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Ravi

Ravi Mittal  |589 Answers  |Ask -

Dating, Relationships Expert - Answered on Feb 09, 2023

Ravi Mittal is an expert on dating and relationships.
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SSV Question by SSV on Feb 07, 2023Hindi
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Relationship

As I am a single parent and fall in love with a married man. He continue with me for 1.5 years and suddenly started ignoring me. but I am now emotionally breaking down. What I do now?

Ans: Dear Anonymous,

If he is ignoring you, let him know how you feel about it. Have an open discussion about his approach toward you. You might find out the reason he has been aloof has nothing to do with you but rather some other worries that have kept him preoccupied. My point is, don't jump to conclusions and give yourself sleepless nights before you know what's going on for sure.

If he seems indifferent to your concerns and deliberately continues to ignore you, maybe you should reconsider your relationship. No one is ever too busy for the people they love, and you are worth more than a man who ignores you.

Best Wishes!

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Anu

Anu Krishna  |1600 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 01, 2024

Asked by Anonymous - Sep 01, 2024
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Hello Anu ji. I am 27 years old, I like a married man for past 2 years who is my colleague. He is has a 6-7 years son and a new born daughter. I never planned to tell him about my feelings not knowing he too has same feelings for me one day after getting drunk we kind of confessed and slowly came in relationship. We both love each other a lot but the thing is we can never be together. I am unable to bear this pain and I keep arguing over this with again and again and decided to break it off. He is too emotional and unable to bear this pain. I don't know what to do. I don't even know how to express all of our feelings and situation here. Please advise
Ans: Dear Anonymous,
This relationship is a complex one and will become complicated very soon as it progresses...He will never want to leave his family and why should he? That will hurt you and make things very stressful on you...
Kindly talk about this when you are sane and not in a 'drunken' state. Nothing said in a state of inebriation matter much as when the intoxication wears off, people act all ignorant. So don not give it the importance that you are currently.
So, have a conversation knowing very well that there is a family that he is in and is responsible for and for him that will always be a priority and over a period of time will anger and hurt you.
So, get down to realism away from this fantasy world that you both are in and discuss it practically as adults in a sober state. A lot of revelations will leave you both with a good perspective on what the future can and will be.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Kanchan

Kanchan Rai  |586 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 15, 2025

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Relationship
my husband after marriage cheated to me he is in relationship on that time he avoids me and ignore me but i am very loyal on that time because of son, now we both not asking eachother abt anything, not talking but abt the son any activity will be there we will be together, but we are not talking with eachother even now we are not caring eachother, the man who i met recently he is my friend my colleague he know everything abt me but now he proposed me and he treated me like a wife he knows abt my son. he really love me even i involved him my family to know my family background, he is married but divorce, even i love him a lot every habits he have as a husband he takes take he talk with me very respectively, what should i do i want a suggestion. is it right?
Ans: Dear Ruta,
It's essential to reflect on what you truly want and need for your emotional well-being and happiness. Your marriage, despite its difficulties, still ties you and your husband together, especially through your son. You both have managed to maintain a cooperative relationship for his sake, which shows your commitment as parents.

However, the new relationship you're considering brings a fresh dynamic. This person understands your struggles, respects you, and offers emotional support. It's natural to feel drawn to someone who makes you feel valued and loved, especially after experiencing neglect and betrayal.

Before making any decisions, it's important to take time to reflect on your current situation. Consider what you want from your life and relationships. Think about how any decision you make will affect not only you but also your son and everyone involved. Communicating openly with your husband about your feelings and the state of your marriage could bring some clarity, even if it's difficult.

If you choose to pursue a relationship with this new person, ensure that you're doing it for the right reasons and that you're both on the same page about the future. It's crucial to consider your emotional readiness and the potential impact on your son. This process may take time, but prioritizing your emotional well-being and happiness is essential.

Ultimately, the right path will be one that brings you peace, happiness, and stability for both you and your son. Trust yourself to make a decision that aligns with your needs and values.

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Nitin

Nitin Narkhede  |68 Answers  |Ask -

MF, PF Expert - Answered on May 19, 2025

Asked by Anonymous - May 18, 2025
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I am 47 years old, have saved approx 2.3 crs through mutual funds, nps, epf, etc. I save around Rs1.25 lacs pm. I wish to work for 5-8 more years. My son is in 12th and wants to pursue engineering. I live in office provided lease accommodation and dont own any house. Is purchasing a house in my name necessary or can I just continue to save for retirement and stay on rent? Will the corpus be enough when i retire after 5-8 years?
Ans: At 47, with a solid corpus of ?2.3 crore and monthly savings of ?1.25 lakh, you're on a strong financial path. If you continue saving for 5–8 years, assuming modest growth (10% annually), your corpus could grow to around ?4.5–5.5 crore—potentially sufficient for a comfortable retirement, especially if expenses are kept in check.

Buying a house isn’t strictly necessary unless emotional security or future housing stability is a priority. Renting can remain viable if you're disciplined with investments and ensure rising rents don’t strain your retirement income. You may also consider buying a smaller house closer to retirement, funded partially by your corpus, without compromising long-term returns.

Also factor in your son’s engineering expenses in the next few years, which could temporarily reduce your savings rate. Ensure you’re adequately insured (life and health) and have an emergency fund. A financial plan aligning your retirement income needs with inflation-adjusted expenses will help fine-tune your decisions.
Regards, Nitin Narkhede -Founder Prosperity Lifestyle Hub,
Free webinar https://bit.ly/PLH-Webinar

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Nitin

Nitin Narkhede  |68 Answers  |Ask -

MF, PF Expert - Answered on May 19, 2025

Nitin

Nitin Narkhede  |68 Answers  |Ask -

MF, PF Expert - Answered on May 19, 2025

Money
Dear Sir, Me and my wife are 39 years old, our total in hand income from salary is 1.3 lakhs. I have a car loan EMI of 28100, 4 yrs left in tenure. We have personal loan EMI of total of 25k monthly and 4 yrs remaining. We have invested in 3k monthly in PPF and 6k monthly SIP in MF (both of us incuded). We pay rent of 26k per month. Our kid is 2.5 yrs old and we have put him in daycare as we have to go office. Daycare expenses are 9k per month, including his 3 times meal. Petrol expenses are 7k per month (have to take our own car as using public/shared/office transport takes additional 1 hr to an fro from office). Broadband and moble connection together costs us 2.2k per month and Electricity is 1.8k per month. Remaing amount is spent in Groceries+Misc. We dont have any gold/own house/land/parents house or any savings left nor do we have any cash left. We dnt have any insurance for neither of us. Our child is growing and we need money for his education and futue, we need to buy a home for ourself. How to plan for our child's education and future and our retirement and our income and our future.
Ans: Dear Deepankar,
At 39, with a child and heavy EMIs, focus first on stability. Get term insurance (?1 crore each) and family health insurance (?10–15 lakh). Build a 3-month emergency fund by cutting discretionary spends. Consider refinancing loans to reduce monthly EMIs. Pause SIPs temporarily; restart once debts ease. Shift to a more affordable rental if possible. Delay home buying until finances improve. Track every expense and optimize where possible. Later, restart SIPs for your child’s education and your retirement. Discipline and clear priorities now will secure your family's financial future. Consult a financial planner to structure goals and investment strategy effectively.
Regards, Nitin Narkhede -Founder Prosperity Lifestyle Hub,
Free webinar https://bit.ly/PLH-Webinar

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Dr Dipankar

Dr Dipankar Dutta  |1291 Answers  |Ask -

Tech Careers and Skill Development Expert - Answered on May 19, 2025

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