yes, can do further education - 1 year executive MBA from colleges abroad. That is if you plan to settle abroad. Try doing it from a good college to ensure that you have a good career post your 2nd MBA.

Latest Questions

Prof Suvasish Mukhopadhyay |115 Answers |Ask -Follow

Career Counsellor - Answered on Nov 15, 2024

Asked by Anonymous - Nov 14, 2024Hindi

Career

Dear sir, I have been working in pharma segment n I have a terrible experience to share almost 5–6 companies have not settle my genuine dues of salaries and expenses. Some are almost 5–8 yrs old n the latest one is almost 75 days old. Some have some special statements written on there appointment letters, which gives them freedom , and others seem to have no concerns at all. I cannot take legal action against them as a don't have so much money. In the latest episode, my company says that they cannot give me my full n final till the time stockist does not pays his dues to the company. In this regards, I want to inform you that 1 I have no dues on the stockist 2 I have returned all my property 3 companies settlement time is of 45 days 4 after fighting so long I have received one part as salary but expenses are still held they say that they will only settle my dues when the stockist pays his pending payments. 1 I have no dues certificate from all stockists 2 And my views on this is 1 I'm not in organization now, how am I responsibile for the old payments of my time, because it's responsibility of the current staff to follow up for his secondary n payments 2 party's due on company is around rs 46000 but stockist already has non sellable goods of rs 70000 in his shelf . 3 the current staff do not meet the stockist, help in liquidation of stocks or clearing payments. Kindly help me with your detailed view in how to get my ffs from this organization as I have 1 written several times on main with no proper response. 2 I have called many times to hr n concerned managers but they repeat same thing, ie payments of one stockist Kindly help me with solution to get my ffs from this n old pharma companies. Thanks Jasvinder singh

Ans: You need legal support. Please contact senior advocate Mr. Tanoj Joshi with my reference. Search about him in LINKEDIN.
He is a very good person and he won't charge you much if you give my reference. Please give me the update. Best of luck. MAY GOD BLESS YOU. Professor...........................:)

Prof Suvasish Mukhopadhyay |115 Answers |Ask -Follow

Career Counsellor - Answered on Nov 15, 2024

Question by Manvir - Nov 15, 2024Hindi

Career

Hi Prof. My son is doing B.tech +M.tech In feed & Agreeculture engg. Can you guide whether This is the right decision or not to pursue this stream. Pls. guide me the future of this subject , where is the scope of this subject.Pls. advise

Ans: He can't leave the M.Tech programme suddenly. If he is interested in teaching he can pursue Ph.D after this. If he is interested in admin type jobs he can prepare for state PSC exam. I am ruling out UPSC. UPSC is a trap. Many good students lost their future for trying for UPSC continuously for 4-6 years and their complete youth is lost. If he wants to be in the field of agriculture then he can opt for teaching or research. If he wants admin job then he can try for state PSCs, Banking jobs and private sectors. All the best to your son. MAY GOD BLESS HIM. Professor..........:)

Dr Dipankar Dutta |685 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Nov 15, 2024

Asked by Anonymous - Nov 14, 2024Hindi

Career

Hello Sir My son is in second year of Electronics and Instrumentation control in Thapar. Kindly suggest some courses so that he may be able to get good placement

Ans: PLC & SCADA Programming, Python Programming, IoT (Internet of Things) etc

Dr Dipankar Dutta |685 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Nov 15, 2024

Asked by Anonymous - Nov 15, 2024Hindi

Career

Hello Sir/Mam , I m currently studying at MSRIT(Ramaiah) , Bangalore, I m in Cse last year I was in Bit Mesra but due to some circumstances I dropout at last , now jee advanced a week back announced to give 3 attempts including 12th , so should I try to give jee again or continue , I m in a dilemma ... plz elaborate

Ans: If you are content with MSRIT’s program, progressing well academically, and preparing for placements, I suggest continuing at MSRIT and focusing on excelling in your current opportunities.
If you are deeply passionate about studying at an IIT or want to switch to a more specialized field, and you are confident about significantly improving your JEE rank, you could consider retaking the exam.

Dr Dipankar Dutta |685 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Nov 15, 2024

Question by Manvir - Nov 15, 2024Hindi

Career

Hi Prof. My son is doing B.tech +M.tech In feed & Agreeculture engg from IIT Kharagpur . Can you guide whether This is the right decision or not to pursue this stream. Pls. guide me the future of this subject , where is the scope of this subject.Pls. advise

Ans: This field plays a critical role in addressing global challenges related to food security, sustainable agriculture, and technological advancements in farming but from career perspective the scope in very limited in India. If he can do PhD from foreign universities then he can compete globally.

Dr Dipankar Dutta |685 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Nov 15, 2024

Question by Mukund - Nov 15, 2024Hindi

Career

I have 12th in cbse with physics chemistry maths. Can I add biology to my 12 th using nios??

Ans: Yes, you can add Biology to your 12th-grade qualifications through the National Institute of Open Schooling (NIOS)

Dr Dipankar Dutta |685 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Nov 15, 2024

Asked by Anonymous - Nov 15, 2024Hindi

Career

Hello Sir My child would like to take PCMB in 10+1 and want to pursue his career from IISER after 12th. Kindly suggest a good institute from where he can take regular physical coaching for the preparation of IAT exams.

Ans: Impossible to sagest physical coaching institute without knowing location

Radheshyam Zanwar |1042 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 15, 2024

Asked by Anonymous - Nov 15, 2024Hindi

Career

Please share a list of engineering colleges having the following criteria 1.good placement in BTech CSE, ECE etc, having median salary package more than 10 LPA. 2. Taking consideration of 12th marks with JEE Rank/percentile. for admissionlm

Ans: Hello.
Sorry to say, it is impossible to list the names of engineering colleges spread across the country as per your demand. There are hundreds of colleges in India, where students are getting placements more than 10 LPA. It would be better to ask your ward to score more in the JEE (Main) examination and get admission to the top engineering college. The total game is dependent on the score in the JEE examination. Today's 10 LPA will have less value after 4-5 years. Along with JEE, ask your ward to appear for the respective state engineering test also. If he/she scores less in JEE, then the other option will remain open. Many students make the mistake of focusing only on JEE and ignoring the state-level engineering examination. At a later stage, they get disappointed when they score less in JEE. Best of luck to your ward for the upcoming JEE examination.

If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

Ramalingam Kalirajan |7028 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Nov 15, 2024

Asked by Anonymous - Nov 15, 2024Hindi

Money

Sir, Im 54 yrs, present monthly take home pay in hand of Rs.2.5Lacs after all I.Tax etc. deductions. Car EMI till Dec 2026 to be paid will be Rs.5000 per month. Have Health Insurance cover for 25 lacs, Term Insurance for Rs.2Crores but no Life Insurance cover. Monthly SIP is Rs.1Lac. Had made a lump-sum investment of Rs.55Lacs in Mutual Fund which is now valued around Rs.75Lacs. I'm not able to save anything beyond this due to family responsibilities and have to start repaying my son's education loan of Rs.20Lacs which would commence after 2.5 years (as he is studying now). Can you please let me know how much of corpus I might have at the time of my retirement if I continue to work till the age of 58years? Regards

Ans: Based on the information you’ve shared, let us assess your situation and provide insights into your potential retirement corpus.

Current Financial Position
Take-home salary: Rs. 2.5 Lacs per month
Car EMI: Rs. 5,000 per month (ending Dec 2026)
Health insurance: Rs. 25 Lacs
Term insurance: Rs. 2 Crores
Monthly SIP: Rs. 1 Lac
Lump-sum investment in mutual funds: Rs. 75 Lacs (current value)
Education loan repayment: Rs. 20 Lacs starting after 2.5 years
Retirement age: 58 years (4 years from now)
Assumptions for Projection
Your SIP of Rs. 1 Lac per month continues until retirement.
Your lump-sum mutual fund investment grows at an assumed annual rate of 10%.
Monthly SIP investments grow at an assumed annual rate of 10%.
Education loan repayment starts in 2.5 years. Let’s consider this doesn’t disrupt your SIPs.
Estimated Retirement Corpus
1. Growth of Existing Lump-Sum Investment
Current value: Rs. 75 Lacs
Growth for 4 years at 10%: Approximately Rs. 1.1 Crores
2. Future Value of Monthly SIPs
SIP: Rs. 1 Lac per month
Duration: 48 months (4 years)
Growth at 10%: Approximately Rs. 63 Lacs
Total Corpus at Retirement
Lump-sum mutual fund value: Rs. 1.1 Crores
SIP investments: Rs. 63 Lacs
Total corpus: Rs. 1.73 Crores
Recommendations
Education Loan Repayment: The repayment may require adjustments in your budget. Consider partial withdrawals or rebalancing investments if necessary to avoid disrupting your SIPs.
Increasing Savings: Once your car loan ends in 2026, channel the Rs. 5,000 EMI into SIPs to further enhance your corpus.
Financial Review: Regularly review your investments and retirement goals with a Certified Financial Planner to ensure alignment with market conditions.
Final Insights
If your investments grow at an average rate of 10%, you may have a retirement corpus of approximately Rs. 1.73 Crores by age 58. Focus on maintaining your SIP contributions and ensuring liquidity to manage upcoming education loan repayments effectively.

Best Regards,
K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Nayagam P P |3908 Answers |Ask -Follow

Career Counsellor - Answered on Nov 15, 2024

Question by MEHARBAN - Oct 17, 2024Hindi

Career

Sir, I am a 42 years old financial professional and having 18 years experience. Now I am well settled in India but having some liabilities such as housing loan etc and responsibility of my two kids. I always wanted to move abroad (Europe) for a better life. Now if I leave for abroad, I have not idea whether can I get settled over there ? it can also disturb my present financial position. Kindly guide what should I do?

Ans: Meharban Sir, Thank you for your question. I have responded to a similar question recently. You may check my answer here
If you are looking for more details, I would be happy to assist/guide you. All the BEST for Your Prosperous Future.

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