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Kanchan

Kanchan Rai  |272 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 05, 2024

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - Jul 04, 2024Hindi
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Relationship

My brother is mentally disabled so should I marry to guy or i should focus on making my career I'm 26

Ans: Deciding whether to focus on a relationship or your career, especially with the responsibility of caring for a mentally disabled brother, is a deeply personal and complex decision. Both paths offer valuable opportunities and come with their own sets of challenges.

Caring for your brother is a significant commitment, and it’s natural to feel torn between supporting your family and pursuing your own goals. However, it’s important to remember that you can find a balance. A fulfilling career can provide financial stability and personal growth, which can also benefit your family in the long run. Building a solid professional foundation at 26 can open many doors for your future and give you the resources and confidence to support your brother better.

On the other hand, relationships are a significant part of life. If you find a partner who understands your responsibilities and is supportive of your family situation, it can greatly enhance your life. The right person will respect your commitments and be willing to share in the journey. A healthy relationship can provide emotional support and partnership as you navigate life’s challenges.

It’s also worth considering that you don’t necessarily have to choose one over the other. Many people successfully manage both a career and a relationship by setting clear priorities and finding supportive partners. Think about your immediate and long-term goals and how each path aligns with your values and vision for the future. Reflect on whether you can integrate both aspects into your life with the right planning and support.

You don’t have to make this decision alone. Talking to trusted friends, family members, or a counselor can provide valuable perspectives. They can help you explore your feelings and options, making the decision-making process less overwhelming.

Ultimately, the right choice is the one that feels true to you and aligns with your deepest values and aspirations. It’s crucial to give yourself permission to prioritize your own happiness and well-being, alongside your responsibilities. Whether you choose to focus on your career, pursue a relationship, or find a balance between the two, what matters most is that you make a choice that feels right for you.

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Anu

Anu Krishna  |1021 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 22, 2022

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Relationship
Dear mam I am 22 years old boy.And I feel like I am in depression past 6 months because of my own eyes which makes me cry every dayI have a disease called glaucoma which will make me blind.And thinking about that it hurts me kills me due to this I can't even imagine anything good will happen to me.And I have girlfriend who loves me more than anyone. What should I do? My eyes are not perfect.I have a power of -18 in both eyes.It's not good for anyone to marry a blind guy like me, which kills me even more.Do you think I should I marry her with my imperfection?
Ans:

Dear DD,

I can only imagine what you must be going through.

Life isn’t fair and the odds can be heavy, but the one who weathers it all, is a true soldier.

I assume that you have consulted eye specialists to assess the condition of your eyes and that you have done everything in your power to arrest or slow down the condition.

Having said this, the girl that you love has every right to know about what you are going through and yes, she must have the option to choose if she wants to spend the rest of her life with you.

Whatever and however life takes you along, meet it with a smile.

Feeling sorry for yourself is the worst thing you can do right now. Who knows, you might find a support group of people who are going through a similar situation as yours.

Lift your chin up and learn more on how you can arrest the deterioration of the eyes.

Be in the healing energy of Nature everyday and most importantly allow the love and support of your family to become your strength as you move on with force and faith.

All the best.

..Read more

R P

R P Yadav  |304 Answers  |Ask -

HR, Workspace Expert - Answered on Aug 14, 2023

Asked by Anonymous - Aug 13, 2023Hindi
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Career
Hellow sir, Request you to please suggest and help? I am 39 yrs old male with no job in hand. I am not married as well. Actually my mom was detected with liver cirrhosis and was asked to have liver transplant on Septemeber 2022. After tht i was all after taking care of my mom and looking out for donors. I didnt hav anybody to take care of my mom, my sister is settled in USA and she was expecting. Hence she could nt help, but all the financal help was done by her. My mom underwent Liver Transplant in the month of May 2023 and now she is recovering. I am with her taking care of her. I hav Dad, bt he is also very old. I was before sept 2022 working in a Reputed hospital as deputy marketing manager. I have done my MBA marketing as well with a hotel management degree. I have a total of 11 years of experience with 8.26 lakhs per year package. I always felt in regards of my marriage i m unable to get a match coz i dont hav a suitable job with good package. At 39 i m unable to upgrade my skills coz of all my responsibilities. Maybe September i am thinking of looking out for a job, as my sister is going to return from US. I want to get married and lead a normal life. I also want to grow in life so that i can keep my family happy. I m afraid of being alone all my life, coz my parents in regards with dere health are not doing well. I also want grow in my career. Request you to please guide me what should i do in life ahead . I had no relatives support that is why i had to leave my job to take care of my Parents. At 39 i feel tht i m too old to get married as dere are very few proposals of my age and those which are dere are very much well settled in life and would epexct somone who is more sucessful than me.
Ans: Hi,
I can understand that you have got two issues primarily. First, you need to get a job and secondly is to get married along with taking care of your parents. You can look for jobs through job portals and look for match through various matrimony portals and marriage bureaus. If you do this consistently for a few months, you are bound to succeed.

..Read more

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Dev

Dev Ashish  |48 Answers  |Ask -

MF Expert, Financial Planner - Answered on Jul 08, 2024

Asked by Anonymous - Jul 08, 2024Hindi
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Money
I am 28 years old unmarried currently holding salary of 64000 & investing 2000 in less & 500 in small cap fund..How much more investment required to secure future and generate a corpus of 4cr till 2044
Ans: For a target of Rs 4 Crore in the next 20 years, you need to invest about Rs 30-38,000 monthly assuming average returns of 10-12% per annum and that you will be able to increase your monthly investments by at least 5% each year in line with income/salary growth.

So given that you are investing about Rs 2500 in mutual funds each month right now, you will have to significantly increase this monthly contribution amount if you want to reach your target corpus.

We don't have information about your risk appetite. But assuming that it is at least moderately aggressive, then, you can start investing in a combination of largecap index funds, flexicap/large&midcap funds, midcap funds, etc.

Thanks
Dev Ashish,
SEBI Registered Investment Advisor (Fee-Only RIA)
Founder, StableInvestor.com
Twitter (@Stableinvestor)

Note (Disclaimer) - As a SEBI RIA, I cannot comment on specific schemes/funds that are provided or asked for in the questions in the platform. The views expressed above should not be considered professional investment advice or advertisement or otherwise. No specific product/service recommendations have been made and the answers here are for general educational purposes only. The readers are requested to take into consideration all the risk factors including their financial condition, suitability to risk-return profile and the like and take professional investment advice before investing.

...Read more

Dev

Dev Ashish  |48 Answers  |Ask -

MF Expert, Financial Planner - Answered on Jul 08, 2024

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Money
Hello Sir, My aim to generate 25L in next 5 years thru Mutual funds and have started 5 SIP of 3000 each in these fund , 1. 1. Axis Bluechip Fund (Direct Growth), 2. Nippon India Large Cap (Direct Growth), 3. HDFC Small Cap (Direct Growth), 4. Parag Parikh Flexi Cap (Direct Growth), 5. Canara Robecco ELSS tax saver (Direct Growth). Please advise whether this funds are enough to generate the required corpes or I need to invest more.
Ans: For a target of Rs 25 lakh in the next 5 years, you need to invest about Rs 25-31,000 monthly assuming average returns of 10-12% per annum.

Right now you are doing Rs 15,000 monthly across 5 funds (with 3K SIP). So unless the returns generated by your funds are a lot more than that, it will be difficult to reach the target amount.

So you should try and invest as close as possible to the calculated amount of Rs 25-31,000 monthly. And assuming a reasonable salary growth and controlled expenses, you should try to increase the monthly investments each year in line with your income growth.

Thanks
Dev Ashish,
SEBI Registered Investment Advisor (Fee-Only RIA)
Founder, StableInvestor.com
Twitter (@Stableinvestor)

Note (Disclaimer) - As a SEBI RIA, I cannot comment on specific schemes/funds that are provided or asked for in the questions in the platform. The views expressed above should not be considered professional investment advice or advertisement or otherwise. No specific product/service recommendations have been made and the answers here are for general educational purposes only. The readers are requested to take into consideration all the risk factors including their financial condition, suitability to risk-return profile and the like and take professional investment advice before investing.

...Read more

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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