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Kanchan

Kanchan Rai  |407 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 19, 2024

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - Jun 19, 2024Hindi
Relationship

Dear Kanchan Mam, I have a very close friend who s been married for 10 years and with 2 kids one 8 yr old daughter and a one year old son. His wife whom he loved and trusted so much has cheated on him with one of her friend for almost 3 years which he came to know about recently. He could not digest that ..He thought of divorcing her but thinking about his children's future he changed his mind and told her to end all communication with her affair partner .She too agreed . My friend didn't tell about this to anyone except me including her parents whom he respects a lot and hence didn't want to hurt them ...But after 3 months he came to know that his wife is still in contact with her friend using another phone without his knowledge and her affair also has not stopped . This time he said he couldn't tolerate and told this to her parents and told them that he would be filing for divorce. Her parents are begging him not to do so and telling him to give one last chance as they would mend her this time . He told them that even after giving her a chance to mend herself she has cheated him and broken his trust . He says he cannot live with her without trust . So he has decided to move on but his wife is telling she will have no other choice but to commit suicide if he doesn't forgive her and has even threatened to commit suicide along with his children. She has attempted a couple of times too . My friend is in depression . He says he is also worried about his children's future without their mother ...At the same time he says he cannot imagine living with his wife again as before after being cheated on twice...He is asking me to advise. I am totally confused . Kindly advice the pros and cons of 1)forgiving her once again and living in a trustless marriage 2)moving on and finding someone more trustworthy . 3) If he decides to marry another person how will this impact his children . He s not interested in continuing with his wife but only for kids sake and because of his wife's and her mother's pressure he says he is not able to initiate divorce proceedings...Kindly help me to advise my friend suitably...

Ans: I understand how incredibly difficult this situation must be for your friend, and it's clear that he's grappling with some profound and painful decisions. Let's explore the potential paths he might take, keeping in mind the need for empathy and understanding for everyone involved.

If your friend chooses to stay and forgive his wife again, it might provide immediate stability for the children. They would continue to have both parents in their daily lives, which can offer a sense of security and normalcy. However, it's essential to acknowledge the immense challenge of living in a relationship where trust has been deeply broken.

Trust is fundamental to any healthy relationship, and without it, he might find himself constantly anxious and emotionally strained. This ongoing tension could create a stressful environment for both him and his children. If there's any hope for this path, it would require significant commitment to rebuilding trust and possibly professional counseling to navigate the healing process.

Deciding to move on and possibly seek a new, trustworthy relationship could ultimately lead to a happier and healthier future for your friend. This path respects his emotional needs and acknowledges that rebuilding trust with his current partner may not be feasible. Moving on offers a chance to start anew and find fulfillment in a relationship built on mutual respect and honesty.

However, divorce is a major life transition that will significantly affect the children. They'll need time and support to adapt to the changes in their family dynamics. This process can be emotionally and legally challenging, but it might be necessary for your friend to find peace and stability. His wife's threats are deeply concerning and must be taken seriously. Ensuring everyone’s safety is paramount, and professional help may be needed to manage these threats.

Introducing a new partner into his children’s lives is a delicate process. Initially, they might feel confused or insecure about the changes. However, with careful handling and sensitivity, a new, loving relationship can eventually provide them with a positive and nurturing environment. It can show them that it’s possible to overcome difficult circumstances and find happiness and stability again.

Encouraging your friend to seek professional counseling can provide a safe space for him to process his emotions and support his children through these transitions.

Consulting a lawyer will help him understand his rights and ensure that appropriate measures are in place to protect his and his children's safety, especially given his wife's threats.

Leaning on trusted friends and family can offer much-needed emotional support and practical advice. This is a time for him to draw on his community for strength and guidance.

Your friend's priority should be the well-being of his children and his own emotional health. Whether he chooses to stay and work on rebuilding the marriage or decides to move on, it’s crucial that he feels supported and safe in his decision. He doesn’t have to face this alone, and with empathy, professional help, and the support of loved ones, he can navigate this challenging time and find a path forward that leads to peace and happiness.

Being there for him as a compassionate friend during this time is invaluable. Your support and understanding can make a significant difference as he navigates these difficult choices.
Asked on - Jun 20, 2024 | Answered on Jun 20, 2024
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Thanks a lot mam for your detailed reply. Even I felt the same and advised him to move on and find someone more trustworthy. But my friend is concerned about his kids especially his daughter's future considering the societal norms and taboos. He says if they get divorced his daughter might have to face difficulty while finding an alliance in future. He is also skeptical about whether the new partner will take care of his children like her own as most of the women don't treat their step children with love and care. He s also worried about the entire divorce process as his wife is not agreeing for a mutual divorce and he says even if he applies for a contested divorce it will prolong for years and during this period he s worried about his children's growth and education which will be affected badly.... Considering all these and also his in laws request for forgiving their daughter and giving her a new life , my friend is thinking about giving his wife one last chance . However he s telling that he will not accept her as his wife but will take her only as his kids mother .. He says he will sacrifice his personal happiness and keep her with him only for his kids sake but will never trust her in future. My concern is whether this relationship will stay for long this way....And what is the probability that his wife will not cheat him again because of my friend's indifferent attitude towards her since she has cheated on him twice when he was living her so much... And whether trust can be rebuilt between them after some if she remains loyal to him from now...Kindly provide me insights on above concerns to help my friend...Also suggest me a good professional counsellor to take him for counselling.
Ans: I understand how challenging and painful this situation is for your friend. His concerns about his children's future, societal norms, and the impact of a potential new partner are all very real and valid.

He's worried about how a divorce might affect his daughter’s future, especially considering societal attitudes. While it's true that divorce can carry a stigma in some cultures, it's important to remember that society's views are slowly changing. More people now understand that the quality of the home environment is far more important than whether parents stay together despite significant issues. Children raised in a loving, stable home, even if it’s a single-parent one, often fare better than those who grow up amidst conflict and distrust.

Your friend is also understandably concerned about how a new partner might treat his children. Blended families can face challenges, and not every step-parent bonds well with their partner's children. However, there are many instances where step-parents build loving, supportive relationships. Taking the time to find someone who genuinely respects and cares for his kids is crucial.

Considering his wife’s threats and the prolonged nature of a contested divorce, he’s caught between maintaining a stable environment for his children and protecting his own emotional health. Divorce is tough and can be particularly challenging for children, but living in a household where there's no trust and emotional connection can be just as damaging, if not more so.

If he decides to give his wife another chance for the sake of the children, it's essential to set clear boundaries and perhaps seek professional help. But, given that she has broken his trust twice, it's natural for him to be skeptical about whether she can truly change. Living together merely as co-parents without rebuilding trust may create a cold, unloving environment that children will sense and be affected by.

Rebuilding trust after such betrayals is incredibly difficult and requires a lot of effort and transparency. If he chooses this path, it should involve both of them working towards healing, possibly with the guidance of a therapist. However, it’s also critical for him to consider his own mental health and whether staying in a trustless marriage is sustainable or healthy for him and his children.

Encouraging him to seek professional counseling can provide him with support and clarity. A qualified therapist can help him navigate these complex emotions and make the best decision for his family's future. Services like BetterHelp or local therapists listed on platforms like Psychology Today can be great resources to find professional support.

Your friend is in a very tough spot, trying to balance his children's well-being with his own emotional needs. It's a difficult journey, but with your support and the right guidance, he can find a path that prioritizes his and his children’s well-being.

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 23, 2024

Asked by Anonymous - Apr 16, 2024Hindi
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Relationship
Hello Anu Mam, I have a very close friend who s been married for 10 years and with 2 kids one 8 yr old daughter and a one year old son. His wife whom he loved and trusted so much has cheated on him with one of her friend for almost 3 years which he came to know about recently. He could not digest that ..He thought of divorcing her but thinking about his children's future he changed his mind and told her to end all communication with her affair partner .She too agreed . My friend didn't tell about this to anyone except me including her parents whom he respects a lot and hence didn't want to hurt them ...But after 3 months he came to know that his wife is still in contact with her friend using another phone without his knowledge and her affair also has not stopped . This time he said he couldn't tolerate and told this to her parents and told them that he would be filing for divorce. Her parents are begging him not to do so and telling him to give one last chance as they would mend her this time . He told them that even after giving her a chance to mend herself she has cheated him and broken his trust . He says he cannot live with her without trust . So he has decided to move on but his wife and her mother are telling they will have no other choice but to commit suicide if he doesn't forgive his wife. My friend says he is also worried about his children's future without their mother ...At the same time he says he cannot imagine living with his wife again as before after being cheated on twice...He is asking me to advise. I am totally confused . Kindly advice the pros and cons of 1)forgiving her once again and living in a trustless marriage 2)moving on and finding someone more trustworthy . 3) If he decides to marry another person how will this impact his children . Kindly help me to advise my friend suitably ..
Ans: Dear Anonymous,
1) Forgiving is never easy BUT if that's an option, then your friend and his wife will have to put it a lot of work in rebuilding the trust that is lost...which means a lot of putting things in the past and starting fresh, Will your friend be able to do this? This also will mean NOT bringing up what hurt the marriage and to focus on what can rebuild the marriage. Possible?
2) For a new relationship to blossom, one must first find closure from the previous one. Can your friend be able to do this?
3) The new person and the children will need a lot of time bonding with another. Also, your friend's ex-wife (if they divorce) will have her set of insecurities and objections if the new person and the children get closer. Will your friend be willing to take on these challenges?
It's wonderful that your friend has a great sense of support from you; so you can act as his sounding board to bring him back to reality and lead him to practical ways of dealing with it.

All the best!

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Latest Questions
Kanchan

Kanchan Rai  |407 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 24, 2024

Asked by Anonymous - Nov 24, 2024Hindi
Relationship
How can an elder man attract young women
Ans: Attracting someone, regardless of age, begins with authenticity and mutual respect. If an older man is interested in forming a connection with a younger woman, it’s important to focus on qualities that foster meaningful relationships. Younger women are often drawn to the stability, confidence, and life experience that an older man can bring to the table, but the key lies in presenting these qualities without pretense or arrogance.

Confidence rooted in self-awareness and emotional maturity can be particularly appealing. This doesn’t mean showing off achievements or wealth, but rather displaying a genuine sense of self and clarity about what you want in life. Emotional maturity—expressed through kindness, patience, and good communication—creates a safe and engaging space for meaningful interactions.

Equally important is the ability to connect on a deeper level. Shared interests, respect for her individuality, and a willingness to engage with her worldview go a long way. Relationships thrive when both individuals feel valued and heard. An older man should approach a younger woman with curiosity about her experiences and aspirations, while also offering his perspective in a way that enriches the connection rather than dominating it.

It’s also crucial to approach such a dynamic with an understanding of potential societal perceptions. While age-gap relationships are increasingly accepted, they often come with assumptions or judgments. The foundation of a strong relationship in this context lies in ensuring that the connection feels equal, mutually respectful, and free of power imbalances.

Finally, maintaining physical and emotional health contributes to overall attractiveness. When a man prioritizes his wellbeing, it not only enhances his confidence but also signals that he values himself and his relationships. Attraction in any relationship is multifaceted, involving both external qualities and the inner richness of character.

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Kanchan

Kanchan Rai  |407 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 24, 2024

Asked by Anonymous - Nov 22, 2024
Relationship
I was in a relationship with a boy(he is 35 yrs old man, and a lawyer but not practising in a court, he had a lot of relationship during our relationship and after break up , He had changed 4, 5 women or used them physically) for 3 years. It has been three-four months. We are not in a relationship. We have broken up. I told him to delete our personal pics and videos. He is not deleting them and is not blackmailing me either. I told him that since we don't want to be together, we don't have a future together, then delete them. He is not deleting them and is not blackmailing me either and I want him to delete them. Who knows what will come to his mind in the future and what will happen. If we don't continue, he has no right to Keep the pics in your mobile, whatever video is personal to us, don't delete it and don't blackmail me either. I am not able to understand what should I tell him, although I have requested him a lot to delete it but he is not doing it either, He told me that I have kept ur pics and videos So that I cannot complain against him in future. so what should I do, please guide me. I know I had made a huge mistake to love him and gave him right to keep personal pics or videos..
Ans: At this point, it’s essential to protect your emotional and mental health while addressing this issue. You might consider seeking support from someone you trust, such as a close friend or family member, to share this burden. Talking to someone who knows you and your situation can provide comfort and practical guidance.

If he continues to refuse, you may need to explore your legal options. Many countries have laws that protect individuals from having private photos or videos kept or shared without their consent. Taking this step might feel daunting, but it could give you a sense of empowerment and security. It’s not about revenge or escalation; it’s about protecting yourself and asserting your right to move forward without this hanging over you.

On an emotional level, remind yourself that you are not defined by this relationship or the choices you made while in it. You trusted someone who didn’t honor that trust, but this doesn’t diminish your value or strength. It’s natural to feel regret, but you deserve compassion from yourself as you work through this.

You’re not alone in this, and it’s okay to seek help—whether that’s legal advice, emotional support from loved ones, or even professional counseling to navigate the stress and anxiety this situation might be causing. The most important thing now is to take steps that protect your peace of mind and ensure your future isn’t weighed down by his actions.

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Milind

Milind Vadjikar  |687 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 24, 2024

Asked by Anonymous - Nov 23, 2024Hindi
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Money
Hello Team, Hi Dev Sir, I am 43 years old employed. Here are my financial stats: Loan - 35 lacs Saving- 27 lacs 1 house bought in 2009 at rent (14000/month) and valued at 60 lacs Another house which I live is valued at 90 lacs Monthly income after tax - 2.5 lac Monthly expenses- 1 lac PF/gratuity - 16 lacs MF - 2 lacs NPS - 4 lacs What are my options to retire after 5 yrs with good corpus?
Ans: Hello;

What is your monthly contribution to EPF, NPS and MFs?

Please clarify so as to advise you suitably.

Thanks;

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Nayagam P

Nayagam P P  |3918 Answers  |Ask -

Career Counsellor - Answered on Nov 24, 2024

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Career
Sir i am currently in class 11 th and i just want to prepare for jee mains and advanced 2026 exam so give me some roadmap to achieve and also guide me for computer science
Ans: Shreya, I trust that you have already enrolled in a coaching center, whether it be online or in person, and have finished your eleventh syllabus. (1) If you have not yet created your own short-notes for the 11th syllabus that has been completed, prepare it and continue to revise them every three days until 2026, even after you have commenced studying the 12th syllabus in December 2024. (2) Review the questions that you have incorrectly answered or skipped in mock tests conducted by your Coaching Center and/or practiced independently. (3) In order to increase your rank/percentile by targeting computer science at a reputable college/institute, prioritize mathematics (although all three subjects are equally important). (4) You should be thorough with NCERT books, particularly those pertaining to chemistry, in conjunction with the materials provided by your coaching institute. (5) Have 1-2 reference books for each subject. Not exceeding two. (6) Review the questions that were incorrectly answered or skipped in your mock and practice exams and retake the test. It is advisable to maintain a distinct note-book for these types of questions, which should include answers and elucidating notes, in order to review them repeatedly for all three subjects. (7) Download the SYLLABUS of JEE Main 2025 (available on Google by searching for "JEE Main Information Bulletin") and print it out, as there will be no significant changes to the syllabus in 2026. Maintain it on your study table and continue to update the 11th syllabus chapters and concepts that you have covered to date by marking them with a checkmark. This will boost your confidence if you continue to update the same till November 2025. (8) A slight difference in Syllabus might be visible when you acquire the 2026 JEE Main / JEE Advanced Syllabus. The same can be resolved within 15 days to one month in 2025-26. (9) Increase your productivity by studying for 45 minutes to 1 hour, taking a 10-minute break, and then continuing for 45 minutes. (10) Take a 2-3 minute break every 45 minutes while practicing questions, whether offline or online. This break should consist of closing your eyes and taking long breaths to enhance your concentration and mental capacity. (11) Additionally, it is recommended that you acquire the 20-40 PREVIOUS years question paper book of JEE (Main & Advanced) from Amazon. Arihant's, Disha's, or MTG's publications are recommended. Once you have finished reading a chapter, practice and complete it to determine the extent to which you have comprehended the concepts and to identify areas that require improvement. (12) By October 2025, ensure that you have reviewed significantly more than 90% of the previous years questions. Your confidence will be further bolstered by this. (13) After the mock test is completed at your coaching center, clarify all incorrectly answered or ignored questions and continue to revise and practice them, as these types of questions will significantly disrupt your performance in the actual JEE. (14) If you are a regular school student, inquire with your class teacher about the minimum attendance requirement as outlined in the Board's regulations (State, CBSE, ICSE, etc.). Utilize the remaining 15% by taking time off and preparing for your JEE, if only 85% attendance is required. (15) THE MOST IMPORTANT Value Added Suggestion: Rather than solely relying on JEE, please participate in 5-7 entrance exams/counseling process with a JEE score for getting admission into any one of the private engineering colleges to have a variety of options to select the most suitable one. All the BEST for Your Prosperous Future.

To know more on ‘ Careers | Education | Jobs’, ask / follow Us here in RediffGURUS.

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Radheshyam

Radheshyam Zanwar  |1062 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 23, 2024

Asked by Anonymous - Nov 23, 2024Hindi
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Career
My son graduated BE CSC with 8.9 CGP was offered a job as system engineer inTCS in April when he was in his 8th semister. Till November 23 he didn't get the on boarding letter, in the meantime whe appeared in two' exams under same offer. Advice what has been going on.
Ans: Hello.
Whatever you are saying is just shocking. The track record of TCS is not like that, as you described in your question. It would be better to contact TCS again and ask them when they will give on boarding letter. It is not clear from your query whether your son had done some correspondence with TCS or not related to the job offered. It is also not clear which two exams he appeared in. If not selected in a campus interview, searching for a job might be tedious but not so difficult. Ask your son to post a strong resume on the LinkedIn portal and remain in touch with his seniors. Please visit the websites of renowned companies daily to search for vacancies. There are many job-offering portals where he can register his name. Please ask the college placement division for any placement opportunities.
Wishing the best of luck for his bright future.

If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

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T S Khurana

T S Khurana   |197 Answers  |Ask -

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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