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Geeta

Geeta Ratra  |125 Answers  |Ask -

Visas, Study Abroad Expert - Answered on Apr 07, 2023

Geeta Ratra has been an immigration expert for more than two decades and has strong knowledge of international immigration policies and procedures. She is vice president, operations, at Abhinav Immigration Services. Besides visa and immigration services, they also provide study abroad advice that includes application assistance, counselling and university shortlisting.... more
Muthyala Question by Muthyala on Apr 05, 2023Hindi
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Career

After completing integrated MSC in data science is it advisable to go for MS in data science in USA

Ans: Yes as data science is the steam in in high demand and prospect will have good career options for settling in USA.
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Asked by Anonymous - Oct 01, 2023Hindi
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Career
I am a ECE graduate, who wants to pursue MS in Data Science. I have no prior experience in data science except for a small part of data visualization in final year project. What all things do I need to keep in mind, while looking ahead to do masters in US?
Ans: Hello,

First and foremost, thank you for getting in touch with us. I am happy to know that you have earned a Bachelor’s in Electronics and Communication Engineering and wish to pursue an MS in Data Science in the USA. Although you possess no prior experience in the data science field, I would like to inform you that with a background in ECE, it is possible to pursue your Master's in the field of Data Science. However, you will need to take into account the following in order to be able to do so:

Firstly, conduct an extensive study on programs and universities in the USA that resonate with your passion as well as your professional ambitions in data science. To fill in the gap between your background in Electronics and Communication Engineering and as a prerequisite for a program in Data Science, I would recommend that you prepare and appear for required courses in programming (e.g., Python), statistics, and machine learning fundamentals. To showcase your interests and abilities, consider creating your own projects in data science. Also remember that displaying those projects in your portfolio can help make up for your limited experience in the field. Keep in mind that to secure admission, a number of universities in USA require students’ to appear for standardized tests viz., the GMAT or GRE. I would suggest that you look into the particular prerequisites for the programs you intend enrolling to. I also suggest that you draft a strong personal statement or statement of purpose (SOP) outlining how your background in Electronics and Communication Engineering is pertinent to the course you intend pursuing as well as your reasons for wanting to pursue Data Science. Robust endorsement letters from employers and professors who can attest to your abilities in the field of data science should also be obtained by you.

In addition, remember to factor in the tuition fees as well as the costs of living. I would suggest that you look into the available assistantships, scholarships, or other forms of financial aid to help alleviate those costs. Keep in mind the last date to apply to these universities and programs. I recommend that you begin applying beforehand. Follow these steps to pursue your Master's in Data Science in the USA and accomplish your educational as well as your professional ambitions.

For more information, you can visit our website.
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Ravi

Ravi Mittal  |169 Answers  |Ask -

Dating, Relationships Expert - Answered on Apr 18, 2024

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Relationship
My boyfriend tells about us to his parents his parents rejected our relationship due to intercaste and they also stop talking to him it's been 4 months his mother don't talk to him .He is in navy . And they also started searching girl for him . He want to maintain distance from me he is not happy he is stressed as his own parents are not talking to him And also maintaining distance to me he talks to me me but just because I can't live without him but he changes in behaviour what to do
Ans: Dear Shruti,

I am sorry that you are in this situation. First of all, please try to look at it from your partner's perspective. It isn't easy to confront your parents and it's even harder when they stop communicating altogether. Having said that, I also understand how it is for you. It is not fair, especially in today's day and age, to face discrimination based on caste.

You have two options:
One, you wait patiently, emotionally support your boyfriend, and hope that his parents come to their senses and realize that we are living in 2024, and caste-based discrimination is ridiculous. In this scenario, you do have to let go of your self-respect and have to face many more hardships, that much is guaranteed.

The second option is you hold your head high and move on. Yes, it isn't what you hoped for when you emotionally invested in building this relationship, but unfortunately, these things are still happening. In this scenario, you will be sad for a long time, but you don't have to compromise on your self-respect and you will move on and live to see happier days with someone who respects you and sees you for who you are and not your caste.

Now, the choice is yours.

Best Wishes!
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Ramalingam

Ramalingam Kalirajan  |606 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 18, 2024

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Money
Hi sir, i have total 10k for investment of which I'm currently investing 7000rs in icici prudential nifty 50 index fund for 15-20 years, and ready to put 2000 rs for investment.My goals is to earn a cagr of more than 15 percent with 10 k for 15-20 years with little risk. Also suggest some term insurance without good claim settlement ratio and coverage upto 1cr
Ans: Hello,

Given your investment amount and goals, here are some suggestions:

Investment Strategy:

Additional SIP:
Invest the additional ?2,000 in a diversified equity mutual fund to balance your portfolio.
Choose a fund with a track record of consistent performance and a lower expense ratio.
Goal of 15% CAGR:
While aiming for a CAGR of 15% is ambitious, it's crucial to understand that higher returns generally come with higher risks.
Opt for a combination of equity and debt funds to balance risk and return.
Consider small-cap or mid-cap funds for higher growth potential, but be prepared for increased volatility.
Term Insurance:

Coverage of ?1 Crore:
You can consider term insurance plans from reputable insurers that offer coverage up to ?1 crore.
Compare premium rates, features, and claim settlement ratios before choosing a plan.
Claim Settlement Ratio:
Look for insurers with a high claim settlement ratio, indicating their reliability in settling claims.
Avoid insurers with a history of low claim settlement ratios or negative reviews.
Remember, while aiming for higher returns, it's essential to assess your risk tolerance and invest accordingly. Diversify your investments across asset classes and regularly review your portfolio to ensure it aligns with your financial goals and risk profile.

Consult a Certified Financial Planner for personalized advice tailored to your needs and financial situation.
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