Home > Money > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Vivek Lala | Answer |Ask -Follow

Tax, MF Expert - Answered on Mar 16, 2023

Vivek Lala has been working as a tax planner since 2018. His expertise lies in making personalised tax budgets and tax forecasts for individuals. As a tax advisor, he takes pride in simplifying tax complications for his clients using simple, easy-to-understand language.
Lala cleared his chartered accountancy exam in 2018 and completed his articleship with Chaturvedi and Shah. ... more

Asked by Anonymous - Mar 10, 2023Hindi

Listen

Money

I have 36.5L as salary income, i also have 1.5 lakhs on 80c insurance .Can you please help to distinguish which regime is better to opt going forward.

Ans: new tax regime

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

Money1Reply

You may like to see similar questions and answers below

Mihir Tanna |1054 Answers |Ask -Follow

Tax Expert - Answered on Feb 15, 2023

Question by Ani - Feb 01, 2023Hindi

Listen

Money

For an annual income of 30 lakhs and with 80C deduction of 1.5 lakhs PPF and nothing much on other deductions. Which regime would be better?

Ans: For person earning income of 30 lakhs and deduction of PPF of 1.5 lacs, tax liability under old regime will be Rs.667500 and under new tax regime it will be Rs.600000 as per Budget proposal for FY 23-24. So new tax regime more beneficial as all tax benefits are not taken.

Vivek Lala | Answer |Ask -Follow

Tax, MF Expert - Answered on Mar 10, 2023

Question by Vijay - Feb 05, 2023Hindi

Listen

Money

I have 36L as salary income, i also have 1.5 lakhs on 80c insurance and vpf additional of 50k.Can you please help to distinguish which regime is better to opt going forward.

Ans: New regime is better

Mihir Tanna |1054 Answers |Ask -Follow

Tax Expert - Answered on Feb 23, 2023

Question by SUBRAHMANYAM - Feb 08, 2023Hindi

Listen

Money

Hi, my annual income of 9 lakhs which regime is better to opt. I am also paying housing loan of 1.8 lacs per year. Please let me know

Ans: Person having taxable income of 9 lakhs and housing loan repayment of 1.8 lacs, can opt for new tax regime as new slab rate is likely to be beneficial as per budget proposed for FY 2023-24

Mahesh Padmanabhan |124 Answers |Ask -Follow

Tax Expert - Answered on May 26, 2023

Question by Bharat - Mar 30, 2023Hindi

Listen

Money

My income is 15,00,000/- per annum. Which regime is better for me.

Ans: Hi Bharat
You could check the comparison using the following link

https://incometaxindia.gov.in/Pages/tools/115bac-tax-calculator-finance-bill-2023.aspx

Mihir Tanna |1054 Answers |Ask -Follow

Tax Expert - Answered on Apr 11, 2023

Asked by Anonymous - Apr 10, 2023Hindi

Listen

Money

Salary is Rs 28,50,000. Investments would be : Contribution to 80C - Rs 1.5L, NPS-50K, HR Paid - 5.7L per year, 80D Medical : Insurance Premium for self and spouse : Rs 19108 and for parents : Rs 50K. Which regime should be better to select : Old or New?

Ans: In the absence of salary structure, it is not possible to claim HRA exemption. You can calculate the same at https://incometaxindia.gov.in/Pages/tools/house-rent-allowance-calculator.aspx

Considering income and quantum of deductions, old regime is likely to be beneficial and after calculation of HRA exemption, you can check the same at https://eportal.incometax.gov.in/iec/foservices/#/TaxCalc/calculator

Latest Questions

Dr Nagarajan J S K |530 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 30, 2025

Question by Vaishnavi - May 27, 2025

Career

Sir I got 162 marks in met and 90% in boards. What branch can I get in main campus manipal?

Ans: Hi Vaishnavi,
To find out the Rank, use the below-mentioned formula.
MET(200) + BOARD (P+C+M+E =400)
------------------------------------------------------ = RANK
2

Find out the rank and then plan.
BEST WISHES.
POOCHO. LIFE CHANGE KARO!

Dr Nagarajan J S K |530 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 30, 2025

Question by Jishnu - May 28, 2025

Career

Sir what would be my rank and probable branch with 115 marks in MET and 91 Percentage overall of board.Please kindly guide .

Ans: Hi Jishnu,
To find out the Rank, use the below-mentioned formula.
MET(200) + BOARD (P+C+M+E =400)
------------------------------------------------------ = RANK
2

BEST WISHES.
POOCHO. LIFE CHANGE KARO!

Dr Nagarajan J S K |530 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 30, 2025

Question by Divyansh - May 30, 2025

Career

158 marks in met and 83.2% in boards , what can be my rank?

Ans: Hi Divyansh,
To find out the Rank, use the below-mentioned formula.
MET(200) + BOARD (P+C+M+E =400)
------------------------------------------------------ = RANK
2

BEST WISHES.
POOCHO. LIFE CHANGE KARO!

Dr Nagarajan J S K |530 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 30, 2025

Question by Roopa - May 30, 2025

Career

This is expected score Sir ..kindly advise seat through mcc and karnataka state quota

Ans: Hi Roopa,
You did not provide the required information to answer your question.

Dr Nagarajan J S K |530 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 30, 2025

Asked by Anonymous - May 30, 2025

Career

Is there any supplementary phase for VIT VELLORE, for vacant seats or cancelled seats.

Ans: Hi, please visit the VIT website for more information.
BEST WISHES.
POOCHO. LIFE CHANGE KARO!

Dr Nagarajan J S K |530 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 30, 2025

Question by Avi - May 30, 2025

Career

Securing 540 in neet if 2025 gen any chance for gmc

Ans: Hi AVI,

The NTA has not released the marks and rank list yet. We will need to wait for more information. Based on your prediction, a score of 540 is a decent score for admission to MBBS under the state-level quota, while a higher score is necessary for the All India Quota (AIQ). For updates regarding the marks and the admission process, please follow the respective websites.

BEST WISHES
POOCHO. LIFE CHANGE KARO!

Dr Dipankar Dutta |1508 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on May 30, 2025

Asked by Anonymous - May 27, 2025

Career

Which college is best for bachelor of architecture. Class 12 -74% obc and jee mains category rank 2031

Ans: SPA Bhopal
SPA Vijayawada
NIT Trichy (Tiruchirappalli)
NIT Calicut
NIT Hamirpur
MNIT Jaipur
NIT Patna
NIT Raipur
Mizoram, Nagaland, or other newer NITs

Dr Dipankar Dutta |1508 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on May 30, 2025

Question by Adidev - May 27, 2025

Career

Sir i have a rank 33k in VITEEE but wasnt able to get into any ECE or CSE branch in VIT chennai but my friends with ranks of 70k+ got in is there any way??

Ans: Possible Reasons for This Discrepancy
Counselling Round Differences:

VIT counselling happens in multiple rounds. If your friends participated in later rounds, the cutoffs may have relaxed due to withdrawals.

Some seats may open up in sliding or mop-up rounds.

Category of Fee:

Your friends might have opted for higher fee categories (Category 2, 3, etc.), while you may have applied under Category 1, where cutoffs are stricter.

Campus/Branch Preferences:

Check if they selected less popular CSE/ECE specializations (e.g., CSE with Business Systems, or ECE IoT) rather than core branches.

Incorrect Preference Order:

Sometimes, students miss out because they placed less probable branches higher in preference order.

Dr Dipankar Dutta |1508 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on May 30, 2025

Question by Meetansh - May 27, 2025

Career

what should be prefer DSAI or CSE in thapar

Dr Nagarajan J S K |530 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 30, 2025

Question by Rebel - May 30, 2025

Career

I have given my maharashtra board exam in 2024 with pcm english and It exam And i also gave improvement exam on 2025 exam in again pcm english and IT Can I give Isolated biology exam on 2026 GET ELIGIBLE FOR NEET 2026 I really want to appear for neet 2026 Please somebody help Please

Ans: Hi Rebel,
For NEET 2026, there is still time. We can't predict any changes in the NEET exam at this moment, so we must wait for the notification from the NTA. It might be better for you to take an isolated exam through NIOS.
BEST WISHES
POOCHO. LIFE CHANGE KARO!

Asked on - May 30, 2025 | Answered on May 30, 2025

Sir I wanted to add something I gave improvement from again maharashtra board And want to give give Isolated exam from. Maharashtra board am i eligible for this for just one subject examination from Maharashtra board And sir I am not accepting the improvement result so I will go with 2024 result only

Ans: Hi Rebel, you cannot determine your marks. Normally, the regulatory body will consider only the latest RESULTS and NOT highest marks from two different attempts. Please review the guidelines of the Maharashtra board and FOR BIOLOGY and proceed accordingly.
BEST WISHES.
POOCHO. LIFE CHANGE KARO!

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x