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Prof Suvasish

Prof Suvasish Mukhopadhyay  |435 Answers  |Ask -

Career Counsellor - Answered on Feb 25, 2025

Professor Suvasish Mukhopadhyay, fondly known as ‘happiness guru’, is a mentor and author with 33 years of teaching experience.
He has guided and motivated graduate and postgraduate students in science and technology to choose the right course and excel in their careers.
Professor Suvasish has authored 47 books and counselled thousands of students and individuals about tackling challenges in their careers and relationships in his three-decade-long professional journey.... more
Asked by Anonymous - Feb 23, 2025
Career

I am 20 year old boy having no clear mindset and wasted my 7 year on porn and bad study habit but I got better mark because I had strong memorizing power then I just lose my concentration and focus just before my msc entrance test exam and just lose my hope for doing anything in life want to live but don't feel like living, my family have very much expectations from me but I just destroy it I have also poor family condition.should I live my life or give up if I live I just want to be big in profession because I have to give them a good life they have struggle enough for me to give me best life

Ans: First thing is that you were curious towards sex and it is natural. No one can deny sex, because we are born out of sex. You feel guilty because you viewed pornography in a hidden way. Don't be ashamed for that. But certainly due to your addiction your career is damaged. Consider SEX in a natural way but don't allow sex or sex channel to dominate your will power. Set some goals and try to reach them. I am sure you will succeed. Best of luck. Professor
Career

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Dr Ashish

Dr Ashish Sehgal  |119 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 06, 2023

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Relationship
Sir as i do partial drop with bsc i decided to give my third attempt in last but at end 3 months before my exams i feel ill ,my both college exam and this exam come college exam finish exactly 1 day ago i am always a topper in school ,college but i feel like devested i am 19 soon to be 20 i know i can't give my 100 percent but i feel like dead now getting depressed as my brother ,sister get their respective dream college i am still struggling i feel like a lost ,failure ,directionless ,defeated daily i feel like miserable althought it not my fault I feel bad like how miserable i become because of that i can't even focus a single thing i even started eating less food ,locking myself ,silence nobody is mocking me but i feel like i lost myself how should I will be successful again Being doctor is my always dream ,i standup on my own 2 times but now i feel like devested can you please tell me how to get harmony and again in my life and be successful
Ans: I'm really sorry to hear that you're feeling this way, but I can offer some guidance and support to help you regain your motivation and find success again.

Recognize that setbacks are normal: It's important to understand that setbacks and challenges are a part of life. Many successful individuals have faced failures before achieving their goals. It's essential to see this phase as a temporary setback rather than a reflection of your worth or abilities.

Take care of your mental and physical health: Your well-being should be your top priority. Make sure you're getting enough sleep, eating nutritious meals, and engaging in regular exercise. Taking care of your physical health can positively impact your mental well-being and help you regain focus and motivation.

Seek support: Talk to someone you trust about your feelings. It could be a family member, friend, or a professional counselor. Sharing your emotions can provide relief and help you gain a fresh perspective on your situation. Additionally, professional guidance can assist you in developing coping strategies and setting realistic goals.

Set small, achievable goals: Rather than overwhelming yourself with the pressure of becoming successful immediately, break down your ultimate goal of becoming a doctor into smaller, manageable steps. Celebrate each milestone you achieve, no matter how small. This will help you stay motivated and build momentum.

Learn from your experiences: Reflect on the challenges you've faced and the mistakes you've made. Use them as opportunities for growth and learning. Understand that setbacks can provide valuable lessons that contribute to future success. Embrace a growth mindset that sees failures as stepping stones toward improvement.

Rediscover your passion: Reconnect with your love for becoming a doctor. Remember why you initially pursued this dream and the impact you hope to make in people's lives. Reignite your passion by researching inspiring stories, engaging in related activities, or volunteering in healthcare settings.

Develop a routine and study plan: Establish a structured routine that includes dedicated study time. Break down your syllabus into manageable portions and create a study plan to cover all the necessary topics. Consistency and discipline will help you regain focus and make progress toward your goals.

Celebrate your strengths: Acknowledge your past achievements and the strengths that have helped you succeed in the past. Remind yourself of your abilities and the qualities that make you unique. Cultivating a positive self-image can boost your confidence and motivation.

Stay positive and resilient: Avoid dwelling on negative thoughts or comparing yourself to others. Remember that everyone has their own journey, and success comes at different times for different people. Maintain a positive outlook, even during challenging times, and believe in your ability to overcome obstacles.

Take breaks and practice self-care: It's important to take breaks and engage in activities that bring you joy and relaxation. Engage in hobbies, spend time with loved ones, or engage in mindfulness practices like meditation or yoga. Self-care is essential for maintaining a healthy balance in life.

Remember, success is a journey, and setbacks are part of the process. Stay resilient, believe in yourself, and keep moving forward. With determination, perseverance, and the right support, you can regain your harmony, rediscover your path, and achieve your dreams.

..Read more

Anu

Anu Krishna  |1535 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 10, 2023

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Relationship
Hi mam i give neet with partial drop three times i always wanted to be a doctor in my whole family my brother and sister get their desired colleges i am not jealous of them but i sometimes feel neglected then i worked hard on my dreams as at my third attempt as i give at three months before it my final exam of college of other subject start i can't even quit that because i fear my family disappointment then i didn't able to give my 100 fully that makes me satisfied i feel so depressed that i didn't have courage to check marks while everyone is celebrating their success i feel lost can't i feel complete one good dream for myself all my family support me to do whatever you want but i can't decide i feel like tragiec the faith all i have put in myself feel like useless i crave to be success do something for my own but i can't known that such thing occur unexpectedly i feel depressed and my family think i am just doing because to gain their attention ,i keep unnessary exceptions from me ,is it crime to keep big dream althought i worked hard but it didn't take outi feel like lost all how can I get up and achieve something feel proud of myself
Ans: Dear Yadnya,
Dream Big and never be afraid to Fail. Most often, we are told that failure is not an option. Failure when accepted as a part of life, then loses power over us.
1. Never become attached to the outcome so that fear does not play in your mind
2. Understand that We win some and Lose some and losing does not mean all is lost
3. Draw a clear plan to achieve your goal
4. Work on your state of mind for optimum performance
5. Develop hobbies outside of studies that can support you have a positive outlook on a daily basis
6. Family and friends are your best support system, so talk to them regularly about your challenges to enable them to support you

Smile and dream big again; tomorrow is another new day.

All the best!

..Read more

Mayank

Mayank Chandel  |2037 Answers  |Ask -

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 02, 2024

Asked by Anonymous - Apr 29, 2024Hindi
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Career
Please help me, I am 20 years old. I pass out class 12th from Maharashtra board in 2022, I have been preparing for NEET exam from class 11th, 2 years I studied in Aakash Institute gave NEET after class 12th, my first attempt 289/720 (2022). After that I decided to take one year drop, so I went Kota studied in Allen Institute for one year, My father took a loan of 5 lakhs for me, but again I failed in second attempt 362/720(2023), came back home, enrolled in a private university for bsc biotech and along with it I again start preparing, now only 6 days left for exam & i have not touch my book since last 1 month, I studied hard for few months after second failure but then I quit studying I waste my time into relationship,porn, overthinking, masturbation etc. Now what I should do I know I will fail again in my third attempt but what I will do after that? Should I start prepare for UPSC? Should I do BBA ? Im totally confused about my future! ease someone help me should I take regular admission into some university? Should I do BA? Im totally fucked up, I have even tried to end my life so many times, I have even ran away to haridwar when I was in Kota ..but things dont happen according to me i always failed in anything I do...My friend now are in their third year they will complete their undergraduation & im here whining about my life.. even my parents have started to hate me..leave relatives...please guide me my mental health has been derailed by these exams...please help me ???? i dont jave even friends to whom i share my pain and from whom i should get guidance
Ans: Hello,
first of all, you need to calm down & settle down your negative thought process. At least you are clear & honest enough to admit your mistakes. That's the first step towards success.

Decide your goal & make a road map to achieve it. Follow it diligently & avoid distractions that come along the journey. If you are unable to control your negative thoughts seek professional counseling. All the best.

..Read more

Latest Questions
Ramalingam

Ramalingam Kalirajan  |8033 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Feb 25, 2025

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Money
I have following SIPs in my portfolio. I want to invest 30000 per month but can't understand how much money should I allocate in each SIP? SBI Technology Opportunities Fund Direct-Growth, Nippon India Consumption Fund Direct-Growth, SBI Long Term Equity Fund Direct Plan-Growth, Quant ELSS Tax Saver Fund Direct-Growth, ICICI Prudential BHARAT 22 FOF Direct - Growth, Quant Infrastructure Fund Direct-Growth, UTI Gold ETF FoF Direct - Growth, ICICI Prudential Silver ETF FoF Direct - Growth, ICICI Prudential Nifty 50 Index Direct Plan-Growth
Ans: You want to invest Rs 30,000 per month across multiple SIPs. Allocating funds efficiently is important for long-term wealth creation. Let’s evaluate your portfolio and decide the best allocation strategy.

Evaluating Your Current Portfolio
Your portfolio consists of the following categories:

Sectoral and thematic funds – Technology, consumption, infrastructure, Bharat 22
Tax-saving funds – ELSS funds
Gold and silver funds – Precious metal investments
Index funds – Passive investment approach
Each category has different risk, return potential, and diversification benefits. Let’s assess each one.

Sectoral and Thematic Funds
High-risk, high-reward investments – These funds invest in specific industries. Their performance depends on the growth of that sector.

Not suitable for large allocation – These funds are volatile and should be a small portion of your portfolio.

Recommended allocation: 15-20% of total SIP amount – Spread this amount across different sectors for better diversification.

Tax-Saving Funds (ELSS)
Helps in tax savings – Investments in these funds provide deductions under Section 80C.

Mandatory lock-in of three years – Ensure that you can stay invested for this duration.

Recommended allocation: 20-25% of total SIP amount – This depends on your tax planning needs.

Gold and Silver Funds
Acts as a hedge against inflation – Precious metals protect against economic downturns.

Volatility and long-term returns – Prices fluctuate, and returns may not always match equity funds.

Recommended allocation: 5-10% of total SIP amount – This prevents overexposure to metals.

Index Funds
Limited flexibility – These funds mirror an index and do not react to market changes.

Underperforms during volatile periods – Actively managed funds adapt better to market shifts.

Misses on alpha generation – Professional fund managers provide better stock selection.

Recommended allocation: Avoid completely – Actively managed funds are a better choice.

Optimal SIP Allocation Strategy
Based on the above evaluation, your Rs 30,000 monthly SIP can be divided as follows:

Actively managed diversified equity funds: Rs 12,000 (40%) – These funds provide long-term stability and higher growth potential.
ELSS tax-saving funds: Rs 6,000 (20%) – Helps in tax savings while investing in equity.
Sectoral and thematic funds: Rs 4,500 (15%) – Invest selectively in growing sectors.
Gold and silver funds: Rs 3,000 (10%) – Provides hedging benefits.
Infrastructure and Bharat 22 funds: Rs 4,500 (15%) – Exposure to government-driven sectors.
You can adjust these allocations based on your risk tolerance and financial goals.

Key Considerations Before Investing
Avoid overconcentration in any single theme – Too much investment in one sector increases risk.

Prioritise actively managed funds – These funds adapt to market conditions better than index funds.

Monitor performance regularly – Review your investments every six months.

Ensure diversification across sectors – A well-diversified portfolio reduces risk.

Finally
Your investment should align with your financial goals and risk appetite. A well-balanced SIP allocation improves returns and reduces volatility.

If needed, consult a Certified Financial Planner to refine your strategy further.

Best Regards,

K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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