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Sushil

Sushil Sukhwani  |248 Answers  |Ask -

Study Abroad Expert - Answered on Jun 05, 2023

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more
Asked by Anonymous - Jun 01, 2023Hindi
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After completing B.Com I was planning to do Masters in Finance and accounting (with embedded ACCA) in UK. But now I feel that having some experience before doing masters is better considering that employment after Masters will hinge on prior work experience. Is my thought process correct? Though I see job openings for freshers in Bangalore, I am not aware of the success ratio because I recently relocated to Bangalore with family. Should I look for a job or pursue higher studies?

Ans: Hello,

To begin with thank you for getting in touch with us. In these competitive times, pursuing further education is crucial. Yes, you can apply for a Master's degree in the UK. The program lasts a year, and you may be eligible for a Post-study Work Permit afterward. We would strongly advise you to submit an application for a Master's degree at one of the reputable universities in the UK. For the past 30+ years, we have represented a number of universities in the UK, and our knowledgeable team can assist you in achieving your objective. For comprehensive step-by-step instructions, kindly contact us via phone or email. Thank you.

For more information, you can visit our website.
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Ashwini

Ashwini Dasgupta  |60 Answers  |Ask -

Personality Development Expert, Career Coach - Answered on Feb 06, 2024

Asked by Anonymous - Dec 22, 2023Hindi
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Dear Ashwini ji, I returned from Gulf after a decade, my work was partially data analysis using advanced excel. Now, I am 40, unemployed, almost about to complete online Msc in data science from an indian university (now I am almost well versed with different tools). Should I start looking for work in India now?, with a cut throat competition, if I am lucky I'll end up with a fresher salary! Or should I go for another masters in Germany (cost ain't issue), return to India and then look for job? Firstly, what if after 2 years (I'll be older!) market conditions are worse? Secondly, I had earlier career gaps, so even after masters from Germany, I am guessing major MNCs wont ever consider me? Waiting your answers.
Ans: Hi Sir/ Madam,

Sorry for the delay in the response.

Given the current situation it contains several factors hence you will have to consider your goal, market conditions and your own preferences. There is no direct solution and importantly it has to be your own decision.

As you have already completed MSC Data science (niche field) please check the current market situation.
Speak to experts in the similar industry and do your own assessment.
Before joining MSC course you would have thought of something why you want to pursue the same. What is the goal you have in mind.
Before pursuing the course in germany understand that it will involve cost and time. Again what is the goal of doing.
On the career gaps you mentioned- be prepared on the responses by having some rational around the same as to why you have those gaps. Responses should be compelling.

While they say age is just a number it does have its own cons during job hunt. Be realistic, practical and do pros and cons either ways. At the end the decision should be yours alone depending on your personal circumstances and career goals.

Hope this helps


Thanks
Ashwini Dasgupta
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Aashish

Aashish Sood  |100 Answers  |Ask -

CAT, Management Expert - Answered on Mar 08, 2024

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I am Asish Kumar Singh Staying in Bangalore, completed my secondary education in Kolkata from CBSE and Higher Secondary from NIOS as I was not able to pass exam due to my mistake as I missed to see that 6th subject is not entered in my admit card .after wasting 2 years decided to pass from open schooling.Came to Bangalore due to my father new office joined.Joined Degree College in Bachelor of Commerce completed in 2020 (Corona Batch ) .As the market condition was bad I got offer from domestic customer support which I joined after working for 1 years 6 months I decided to further studies for which I joined Online MBA as I also wanted to work and again looking for job and got opportunity from HSBC for UK process but as the process was tough I was able to work only for one year.Now I am jobless and decided to upgrade skills by doing Data Analytics Courses . Please tell me ia this a good decision
Ans: See sometimes there is no good option. You just deal with the cards that you have been handed down

I would say that you took the best course of action that was available to you.

Could there have some other path? Yes. Would it have been better? Maybe or maybe not!

Coming to latest updates, Data analytics is a rapidly growing field, with businesses across industries increasingly relying on data-driven insights to make strategic decisions. This has led to a surge in demand for professionals with expertise in data analytics.

By acquiring skills in data analytics, you open up a wide range of career opportunities in sectors such as finance, healthcare, marketing, e-commerce, and more. Roles could include data analyst, data scientist, business analyst, or data engineer, among others.
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Workplace Expert - Answered on Jan 09, 2024

Asked by Anonymous - Jan 09, 2024Hindi
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I am doing a Bachelors in Computer Engineering from Mumbai University (Swami Vivekanand College), and am considering doing a Master's in Computer Science from USA. Would you recommend that I take some work experience before joining the Master's course, or should I immediately join the Master's course after my degree here?
Ans: The decision of whether to gain work experience before pursuing a Master's in Computer Science from USA depends on various factors and personal preferences. Here are some considerations to help you make an informed decision:

Pros of gaining work experience before Master's:
1. Practical Skills: Work experience can provide you with practical skills and real-world knowledge that can complement your academic background.

2. Networking Opportunities: Building professional networks during work can be valuable for your future career. Networking can open up opportunities, provide mentorship, and offer insights into the industry.

3. Financial Stability: Working for a few years can help you save money and make you more financially stable, which can be beneficial during your Master's program.

4. Clarification of Goals: Work experience can help you clarify your career goals and interests, allowing you to tailor your Master's program accordingly.

Pros of pursuing Master's immediately:
1. Continuous Learning Momentum: Going directly into a Master's program maintains the momentum of academic learning. If you feel motivated and ready for more advanced coursework, this could be an advantage.

2. Timely Entry into the Job Market: Completing your Master's earlier may allow you to enter the job market sooner, especially if your desired career path requires an advanced degree.

3. Fresh Knowledge: If you're concerned about your academic knowledge becoming outdated, pursuing a Master's immediately can ensure you are equipped with the latest skills and technologies.

4. Specialization: If you have a clear idea of the specialization you want to pursue and your Bachelor's program did not cover it adequately, going directly into a Master's program can allow you to focus on your specific area of interest.

Factors to consider:
1. Career Goals: Consider your long-term career goals and whether work experience aligns with them or if further education is more beneficial.

2. Financial Situation: Evaluate your financial situation and determine if you can afford to pursue a Master's immediately or if working first would be more practical.

3. Industry Requirements: Some industries may prefer or require candidates with work experience, while others may prioritize advanced degrees.

4. Personal Readiness: Reflect on your personal readiness for further education. Are you motivated and prepared for the academic challenges of a Master's program?

Ultimately, both paths have their merits, and the right choice depends on your individual circumstances and goals. It may be helpful to speak with professionals in your desired field, mentors, and academic advisors for personalized advice.
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Moneywize

Moneywize   |82 Answers  |Ask -

Financial Planner - Answered on Mar 28, 2024

Asked by Anonymous - Mar 21, 2024Hindi
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What is comprehensive auto insurance policy? What are its benefits? What are the inclusions and non-inclusions if I want to know before buying a comprehensive auto insurance policy?
Ans: A comprehensive auto insurance policy in India offers the most extensive coverage for your car and any third-parties involved in an accident. It's like a two-wheeler for your car's security, providing protection for both your vehicle and your wallet.

Benefits of a Comprehensive Policy:

1. Peace of mind: Covers a wide range of situations, so you'll be financially protected in case of many unforeseen events.

2. Own Damage Cover: Pays for repairs or replacement of your car if it's damaged in an accident, by fire, theft, natural calamities, riots, or even falls victim to vandalism.

3. Third-Party Liability Cover: Takes care of any legal or financial liabilities you incur if your car causes injury, disability or death to a third party, or damages their property.

4. Personal Accident Cover (Optional): Provides financial assistance to you or your family in case of injury or death due to a car accident (depending on the policy terms).

What to Consider Before Buying:

Inclusions:

a. Most accidents (collision, hit and run)

b. Theft (partial or complete)

c. Fire damage

d. Natural disasters (floods, earthquakes, etc.)

e. Riots, strikes, and other man-made calamities

g. Third-party property damage and bodily injury

h. Personal accident cover (if opted for)

Non-inclusions:

a. Damages due to wear and tear

b. Driving under the influence of alcohol or drugs

c. Mechanical or electrical breakdown

d. Depreciation on parts replaced during repairs

e. Using the car for illegal purposes

Additional Tips:

1. Add-on Covers: Enhance your policy with optional extras like engine protection or zero depreciation cover for a more comprehensive safety net.

2. Compare Quotes: Get quotes from different insurance companies to find the best coverage and price for your needs.

Remember, a comprehensive policy offers superior protection compared to third-party only insurance, which is mandatory by law but only covers your liability towards third parties. For a secure ride on Indian roads, a comprehensive policy is the way to go.
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Sushil

Sushil Sukhwani  |248 Answers  |Ask -

Study Abroad Expert - Answered on Mar 28, 2024

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My daughter did her graduation in November 2023 from a top-ranked university in Canada - University of British Columbia, Vancouver (QS World Rank within 35). She is interested in a job in the fields of Artificial Intelligence and related software domains. She graduated with an interdisciplinary BSc in Cognitive Systems, including several courses from Computer Science, Artificial Intelligence and Machine Learning, Neuroscience, etc.. Unfortunately, unlike in US universities, there's no Campus Placement facilities available in UBC and most Canadian universities. Please advise how to get into a job in this gloomy economic scenario, in Canada (USA is ruled out because OPT is not available for non-US university graduates).
Ans: Hello Indranil. Thanks for reaching out to us. Given your daughter's background in cognitive systems with coursework in computer science, Artificial Intelligence, Machine Learning and Neuroscience from a prestigious institution like the University of British Columbia (UBC), she has a strong base for having a career in AI and related fields. Although no campus placement is challenging, there are ways to find a job while keeping in mind the gloomy economic condition.

1. Encourage your daughter to leverage her professional network, including alumni, professors, and industry contacts. Attending industry events, seminars, and meetups can provide valuable networking opportunities and help her connect with potential employers or mentors in the field of AI and software development.

2. An online presence, such as having an account on LinkedIn, is important. She can showcase her skills and achievements—both academic and extracurricular—so far, reach out to professionals,etc

For further assistance, you can get in touch with us
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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