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Bachelors Graduate with High CGPA: Work Experience or Masters in Ireland?

Dr Pananjay K

Dr Pananjay K Tiwari  | Answer  |Ask -

Study Abroad Expert - Answered on Aug 31, 2024

Dr Pananjay Tiwari is the founder and director of Impel Overseas Education, a Dehradun-based consultancy for students who want to study abroad in the fields of engineering, science, agriculture, medicine, arts and the humanities.
They also guide PhD students who are studying internationally with their research.
Dr Pananjay has 21 years of academic and research experience and has published several books and research papers in various Indian and international journals.
He is a gold medallist with a master’s degree in science and a PhD in environmental sciences from the Hemvati Nandan Bahuguna Garhwal Central University, Uttarakhand.... more
Asked by Anonymous - Aug 26, 2024Hindi
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Career

Dear sir, I have just completed my Bachelors of business administration with 9 CGPA from GGSIPU and I am planning to go for Masters in Management (MIM) from Ireland. I am confused if I should get some work experience first or directly go for Masters abroad. Can you please suggest?

Ans: Hi....Ireland is a good option considering the present scenario. You should opt for MIM program straightaway without any further delay as a gap in studies can cause some difficulties in getting Ireland Study visa as the immigration is very peculiar about the gap and finances. Also you should start preparing for English language test like IELTS and Duolingo.

You can visit us at www.shreeoverseaseducation.com
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Workplace Expert - Answered on Jan 09, 2024

Asked by Anonymous - Jan 09, 2024Hindi
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I am doing a Bachelors in Computer Engineering from Mumbai University (Swami Vivekanand College), and am considering doing a Master's in Computer Science from USA. Would you recommend that I take some work experience before joining the Master's course, or should I immediately join the Master's course after my degree here?
Ans: The decision of whether to gain work experience before pursuing a Master's in Computer Science from USA depends on various factors and personal preferences. Here are some considerations to help you make an informed decision:

Pros of gaining work experience before Master's:
1. Practical Skills: Work experience can provide you with practical skills and real-world knowledge that can complement your academic background.

2. Networking Opportunities: Building professional networks during work can be valuable for your future career. Networking can open up opportunities, provide mentorship, and offer insights into the industry.

3. Financial Stability: Working for a few years can help you save money and make you more financially stable, which can be beneficial during your Master's program.

4. Clarification of Goals: Work experience can help you clarify your career goals and interests, allowing you to tailor your Master's program accordingly.

Pros of pursuing Master's immediately:
1. Continuous Learning Momentum: Going directly into a Master's program maintains the momentum of academic learning. If you feel motivated and ready for more advanced coursework, this could be an advantage.

2. Timely Entry into the Job Market: Completing your Master's earlier may allow you to enter the job market sooner, especially if your desired career path requires an advanced degree.

3. Fresh Knowledge: If you're concerned about your academic knowledge becoming outdated, pursuing a Master's immediately can ensure you are equipped with the latest skills and technologies.

4. Specialization: If you have a clear idea of the specialization you want to pursue and your Bachelor's program did not cover it adequately, going directly into a Master's program can allow you to focus on your specific area of interest.

Factors to consider:
1. Career Goals: Consider your long-term career goals and whether work experience aligns with them or if further education is more beneficial.

2. Financial Situation: Evaluate your financial situation and determine if you can afford to pursue a Master's immediately or if working first would be more practical.

3. Industry Requirements: Some industries may prefer or require candidates with work experience, while others may prioritize advanced degrees.

4. Personal Readiness: Reflect on your personal readiness for further education. Are you motivated and prepared for the academic challenges of a Master's program?

Ultimately, both paths have their merits, and the right choice depends on your individual circumstances and goals. It may be helpful to speak with professionals in your desired field, mentors, and academic advisors for personalized advice.

..Read more

Latest Questions
Naveenn

Naveenn Kummar  |228 Answers  |Ask -

Financial Planner, MF, Insurance Expert - Answered on Nov 10, 2025

Money
Hi, I'm 49 married with 2 kids aged 16 and 11. I work in mid mgmt in a Finance co. Wife is 45 works at a Bank. Combined annual salary is 80 lakhs. Live in a home which just got loan free. Have a rental income of 40k monthly that my wife gets. Mom also lives with us and she gets a rental income of 45k per month. I have invested in a small office space which will be ready by mid 2027 and has a construction linked plan, have to pay 40L more. I Have stocks of 45L and EPF of 60L PPF of 12 L. Have ancestral property in land at native place not much but say 25L. Mom has pledged 50% of her assets to my sister. Liability of office and company car is 6L. School fees and tution fees are paid from rental income and wife chips in. There's maintenance, club membership fees, insurance, repairs and maintenance, kids pocket money, groceries, internet, mobile, maids etc. which I pay. I'm thinking of quitting my job and starting something on my own. I am a guest lecturer at a college which is pro bono and also helping 2 Startups of friends over weekend with a tiny equity stake in one. Is it a right decision? Pressure at work is high, growth chances are minimum. Many colleagues asked to go. The environment isn't very encouraging. Pls advise if I'm ok financially with about 45 lakhs liability. Never got a chance to save as EMIs were 75% of income. I'm unable to get a direction.
Ans: You are 49, with a stable dual-income family, home loan cleared, and some investments in place. You feel stagnated in your job and want to start something of your own. It’s a natural and valid thought at this life stage — but the decision needs to be planned, not impulsive.

At present, your financial base is decent but not fully liquid. You still have about ?45 lakh in liabilities, upcoming education costs for your children, and limited cash reserves. Your wife’s job and rental income can sustain household expenses, but not much beyond that.

The wise move is to continue your job while you explore your business or investment idea part-time. Use the next 18–24 months to:

Clear pending loans, especially the office property.

Build a minimum ?20–25 lakh emergency corpus.

Fund your children’s education separately.

Test and refine your business idea alongside your job.

Before quitting, also discuss openly with your spouse whether she is comfortable with you stepping away from a steady income. Her emotional and financial comfort will determine how smooth your transition is.

In short:
Keep your job, continue your startup or investing interest part-time, strengthen your finances, and plan a structured exit once liabilities are cleared. Freedom feels best when it’s backed by security, not uncertainty.

Contingency buffer and health insurance details:
For detailed financial planning and portfolio reconstruction, please connect with a Qualified Personal Finance Professional (QPFP).

Disclaimer / Guidance:
The above analysis is generic in nature and based on limited data shared. For accurate projections — including inflation, tax implications, pension structure, and education cost escalation — it is strongly advised to consult a qualified QPFP/CFP or Mutual Fund Distributor (MFD). They can help prepare a comprehensive retirement and goal-based cash flow plan tailored to your unique situation.
Financial planning is not only about returns; it’s about ensuring peace of mind and aligning your money with life goals. A professional planner can help you design a safe, efficient, and realistic roadmap toward your ideal retirement.

Best regards,
Naveenn Kummar, BE, MBA, QPFP
Chief Financial Planner | AMFI Registered MFD
https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

...Read more

Dr Karan

Dr Karan Gupta  |328 Answers  |Ask -

International Education Counsellor - Answered on Nov 10, 2025

Career
Hello. I am currently a student in Amity Noida with a 100 percent scholarship in BTECH BIOTECHNOLOGY course. I have been alloted ICAR-IVRI izatnagar, Bareilly for the same course. The fees is not a problem anyway. My ultimate goal is to go abroad for foreign studies and work. I already have spent 2 months in AMITY and have started adapting to the atmosphere, the study, the people and my hobbies. I live in Delhi. I will have to shift to Bareilly for IVRI, which will take me time to adjust with, being away from close people and it will temporarily take a toll on my gym training. I wanted to ask if going to amity or IVRI matter when I am applying abroad? Will being in Amity Noida, detoriate my chances of going abroad? Should I let go the chance of IVRI or will I regret it heavily? Is staying in Amity fine or should I go to IVRI for the name? The course alloted in IVRI is also Btech Biotechnology. A response would be truly appreciated.
Ans: Both Amity Noida and ICAR-IVRI offer BTech Biotechnology, so academically you’ll be fine either way. For studying abroad, admissions focus more on your grades, projects, research, and profile than the exact college name. Since you’ve already started settling in at Amity and it’s close to home, staying there won’t hurt your future plans. IVRI has a strong reputation, but moving and adjusting could temporarily affect your well-being and routines. If comfort, stability, and continued growth matter to you now, staying at Amity is perfectly reasonable—you won’t be at a disadvantage for abroad opportunities.

...Read more

Dr Karan

Dr Karan Gupta  |328 Answers  |Ask -

International Education Counsellor - Answered on Nov 10, 2025

Career
Hello. I am currently a student in Amity Noida with a 100 percent scholarship in BTECH BIOTECHNOLOGY course. I have been alloted ICAR-IVRI izatnagar, Bareilly for the same course. The fees is not a problem anyway. My ultimate goal is to go abroad for foreign studies and work. I already have spent 2 months in AMITY and have started adapting to the atmosphere, the study, the people and my hobbies. I live in Delhi. I will have to shift to Bareilly for IVRI, which will take me time to adjust with, being away from close people and it will temporarily take a toll on my gym training. I wanted to ask if going to amity or IVRI matter when I am applying abroad? Will being in Amity Noida, detoriate my chances of going abroad? Should I let go the chance of IVRI or will I regret it heavily? Is staying in Amity fine or should I go to IVRI for the name? The course alloted in IVRI is also Btech Biotechnology. A response would be truly appreciated.
Ans: Both Amity Noida and ICAR-IVRI offer BTech Biotechnology, so academically you’ll be fine either way. For studying abroad, admissions focus more on your grades, projects, research, and profile than the exact college name. Since you’ve already started settling in at Amity and it’s close to home, staying there won’t hurt your future plans. IVRI has a strong reputation, but moving and adjusting could temporarily affect your well-being and routines. If comfort, stability, and continued growth matter to you now, staying at Amity is perfectly reasonable—you won’t be at a disadvantage for abroad opportunities.

...Read more

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