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Should I marry a man shorter than me? My parents disapprove due to cultural differences and his height.

Anu

Anu Krishna  |1403 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 21, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Tanya Question by Tanya on Oct 19, 2024Hindi
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Hello Ma'am, I will be explaining my problem in detail. I sincerely appreciate your previous answer. As suggested, I spoke with my boyfriend about the apprehensions from my parents regarding cultural difference. He resolved many things . To be honest, what I mean by cultural difference is that I am from a Brahmin family who has been living in 'not so traditional' way. My parents are into the service class and are well educated. On the other hand, my boyfriend belongs to the merchant or 'Baniya' community and his father is a grocery shop owner and his mother is a housewife. Although they are decent people who do not put much restrictions. The reason my family is opposing this marriage even after resolving the apprehensions with my boyfriend is firstly his family background . My mother worries as to how she will introduce his family to our extended relatives and acquaintance. Adding to the problem, my boyfriend is 1.5 inches shorter than me. Now this is also a prime cause for major opposition from my family towards marrying my boyfriend. My mother explains this problem but I told her that these things do not matter . Could you please suggest me what to do now ? My boyfriend is an extremely loving person, who respects me and more than me he respects my family. Even after these problems he is ready to support me and wait for me

Ans: Dear Anonymous,
You have said this:
My boyfriend is an extremely loving person, who respects me and more than me he respects my family. Even after these problems he is ready to support me and wait for me...
What more do you want?
Like I have already suggested, plan for how the two of you are going to face challenges when they arise and how you plan on working on differences that stem within the marriage due to culture and other values. Kindly refer to my first response to you...you will find suggestions there.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Kanchan

Kanchan Rai  |444 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 23, 2024

Asked by Anonymous - Sep 22, 2024Hindi
Relationship
Hii ma'am... I'm in relationship with my boyfriend for about 5 years and we both love each other a lot..We are doing MBBS and preparing for IAS alongside..He is an amazing human being.. considerate kind honest compassionate...He is really smart intelligent and determined to achieve everything he sets his eyes on...He is just so confident... a good human being...He respects me a lot..never been a time in 5 years he yelled at me in loud voice or he said or did something bad to me...like he loves me a lot and says he is doing everything for me.. his studies achievements and all are for me..He is everything I will want in a husband The problem is ... I'm a Jaat girl and he is Brahmin boy..His family agreed to our marriage...my parents are not ready at any cost for an intercaste marriage I'm from a well off family..my parents both are in govt jobs..He isn't from a rich family so my parents say that there needs to be a family background otherwise you will face problems...They say that I should find a boy who matches me in the looks.. They don't like his looks...Also his and mine home are almost 300 km from each other adding to the problem...my parents say that they won't want me to live so far from them that they can't even meet me regularly...They say that you will be busy in jobs and being so far we won't be able to meet you and you also won't be able to come..he should've been from same district... Their main objections are.. Intercaste..His looks.. Family background..Money.. Distance They have sacrificed a lot for me and I've always been a child who didn't ask for anything..never saying no to my parents..and all.. Always been close to them..it is very difficult for me to hurt them...but I love this boy so much..I can't even imagine marrying someone else..He is everything I would ever want in a husband... Ma'am please consider all the aspects and please advise accordingly what should be done..are my parents right..or they aren't...what should I do.. I'm stuck..
Ans: One thing that’s important to consider is that, ultimately, the person you marry will be the one who you will spend your life with—not your parents. It’s you who will navigate the everyday realities of this partnership. You’ve already seen the kind of partner your boyfriend is, and it sounds like you trust him deeply. He’s shown commitment, love, and respect, and those qualities are foundational to a long-lasting, fulfilling relationship.

When it comes to your parents, their concerns about caste, financial background, and distance are understandable, but these are challenges that many couples can and do overcome. Financial stability can change with time, and distance is something that can be managed with compromise, especially if both you and your partner have career goals that align. What matters most is the emotional connection and support you offer each other. It’s possible that once your parents see how happy and fulfilled you are with him, they may come around, even if it takes time.

I think one of the most crucial steps here is communication—not just with your boyfriend, but with your parents. You mentioned that you’ve always been a respectful and compliant child, and that’s a beautiful testament to the relationship you’ve shared with them. However, this might be the moment where you need to lovingly express your desires and assert your independence as an adult. Your happiness and well-being in a marriage should be the central concern. Try having an open, calm conversation with them where you acknowledge their concerns but also explain how deeply you feel for your boyfriend, emphasizing the qualities that truly matter to you—his kindness, his respect for you, and the life you want to build together.

While it’s natural to want your parents’ approval and blessing, it’s also important to recognize that they might not fully understand your relationship unless they see it from your perspective. It’s not about rebelling or hurting them—it’s about being honest with them about who you are now and what you want for your future. It may take time for them to come to terms with it, but as they see the strength of your commitment, they may begin to soften their stance.

If, after many conversations, they still cannot accept your choice, you’ll have to weigh your options. You can continue to work on slowly helping them see your perspective, or you may have to make a decision that prioritizes your happiness, even if it’s difficult in the short term. Marriage is a lifelong commitment, and being with someone who supports, loves, and respects you as your boyfriend does will be far more valuable in the long run than external factors like caste or background.

Ultimately, it’s about what kind of life and partnership you envision for yourself. If your boyfriend is the one who aligns with your values, dreams, and emotional needs, you might need to help your parents understand that, even if it means navigating some tough conversations ahead.

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Kanchan

Kanchan Rai  |444 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 19, 2024

Asked by Anonymous - Oct 17, 2024Hindi
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LI have a boyfriend of almost 3 years. We have been in a loving relationship. My boyfriend lives in a joint family set up while I have lived almost my whole life in a nuclear family. My family has always been very open minded whereas his family is a traditional Indian jount family. Over this period I have met his family twice or thrice for not more than 2 hours or so. Same is the case with my boyfriend His side of the family seemed to be decent overall. Since, we are planning to get married, me and my boyfriend decided to introduce our families with each other. On doing so, my parents found multiple points of differences in their culture and ours. They even warned me if I will be able to survive in this family and I feel that my family is 100 per cent right about this. Although, they approved of my boyfriend but not his family. Should I marry him?
Ans: It’s great that you and your boyfriend have a loving relationship and are thinking about the future. However, the concerns raised by your parents about the differences in family setups are valid, especially since they can play a big role in your day-to-day life after marriage.

Before making any decision, have an open conversation with your boyfriend about what life will be like in a joint family. Discuss expectations, privacy, and how involved his family will be in your marriage. It's also important to reflect on how flexible you both are when it comes to navigating these differences. While love is crucial, adapting to different family dynamics can impact your happiness long-term.

Ultimately, the question is whether both of you can work together to balance your individual expectations while maintaining harmony with his family. If you feel confident in your ability to communicate and compromise, and that he will support you through this, it could work. However, if you foresee these cultural differences causing too much strain, it’s important to weigh that carefully before moving forward.

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Ravi

Ravi Mittal  |472 Answers  |Ask -

Dating, Relationships Expert - Answered on Oct 17, 2024

Asked by Anonymous - Oct 17, 2024Hindi
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I have a boyfriend of almost 3 years. We have been in a loving relationship. My boyfriend lives in a joint family set up while I have lived almost my whole life in a nuclear family. My family has always been very open minded whereas his family is a traditional Indian jount family. Over this period I have met his family twice or thrice for not more than 2 hours or so. Same is the case with my boyfriend His side of the family seemed to be decent overall. Since, we are planning to get married, me and my boyfriend decided to introduce our families with each other. On doing so, my parents found multiple points of differences in their culture and ours. They even warned me if I will be able to survive in this family and I feel that my family is 100 per cent right about this. Although, they approved of my boyfriend but not his family. Should I marry him?
Ans: Dear Anonymous,
I can't really tell you whether you should or shouldn't marry him, but I understand that moving from a nuclear family to a joint one can be a big adjustment. I would suggest not to rush into any decision. Take some time to think- 1) Are you willing to make big life changes for your partner? 2) If so, how far are you willing to go? 3) Do you think these changes will negatively affect your mental health and your relationship in general? 4) Are these differences worth breaking up with your partner? 5) Take a look at the big picture- do not focus on momentary happiness or sorrow.
It is indeed a big decision and it is one you should be making with your partner. Communicate your fears to your partner- let him come up with solutions. But, in the event, you are certain you will never be able to adapt to their lifestyle, don't let anyone manipulate you into getting married to him. It will only ruin both of your future.

Best wishes.

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Dr Nagarajan Jsk

Dr Nagarajan Jsk   |183 Answers  |Ask -

NEET, Medical, Pharmacy Careers - Answered on Dec 21, 2024

Asked by Anonymous - Nov 19, 2024Hindi
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Hello sir I am mbbs graduated from russia in 2020,n passed with my fmge exam in india in 2021, I want to ask if i want to practice medicine or work as doctor in uk ? Is it necessary for me to pass plab exam exam? Or if i get sponsorship from any uk i will be able to work there and simultaneously i will give plab exam?? Please guide me i m so confused?
Ans: Hi, I understand that you pursued a medicine course in Russia (a non-European country) and, since you are from India, you have completed the FMGE. Now you want to practice or work in the UK as a doctor?

Based on your question, you are eligible to practice in India after completing your internship (which you haven't mentioned, but I assume you have completed it). The FMGE is essentially a licensure exam for Indian students who have completed their medical studies abroad, so you are eligible to practice in India only.

If you want to practice medicine in the UK, you need to complete the PLAB test, as you are from outside the UK/Switzerland/European countries (Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland).

You also inquired about sponsorship. Here is the information related to sponsorship for practicing medicine in the UK.
(Extracted from general medical council, uk org. )Applying for registration using sponsorship
If you apply through sponsorship, you will have to satisfy the sponsor that you possess the knowledge, skills and experience required for practising as a fully registered medical practitioner in the UK. Each sponsor has their own scheme which we have pre-approved. If you can satisfy the requirements of their scheme, they will issue you with a Sponsorship Registration Certificate (SRC) which you will need for your application with us. Please ensure this is a Sponsorship Registration Certificate for GMC registration, as we can’t accept UK visa sponsorship certificates for your application for registration.
Please note that a core part of all sponsors' criteria is that a doctor applying for an offer of sponsorship must have been engaged in medical practice for three out of the last five years including the most recent 12 months. If you cannot meet these minimum criteria, it is unlikely that you'll be able to supply sufficient evidence to support your application for sponsorship.
Doctors applying through sponsorship are required to demonstrate their English language skills by achieving our current minimum scores in the academic version of the IELTS test or the OET (medicine version).
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KINDLY NOTE: If your sponsor is not on this list then you cannot apply using sponsorship.
If you have any further questions, please visit the GMC website for more information.

WISH YOU ALL THE VERY BEST.

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Ramalingam

Ramalingam Kalirajan  |7290 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Dec 21, 2024

Asked by Anonymous - Dec 21, 2024Hindi
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Hi Sir, I follow your articles regularly and your detailed assessment is really awesome.I am 47yrs Male with wife, 20&18 years kids, elder one is in B.Tech and younger one is 12th. My wife is a home maker. Coming to financials. I have 4 houses including the one residing worth 10cr(total) and getting rental income of 70k per month, invested in stocks and MFs worth 60L, have foreign stocks of worth 1.7cr, accumulated pf around 1.3cr. I have farm lands worth 5cr. Have 1.2cr loan and salary of ~4L (net). current sips in equity 70k/month, have 5Cr term plan, health insurance for family 50L. How do I plan my retirement at 52-53years assuming 80 years life expectancy. Don't want to depend on kids and need regular income ~3-4L per month.
Ans: Asset Evaluation
Real Estate:
You own four houses worth Rs 10 crore, generating Rs 70,000 monthly rental income. This is a solid base for passive income. However, real estate can have fluctuating maintenance costs, tenant issues, and varying rental yields over time.

Stocks and Mutual Funds:
Your Rs 60 lakh investment in stocks and mutual funds is a commendable step. Active mutual funds offer professional fund management and can outperform index funds over time.

Foreign Stocks:
Your Rs 1.7 crore portfolio in foreign stocks adds geographical diversification. Monitor currency exchange fluctuations and global market trends.

Provident Fund (PF):
With Rs 1.3 crore in PF, this is a reliable retirement corpus. The fund provides fixed returns and tax benefits, adding stability.

Farm Lands:
Farm lands worth Rs 5 crore are an illiquid but valuable asset. They might not generate consistent income unless leased or developed.

Loans:
A loan liability of Rs 1.2 crore needs prioritised repayment. Focus on loans with higher interest rates first.

Insurance Coverage:
A Rs 5 crore term plan is robust. Your Rs 50 lakh health insurance is sufficient for unexpected medical emergencies.

Retirement Goals
You need Rs 3–4 lakh monthly for 27–28 years post-retirement.
The portfolio must generate steady, inflation-adjusted returns.
Action Plan for Retirement
Debt Management
Prepay High-Interest Loans:
Use a portion of your surplus income to prepay loans. This reduces interest outflow and increases your cash flow.

Avoid New Loans:
Focus on reducing existing liabilities instead of taking on new ones.

Portfolio Restructuring
Real Estate:
Retain essential properties. Sell underperforming or non-essential properties to reduce concentration in real estate. Invest proceeds in mutual funds or debt instruments for diversification.

Mutual Funds (MFs):
Increase SIPs in actively managed funds. They outperform direct funds due to guidance from Certified Financial Planners and MFDs. Regular funds offer better tracking and professional assistance.

Stocks:
Monitor direct equity investments closely. Consider reallocating underperforming stocks to mutual funds for better management.

Debt Instruments:
Invest in high-quality debt funds or fixed-income securities for stability. These instruments balance equity volatility and ensure steady returns.

SIP Strategy
Increase SIPs from Rs 70,000 to Rs 1 lakh/month.
Allocate 70% to equity funds for long-term growth.
Invest 30% in debt funds for stability and liquidity.
Emergency Fund
Maintain a 12-month expense reserve in liquid funds or fixed deposits.
This covers unexpected expenses without disturbing investments.
Income During Retirement
Systematic Withdrawal Plan (SWP)
Use SWPs in mutual funds to generate regular income.
Withdraw 6–8% annually from your mutual fund portfolio for a steady income stream.
Rental Income Optimisation
Review property rents regularly.
Invest part of rental income in equity or debt mutual funds for compounding.
Dividend Stocks
Retain high-dividend-yield stocks for regular income.
Reinvest surplus dividends for long-term growth.
Tax Efficiency
Equity Funds Taxation:
Long-term gains above Rs 1.25 lakh are taxed at 12.5%. Short-term gains are taxed at 20%.

Debt Funds Taxation:
Both short- and long-term gains are taxed per your income slab.

Real Estate Capital Gains:
Use exemptions under Sections 54 or 54F to save tax on property sales.

Inflation Protection
Allocate 60–70% of your portfolio to equity investments.

Equity provides inflation-adjusted returns over time.

Debt funds and fixed instruments safeguard against equity market volatility.

Estate Planning
Draft a will to allocate assets transparently among family members.
Use nomination and joint ownership to avoid legal complications.
Consider a family trust for farm lands to avoid disputes.
Periodic Review
Review your financial plan every six months.
Adjust investments based on market conditions, goals, and needs.
Consult a Certified Financial Planner regularly for updates.
Finally
A well-diversified portfolio ensures financial independence post-retirement. Focus on debt repayment, portfolio balance, and tax-efficient withdrawals. Your assets can comfortably generate Rs 3–4 lakh monthly income, adjusted for inflation.

Best Regards,
K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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Kanchan

Kanchan Rai  |444 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 21, 2024

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I am the eldest sibling in our families and aged 51. Normally, whenever anyone in the family has a problem - financial, mental, psychological, issue with people or anything else, they come up to discuss with me and share. Well, many would say I am lucky as people look up to me when they are in any kind of a problem. But that is not the case. Sadly no one is around with whom I can discuss or even think to share my issues, my problems. I do not have any friends. Sadly, yes, that is a fact and at my age, I dont expect that here we have a culture where we can get to making friends, at least the kind of friends with whom you can confide, share your feelings, problems. I tried and failed. Maybe because I am introvert or maybe I am too cautious. To make it more complicated, I dont work in the regular kind of job. I am a lone person who works as a freelance from home. This limits my outreach when it comes to interacting with real people. I have clients, business contacts, but I cannot get personal with them. It will never be a good choice. My wife is busy with her job + we do not have any relation beyond the daily matters related to household and it has been more than 10 years now that we live this way. Tried to sort out things with her but she just does not have time and interest (after all who wants to add on to tensions, stress). My daughter is after all my daughter - I cannot share these with her, and definitely at 10 she is too young to be one to discuss such stuff. I am not sure how far this issue can be fixed but I am hopeful to find some path here.
Ans: Dear Kevin,
Starting small can be helpful. Consider connecting with people through shared interests or hobbies, either online or in person, where the pressure to immediately open up is minimal. Online communities, local meetups, or volunteer activities can create low-stakes opportunities to connect with like-minded individuals. The goal isn’t to instantly find someone to confide in but to slowly build a sense of belonging and companionship.

Your relationship with your wife appears to be another significant source of emotional distance. While her lack of interest in deep conversations may seem like a barrier, it’s worth exploring other ways to reconnect—perhaps by spending time together in shared activities or revisiting moments that once brought you closer. Sometimes, relationships stuck in routines benefit from new experiences or even professional counseling to navigate the underlying dynamics.

Regarding your daughter, while it’s clear she cannot shoulder your emotional burdens, she can still be a source of joy and connection. Investing time in activities with her can provide a sense of fulfillment and grounding that counters loneliness.

Above all, remember that reaching out for professional support, such as therapy, is not a sign of weakness but an act of self-care. A therapist can provide a safe space to express your feelings and help you develop strategies to foster deeper connections and manage emotional isolation.

You deserve to feel supported and connected, and even if the journey to finding that seems long, every step you take toward opening up or seeking out others is a move toward a more fulfilling and less lonely existence.

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Top4 sips with 15k amount suggest me
Ans: Here’s an updated strategy for your Rs. 15,000 SIP allocation, replacing the sectoral/thematic fund with a small-cap fund for better long-term growth potential.

Suggested SIP Allocation (Rs. 15,000)
Large-Cap Fund

Allocation: Rs. 4,000/month
Objective: Stability and steady growth by investing in India’s top 100 companies.
Why Choose: Provides consistent returns and low volatility in your portfolio.
Flexi-Cap Fund

Allocation: Rs. 4,000/month
Objective: Diversified exposure across large, mid, and small-cap stocks.
Why Choose: Offers balanced risk and returns with flexibility during market cycles.
Mid-Cap Fund

Allocation: Rs. 3,500/month
Objective: Tap into the growth potential of medium-sized companies.
Why Choose: Higher returns with manageable risk compared to small caps.
Small-Cap Fund

Allocation: Rs. 3,500/month
Objective: Focus on fast-growing small-cap companies.
Why Choose: High-growth potential over the long term, though with higher volatility.
Why Include Small-Cap Funds?
Long-Term Growth: Small-cap companies have immense potential to grow significantly over time.
Diversification: Adds exposure to an underrepresented segment, complementing large and mid-caps.
High Returns: Potential for higher returns compared to other categories, albeit with higher risk.
Key Considerations
Investment Horizon: Stay invested for at least 7-10 years to mitigate short-term volatility.
Active Fund Management: Avoid direct or index funds to leverage professional expertise.
Regular Monitoring: Review fund performance periodically with a Certified Financial Planner.
Tax Implications
Equity Funds:
LTCG above Rs. 1.25 lakh/year taxed at 12.5%.
STCG (held less than 1 year) taxed at 20%.
Final Insights
This updated allocation ensures a mix of stability, moderate risk, and high growth. With consistent SIPs and periodic reviews, you can achieve robust wealth creation over the long term. A Certified Financial Planner can assist in optimising your investment strategy.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

...Read more

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.
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