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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 08, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Apr 06, 2024Hindi
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Relationship

hii im 18 yrs old ..my parents found out about my bf.. actually they have caught me 5 to 6 times and always told me to leave him.. and i used to leave him but after sometime we again get reunited .. my parents have snatched my phone and telling me whether to choose them or my bf.. they are telling me to live in their house according to them otherwise i should leave their house.. i love both of them so much i got my bf after lot of struggles and fights .. i dont know what should i do..my bf is also from another religion and now my parents are telling me that they will not let me study further and will take me to my hometown forever and will get me married their with someone else

Ans: Dear Anonymous,
At 18 when you are still emotionally immature and financially not yet stable, what else do you expect your parents to do?
They are doing what they think is the right thing for you to keep you safe. My suggestion would be to focus on what must matter to you most at this age; your studies...put down your goals and stick to them...
As cruel as it may seem to you that the whole world is against your association with the boy, remember that you have a life ahead of you that will give you the necessary space for such a relationship...so work towards yourself first, so that when you actually get into a relationship, you know that it is right for you!
Right now, you know that your parents may very well pull you out from studies and there goes your dreams of a better future...So, please stop being foolish and step up for yourself and do what's right for you!

All the best!

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 20, 2024

Asked by Anonymous - Mar 17, 2024Hindi
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Relationship
Hi ma'am I have suffered a lot with my parents since childhood they never allowed me to go outside with friends. I have never even attended a birthday party of my friends. They never want me to be independent and do something which I like to. Even on lockdown time they don't allow me to go to the terrace of my own house because they think I will talk with someone. Now I am doing a job in my city only but they also force me every day to leave that job because the are super unhappy that I am not dependent on them financially. I have a boyfriend and want to marry him but they will not agree to that also as it will be a intercaste marriage. And I will let them know about this they will house arrest me. My father also told me that even if I got a job of 1000k per month he is not going to allow me to do that. He just want me to stay in home do help my mother on house hold work and get married to his choice boy. I really love my boyfriend he is the one who supported me till now please help me that how can I get out of my house and get married to him. Also his parents are very supportive for me.
Ans: Dear Anonymous,
You are a grown-up...what makes you want to heed to your family's drama? Are you unsure of whether you will be able to make it without your family's support?
It's your life and if you know what you want of it and out of it, then do the things that make it happen. Take decisions and stick by them...
You clearly know what the issue is from your parents (from what you have shared here). When you are able to express it here to me, what stops you from actually telling your parents how you feel about the way they treat you? What will happen if you tell them that they are being obstacles in your happiness path?
Sometimes people; even if they are your parents must be told not to cross the line especially if it has begun to hamper your life's growth path. Be bold and firm...The biggest thing on your side is that your boyfriend and his family are in support of you. What more do you want?
Never heed to emotional blackmail from anyone even your own family. Your parents hold a great level of control over you and you have given them that power to do so...how much longer? Now when its' time for you to create your life, make sure what and how you include people in them.
Don't confront your parents, simply tell them that you are old enough to take decisions for yourself and that you would love if they supported you. If they don't and start their drama, you know what you must do...Build your life...

All the best!

..Read more

Kanchan

Kanchan Rai  |405 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 03, 2024

Asked by Anonymous - Jun 03, 2024Hindi
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Relationship
Hi mam i am dating my bf from 10 years. He have good job. His family also very good and well settled.i told my parents about him first they say no because of different cast. But i explain them then they are ready. So i told them to meet with bf family. But every week they give reasons and in the end they cancel to meet with my bf. And they say we will get you marry to ur bf but they doesnt want to meet him and talk to him even in once not even in call. Now i am confuse i dont know what to do. My parents are not giving me any clear answer. Everyone told me they are just buying time.
Ans: It sounds like you're in a difficult situation where your parents are expressing ambiguity despite initially agreeing to your relationship. This can be very frustrating, especially when you've invested so much time and emotion into your relationship and are ready to take the next step.
First, have a calm and honest conversation with your parents. Try to understand their concerns and reservations. Ask them directly why they are hesitant to meet your boyfriend and his family. Sometimes, parents may have unspoken worries or cultural considerations that they find difficult to articulate. By understanding their perspective, you can address specific concerns rather than general resistance.

Secondly, communicate your feelings clearly. Let your parents know how important this relationship is to you and how their lack of engagement affects you. Explain that meeting your boyfriend and his family is a crucial step in solidifying your future together. Emphasize that this meeting is not just a formality but a meaningful way to blend two families and cultures.

It might also be helpful to suggest a low-pressure, informal meeting. Sometimes the idea of a formal introduction can be intimidating for parents. Suggest meeting in a casual setting, such as a family dinner at a restaurant or a small gathering at home, which might make them more comfortable and less pressured.

If your parents continue to delay without a clear reason, you may need to make a decision based on your own values and priorities. Reflect on what you want for your future and consider if your parents' hesitation is something that can be worked through with time, or if it might require you to take a stand for your own happiness.

Lastly, seek support from trusted family members or friends who understand your situation. Sometimes, having someone else advocate for you can make a difference. They might be able to mediate the conversation and provide a perspective that resonates with your parents.

Ultimately, your happiness and the future of your relationship are paramount. While it's important to respect and consider your parents' opinions, you also need to ensure that you're making decisions that align with your own values and desires. Balance patience with assertiveness, and prioritize open, honest communication both with your parents and your boyfriend.

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 28, 2024

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Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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