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Anu

Anu Krishna  |1735 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 29, 2023

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Ravi Question by Ravi on Mar 28, 2023Hindi
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Relationship

Hi Anu. I married intercaste in a hurry going against my family. My wife seems loves me a lot but she is also a screamer and likes to create a scene when we fight. She knows it is my weak point and continues to push it with the yelling till the neighbours come to our doorstep. When the fighting got really bad I slapped her a couple of times and now I am the bad guy. Sex life is ok if we are not fighting. But fights get really ugly. After a point I lost all the love and am going through the motions for the sake of my kids. Lately my son also started answering back to her when she screams at him. Do you suggest I go for separation? She says no to therapy as she does not think anything is wrong with her. Infact she thinks I need counselling.

Ans: Dear Ravi,
Sometimes screaming could be a means to get attention. if you notice a toddler, he/she will cry and scream, throw toys around to gain the parents' attention. So, it could just be a way for express her emotions.

Even as adults, at times we are stuck around like we were when we were children and use similar means of communication. She could be doing the same. So, when she is in a calm space, that is the time to speak with her and clearly impressing upon her how her actions have begun to impact the child. If he is modeling her behaviour, she needs to take stock of what's happening with her.
So, you maybe right that she can see an expert; but what I would suggest is: When she is calm, rather than point out her behaviour which she may feel accused for, handle it with gentle patience. Ask her: how she is feeling and what makes her upset over something?
Work on the issue together rather than asking her to deal with it. This approach will make her feel like she is the problem and she will try and defend herself and refuse all help. It maybe difficult given what you are facing, but hey, it's love for the other person that you are willing to do what it takes, right?
In a marriage, the two of you are always on the same side, yeah? So unite to conquer...

All the best!

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Anu

Anu Krishna  |1735 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 31, 2023

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Relationship
Madam, I'm 52 year old, with 20 years of married life. Have one daughter, 18 and one son, 15. I'm well earning government employee. My wife is also post-graduate. However, after marriage, she put half- hearted efforts to get govt job, but didn't succeed. She was never interested to live at different places for the sake of job and also wanted equal rank job. At that time, I didn't realize that she might be comparing with me. Any way, I was fine with any of her decisions. Later she told thatnshe wants to focus on children only. But, after 4-5 years, she started hating my all family members. While they are staying almost 1000 kms away, and except on few occasions, they never asked any help from me. Since last 10 years, she stopped talking to any of them. She doesn't allow my children to visit my native place and meet my family members, even during any marriages or function. My family members or friends aren't welcome at my home. Even after accepting all these nonsense behaviour, she never remains happy. She keeps passing sarcastic comments. She willn't dress nicely. Remains busy in watching movies/webseries on laptop. Many times, our arguments in the past turned to physical also. How long can I tolerate abuse for my family members? All such situations created toxic environment at home. Both of my children were sharp and intelligent, but now they are showing depressive symptoms. I'm not able to focus on my work and affected my personalty and performances. She wants no frills attached to me. In such case, she should have married to any orphan. She neither wants to meet any one for counselling. Now, I also snapped all relations with her family members. But looks, all the doors are also closed for me. I'm feeling suffocated. I neither leave her nor leave the world, as I love my children and my reputations. Kindly suggest the way out.
Ans: Dear Ramesh,
What it seems like to me from what you have shared is: a case of lost identity!
She has been struggling to find her acceptable place in her own eyes for herself.
In simple terms, she is not happy with the decisions that she has made in life and now chooses to complain about it by pushing people away.
Does this happen to others as well? Oh, YES!
When we have the desire to do something and then we suppress it with an excuse of taking care of the family etc, one fine day in the future, it comes back to haunt us.
In all likelihood, your wife might have done the same thing...I can only assume as from what you have shared, there is nothing else that seems to be the matter.

Now, because it has begun to affect the children, you have woken up but this has been going on with her for a while. Support her thoughts but not the behaviour that impacts everyone around. Give her an assurance that is she chooses to do something professionally, you will be there for her!

The key is not to give her solutions (that will bring down her self-esteem even lower) but to nudge her into thinking about doing something other than care for the family. Point her in a direction without being eager for her to take the bait. These things take time and the state of mind that she has now, if you push her, she will only resist. It's almost like teaching a child to walk or write for the first time. You don't walk for them but nudge them and wait for them to pick up at their own pace and praise them when they take those first baby steps. Get the drift, here? All this 'displeasure' with family members is only her way of complaining about her mind struggles.
Also, your children are old enough to support you through this journey as well. So seek their help on this.


Best wishes and it's nice to know that you still care and want to do something for her.

..Read more

Love Guru

Love Guru   | Answer  |Ask -

Relationships Expert - Answered on Jan 09, 2024

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Hi, we are married for 19 years and have two kids.My wife is ill tempered, very rude and aggressive. Even if I tell her not to get angry and change her attitude, she argues by asking am I so bad? is it my fault always and never ever agrees that she is wrong. Counselling, Communicating and nothing will change her behaviour. Off Iate I understood that she is having an affair with my friend (which is safe because often he comes to our home and he is very close with all of us). If I ask her about this she will never ever accept, rather would retaliate by asking, have I gone insane? She will tear me apart by her aggressive behaviour. She is faking her love towards me and talks all sweet things whenever she requires me or my services as a husband. I am not interested in any counselling or any other such services. She will not budge or accept, thats guaranteed. Please, guide me and kindly dont bring kids angle in this, that will not help me. Shall I divorce (I am sure, it will be initial drama and later on it will not make any difference to her, she is independent and is a professional beautician. I am ready to gift her the plot which is in my name, she will be more than happy). what to do with this kind of aggressive and non accepting behaviour?
Ans: First of all, you have already decided that nothing will work without giving it a try. If marriage counselling didn’t work, people wouldn’t opt for it. But you’ve already said no. Second, you’re assuming an affair — till you have definitive proof, I wouldn’t go so far as to insist there is one. And third, you have already said in so many words that you want a divorce. So what exactly do you want to hear from me? It sounds to me like you’re as stubborn as your wife!

..Read more

Dr Ashish

Dr Ashish Sehgal  | Answer  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 09, 2024

Asked by Anonymous - Dec 30, 2023Hindi
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Relationship
Hi, I am married from last 15 year, having a daughter , my realtion with my wife is very bad, she is like this since start of marriage, our is arrange marriage. She didn't want any kind of responsibility, she always want to go out and if possible do shopping, if I asked not to over spend she thinks not sure what and create scene. She fight with everyone even in office or with her parents, she blames other for all this, never ever think she can be wrong, she is having a feeling if you correct her , she not going to like it, she will say no need to teach me , I know. She even not hving very good relationship with my daughter, she is in class 10th and staying in baording. I am hving 2 flat just like jodi flat adjacant to each other, i am staying in one and she is in another , she hardly let me hv sex, but she talks or chat with stranger whole night, i try to question her but she started fighting, she didn't listen and do what ever she want, if u question she will fight, i really don't know how to handle this situation, I am feeling trapped and she is accusing me for all the mess. We had fight lots of time , we abused each other during fight a lot , but the problem still persist nothing changed in 15 years recently after fight i stop talking with her . Not sure how I should move forward , i talked with my daughter and she also suggesting me leave her for some time she will realize , should i go for divorce or how to move forward.
Ans: I'm sorry to hear that you're going through a difficult time in your marriage.
It's important to remember that ultimately, the decision to stay in or leave a relationship is up to the individual. Here are some things you can do to help you move forward:

1. Seek professional help: Consider seeing a therapist or counselor who can help you work through your feelings and provide guidance on how to move forward.

2. Take care of yourself: Make sure you're taking care of your own physical and emotional needs. This can include getting enough sleep, eating a healthy diet, and engaging in activities that you enjoy.

3. Set boundaries: If your wife's behavior is causing you distress, it's important to set boundaries. This can include setting limits on spending, or establishing rules around communication.

4. Consider couples therapy: If you're both willing, couples therapy can be a helpful way to work through issues in your marriage and improve communication.

5. Think about your options: If you're considering divorce, it's important to think carefully about your options. Consider speaking with a lawyer who can provide guidance on the legal aspects of divorce.

Remember, every situation is unique, and there's no one-size-fits-all solution. Take the time to consider your options and make the decision that's best for you and your family.

..Read more

Kanchan

Kanchan Rai  |644 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 21, 2024

Asked by Anonymous - Jun 11, 2024Hindi
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Hi madam, I am 58 yrs old and married since 30+ yrs. Have 2 daughters. Elder one is married in 2021 and happy with her life, younger one is working in MNC. Since my marriage i didn't came to know what the relationship to be there between husband and wife as my wife is very reluctant and she loves only money. since my marriage she always fight with me for silly issues and in childhood of my children's she often beat them with whatever she got in hand. always she said that her husband and children's are useless and always give very good reasons and remarks to others in society or family. Now many times i thought of getting away from her either by doing suicide or run away from my home or divorce her. but i just wanted to leave her alone so that she can think of our presence when we are not available to her. my younger daughter is finally decided to leave the home and be alone in another rented flat or on PG due to her mother behavior. please advice if i opt for divorce and run away from home. i can't speak to any one regarding my situation and need immediate help.
Ans: It's clear that you've endured a lot over the years, and it's understandable that you're feeling overwhelmed and considering drastic measures like divorce or leaving home. Let's explore your situation with a compassionate and practical perspective.

Firstly, it's important to acknowledge your feelings. You've been dealing with a challenging relationship for a long time, and it's natural to feel the weight of it all. Your desire to escape the pain, whether through divorce or even more extreme thoughts, signals just how tough things have been. Remember, these feelings are valid, but it's crucial to find a way forward that prioritizes your well-being and safety.

Considering a divorce is a significant step, especially after being married for over 30 years. It could potentially lead to a new beginning where you and your wife might find individual peace and happiness. Before making this decision, it might be helpful to reflect on a few things:

Sometimes, the prospect of a new start can bring clarity. Have you thought about what life might look like without your current relationship's stress and conflict? Envisioning this can help you understand your true desires.

Your daughters' well-being is a significant concern. Your younger daughter's decision to move out reflects how the family dynamics are affecting her. Would a change, like a separation or divorce, potentially bring more stability and peace for everyone involved?

If it's possible, consider having a heart-to-heart conversation with your wife. Sharing your feelings and how her actions have impacted you and your family might open a door to understanding or change. It’s a difficult conversation but can sometimes lead to unexpected resolutions.

Consulting a therapist or counselor can be invaluable. They can provide you with a safe space to express your feelings and offer guidance on managing your situation. A professional can also help you and your wife if there's any possibility of working through your issues together.

If divorce seems like the best option, seeking legal advice is crucial. Understanding your rights and the practical aspects of separation can help you make an informed decision.

Remember, you don’t have to go through this alone. Lean on trusted friends, family, or support groups for emotional backing. Your happiness and mental health are incredibly important, and finding a path that leads you to peace is worth the effort. Whatever you decide, take small, thoughtful steps towards creating a better situation for yourself and your family.

..Read more

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Reetika

Reetika Sharma  |367 Answers  |Ask -

Financial Planner, MF and Insurance Expert - Answered on Nov 19, 2025

Money
Dear Sir I hope you are doing well. I am seeking your independent opinion on a proposed switch of my existing Bajaj Allianz Goal Assure funds into the Nifty 500 Multicap Momentum Quality 50 Index Fund. My insurance advisor has recommended moving my entire current corpus (~₹10.3 lakh) into this fund gradually at ₹2 lakh per year. For your reference, here are the details of my current portfolio and SIP plans: Current Portfolio (as of latest statement): Fund Name Current Value (₹) Bond Fund 83,226.67 Equity Growth Fund - 2 1,88,982.12 Accelerator Mid Cap Fund - 2 36,080.50 Pure Stock Fund II 6,45,281.48 Small Cap Fund 51,194.39 Midcap Index Fund 29,979.86 Total Portfolio Value: ₹10,34,745.02 Current SIP Allocation (₹10,000/month): Accelerator Mid Cap Fund II: 2,700 Equity Growth Fund - 2: 3,000 Pure Stock Fund II: 2,300 Small Cap Fund: 2,000 Given my long-term investment goal (2035), I would like your expert advice on the following: The impact on portfolio diversification and risk if I move my entire corpus gradually into the Nifty 500 Momentum Fund. How this switch could affect the return of charges feature in my Goal Assure plan. Whether you would recommend a full switch as suggested, or a partial allocation, and why. Expected volatility and downside risk, especially considering the last 1-year market performance. Any hidden conditions or costs associated with this switch. I would greatly appreciate your independent and detailed guidance to help me make an informed decision. Thank you for your time and expertise.
Ans: Hi Rudolf,

Your current holding funds are not that great keeping in mind your time horizon and funds performance. If you keep investing in these funds, much return cannot be expected. Hence switch is necessary into good performing funds which can easily give you a return of 14-15% on an yearly basis.

The entire shift will definitely come with additional cost and taxes for you to pay but it will be better to shift now and move to better performing funds than keep invested in funds like these.

Funds like Assure Funds comes with very high hidden costs and commissions and there are much much better funds out there for loong term investment. One should never consider investing in funds like these.

However, it would be wise not to consult an Insurance Advisor for your investments. An insurance advisor is completely different from Investment Advisors. You should seek the help of a good professional who can help in choosing funds for your long term portfolio. A Certified Financial Planner (CFP) can help you with this regard.

Hence do consult a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile. A CFP periodically reviews your portfolio and suggest any amendments to be made, if required.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

...Read more

Reetika

Reetika Sharma  |367 Answers  |Ask -

Financial Planner, MF and Insurance Expert - Answered on Nov 19, 2025

Money
Dear Sir I hope you are doing well. I am seeking your independent opinion on a proposed switch of my existing Bajaj Allianz Goal Assure funds into the Nifty 500 Multicap Momentum Quality 50 Index Fund. My insurance advisor has recommended moving my entire current corpus (~₹10.3 lakh) into this fund gradually at ₹2 lakh per year. For your reference, here are the details of my current portfolio and SIP plans: Current Portfolio (as of latest statement): Fund Name Current Value (₹) Bond Fund 83,226.67 Equity Growth Fund - 2 1,88,982.12 Accelerator Mid Cap Fund - 2 36,080.50 Pure Stock Fund II 6,45,281.48 Small Cap Fund 51,194.39 Midcap Index Fund 29,979.86 Total Portfolio Value: ₹10,34,745.02 Current SIP Allocation (₹10,000/month): Accelerator Mid Cap Fund II: 2,700 Equity Growth Fund - 2: 3,000 Pure Stock Fund II: 2,300 Small Cap Fund: 2,000 Given my long-term investment goal (2035), I would like your expert advice on the following: The impact on portfolio diversification and risk if I move my entire corpus gradually into the Nifty 500 Momentum Fund. How this switch could affect the return of charges feature in my Goal Assure plan. Whether you would recommend a full switch as suggested, or a partial allocation, and why. Expected volatility and downside risk, especially considering the last 1-year market performance. Any hidden conditions or costs associated with this switch. I would greatly appreciate your independent and detailed guidance to help me make an informed decision. Thank you for your time and expertise.
Ans: Hi Rudolf,

Your current holding funds are not that great keeping in mind your time horizon and funds performance. If you keep investing in these funds, much return cannot be expected. Hence switch is necessary into good performing funds which can easily give you a return of 14-15% on an yearly basis.

The entire shift will definitely come with additional cost and taxes for you to pay but it will be better to shift now and move to better performing funds than keep invested in funds like these.

Funds like Assure Funds comes with very high hidden costs and commissions and there are much much better funds out there for loong term investment. One should never consider investing in funds like these.

However, it would be wise not to consult an Insurance Advisor for your investments. An insurance advisor is completely different from Investment Advisors. You should seek the help of a good professional who can help in choosing funds for your long term portfolio. A Certified Financial Planner (CFP) can help you with this regard.

Hence do consult a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile. A CFP periodically reviews your portfolio and suggest any amendments to be made, if required.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

...Read more

Reetika

Reetika Sharma  |367 Answers  |Ask -

Financial Planner, MF and Insurance Expert - Answered on Nov 19, 2025

Money
Dear Sir I hope you are doing well. I am seeking your independent opinion on a proposed switch of my existing Bajaj Allianz Goal Assure funds into the Nifty 500 Multicap Momentum Quality 50 Index Fund. My insurance advisor has recommended moving my entire current corpus (~₹10.3 lakh) into this fund gradually at ₹2 lakh per year. For your reference, here are the details of my current portfolio and SIP plans: Current Portfolio (as of latest statement): Fund Name Current Value (₹) Bond Fund 83,226.67 Equity Growth Fund - 2 1,88,982.12 Accelerator Mid Cap Fund - 2 36,080.50 Pure Stock Fund II 6,45,281.48 Small Cap Fund 51,194.39 Midcap Index Fund 29,979.86 Total Portfolio Value: ₹10,34,745.02 Current SIP Allocation (₹10,000/month): Accelerator Mid Cap Fund II: 2,700 Equity Growth Fund - 2: 3,000 Pure Stock Fund II: 2,300 Small Cap Fund: 2,000 Given my long-term investment goal (2035), I would like your expert advice on the following: The impact on portfolio diversification and risk if I move my entire corpus gradually into the Nifty 500 Momentum Fund. How this switch could affect the return of charges feature in my Goal Assure plan. Whether you would recommend a full switch as suggested, or a partial allocation, and why. Expected volatility and downside risk, especially considering the last 1-year market performance. Any hidden conditions or costs associated with this switch. I would greatly appreciate your independent and detailed guidance to help me make an informed decision. Thank you for your time and expertise
Ans: Hi Rudolf,

Your current holding funds are not that great keeping in mind your time horizon and funds performance. If you keep investing in these funds, much return cannot be expected. Hence switch is necessary into good performing funds which can easily give you a return of 14-15% on an yearly basis.

The entire shift will definitely come with additional cost and taxes for you to pay but it will be better to shift now and move to better performing funds than keep invested in funds like these.

Funds like Assure Funds comes with very high hidden costs and commissions and there are much much better funds out there for loong term investment. One should never consider investing in funds like these.

However, it would be wise not to consult an Insurance Advisor for your investments. An insurance advisor is completely different from Investment Advisors. You should seek the help of a good professional who can help in choosing funds for your long term portfolio. A Certified Financial Planner (CFP) can help you with this regard.

Hence do consult a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile. A CFP periodically reviews your portfolio and suggest any amendments to be made, if required.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

...Read more

Anu

Anu Krishna  |1735 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 18, 2025

Asked by Anonymous - Nov 11, 2025Hindi
Relationship
Dear madam I have this suitaution in my life. Plz do guide me with this. So i have 2 married sisters and a brother with who i dont get along well. We used to be close back then. Later on my father passed away and then i got busy searching work. After getting work i got carried away with my newly found friendship with a boy i started spending much on him rather then my family. But still then i never neglected my family every kind of help i tried to give them. In the meanwhile i used to take care of my bedridden grandmother who used to stay in another state. Then my second sister started feeding everyone's mind against me saying i dont help them with money and i spend most on my grandmother and cousin. Though my sister were earning well still they waited me to spend on them which i stopped by then as they were earning. And there used to be a real good fight with my sisters and me regarding money issue and als my marriage thing and i gave them bitter words and also curses which i regret to this day thinking how could i do hated thing to my family .In next few years my sister got married but my second sister never invited me for her marriage and did all her wedding plans in my absence and i als never attended her wedding. I attended my 3rd sister wedding. After that my second sister plotted a plan against me by taking everyone on her side and kept me out of all the family functions. I just ignored them and decided to never to get bothered by any of this. Now the problem my 3rd sister is pregnant and they have planned a babyshower and like they are just telling me to attend it. To be honest they just told me a day before the function. How to handle this. Should i attend? And how to deal with such kind of people they seem to take advantage of my helpless. Please guide me on how to become a strong girl while taking desicion.
Ans: Dear Anonymous,
Learn the skill of staying away from all this drama. If you felt secure with who you are, you wouldn't think much whether you got invited or not. Do remember, people will be on your side sometimes and not on your side at other times. This goes for friends are family; so learn to be comfortable with that...
What you did for your grandmother is a choice that you made; why expect anything in return?
Life lived with least expectations is certainly a happier life...counting what people did or didn't do will take away your peace!
Real strength is not in fighting it out but knowing when to walk away from constant drama.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

...Read more

Anu

Anu Krishna  |1735 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 18, 2025

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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