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Amit

Amit Bansal  | Answer  |Ask -

Answered on Jun 18, 2010

raj Question by raj on Jun 18, 2010Hindi
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Career

Hi Amit, Employer generally ask in interview,why do you want to change your job, what should be ideal answer

Ans: Something on the lines of... my learning curve has dropped or I want to gather more experience.
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Workplace Expert - Answered on Jan 30, 2024

Asked by Anonymous - Jan 19, 2024Hindi
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Tell us why you wish to leave your current job. This is a very common question asked by employers in a job interview. What is the correct way to answer this question?
Ans: When responding to the question about why you want to leave your current job in a job interview, it's crucial to convey a positive message and avoid speaking negatively about your current or previous employers. Here's a paraphrased version of the tips:

1. Highlight career advancement: Stress your interest in professional growth and how the new position complements your long-term career objectives, showcasing a forward-thinking attitude.

- Example: "While I've gained valuable experience in my current role, I see this new opportunity as a chance for continued growth and development in alignment with my career goals."

2. Emphasize positive aspects of the new job: Showcase what attracts you to the new role, such as the company's values, mission, or specific job responsibilities. Frame your response around a positive change rather than escaping something negative.

- Example: "I'm enthusiastic about joining a company that prioritizes innovation. I believe my skills are well-suited to the challenges presented by this new role."

3. Refer to personal circumstances: If applicable, mention changes in your personal life (e.g., relocation, family situations) that prompt your job search, emphasizing that it's unrelated to dissatisfaction with your current job.

- Example: "Due to recent changes in my family situation, I'm seeking a position that offers a better balance between my professional and personal commitments. I believe this new opportunity provides that balance."

4. Steer clear of negativity: Avoid criticizing current or past employers, colleagues, or company culture. Keep your comments positive to present yourself in a favorable light.

- Example: Instead of expressing dissatisfaction with management, say something like, "I'm looking for a work environment that aligns more with my collaborative and team-oriented approach."

The key is to convey your enthusiasm for the new opportunity and how it aligns with your career goals, without dwelling on any negative aspects of your current or past roles.

..Read more

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Milind

Milind Vadjikar  |741 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 03, 2024

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What happens when a Mutual Fund company shuts down / gets sold off?
Ans: Hello;

If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
1. Continue the scheme with a new name and management.

2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
The fund house will:
1. Pay out investors based on the fund's last recorded Net Asset Value (NAV) and the number of units the investor holds, after deducting expenses.

2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

The stocks and bonds purchased by the AMC for the fund are held by a custodian, appointed by the trust that administers the fund.

The trust engages into a investment management agreement with the AMC for managing the fund as per their mandate and within regulatory guidelines.

Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
X: @mars_invest

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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