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Love Guru

Love Guru   |187 Answers  |Ask -

Relationships Expert - Answered on Apr 07, 2022

Love Guru has been answering relationship and romance related questions on Rediff.com for over 13 years. She won't mince words when telling you what the problem is and what you can do about it. If you want a fresh perspective from an unbiased, objective-thinking individual about your relationship woes, Love Guru could just be the person you need to need to hear from.... more
Anonymous Question by Anonymous on Apr 07, 2022Hindi
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Relationship

Dear LG,
Please don't disclose my name. I don't want to share my personal problems with others.
I am 45 years old, married 13 years ago; my wife's age is now 38 years.
I got two kids.
My wife is pretty (she takes lot of care for her beauty) and I want to live simple.
I kept faith on my wife so I didn't interfere in her life.
From last four years, I am staying away from family (because of work I have shifted to other city, monthly once I go back , purchase everything, give money for expense and return to job).
She keeps her mobile with security. Once, by mistake, I read her WhatsApp message. One of her office client was praising her pics and she was responding to him. So I told her, be official, don't entertain, if they fall behind you and we may face problem. She agreed but is doing the same thing and deleting his messages.
Then I wanted to see what all things she does in WhatsApp. So her link I shared in my mobile and started reading her messages.
She use to chat with one married person from last three years, she changed his name in her mobile and kept his wife's name. Three years back he proposed her with love song. My wife used to support him, sometimes she used to delete the messages.
He knows all my family history. Whenever they get time, they used to talk each other
in phone. Some messages I read, they were planning to meet also.
She always come home very late, I didn't question her because I kept faith, but as I told you I have two kids in home. If she comes late, they are facing a problem (they stay alone until she comes back).
Simultaneously she is chatting with another married friend. She says he is like a brother in front of me, but that person says baby, darling, dear, love, etc, in his conversation and forwarded some love songs and calling her for long drive. My wife replied some other day we will go. He replies, You always says same thing. I will become old one day.
Then I was surprised and guided my wife indirectly. I told, don't entertain any person they may start to trouble you or if anybody troubling you please tell I will help you. We got two kids so we got lot of responsibility.
She got a clue that I am reading her messages, so immediately she deleted all messages and after some days she deleted their numbers, along with that she deleted some other numbers also!  Why, I don't know.
Once I told my son, beware, I can track you and tell where are you going and what are you doing. But from that day onwards, my wife is blocking her internet at 6 pm (when her office closes) and unblocking when she returns home. I am worried regarding this behaviour.
I have stopped reading her messages now.
But now I am feeling very uncomfortable because her behaviour is very soft with me, (previously she was very aggressive, she used to fight with me unnecessarily.)
Please guide me how to handle the situation. What can I do now? Sometimes I feel I should leave everything go somewhere or is it a punishment for marrying a pretty girl? What to do? Please guide how handle the situation.
Regards.

Ans:

So, in a nutshell, you think your wife was flirting behind your back, you dropped some hints and then she has either stopped, or then stopped you from spying on her phone.

First of all, why are you dropping hints to her instead of talking straight? Which husband is going to appreciate his wife being wooed by other men with all this darling-baby love talk?

Even if she’s not having an affair, the flirty behaviour is bound to make you uncomfortable. Don’t you think you should call her out on it instead of pretending like some other man is making her uncomfortable?

Clearly, she’s enjoying the attention!

You seem very timid and intimidated by your wife. And if her behaviour has changed toward you for the better because you suspect she is guilty of something, all the more reason to get to the bottom of it!

Stop playing games and pussyfooting around her. Do some straight-talking for a change instead of going behind her back and reading messages!

And FYI, being good-looking doesn’t give any spouse licence to make their partner insecure!

 

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Dating, Relationships Expert - Answered on Feb 23, 2023

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My name is Rajesh, I am 50 year old 4years back I got to know that my wife is in relationship with someone and after inqiuring in detail I found that, that was her second relationship. Earlier relationship was broken 1 year before. and she told me all herself when I ask on condition that if she didnt tell me I may take dicision of breaking. so sho told me everything without hiding. she is telling me that she still loves me. Arter that she stoped all contacts but after a year she strated developing contacts with facebook messenger and developed one more relationship with one FB friend. again when I got to know she stoped contacting him. this time ther was no physical relationship, but she admitted that he once kissed her. the boy tried to contact her in all ways but she somehow stopped this matter. I love my wife very much. I forgive her every time. three year passed now all this year she was not going outside alone without me. but in these days I also insisted her to go out, and she started going to yoga class where she used to go early and she is very happy now days. I dont know whether I am doing correct or not, some time I still have dought in my mind whether she will start again doing affairs. I am some times afread, dont know what to do. whether I should still continue trusting and loving my wife or what. we have one son age 16 now. I am confuesd sometimes but till date happiness is maintained in the family. But I am feeling lonely somtimes. what to do?
Ans: Dear Rajesh,

I can understand it is an impossible situation for you but this too shall pass. First things first, are you happy in a relationship that involves cheating, not once, but twice and who's to say there won't be a third? Ask yourself that. If the answer is no, it is quite understandable, but if it's yes, then why? Why would anyone be happy with a partner who cheats over and over again? Why do you think you deserve such a life? Granted, relationships are not all rainbows and butterflies all the time, but they should not look this grim either. You alone have kept it going for this long, and maintained harmony by accepting your partner's infidelity time and again; ask yourself what would happen if you allowed yourself to stop. You can stop tolerating it, you know?

The question isn't how you should deal with your partner who is evidently a repeat cheater. The question is how you should deal with the situation and why are you reacting in a way that almost makes me think that you believe you deserve such a relationship. As for your kid, divorce or separation has much less effect on a child than a broken marriage with two unhappy parents.

If you still want to continue, that is also okay. To each their own, but don't forget to ask yourself what are you staying in this marriage for; your kid, societal pressure, or is it unconditional love for your wife, who, by the way, does not reciprocate the same for you.

Best Wishes!
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Kanchan Rai  |159 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 26, 2023

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Dear Mam, I am a 46 year old married man for last 15 years. My wife is 39 year old ... We had an arranged marriage. The marriage all along appeared very happy, so to me. We had a very happy married life.. Our elder child is 13 years. ..... We have another who is 6 year .. ..... Around 8 years back my wife was regularly chatting with her old friend and he was openly flirting... I asked my wife to be careful and stop it.. Which she promised..... ... But she never did, she used to delete the chats and occasionally drop his name... I thought she is a wife, a mother and trusted her.... Last year i came to know that she was meeting him too.. I confronted her... and she gave excuses that it was just few... And she only sat in his Car and took some rides, never got down, never went with him anywhere... Never went to any place, apartment or hotel.. and she insisted it was just few and very recent. ... I checked and found she has met him earlier too.. I checked and found she had paused her google timeline off and on.. She had his contact as hidden in Hangouts, and had exchanged some photographs of hers with my Son to him.. She used to gift him on his birthday........ She was regularly chatting and delteting the messages on all forums with him... On again confronting, she admitted that this all started in 2016...and these are the only visits... She claiming she was afraid so didnt tell all initially.. She says she has met him, but never comitted Adultery... She saying she is remorseful, did a very big blunder and trying all hard to win back my trust... But its very hard to believe and trust...the reason 1) She did not disclose everything to me on first time of confronting...she disclosed only recent visits 2) On being asked to cut off all contacts..she told me she has asked her friend not to contact her thru any mode, but she did not delete him/block him from WhatsApp, Facebook, Truecaller, Mobile contact list..this i had to do. 3) Third she admitted she liked Going out wit him.......4) She so silently used to chat with him even when i was around all these years that i did not suspect....We both are working.. ..please Suggest ..... Hope my identity will not be Disclosed
Ans: Discovering that your wife is talking and meeting with a friend and hiding it from you can be a challenging and stressful situation. If you feel that the friend is flirting with your wife, it can further complicate things and cause feelings of jealousy, insecurity, and mistrust. However, it is essential to approach the situation calmly and objectively and take steps to address the issue.

The first thing to do is to communicate openly and honestly with your wife. Express your concerns and feelings and ask her to explain her relationship with the friend. Listen carefully to her side of the story and try to understand her perspective. It may be that there is a reasonable explanation for their interactions, such as a long-standing friendship or a professional relationship.

However, if you still feel uncomfortable with their interactions and suspect that there may be something more going on, it is essential to address the issue directly. Let your wife know how their interactions make you feel and explain why you feel uncomfortable with their friendship. It is essential to avoid accusing your wife of anything and instead focus on your own feelings and concerns.

It is also important to consider your own behavior in the relationship. Are you feeling jealous or insecure due to your own issues, or is there a valid reason for your concerns? Take some time to reflect on your own feelings and assess the situation objectively.

If you feel that the friend is indeed flirting with your wife, it may be necessary to set some boundaries. Let your wife know what behavior is unacceptable and make it clear that you expect her to respect your feelings and the boundaries you have set.

In some cases, seeking the help of a professional counselor or therapist may be beneficial. A therapist can help you both work through your feelings and emotions and develop a plan to move forward in a healthy and positive way.

It is essential to approach the situation with patience, understanding, and open communication to ensure that you can navigate this difficult time and move forward in a positive direction.
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Asked by Anonymous - Dec 07, 2023Hindi
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I am 40 year old and married for 14 years but what happened in 2011 was me n my wife was working in a same company and my wife became close to a colleague on the same floor we work. She was very friendly n one day her colleague proposed her via her friend my wife didn't tell me n she felt very excited about it and after she became very friendly with him after few days she was ignoring me and she expressed her feelings too.but soon she realised she is going wrong and i noticed her changed behaviour and soon she started ignoring tht guy but he came n offered her chocolate and my wife informed me saying this guy's intentions I ask her to tie raakhi she tried but he was running away later we logged out she asked me to stop him and I forced him to him to tie raakhi and my wife was tying and he said I love u. I gve a tight slap to tht guy. Soon after he left the job. We were still working and left the office n joined different companies.after 6 months she went to same office for 2 months. And suddenly she left the job.Now after 12 years her TL met with my ex colleague and shared he working in tht office my colleague asked hey in tht same office my friend was working with his wife and her TL said ohh yeah his wife had n affair with other guy and he asked his wife to raakhi. And my ex colleague called me n said the same to me and since then I have so many doubts on my wife and after few days she confessed she had feelings for him and she already knew he likes her and she said it was just a feeling. Now we are having difference between us. Please help what can be done now I'm getting disturbed alot. 12 years this was secret.
Ans: Dear Anonymous,

I am sorry to hear that you are facing such issues. Doubt is very destructive in a relationship. It's important to have an open and honest conversation with your partner regarding what happened in the past. Don't push her to give you all the details; it will not contribute positively to your well-being. Aim for a more balanced and productive discussion.

You have to recognize that all these happened many years back. It's in the past. And you cannot change it. While it's essential to acknowledge and understand them, dwelling on them may impact your peace of mind. Focus on the present and try to build a more transparent and communicative relationship in the present. Take this opportunity to work together and strengthen your marriage.

Best Wishes!
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Relationships Expert, Mind Coach - Answered on Dec 21, 2023

Asked by Anonymous - Dec 15, 2023Hindi
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Hello, I have been married from 15 yrs. I have a 9 yrs old son with me. In oct 21 my wife (age 38) started making REELS on insta of the facial acting. She got involved and told me that she is just doing for followers and like. People used to comment good and bad which i didnt like. She was trying to make young guy friends. In april 2022 she had an affair with a 22-year-old boy who was not even financial stable. I could she changes in her every day. In June 2022 I caught her and she confess that she did affair and also done physical relationship. I had unconditionally loved her all these years and didn’t wanted to let her go. Also, didn’t wanted to hurt my son by taking a divorce. That guy refused to keep my son and their relation broke, but my wife still loved him and missed him. Few months she was in depression and I took her upmost care and swallowed what she did. I just told her that please come back to our life as you were before but she was not getting back. There used to be few quarrels, she was just staying alone within herself and I never felt that love which she used to give me. Later in feb23 there was a marriage at her family and I agree to go with her so she may get that feel during our times and she promised me to enjoy the marriage and make love with me. But she was happy with her relative and didn’t even bother to make that love and affection with me. from that time, I used to get angry and fight with her. I went into depression. In May 2023 she was getting worst and one day fight increased and I asked her to leave my house which I wasn’t intentionally wanted to. She left and went missing 24 yrs and then called from her mom mobile who was in her village, since she didn’t come back home and from last two month, she has been asking me money for herself and says it’s her rights. She doesn’t bother for my son and just show that she loves him. She works and stay with woman from 6 months and I’m looking after my son all alone. I told her u can work but just come home and make things better for my son. Her conditions is to give money security (money) then only she will return. All my family says she is just behind money and doesn’t care what I and my son is going through. She is not guilt for what she did. 15 yrs of marriage has been ruin and now she has no shame at all. She talks rudely if i dont send her money and now I refused sending her. Please advice what do I do now.
Ans: Dear Anonymous,
You seem to have done a lot to try and get her back. What can you do if she doesn't want to acknowledge your efforts or appreciate what family life is! One would imagine that a child in the equation may bring about a change in heart but that doesn't seem to be the case here at this moment.
Your family members are right in their mind about the way that see your wife as they have been observing how this has impacted you and your son.
Either you wait for her to come to her senses OR simply learn to live life without her. If the outside world of social media is what seems to satisfy her, no matter what you do, she will be dissatisfied and unhappy. This only means that she has to learn and appreciate what she has with you and your son.
It is also possible that she has been disinterested in the marriage for a while now and has been seeking approval and validation from people on social media. Even if this is the case, being angry with you is understandable BUT what about her own child? What makes her not want to deal with that reality? If you need an answer to this, simply WAIT and WATCH without begging her to come back...That will give you an idea as to where her mind is and then decide on the future course...

All the best!
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Moneywize

Moneywize   |93 Answers  |Ask -

Financial Planner - Answered on Apr 19, 2024

Asked by Anonymous - Apr 18, 2024Hindi
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My brother purchased a piece of land in Assam in October 1983 which he gifted me by a deed in August 2010. I sold the same piece of land in March 2024. The stamp duty fair price is about Rs 1,40,00,000. Will this transaction attract Capital Gain Tax? How can I myself calculate the LTCG if such a situation presents itself?
Ans: Yes, in this scenario, you will likely incur capital gains tax when you sell the land.

Here's why:

• Gifts are exempt from receiving taxes: When your brother gifted you the land in 2010, you weren't liable to pay any tax on receiving it.
• Tax on sale of gifted property: However, when you sell the property you received as a gift, capital gains tax applies to the profit earned on the sale.

Calculating Long Term Capital Gains (LTCG):

Since your brother purchased the land in 1983 and you sold it in 2024, it qualifies as a long-term capital gain (LTCG) assuming you held the property for more than 2 years.

Here's a simplified formula to estimate the LTCG (consult a tax advisor for the exact calculation):

• LTCG = Sale Price - Indexed Acquisition Cost
• Sale Price: Rs 1,40,00,000 (Given)
• Acquisition Cost: Rs 0 (Gifts typically have an acquisition cost of Rs 0)
• Indexed Acquisition Cost: Acquisition Cost * (Current Year Index / Acquisition Year Index)

Indexation Benefit:

• Indexation helps adjust the acquisition cost for inflation, reducing your tax burden.
• You'll need the official government published ‘Base Year Index’ for 1983 and 2024 to calculate the indexed acquisition cost.

Example (using hypothetical index values):

Let's assume (for calculation purposes only) the base year indices are:

• 1983: 100
• 2024: 630 (This is a hypothetical value, you'll need the actual index for 2024)
• Indexed Acquisition Cost = Rs 0 (Acquisition Cost) * (630 / 100) = Rs 0
• LTCG = Rs 1,40,00,000 (Sale Price) - Rs 0 (Indexed Acquisition Cost) = Rs 1,40,00,000

Tax on LTCG:

LTCG on land is currently taxed at 20% with indexation benefit.

In this example (assuming the above index values), your LTCG tax would be Rs 1,40,00,000 * 20% = Rs 28,00,000

Disclaimer:

This is a simplified explanation for illustration purposes only. Consulting a qualified tax advisor is recommended for accurate tax calculations and to consider any specific aspects of your situation. They can guide you through the intricacies of property tax laws, exemptions, and filing requirements.
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