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Anu Krishna  |1203 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 28, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Jun 25, 2024Hindi
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Relationship

Me and my wife are happily married for 10 years and having a twins 4 years before. This incident happened 8 years ago, when my wife and her cousin visited the home town for a temple function they reconnected with this guy who is their old friend ( a distinct relative also), this person had an interest on my wife before marriage and my wife rejected. Now this person is married and having one kid. when they reconnected my wife's cousin used to do conference calls along with this person and my wife. My wife asked me is it ok to talk. i said yes it is fine but just maintain a boundary. So she wont attend all the calls from them. Attended some conference calls for 5 to 15 min and drop the call saying my husband don't like me in phone too much. this happens weekly once or twice for 2 month. they also had a watsapp group, in that they had friendly chat between them, mostly between wife's cousin and that person. My wife reply was very less. but when i was going through the messages they are not flirty messages, there i saw my wife saying very positive about our relationship and her cousin also agreed to that saying they are the best couples. but that person has addressed my wife's cousin and my wife occasionally as honey and dear. but both of them ignored and not asked them to stop calling like that. when i checked this with my wife she said that person calls everyone as honey/dear even her sisters and other cousin.it is habitual for him so she found no meaning in that and she is not bothered to correct that. thats why she ignored. i asked her to stop talking to him. My wife told she already stopped talking with him as he tried to make personal calls as she did not like it. that time the wats group also not active so she exited from the group and blocked his number. Recently we came to know that one of the relative girl got into affair with this person and this person got divorced due to that 1. Does words like honey can be used in friendly way. i have many freinds in other gender i never used honey even though i used 'dear' occassionaly. As he used this word with my wife, Does this make my wife less pure than other women's. is this cheating ? 2. I cant come in to terms with the fact my wife talked to a person who is a womanizer. does this affect my wife's reputation in the society. they never met in person other than this temple function reconnect.

Ans: Dear Anonymous,
What is cheating and what is not is purely based on the Book of Rules that each of us have within us; it comes from the way we have been raised on a diet of 'right' and 'wrong' AND from our own experiences.
While validating whether a particular rule works well or not, just put in into context and see it.
- Does that rule keep you away from actually seeing things more openly?
- Does that rule keep you occupied with small things that hold no value?

I guess, you must think of it: is this really cheating? When your wife says that she has stopped talking to him, what makes you still obsess over it?
Also, her rule book says that 'honey' and 'dear' might not be a big thing...Plus, how can she control what another person says...yes, she could have objected and she didn't but not that she played on it.

See, the second doubts have crept in, the mind goes all over the place...even if there are no flirty messages, you will still find something problematic to confirm that what you were thinking in the first place.
So, maybe you need to look within to understand if there are jealousies and insecurities within you and that is what is occupying your mind. If Yes, then address this; speak with your wife and it's fine to tell her that you feel hurt and that you don't like it. When you are frank, a lot of things get sorted out...she may very well understand your point of view...and on your part, as you have said: she used to reply less and not respond much to him...
Do you want unnecessary thoughts drive a wedge in your marriage? Speak it out and things fall in place...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/
Asked on - Jul 14, 2024 | Answered on Jul 15, 2024
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Thanks a lot for your advice. Actually I talked with my wife about this. She said like it happened 8 years back. I did not break any boundary or did flirting expect he addressing me honey(which I don't consider as a thing at all). I can't change past what you want me to do now. Please don't talk about this to me anymore as am losing my respect on you. I feel like u are with me holding this thought for all these years. I do got your point like I should see things more openly rather than holding onto single word. But am not able to fully convince my mind. I have developed tendency like overhearing when other people talking are they using words like honey or not. How can I help myself do you have any suggestion?
Ans: Dear Anonymous,
Well, you have chosen to be miserable, haven't you?
What exactly must happen for you to believe that the incident was in the past?
What exactly must your wife say or do for you to trust that nothing more exists from thereon?

So, when you ask me: 'how can I help myself?', my answer is: Just believe that the incident happened years ago and that your wife had no role and that you trust her!
It's as simple as: When a child learns to jump and he/she jumps off the table believing that their parent will catch them...do you hear a doubt from them OR do they mull over? They simply trust and believe...
That's what you need to do...Now, whether you choose to do that or not, is up to you...Basically, you seem to want to prove that whatever you thought about the situation is true and that's why all the overhearing...what will happen if you prove it? Are you going to be happier or more miserable?
Choose...Simply believe...is that easy? Yes, only if you want to believe and experience how much better your life is going to become...

All the best!
Dear Anonymous,
No, Age is not so important in a marriage; but if it isn't, then why did you hide the fact of your real age? You have givem it that importance enough to hide it, yeah?
And any relationship based on lies or a hidden fact can cause damages...
The only way that I can see is work with the Counselor and appeal to your husband as well. Tell him that your child needs the love of both parents. Hear what he has to say...and yes, he is bound to bring up the age factor over and over again...it is something that he feels cheated with...so, respect it...Like I said, Apologize like you really mean it...

And oh, why are you so bothered about how he will treat other women in his life? Just focus on your life and your marriage...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/
Asked on - Jul 15, 2024 | Answered on Jul 16, 2024
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Thanks a lot mam. This advice helped me a lot
Ans: Dear Anonymous,
I am glad that my suggestions/advice have helped you...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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I am 40 year old and married for 14 years but what happened in 2011 was me n my wife was working in a same company and my wife became close to a colleague on the same floor we work. She was very friendly n one day her colleague proposed her via her friend my wife didn't tell me n she felt very excited about it and after she became very friendly with him after few days she was ignoring me and she expressed her feelings too.but soon she realised she is going wrong and i noticed her changed behaviour and soon she started ignoring tht guy but he came n offered her chocolate and my wife informed me saying this guy's intentions I ask her to tie raakhi she tried but he was running away later we logged out she asked me to stop him and I forced him to him to tie raakhi and my wife was tying and he said I love u. I gve a tight slap to tht guy. Soon after he left the job. We were still working and left the office n joined different companies.after 6 months she went to same office for 2 months. And suddenly she left the job.Now after 12 years her TL met with my ex colleague and shared he working in tht office my colleague asked hey in tht same office my friend was working with his wife and her TL said ohh yeah his wife had n affair with other guy and he asked his wife to raakhi. And my ex colleague called me n said the same to me and since then I have so many doubts on my wife and after few days she confessed she had feelings for him and she already knew he likes her and she said it was just a feeling. Now we are having difference between us. Please help what can be done now I'm getting disturbed alot. 12 years this was secret.
Ans: Dear Anonymous,

I am sorry to hear that you are facing such issues. Doubt is very destructive in a relationship. It's important to have an open and honest conversation with your partner regarding what happened in the past. Don't push her to give you all the details; it will not contribute positively to your well-being. Aim for a more balanced and productive discussion.

You have to recognize that all these happened many years back. It's in the past. And you cannot change it. While it's essential to acknowledge and understand them, dwelling on them may impact your peace of mind. Focus on the present and try to build a more transparent and communicative relationship in the present. Take this opportunity to work together and strengthen your marriage.

Best Wishes!

..Read more

Ravi

Ravi Mittal  |360 Answers  |Ask -

Dating, Relationships Expert - Answered on Jul 23, 2024

Asked by Anonymous - Jun 25, 2024Hindi
Listen
Relationship
Me and my wife are happily married for 10 years and having a twins 4 years before. This incident happened 8 years ago, when my wife and her cousin visited the home town for a temple function they reconnected with this guy who is their old friend ( a distinct relative also), this person had an interest on my wife before marriage and my wife rejected. Now this person is married and having one kid. when they reconnected my wife's cousin used to do conference calls along with this person and my wife. My wife asked me is it ok to talk. i said yes it is fine but just maintain a healthy boundary. So she wont attend all the calls from them. Attended some conference calls for 5 to 15 min and dropped the call saying my husband don't like me in phone too much. this happened weekly once or twice for 2 month(maximum 10 calls). they also had a watsapp group, in that they had friendly chat between them, mostly between wife's cousin and that person. My wife's reply was very less. but when i was going through the messages they are not flirty messages, there i saw my wife saying very positive about our relationship and her cousin also agreed to that saying they are the best couples. but that person has addressed my wife's cousin and my wife occasionally as honey and dear. but both of them ignored and not asked them to stop calling like that. when i checked this with my wife she said that person calls everyone as honey/dear even her sisters and other cousin. Even he calls my wife's mother sometimes honey (she is very aged 60 years).it is habitual for him so she found no meaning in that and she is not bothered to correct that. this is not even a issue for her that's why she did not discuss this with me. that's why she ignored. i asked her to stop talking to him. My wife told she already stopped talking with him as he tried to make personal calls as she did not like it. that time the wats group also not active so she exited from the group and blocked his number. Recently we came to know that one of the relative girl got into affair with this person and this person got divorced due to that. 1. Does the words like honey can be used in friendly way. i have many friends in other gender i never used honey even though i used 'dear' occasionally. As he used this word with my wife, Does this make my wife less pure than other women. Is this cheating ? 2. I cant come in to terms with the fact my wife talked to a person who is a womanizer. does this affect my wife's reputation in the society. they never met in person other than this temple function reconnect.
Ans: Dear Anonymous,

Let me address your queries one by one.
1. Yes, honey or dear can be friendly too. I cannot tell for sure if he was being friendly or flirty, but these are very common terms.
2. How can him calling your wife, or him being of questionable character make your wife “less pure than other women”? I am not sure how these two are even connected. She spoke highly about your relationship, never engaged in one-on-one conversation with the guy, and even stopped talking to him when he tried to call her separately. What is making you question your wife’s character still?
3. No. This isn’t cheating. Not on your wife’s part. Maybe the man did not have good intentions, but your wife did not indulge him. Even if we look at it from 100 different angles, this is not cheating.
4. When your wife spoke to him, none of you knew about his affair and his character. Then how is she responsible for it? And how is she responsible for his misdeeds anyway?
5. No, this does not affect your wife’s reputation in the society. Again, ask yourself, what is her fault in all of this? You are yourself saying they never met in person, never had a one-off conversation, etc.
Please understand that this man’s behavior is a reflection of his character, not your wife’s. It’s unfair of you to blame her or doubt her.

Hope this helps.

..Read more

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Hello Madam, i am 38 year married women, having a 15year 1 kid boy ( but my husband not loving me even he is not talking with me from the last 8 years but we r leaving together due to our son, he fulfilled the need with the responsibilities of our home and our son but as wife he is not talking and even not caring to me ,but before 2 years back one married man come to talk with me he is my official colleague and we both attached a lot with each other after some days he proposed me and said that he is loving me many years ago but he thought that i am very Strick person will not response him, but now he is saying that he wants me as a life partner me also every time he treat me like a wife very much caring and loving nature now i introduce him to my family as a friend and family members also very happy with taking to him, we are from 2 year together is it good or what should i do further?
Ans: Dear Ruta,
You want to get into a relationship with a married man? Will that not complicate your already complicated life?
You certainly deserve to be loved and taken care of BUT do not jump towards a married man...you do understand that his priorities will lie with his first family and this will hurt you again and you will feel neglected AGAIN...

What is he planning with his marriage? Does his wife know about your relationship? Is he going to end his marriage and then marry you? These questions need answers and then you can decide for yourself keeping in mind that you need to take of yourself emotionally in this second association.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

...Read more

Milind

Milind Vadjikar  |426 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Oct 15, 2024

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Dear Sir, My Age is 59 and investment is as follows: Stock market 1.2 Cr MFI 2.0 Cr Expectied pension from 2026 1,4L per month House : own house Loan liability is zero Responsibility: Marriage of two sons who finished PG My question is " above fund sufficient to take over for me and my wife for next 30 year (assuming life expectancy is 90 Years) Regards Srinivasan
Ans: Hello;

You may invest 20 L in Arbitrage type of mutual fund(low risk) earmarked for marriage of your sons.

Also you may invest 3 Cr into equity savings type mutual fund (moderate risk).

After 3 years it may grow into a sum of 3.89 Cr considering modest return of 9%.

I suggest that you redeem this corpus by paying LTCG(~11 L) and buy an immediate annuity for balance corpus of 3.78 Cr from a life insurance company.

I am not recommending you to do an SWP because for your required monthly income SWP rate will have to be 4.5%+ annually and I ran this on an swp calculator which shows depleted corpus of less then 1 Cr after 30 years.

Considering annuity rate of 6% you may expect to receive monthly payment of 1.89 L(pre-tax).

Seek joint annuity for yourself and your spouse with return of purchase price to your nominees.

Some life insurers offer increasing annuity at fixed intervals to account for inflation.

Also if you shop around and negotiate you may get a better annuity rate.

Happy Investing!!

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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