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Shalini

Shalini Singh  |37 Answers  |Ask -

Dating Coach - Answered on Feb 09, 2023

Asked by Anonymous - Feb 08, 2023
Relationship

Shaliniji, What were some good things about old-time matchmakers/matchmaking that are lost in today's dating world?

Ans: Interesting question – The process of Indian matchmaking has changed significantly in recent years. With the advent of online dating and matrimonial websites, the process has become more streamlined and efficient. However, there are still some key differences between the way Indian matchmaking works today and the way it used to work in the past.

In earlier days, the process of matchmaking was much more family-oriented. Families would introduce themselves to each other, and would then decide whether or not they wanted the families to get in a union. Today, more and more people are finding their own partners, either through online dating websites or through mutual friends and even if its via the families, they have a say in the decision.

Another significant change is the role of gender in the matchmaking process. In the past, it was quite common for the woman to be completely subordinate to the man, both in terms of education and in terms of work. Today, however, there are many marriages in which the woman is more educated and/or earns more than the man. This is a reflection of the changing times and the fact that women are now playing a more active role in the matchmaking process.

Earlier, marriages were arranged by families, and individuals were expected to get married in their early 20s. However, over the last decade or so, this has changed quite dramatically. Families are now taking the consent of the individuals before pushing them ahead with the marriage.

Divorce as a word was a huge taboo earlier – it is still viewed with raised eyebrows, having said this, individuals are opting for it if its not a healthy relationship, knowing that they live once. With more and more people becoming independent and financially stable, they are viewing marriage as a partnership rather than a burden.

In general, Indian Matchmaking has become more progressive and open-minded, and we can only hope that it continues to change for the better.

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Dr Ashish

Dr Ashish Sehgal  |78 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 06, 2023

Relationship
Dear Relationship Guru, I have been looking for lifepartner since many years through online matrinony sites but still single.All these years have been stressful because of not coming across right kind of people.Tried seeking assistance through relatives etc networks but they either suggested non-preferences candidates which only resulted in clash between myself and parents because of differences of opinion and choices or they didn't helped at all.In short,nothing worked out till date.Could you please advise regarding my situation?
Ans: I understand that finding the right life partner can be a challenging and sometimes frustrating process. Here are a few suggestions that may help you in your search:

Expand your social circle: In addition to online matrimonial sites, try to meet new people through various social activities, events, or interest-based groups. This can increase your chances of meeting someone who shares your values and interests.

Be clear about your preferences: Take some time to reflect on the qualities and values that are important to you in a life partner. Consider what you are looking for in terms of personality, values, interests, and goals. Being clear about your preferences can help you filter potential matches and communicate your expectations effectively.

Communicate openly with your parents: It's important to have open and honest conversations with your parents about your preferences and choices. Help them understand your perspective and the reasons behind your preferences. This can help minimize misunderstandings and conflicts between you and your parents.

Seek professional assistance: Consider working with a professional matchmaker or a relationship counselor who specializes in helping individuals find suitable life partners. They can provide guidance, support, and valuable insights into the matchmaking process.

Take breaks when needed: Sometimes, taking a break from actively seeking a life partner can be beneficial. Focus on self-improvement, personal growth, and pursuing your own interests and passions. When you feel ready, you can resume your search with a refreshed mindset.

Stay positive and patient: It's important to maintain a positive attitude throughout the process. Remember that finding a life partner takes time, and it's not uncommon to face challenges and rejections along the way. Patience and perseverance are key. Stay hopeful and trust that the right person will come into your life when the timing is right.

Work on self-improvement: Use this time to invest in yourself and work on becoming the best version of yourself. Focus on personal growth, develop new skills, pursue your passions, and engage in activities that bring you joy and fulfillment. Building a strong sense of self can attract like-minded individuals and contribute to a healthier and more successful relationship.

Remember, finding the right life partner is a process that takes time and effort. It's important to stay positive, maintain an open mind, and be proactive in your search. By taking these steps and remaining patient, you increase your chances of finding a compatible life partner who shares your values and goals.
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Latest Questions
Sanjeev

Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023

Sanjeev

Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023

Asked by Anonymous - Sep 14, 2023
Money
Sir, I just retired from my service @60yrs. I will get my PF+other fund ₹50L. Please advice how to invest the amount so that my principal not disputed and I can get ₹30,000 pm for my monthly expenses. My family of 2 persons are covered ₹50L health insurance. Regards
Ans: Considering your age and your requirement, you will need to invest in a mix of debt and equity instruments. Here are some investment options available to you:-

• Senior Citizens’ Savings Scheme (SCSS) – This is a pure debt instruments and provides guaranteed returns of 8.2% per annum. The interest is paid quarterly. The maximum amount that you can invest is Rs. 30 Lakhs.

• Corporate FDs – It provides you return more than the regular bank FDs. It contains two options i.e. cumulative and non-cumulative.

• Post Office Monthly Income Scheme (POMIS): This is another government-backed scheme that offers guaranteed monthly income. The current interest rate is 7.1%.

• Debt Mutual Funds: As your main concern is to protect the principal amount you may consider debt funds and monthly income can be achieved through the route of SWP (systematic withdrawal plan).

• Equity mutual funds: Equity mutual funds offer the highest potential returns, but they are also the riskiest. A small portion of the amount can be invested in the equity mutual funds for growth of the money in the long-term horizon.

It is good to know that you are adequately insured for any healthcare emergency.

Your requirement of Rs. 30,000 will be changing in the future due to inflation, hence you should consult with your financial advisor for a proper increasing income or SWP (systematic withdrawal plan) which can help you to ensure sufficient amount available for your monthly expenses.
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Sanjeev

Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023

Money
Hi Sir, I worked a small level company between 01.02.2018 to 30.04.2021. They paid standard EPF contribution of Rs. 1800/- from my side they deducting the same of Rs. 1800/-. After I exit the company I applied the EPF Withdrawl (both contribution) on 06.05.2023 and it was rejected by the officer and the reason was mentioned "Claim Rejeced EQUAL SHARE 07/18". The Employer deposit the July 2018 share in wrongly i.e. The deposited Rs. 1800/- in Employee Share and Rs. 1800/- employer Share and Pension is " 0 ". instead of Rs.1800/- as employee, Rs. 550/- as Employer and Rs.1250/- as pension contribution. When I sent a 2 continues mail to EPF they taking my query as a grivience and sent a query to the employer. But Still they not close the issue. How to I approch them to clear my claim. Because there is no mistake from my side. Thanks in Advance. Narayanan
Ans: I understand that your EPF withdrawal claim has been rejected due to an error in your employer's contribution. This is frustrating, but it is important to remember that you are not alone. Many people experience problems with their EPF claims, especially when their employers make mistakes.

When filing a grievance, be sure to provide clear and concise information about the issue. You should also include any relevant documentation, such as your EPF statement and the revised Form 11 from your employer (if you have one).

Once you have filed a grievance, the EPFO will investigate the matter and try to resolve it. This process can take some time, but it is important to be patient.

Here are some additional tips:

• Keep track of all your communication with the EPFO. This includes emails, phone calls, and visits to the office.
• If you are not satisfied with the EPFO's response, you can escalate the issue to the regional or national level. You can also mail on employeefeedback @ epfindia.gov.in for the redressal of your grievance.
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