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Shital Kakkar Mehra  |7 Answers  |Ask -

CEO Coach, Business Communication Expert - Answered on Apr 24, 2023

With over 20 years of experience, Shital Kakkar Mehra is one of India’s leading coaches for CEOs. She has personally trained over 45,000 professionals across Asia, including numerous CEOs from leading multinational and progressive domestic companies. Mehra is an All-India gold medallist in hospitality administration from the Institute of Hotel Management, Mumbai. She also holds a bachelor’s degree in sociology from the University of Mumbai and an executive presence certification from Cornell University.... more
Riki Question by Riki on Apr 11, 2023Hindi
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Hello madam/sir, I have a question in my mind. I work in a bank. I donot like to talk much with anyone, while other colleagues are free among themselves. Does this emit any sense of ego, or haughtiness or the likes from me? How do others perceive my behaviour? I do reply their questions, wherever possible. Or else i prefer to be in me. Their questions sometimes are more of spiral in nature. Please help.

Ans: Dear Riki,
Building healthy workplace relationships is critical for success and smooth working. While you are a quieter person, do make an effort to have a few meaningful conversations with your colleagues - it builds better likeability quotient.
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Asked by Anonymous - Jul 20, 2023Hindi
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hi , I am a 40 year old man with 2 kids and wife , aged parents .Financially and health wise i am doing good and working in a reputed mnc. My relationship with parents , wife ,kids and siblings is in good spirits . however i am an introvert and don't have many friends .while i had friends in childhood and youth however they have moved in there life .i want to have an improved social life and also have joined a course to improve social skills and more strong relationship socially and at work . As course suggest to approach people , however i still don't approach/talk to people when opportunity is there .i also tried to have more positive attitude towards other people ..however still sometimes i start criticizing them in my mind...and sometimes i feel that approaching /talking may belittle me in front of them,,,, and talking /approaching opposite sex is even more difficult ... any suggestion to improve on this part and how i can improve my social life and get/find company of like minded people .
Ans: Dear Anonymous,
Two things to understand here:
1. You are an introvert and you are happy being one
2. You are a forced introvert as you are unable to break the walls that you have put around you.

If you belong to the first category, enjoy the state of bliss as is. But from what I gather, you seem to falling under the second category wherein you want to expand your social circle and be a part of activities etc.
Then you have to put yourself out there.
1. Do understand that as much you want to be engaged with like-minded people, even these people will at some point in time think different from you.
2. Do accept people for who they are and that way you will come from a non-judgemental space while engaging with them.
3. Do connect with people who are totally different from you and it will help you expand your mind to be curious about them.

If this is a difficult thing to do...think....What if one of your children came to you with the same problem that you have now? What would you tell them to do?
Also, get into circles on social media that discuss topics which interest you. Join a gym or a hobby class and that is an avenue to make new friends irrespective of gender.
To add more friends, you need to be friendly as well...so open your heart and mind...

All the best!
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Ashwini Dasgupta  |62 Answers  |Ask -

Personality Development Expert, Career Coach - Answered on Nov 02, 2023

Asked by Anonymous - Sep 09, 2023Hindi
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I am not a good people manager and unable to make people work. I tend to work my own way and do lot for others. When it comes to my chance, nobody does work for me and listen to me at workplace. What could be the issue?
Ans: Dear Sir/ Madam,

Hope you are doing well.

Apology for the delay in reply.

First of all I recommend that one should stop labelling yourself ( or others). In this case you saying " I am not a good people manager" is labelling yourself. This way you will start (or have already started) believing that you are not a great people manager. Remember this is a skill and can be developed with practice, consistency and seeking regular feedbacks.

Few navigations you can look at-

Lack of Clear Expectations: If you haven't set clear expectations for your team, they may not know what you need from them. Ensure that roles and responsibilities are well-defined, and everyone understands their individual and collective goals.

Communication Skills: Effective communication is crucial for managing people. Make sure you're communicating your expectations clearly, listening to your team, and providing feedback in a constructive and empathetic manner.

Trust and Rapport: Building trust and rapport with your team is essential. If you tend to work independently and do a lot for others, your team may not see you as approachable or willing to collaborate. Invest time in getting to know your team members, showing interest in their ideas, and supporting their professional growth.

Delegation Skills: If you're doing most of the work yourself, it could be because you haven't delegated effectively. Delegate tasks and responsibilities to team members based on their strengths and capabilities. Trust them to handle their responsibilities independently.

Conflict Resolution: If there are conflicts or issues within your team, address them promptly and constructively. Develop conflict resolution skills and provide a safe space for team members to voice their concerns.

Leadership Style: Reflect on your leadership style. Are you being too controlling or not providing enough guidance? Adapt your leadership style to the needs of your team.

Feedback and Recognition: Provide regular feedback and recognition for your team's efforts. Acknowledging their contributions can boost morale and motivation.

Personal Development: Consider investing in personal development and leadership training. These programs can help you build the necessary skills to be an effective people manager.

Mentoring and Coaching: Seek out a mentor or coach who can provide guidance and support in developing your people management skills.

Self-Care: Ensure you're taking care of your own well-being. Stress and frustration can affect your ability to manage people effectively.


It's important to approach this issue with self-awareness and a willingness to change and improve. Start by having open and honest conversations with your team members to understand their perspectives and concerns. Encourage them to share their thoughts on how you can work together more effectively. This proactive approach can help you identify and address specific issues that may be hindering collaboration and teamwork.

Until then Be You. Be Confident.

To your success
Ashwini Dasgupta
Author of Confidence Decoded. Is it a skill or attitude?
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My boyfriend tells about us to his parents his parents rejected our relationship due to intercaste and they also stop talking to him it's been 4 months his mother don't talk to him .He is in navy . And they also started searching girl for him . He want to maintain distance from me he is not happy he is stressed as his own parents are not talking to him And also maintaining distance to me he talks to me me but just because I can't live without him but he changes in behaviour what to do
Ans: Dear Shruti,

I am sorry that you are in this situation. First of all, please try to look at it from your partner's perspective. It isn't easy to confront your parents and it's even harder when they stop communicating altogether. Having said that, I also understand how it is for you. It is not fair, especially in today's day and age, to face discrimination based on caste.

You have two options:
One, you wait patiently, emotionally support your boyfriend, and hope that his parents come to their senses and realize that we are living in 2024, and caste-based discrimination is ridiculous. In this scenario, you do have to let go of your self-respect and have to face many more hardships, that much is guaranteed.

The second option is you hold your head high and move on. Yes, it isn't what you hoped for when you emotionally invested in building this relationship, but unfortunately, these things are still happening. In this scenario, you will be sad for a long time, but you don't have to compromise on your self-respect and you will move on and live to see happier days with someone who respects you and sees you for who you are and not your caste.

Now, the choice is yours.

Best Wishes!
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Ramalingam Kalirajan  |606 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 18, 2024

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Hi sir, i have total 10k for investment of which I'm currently investing 7000rs in icici prudential nifty 50 index fund for 15-20 years, and ready to put 2000 rs for investment.My goals is to earn a cagr of more than 15 percent with 10 k for 15-20 years with little risk. Also suggest some term insurance without good claim settlement ratio and coverage upto 1cr
Ans: Hello,

Given your investment amount and goals, here are some suggestions:

Investment Strategy:

Additional SIP:
Invest the additional ?2,000 in a diversified equity mutual fund to balance your portfolio.
Choose a fund with a track record of consistent performance and a lower expense ratio.
Goal of 15% CAGR:
While aiming for a CAGR of 15% is ambitious, it's crucial to understand that higher returns generally come with higher risks.
Opt for a combination of equity and debt funds to balance risk and return.
Consider small-cap or mid-cap funds for higher growth potential, but be prepared for increased volatility.
Term Insurance:

Coverage of ?1 Crore:
You can consider term insurance plans from reputable insurers that offer coverage up to ?1 crore.
Compare premium rates, features, and claim settlement ratios before choosing a plan.
Claim Settlement Ratio:
Look for insurers with a high claim settlement ratio, indicating their reliability in settling claims.
Avoid insurers with a history of low claim settlement ratios or negative reviews.
Remember, while aiming for higher returns, it's essential to assess your risk tolerance and invest accordingly. Diversify your investments across asset classes and regularly review your portfolio to ensure it aligns with your financial goals and risk profile.

Consult a Certified Financial Planner for personalized advice tailored to your needs and financial situation.
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Ramalingam Kalirajan  |606 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 18, 2024

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Hi Sir, This is Murugan, from Chennai, working for an IT company. I have started to invest in NPS for the past 7 months (4216?, 10% of my basic salary) for my retirement plan. My take-home salary is ?60,000 (after NPS deduction). I don't have a debit. I would like to invest ?20,000 for my future and also for my child's (4-year-old) education purposes (long-term plan). Please suggest any ideas to achieve my goal. Thanks, Murugan.
Ans: It's great that you've started investing in NPS for your retirement. To achieve your goal of investing ?20,000 for both your future and your child's education, consider the following suggestions:

SIP in Mutual Funds:
Allocate a portion of ?20,000 towards SIPs in mutual funds. Opt for diversified equity funds for long-term growth potential.
Choose funds based on your risk tolerance and investment horizon.
Child Education Fund:
Create a separate fund or invest in child education-specific mutual funds or SIPs for your child's education.
Start a recurring deposit or systematic investment plan (SIP) to accumulate the desired amount by the time your child starts higher education.
Emergency Fund:
Set aside a portion of your monthly income for an emergency fund, aiming to accumulate 3-6 months' worth of expenses.
Consider a liquid or short-term debt fund for this purpose.
Insurance:
Ensure you have adequate life and health insurance coverage for yourself and your family to protect against unforeseen events.
Review & Adjust:
Periodically review your investments to track performance and make necessary adjustments.
Increase your investments gradually as your income grows.
Remember to maintain a balanced approach between equity and debt investments based on your risk tolerance. Consult a financial advisor to create a personalized investment plan tailored to your financial goals and situation.
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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