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Pooja

Pooja Khera  |21 Answers  |Ask -

Life, Relationship Coach - Answered on Feb 07, 2023

Pooja Khera has a PGDM in human resources from Amity University and is a happiness and wellbeing coach certified by Yale University. She also has a master's degree in astrology and is a tarot card reader as well.... more
Asked by Anonymous - Feb 04, 2023Hindi
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Relationship

Is it possible to forgive someone who has cheated us and if they are willing to change? We are legally separated but now my wife regrets what she has done which includes selling jewelries of in laws and extra marital affair. We have a son who is just 6yr old. I don't want my son to suffer. As a mother she is good. Her only condition is she is not willing to stay with inlaws. Want me to move out of the house and stay with her and son on rent. Son possession is with me only. Whatever happened was past. Is it possible that things will be better in future.

Ans: Hi there. A relationship especially one that has gone through a concrete separation due to issues like yours usually takes a very long time to repair that is only when both partners are willing to put in the work. This usually will be a lot of work including ongoing counselling from professionals and the work each partner will need to bring in change at individual levels and as partners. Add to it the whole aspect of letting go of the past and building the trust back. I would recommend before you make the decision, evaluate yourself if you are ready to put in the work and let go off the past. What your ex wife or anyone else wants is secondary. You would need to take in consideration that the child is involved and his mental health is also a big factor.

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Anu

Anu Krishna  |1576 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 18, 2023

Asked by Anonymous - Aug 16, 2023Hindi
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Relationship
Hello Anuji, I am 52 and wifey at 49. In Jan 20, my wife admitted that she is in contact with her college friend since three years and she has ended it. Her college friend's wife found these contacts and threatened my wife for further consequences. Due to that threat, my terrified wife admitted on her own about her wrongdoings and asked me to forgive. It was shocking and mentally disturbing for me as I was trusting her 100% with all freedom one should give to loving spouse, but she failed. I tried to find the truth and level of that relationship. I have burned almost one year to come out of this shock. I forgive her one time for the sake of future of my children. Currently, though things are running smoothly, I do not dare to trust her 100% again. If I don't trust my wife, is there any future in my marriage? If yes, what should I do to secure my marriage even if I don't trust my wife fully?
Ans: Dear Anonymous,
It is definitely difficult to trust again when the trust has been broken in the first place.
So, you need to make that call...if you want to rebuild your relationship and the reason is for the sake of the children, it might not last long. Make a decision of getting back together to first put your relationship with her in place; the children will anyway benefit from that. Having said that, this requires you to trust her...
Is it possible? Yes, though you will be continually filled with doubts and test her every move and that will not be healthy...
So, the key is that if you have decided to get back together, you must put full faith and trust back into it as hard as it may seem...But do it a 100%...give it your full...You either trust or you don't...there's no in between state here...
What might help is to have a clear conversation with your wife before you make any decision. Express how this has hurt you and how difficult you find it trusting her again. Allow her to do the talking on what she wants, what efforts she is going to put to reconcile and how things seem in the near future to her.
Gauge if there is any inadequacy that she has felt within the marriage so that this can be addressed as well.

The conversation is only a guide to the way forward and not a BEAT each other up game.

So, start your new journey knowing if you can trust, if you want to trust again...It will open up a sea of challenges and lessons to learn from.

All the best!

..Read more

Kanchan

Kanchan Rai  |571 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 29, 2024

Asked by Anonymous - Jul 20, 2024Hindi
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Relationship
Hello madam, I have been a 40-year-old married man for the last 12 years with 2 children. 6 months back I learned from call logs that my wife was in constant touch on mobile calls with another person. This stretched for 7-8 months. I confronted my wife, who assured me she would not call the person. She also informed me that she was only casually talking with the guy and nothing sexual was involved. She was speaking 2-3 times on a daily basis and call time was extended for more than 14-20 minutes. We had done counselling also and are now fine but my mind is refusing to forgive the person or my wife and sometimes I get stressed heavily and feeling anxious just thinking that my wife of 12 years had tried to move away and don't know whether such thing would get repeated.
Ans: It’s important to recognize that rebuilding trust requires effort from both partners. While counseling has helped you both move forward to some extent, it seems like the emotional impact on you hasn’t been fully addressed. This lingering anxiety and inability to forgive suggest unresolved pain and a need for deeper understanding. It might help to revisit these feelings with a professional who can focus on your perspective and guide you in processing them without blame or judgment.

Communicating openly with your wife about your fears, without accusing her, is key. Let her know how this experience continues to affect you emotionally. Explain that your concern isn’t just about what happened but also about preventing anything similar in the future. Focus on creating shared boundaries that promote trust and transparency, such as discussing emotional needs and maintaining openness about external friendships.

It’s also essential to work on reducing the anxiety that surfaces when these thoughts arise. Practice grounding techniques like deep breathing or mindfulness exercises to help calm your mind when you feel overwhelmed. Remind yourself of the positive steps you’ve both taken since the incident and the commitment you share to rebuild the relationship. By focusing on the progress you’re making as a couple, you can gradually shift your thoughts away from the past and toward a more secure future.

Finally, forgiveness is a process, not a destination. It doesn’t mean forgetting or minimizing what happened; rather, it’s about freeing yourself from the burden of resentment so that you can move forward with clarity. Take things one day at a time, and allow yourself the space to heal without pressuring yourself to “move on” before you’re ready. Trust can be rebuilt, but it requires patience, communication, and consistent effort from both partners.

..Read more

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Milind

Milind Vadjikar  |1152 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Apr 04, 2025

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Money
Sir, Age: 26 Subject: NPS ( National Pension Scheme) Scheme Choice : LC 75 ( Aggressive Auto Choice) Tier : Tier 1 Pension Fund: ICICI Prudential Pension Fund Current value of scheme : Rs. 57927/- Investing Rs. 5600/- on a monthly basis My goals: Want my portfolio to beat inflation and provide a pension of Rs. 1 lakh monthly ( in hopes that beating inflation value of Rs. 1 lakh does not decrease over time) Time horizon : 34 years Questions: 1. Sir will my NPS scheme beat inflation? 2. Is the Pension Fund ( ICICI Prudential) a good choice or should I shift? 3. Will one lakh pension after 34 years be enough to support my lifestyle? (Assuming that everything pans out smoothly) 4. Judging by today's tax law income up to 12 lakh p.a. is non taxable, will I be taxed on my pension still if the law remains as is? (Hypothetical question) My details : 1.Unmarried, never planning on marriage or kids ever. 2.Current utility bills amount to Rs. 15,000 per month 3. Other expenses Rs. 5-7k per month. 4. I have other investments too, but I want to know if I can rely on NPS in old age or not. With this information alone, is retirement with NPS feasible?
Ans: Hello;

Your current expenses add upto 22 K per month.

After 34 years this amount will be 1.6 L per month considering 6% inflation.

This would need a corpus of 5-6 Cr.

Your current investment would fetch you around 1.2 Cr which is quite low.

You need to invest minimum 25 K per month in NPS to expect 5 Cr+ corpus build after 34 years. (A modest 8% return considered from NPS)

Also you may shift from Auto choice to Active choice so as to ensure 75% allocation to equity upto 50 age.(In Auto choice after 35 age equity allocation is tapered down).

You are allowed to have different fund managers for different asset classes based on their performance in respective category.

Current fund manager looks okay however you need to review performance every year.

For generating retirement corpus it is better to have 2-3 investment avenues rather then a single one.

A mix of EPF/PPF, NPS and MFs should be more appropriate.

Best wishes;

...Read more

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