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Mayank

Mayank Chandel  |2647 Answers  |Ask -

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jun 11, 2024

Mayank Chandel has over 18 years of experience coaching and training students for various exams like IIT-JEE, NEET-UG, SAT, CLAT, CA and CS.
Besides coaching students for entrance exams, he also guides Class 10 and 12 students about career options in engineering, medicine and the vocational sciences.
His interest in coaching students led him to launch the firm, CareerStreets.
Chandel holds an engineering degree in electronics from Nagpur University.... more
K Question by K on Jun 07, 2024Hindi
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Career

Bits Hyderabad

Ans: HYDERABAD
Career

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Nayagam P

Nayagam P P  |10948 Answers  |Ask -

Career Counsellor - Answered on Jul 30, 2025

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Manipal machanical vs bits Hyderabad
Ans: Ruma, Manipal Institute of Technology offers a B.Tech in Mechanical Engineering with NAAC A++ accreditation, NBA and IET (UK) recognition, and a long-standing reputation since 1960. The department features advanced labs, industry partnerships, over 90% placement rates, and a wide curriculum spanning product design, manufacturing, and domains like AI and IoT. Major recruiters include Amazon, Microsoft, Google, and TCS, and the program provides extensive options for research and specialization through minors in trending areas such as Electric Vehicle Technology and Automation. BITS Hyderabad, meanwhile, offers a newly launched B.E. in Environmental and Sustainability Engineering, emphasizing interdisciplinary training in environmental technology, sustainability, policy, and management. The curriculum is highly contemporary, preparing graduates to address global environmental challenges using advanced tools like data analytics, remote sensing, and green technologies. BITS Hyderabad enjoys a nearly 100% placement rate for undergraduates, 88% for relevant PG branches, strong corporate connections, and mandatory internships through its unique Practice School program, with recruiters ranging from Google, Microsoft, and Apple to consulting and core engineering firms. Both institutions feature robust infrastructure, NAAC/AICTE/NBA accreditations, a high percentage of Ph.D.-qualified faculty, strong placement support, and excellent research environments.

Recommendation
For a time-tested track record, advanced technical infrastructure, and consistently strong placement rates, Manipal’s Mechanical Engineering stands out as the more reliable and established option, while BITS Hyderabad’s Environmental Engineering is ideal for those specifically passionate about emerging sustainability fields and interdisciplinary, globally oriented careers. All the BEST for a Prosperous Future!

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Latest Questions
Dr Nagarajan J S K

Dr Nagarajan J S K   |2627 Answers  |Ask -

NEET, Medical, Pharmacy Careers - Answered on Mar 17, 2026

Asked by Anonymous - Feb 21, 2026Hindi
Career
I am pcb 12 pass with 81.6% but I took two drop for neet currently I am 20 and want to change my career so any suggestions and I also think it’s to late to change career.
Ans: Hi,
I understand your issues. Earlier you were interested in medicine, which is the reason you dropped out for a year or two, but could not succeed.

Now you want to change from medicine to something else or you have some other courses in mind.

OK.
Now the scenario is that the education system is also slowly shifting from continuously pursuing to focusing on one and if not possible then switch over to the next. This is correct as per today's scenario. So you are not confusing yourself and others. But now you want to change?

In which field? That's important. I think, I can say the score of HSC is also not bad. Means you did not have enough guidance regarding this. That's the reason you could not succeed.
Whenever you appear for the competitive exams, the following need to be studied....before appearing for the same, and accordingly we have to prepare ourselves.
Firstly, we have to opt for SWOT analysis
Strengths, Weaknesses, Opportunities, and Threats.
Strengths and weaknesses are known factors, but the other two are based on the following.
1. Rank/percentile
2. Category
3. Domicile
4. Gender (sometimes plays)
5. Some other categories...

I think you did not analyze and just appeared for NEET.
My question is, is your aim only medicine or are other health courses also OK?

Age factor: Recently I have come across that many students are pursuing pharmacy after dropping a year or two (almost their age is also 20).
So don't worry about the age.
The most important one that you did not share?
Your gender. Kindly reply. So that I can provide my suggestion to you.

Thank you.

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Ramalingam

Ramalingam Kalirajan  |11064 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Mar 16, 2026

Asked by Anonymous - Mar 15, 2026Hindi
Money
I have 12 lack Diamonds plain from orintal insurance company medicliam policy I want to know how much amount issue for lens for cataracts surgery
Ans: Your effort to maintain a high-value health insurance cover of Rs.12 lakh is very good. Many people realise the importance of medical insurance only during a hospitalisation. Because you already have a strong cover with The Oriental Insurance Company Limited, you have created an important financial protection layer for your family.

However, when it comes to cataract surgery and lens cost, health insurance policies usually have specific limits. It is important to understand these limits clearly.

» Understanding Cataract Surgery Coverage

– Cataract surgery is normally covered under mediclaim policies.
– The policy usually pays for hospitalisation, surgeon fee, OT charges, medicines, and intra-ocular lens (IOL).
– But most policies keep a limit on cataract treatment, even if the total sum insured is higher.

This means even if your policy cover is Rs.12 lakh, the cataract claim may be restricted to a smaller amount.

» Typical Cataract Limits in Health Insurance

In many mediclaim policies in India:

– Cataract surgery may be limited to around Rs.25,000 to Rs.40,000 per eye, depending on policy terms.
– Some upgraded plans allow up to Rs.50,000 or slightly higher per eye.
– Premium imported lenses, laser techniques, or advanced multifocal lenses may cost more and the extra amount has to be paid by the patient.

So the lens cost alone may range from Rs.8,000 to Rs.60,000 or more depending on the type selected. Insurance will usually reimburse only within the cataract limit mentioned in the policy

» How Lens Charges Are Treated

– Standard mono-focal lenses are generally covered within the cataract limit.
– Advanced lenses such as multifocal or toric lenses are treated as upgraded choices.
– The difference between the hospital bill and the policy limit becomes out-of-pocket payment.

Because hospitals sometimes suggest premium lenses, it is important to check the insurance approval amount before surgery.

» Practical Steps Before Surgery

– Ask the hospital to send a pre-authorisation request to the insurer.
– Confirm the maximum cataract limit per eye under your policy.
– Ask the hospital for a detailed estimate showing lens cost separately.
– Check whether the surgery will be cashless or reimbursement.

This small step avoids confusion during discharge.

» Financial Planning Perspective

From a Certified Financial Planner’s view, you have already taken a wise step by maintaining a large medical insurance cover. Cataract surgery is a common age-related treatment, and insurance helps reduce the financial burden.

Still, remember:

– Health insurance works with sub-limits for certain treatments.
– The sum insured does not always mean the entire bill will be paid.
– Understanding these limits in advance helps you plan your medical expenses calmly.

» Finally

Your Rs.12 lakh mediclaim cover is a strong safety net. For cataract surgery, the insurance company will normally pay only up to the cataract treatment limit mentioned in your policy, and any premium lens upgrade may need personal payment.

So the best action is to check the exact cataract limit in your policy schedule or call the insurer’s customer care before the surgery.

Best Regards,

K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in

https://www.linkedin.com/in/ramalingamcfp/

...Read more

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