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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 15, 2023

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Nov 02, 2023Hindi
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Relationship

My wife aged 40 years left me after 20 years of marriage. We had one son aged 19 years also. She is citing mental torture by me as the main reason for her decision. She is never allowing to negotiate on the separation issue and is refusing to attend meetings with parents, elders, relationship counceller etc. She only tells that she had suffered a lot till now and will never stay with me in future. She insists for settlement of a house or equivalent money in cash and divorce. I insisted that the past disputes were minor in nature and not sufficient ground for divorce/separation and assured that I will be more careful in future and will never make her sad. Still she is reluctant and avoids any thing that brings reunion possible. She is not having any crush on another person but intends to live a solitude life. She found a job and is living independently without my son. Pl guide me what to do TSR

Ans: Dear Anonymous,
It seems clear that your wife does not want a reconciliation. If that is the case, it's better to engage a lawyer that can clearly state the terms of divorce settlement. If mutual consent does not work, this might not be very amicable...hence the lawyer drawing up the terms is a wise option.
I understand that you might want to give the marriage another chance, but if she is unwilling, what can you do? Try and request her for one conversation and express your desire to reconcile...but if she is firm...don't push the agony anymore...find a capable lawyer who knows how to draft a clear agreement of what you want to retain and what is fair for her. Also, if she isn't taking care of the child, then it becomes evident that you are responsible solely for him.
Think quickly and wisely and do the right thing...

All the best!

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 26, 2023

Asked by Anonymous - Jul 09, 2023Hindi
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Relationship
Me and my wife are married for 11 years now. Suddenly in 2020 she asked for a divorce out of no where. I tried for one year but then agreed to do mutual divorce since she was telling there is no more love. But when I was about to move on she came back telling lets try again. I tried again for 1.5 years and still she is telling there is no love. When I am ready for a divorce she tells me we will try again. But she doesnt message me or call me. We live in 2 places now and we have a son who stays with her parents. She has admitted that she had an emotional attachment with one of her colleague but that was only a crush like thing and he is already married. She says she doesnt love anyone now. What should i do now.
Ans: Dear Anonymous,
Now she wants you and then she doesn't!
Again she wants you and then she doesn't!
Is this some sort of a game? You are just getting pulled in and then tossed over...it's obvious that she is finding the lack of something in the marriage and hence is confused about what to do. The crush is also an act to find out if she get that lack fulfilled there which she hasn't figured out.
Put an end to this game NOW by having a conversation as two mature adults. Do this for the sake of your son who I am sure you will agree is getting affected by the fact that his parents live separately. Determine if going separate is the best way only after proper deliberation and a humble effort of making things right towards the marriage. Talk and communicate to each other about what could have gone wrong and if you both could set it right. If this fails, then at least you will know that you tried. Also, it will give you a fair chance of handling your son and his emotions with the decision.
Either way, please hasten this process before you are pulled in and tossed over in another game.

All the best!

..Read more

Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 18, 2023

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Relationship
Hi Anu, I’m 45 male and my wife is 44, we have been separated due to opinion difference through court she filed three cases on me , after that she with draw all cases by taking Alumni, since two years I have been wishing her on her birthday, recently two months back I wished on her birth we have small conversation asked about ourselves , like did I get married to other women or did she got married to other man. After that conversation she started talking , daily we chat looking at this I put a proposal saying that if she is willing to come back and start our life she is open for it. But she says she does not have any intension of getting married to any one she want to stay alone for life long. Sometimes she shows so much love and affection caring sometimes she completely ignore me as if am a stranger, I’m unable to judge her mood strings day by day my stress levels are going high could not control my emotions and anger I express it on any one. Please do suggest shall I be optimist and wait for some more years and its better to leave her on her own path.
Ans: Dear Prasanna,
For the time being, it appears that the separation is helping the two of you reconnect at a better level than when you stayed together.
It is a good thing as it will patch up wedges and also teach you both to appreciate one another and respect your differences.
I suggest that you let this be for a while now till it reaches a place where the two of you are cordial with one another and set aside the animosity and quell the ego. Then you can put your proposal forth to her of moving back together. She may want it or may prefer the status quo (like she has mentioned to you that she wants to stay alone). Either case, once a connection is filled with love that it is meant to, there not be a definite label or construct to that connection. So, wait for that suitable time to know where her mind is...till then enjoy the time together as a 'dating phase' and relish the moments.

All the best!

..Read more

Dr Ashish

Dr Ashish Sehgal  | Answer  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 12, 2023

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Relationship
Hi My ex wife lives with me under live in relationship for last 7 years. But since last 8 months she refuse physical relationship. I do not understand what is her problem - mental or physical . At the time of our mutual divorce I pleaded with her to not to go for divorce but she did not listen. At that time I said to her that I will not take back again you in my life but for my son I agreed to take back at my home. His lover cheated with her and after one year of our divorce he left her. Now what I should do . Should I remarry with her . I need your suggestion
Ans: Here are some steps to consider:

Communication: It's crucial to have an open and honest conversation with your ex-wife about your concerns and feelings. Ask her about her reasons for refusing physical intimacy and if there are any underlying issues, whether mental or physical, that she is dealing with. Encourage her to share her perspective as well.

Seek Professional Help: If your ex-wife's refusal of physical intimacy is causing distress in your relationship, consider seeking the assistance of a relationship counselor or therapist. A professional can help both of you explore your feelings, communicate better, and work through any issues that may be affecting your relationship.

Consider Your Son: Since you mentioned that you agreed to have your ex-wife live with you primarily for the sake of your son, it's important to prioritize his well-being. Evaluate how your current living arrangement and relationship dynamics are affecting him. A stable and harmonious environment is typically beneficial for children.

Personal Happiness: Reflect on your own feelings and happiness. Are you content with the current living arrangement, even without physical intimacy, or do you desire a deeper romantic relationship? It's important to consider your own needs and happiness in this situation.

Legal and Financial Matters: If you decide to remarry or make significant changes to your living arrangement, consider consulting with a legal professional to understand any potential legal and financial implications.

Time and Patience: Relationships can be complex, and it may take time to resolve issues and understand each other's perspectives. Patience and understanding can be valuable during such times.

Ultimately, the decision to remarry or continue your current arrangement is a personal one that should be based on what you believe is best for you, your ex-wife, and your son. It may be beneficial to seek the guidance of a professional therapist or counselor to help navigate these complex emotions and decisions.

..Read more

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T S Khurana

T S Khurana   |197 Answers  |Ask -

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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